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should I transfer all my money in Aus?

XineXine MelbournePosts: 161Member
Im leaving in Feb 5, i have money in 2 bank account but i can't access it pag nasa AUS nako kasi wire transfer lang ang way ? should i transfer all my peso to aud?

My Timeline: Visa Type: 572 (Certificate of Aged Care III & IV)
Oct. 16, 2014 - Paid my IELTS exam
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«1

Comments

  • rarekingrareking Montreal
    Posts: 466Member
    Joined: Jul 17, 2014
    @Xine - gano kalaki ser? Mura ngayon ang AUD kaya suggestion ko siguro is to transfer all. sa pagkarinig ko, malaki interest sa Oz. magtira ka ng konting AUD sa pocket money pero the rest wire mo.

    Analapit na ng Feb5, haha.. may panahon ka pa ba magwire transfer?

    Share ko lang ---- Nakapaglipat ako ng pera early december, online pag open ng account sa NAB then wire transfer lang kasi wala pa ako sa Oz. For the past 2 months kumikita na sya ng AUD50/month sa isaver nila... not too bad na at nagswesweldo na syang magisa, hehehe...


    BTW, total fees lahat lahat na binayaran ko - sending bank, receiving bank, 3rd party, forex lossess = 46AUD + 0.1% amount, not too bad na din kasi wala naman akong ibang choices dito sa current location ko...

    God bless sa "damove".

    IELTS+REMARK - 2MOS | ANZSCO - 3MOS | NT 489 INVITE - 1MO | SA 190 INVITE - 1.5MOS | VISA GRANT - 1.5MOS (15-OCT 2014)

  • Andoy31Andoy31 Brisbane
    Posts: 99Member
    Joined: May 31, 2013
    if you're leaving on feb 5- go ahead and transfer na, since it'll usually take 2-3 days for the money to be transferred mahirap na kung magkaproblema ka sa Telegraphic transfer and mawalan ka ng pera dun...

    currency fluctuations will only have such impact if medyo malaki ang itatransfer mo

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    THANK YOU LORD!

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  • wizardofOzwizardofOz Brisbane
    Posts: 1,342Member
    Joined: Feb 19, 2013
    @rareking i hope you dont mind, i hope you mind... lol

    magkano yung na-xfer mo na kumita ng $50 in span of 2 months?

    Nag-trial transfer pa lang kasi ako ng 100 AUD sinubukan ko lang, 300 THB (~12 AUD) ang kinaltas ng bank ko sa BKK, then 10 AUD yung kinuha ng NAB

    Nominated Occupation: Plant or Production Engineer (ANZSCO 233513)

    03/23/13: IELTS GT Exam (British Council)
    04/05/13: IELTS Results L:7.0/R:7.5/W:7.5/S:8.5 OBS: 7.5
    makalipas ang isang taon....
    04/20/14: CDR Application sent to EA
    07/09/14: EA started reviewing my CDR
    08/08/14: EA Assessment Positive Results (Thank you LORD!!!)
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    09/21/14: Duplicate Assessment Letter received (Finally!!)
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  • wizardofOzwizardofOz Brisbane
    Posts: 1,342Member
    Joined: Feb 19, 2013
    @Andoy31 OT lang.. Valentine's pa talaga yung flight nyo pa-Melbourne ah hehe kita ko lang sa Timeline

    Nominated Occupation: Plant or Production Engineer (ANZSCO 233513)

    03/23/13: IELTS GT Exam (British Council)
    04/05/13: IELTS Results L:7.0/R:7.5/W:7.5/S:8.5 OBS: 7.5
    makalipas ang isang taon....
    04/20/14: CDR Application sent to EA
    07/09/14: EA started reviewing my CDR
    08/08/14: EA Assessment Positive Results (Thank you LORD!!!)
    09/16/14: Requested EA for a Duplicate Letter (Original Outcome Letter lost during mail delivery to PH)
    09/21/14: Duplicate Assessment Letter received (Finally!!)
    09/21/14: EOI Lodged (70 pts)
    09/22/14: Invited to lodge Skilled - Independent (Subclass 189) visa
    09/23/14: Obtained Overseas PCC
    09/29/14: Obtained NBI Clearance
    10/12/14: Lodged application - Visa Subclass 189
    10/12/14: Uploaded docs
    10/20/14: Medicals Done
    12/06/14: Direct Grant! To GOD Be the Glory!
    12/13/14: Completed Initial Entry - Sydney

  • TasBurrfootTasBurrfoot Osaka
    Posts: 4,336Member
    Joined: Feb 24, 2011
    @rareking i hope you dont mind, i hope you mind... lol

    magkano yung na-xfer mo na kumita ng $50 in span of 2 months?

    Nag-trial transfer pa lang kasi ako ng 100 AUD sinubukan ko lang, 300 THB (~12 AUD) ang kinaltas ng bank ko sa BKK, then 10 AUD yung kinuha ng NAB
    You can derive it...

    50 (2 month) x 6 = $300 annual

    $300 divide by 3.5% (interest rate) = roughly mga $8500

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  • XineXine Melbourne
    Posts: 161Member
    Joined: May 28, 2014
    mga 850k pera ko dito eh bdo and bpi walang access sa net na pwedeng mag send sa mga bank sa AU kaya di ko magagalaw ung pera ko unless bumalik ako which is in 1 year and 6 months.

    My Timeline: Visa Type: 572 (Certificate of Aged Care III & IV)
    Oct. 16, 2014 - Paid my IELTS exam
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    Nov. 14, 2014 - Application Form Sent To Academia International (MelBourne)
    Nov. 26, 2014 - Offer Letter Received
    - IELTS Results: L-8 R-6.5 W-6 S-6 Overall = 6.5
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    Dec. 5 2014- Medicals Submitted all ok

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      Feb 6 2015 - Arrival in Melbourne :)
  • XineXine Melbourne
    Posts: 161Member
    Joined: May 28, 2014
    edited February 2015
    Nice thanks sa lahat ng advice i might transfer na un bukas sa bank ng bf ko wala pa kasi ako bank dun. May limit po ba ang wire transfer? ok lang ba ma zero bank ko dito after mag transfer?
    sobrang baba nga ng aud ngaun di naman siguro baba sa 30 ang AUD

    My Timeline: Visa Type: 572 (Certificate of Aged Care III & IV)
    Oct. 16, 2014 - Paid my IELTS exam
    Nov. 12, 2014 - Speaking Test IELTS
    Nov. 13, 2014 - R,L,W IELTS TEST
    Nov. 14, 2014 - Application Form Sent To Academia International (MelBourne)
    Nov. 26, 2014 - Offer Letter Received
    - IELTS Results: L-8 R-6.5 W-6 S-6 Overall = 6.5
    Nov. 29, 2014 - Medicals Done @ NHS Makati
    Dec. 5 2014- Medicals Submitted all ok

    • Tuition Fee Paid via BPI, Offer Accepted & Submitted
      Dec. 8 2014 - COE received
      Dec. 18 2014 - Lodged Visa Application @ AMS
      Jan. 12 2015 - Additional Medicals Test Requested
      Jan. 13 2015 - Medicals Done
      Jan. 30 2015 - Visa Granted No Interview Thank you Lord :) My Birthday :)
      Feb 6 2015 - Arrival in Melbourne :)
  • Andoy31Andoy31 Brisbane
    Posts: 99Member
    Joined: May 31, 2013
    @Andoy31 OT lang.. Valentine's pa talaga yung flight nyo pa-Melbourne ah hehe kita ko lang sa Timeline
    date kme ni misis sa eroplano :)
    Nice thanks sa lahat ng advice i might transfer na un bukas sa bank ng bf ko wala pa kasi ako bank dun. May limit po ba ang wire transfer? ok lang ba ma zero bank ko dito after mag transfer?
    sobrang baba nga ng aud ngaun di naman siguro baba sa 30 ang AUD
    parang wala nman atang limit :P

    Nominated Occupation - (261313)

    09 April 2013 - IELTS Schedule
    16 April 2013 - IELTS result - L8.5, R7.5,W7.5,S8.0; OBS=8
    18 Nov 2013 - ACS submission 261313 (software engineer)
    7 Feb 2014 - Skills Assessment Outcome: POSITIVE

    • Qualifications: Comparable to AQF Bachelor Degree
      9 Feb 2014 - Lodged EOI / v189 (65 points)
      10 Mar 2014 - skill select invitation received 189
      11 Mar 2014 - applied for v189
      15 Mar 2014 - CO Allocated - Brisbane GSM team 34
      25 Mar 2014 - CO requested for form 80
      25 Mar - 4 april 2014 - hospitalized :( - Contacted CO and moved deadline to May 16, 2014
      7 Apr 2014 - requested SG PCoC
      16 Apr 2014 - Medicals @SATA BEDOK
      17 Apr 2014 - fly to manila
      18 Apr 2014 - requested NBI Clearance
      20 Apr 2014 - uploaded NBI Clearance
      2 May 2014 - fly back to SG
      6 May 2014 - uploaded Form 80s and SG PCoC
      19 May 2014 - VISA GRANTED - IED -15 Apr 2015

    THANK YOU LORD!

    14 Feb 2015 - scheduled flight to Melbourne! :)

  • wizardofOzwizardofOz Brisbane
    Posts: 1,342Member
    Joined: Feb 19, 2013
    edited February 2015
    Nice thanks sa lahat ng advice i might transfer na un bukas sa bank ng bf ko wala pa kasi ako bank dun. May limit po ba ang wire transfer? ok lang ba ma zero bank ko dito after mag transfer?
    sobrang baba nga ng aud ngaun di naman siguro baba sa 30 ang AUD
    May limit sya per day.. depende sa Bank mo...

    Like sa bank ko sa Thailand, 25,000 US Dollars or equivalent ang Limit Per Day

    Itawag mo na lang sa branch mo to confirm

    Nominated Occupation: Plant or Production Engineer (ANZSCO 233513)

    03/23/13: IELTS GT Exam (British Council)
    04/05/13: IELTS Results L:7.0/R:7.5/W:7.5/S:8.5 OBS: 7.5
    makalipas ang isang taon....
    04/20/14: CDR Application sent to EA
    07/09/14: EA started reviewing my CDR
    08/08/14: EA Assessment Positive Results (Thank you LORD!!!)
    09/16/14: Requested EA for a Duplicate Letter (Original Outcome Letter lost during mail delivery to PH)
    09/21/14: Duplicate Assessment Letter received (Finally!!)
    09/21/14: EOI Lodged (70 pts)
    09/22/14: Invited to lodge Skilled - Independent (Subclass 189) visa
    09/23/14: Obtained Overseas PCC
    09/29/14: Obtained NBI Clearance
    10/12/14: Lodged application - Visa Subclass 189
    10/12/14: Uploaded docs
    10/20/14: Medicals Done
    12/06/14: Direct Grant! To GOD Be the Glory!
    12/13/14: Completed Initial Entry - Sydney

  • rarekingrareking Montreal
    Posts: 466Member
    Joined: Jul 17, 2014
    @Xine - mukhang di ka na pala aabot kasi pag nagbukas ka ng bagong account online sa any Oz banks kailangan din nila a few days to confirm your details bago nila award ka ng account... hmmm... dala ka na lang muna cash.. less than 10K AUD tsaka mo na pagaralan kung pano transfer yung iba... gahol ka na sa oras pre palagay ko...
    Nice thanks sa lahat ng advice i might transfer na un bukas sa bank ng bf ko wala pa kasi ako bank dun. May limit po ba ang wire transfer? ok lang ba ma zero bank ko dito after mag transfer?
    sobrang baba nga ng aud ngaun di naman siguro baba sa 30 ang AUD

    IELTS+REMARK - 2MOS | ANZSCO - 3MOS | NT 489 INVITE - 1MO | SA 190 INVITE - 1.5MOS | VISA GRANT - 1.5MOS (15-OCT 2014)

  • rarekingrareking Montreal
    Posts: 466Member
    Joined: Jul 17, 2014
    @wizardofOz - almost tama siguro yung calculation tasburrfoot although 50+ per month yun hindi 50 per 2 months... mataas na din yung interest na yun palagay ko compared sa interest dito sa current location ko or sa pinas... pagdating pala ng June na byahe namin kumita na sya ng umaatikabong 300+! hehe..

    Suggestion ko pag nagwire ka ulit, dun mo ilagay sa isaver account hindi dun sa classic kasi mas mataas dun ang kita...

    kitakits..

    @rareking i hope you dont mind, i hope you mind... lol

    magkano yung na-xfer mo na kumita ng $50 in span of 2 months?

    Nag-trial transfer pa lang kasi ako ng 100 AUD sinubukan ko lang, 300 THB (~12 AUD) ang kinaltas ng bank ko sa BKK, then 10 AUD yung kinuha ng NAB

    IELTS+REMARK - 2MOS | ANZSCO - 3MOS | NT 489 INVITE - 1MO | SA 190 INVITE - 1.5MOS | VISA GRANT - 1.5MOS (15-OCT 2014)

  • wizardofOzwizardofOz Brisbane
    Posts: 1,342Member
    Joined: Feb 19, 2013
    @rareking thanks sa info bro, napapaisip na ko na i-transfer yung almost lahat ng savings ko dito thailand, kasi its just sitting around hindi ko naman ramdam na tumutubo..

    Nominated Occupation: Plant or Production Engineer (ANZSCO 233513)

    03/23/13: IELTS GT Exam (British Council)
    04/05/13: IELTS Results L:7.0/R:7.5/W:7.5/S:8.5 OBS: 7.5
    makalipas ang isang taon....
    04/20/14: CDR Application sent to EA
    07/09/14: EA started reviewing my CDR
    08/08/14: EA Assessment Positive Results (Thank you LORD!!!)
    09/16/14: Requested EA for a Duplicate Letter (Original Outcome Letter lost during mail delivery to PH)
    09/21/14: Duplicate Assessment Letter received (Finally!!)
    09/21/14: EOI Lodged (70 pts)
    09/22/14: Invited to lodge Skilled - Independent (Subclass 189) visa
    09/23/14: Obtained Overseas PCC
    09/29/14: Obtained NBI Clearance
    10/12/14: Lodged application - Visa Subclass 189
    10/12/14: Uploaded docs
    10/20/14: Medicals Done
    12/06/14: Direct Grant! To GOD Be the Glory!
    12/13/14: Completed Initial Entry - Sydney

  • rarekingrareking Montreal
    Posts: 466Member
    Joined: Jul 17, 2014
    @wizardofOz - pagaralan mo muna interest rates dyan sa TH.. pero hula ko mataas pa din Oz.. kung confirmed na tsaka mo lipat.. God bless wiz.
    @rareking thanks sa info bro, napapaisip na ko na i-transfer yung almost lahat ng savings ko dito thailand, kasi its just sitting around hindi ko naman ramdam na tumutubo..

    IELTS+REMARK - 2MOS | ANZSCO - 3MOS | NT 489 INVITE - 1MO | SA 190 INVITE - 1.5MOS | VISA GRANT - 1.5MOS (15-OCT 2014)

  • myoshkemyoshke Imus City
    Posts: 43Member
    Joined: Oct 15, 2014
    anong bank ka nag open ng account?
    @rareking thanks sa info bro, napapaisip na ko na i-transfer yung almost lahat ng savings ko dito thailand, kasi its just sitting around hindi ko naman ramdam na tumutubo..
  • wizardofOzwizardofOz Brisbane
    Posts: 1,342Member
    Joined: Feb 19, 2013
    @myoshke NAB (National Australia Bank)... Open ka na rin ng regular Savings saka iSaver accounts for Migrant

    http://www.nab.com.au/personal/help-and-guidance/moving-to-australia

    Nominated Occupation: Plant or Production Engineer (ANZSCO 233513)

    03/23/13: IELTS GT Exam (British Council)
    04/05/13: IELTS Results L:7.0/R:7.5/W:7.5/S:8.5 OBS: 7.5
    makalipas ang isang taon....
    04/20/14: CDR Application sent to EA
    07/09/14: EA started reviewing my CDR
    08/08/14: EA Assessment Positive Results (Thank you LORD!!!)
    09/16/14: Requested EA for a Duplicate Letter (Original Outcome Letter lost during mail delivery to PH)
    09/21/14: Duplicate Assessment Letter received (Finally!!)
    09/21/14: EOI Lodged (70 pts)
    09/22/14: Invited to lodge Skilled - Independent (Subclass 189) visa
    09/23/14: Obtained Overseas PCC
    09/29/14: Obtained NBI Clearance
    10/12/14: Lodged application - Visa Subclass 189
    10/12/14: Uploaded docs
    10/20/14: Medicals Done
    12/06/14: Direct Grant! To GOD Be the Glory!
    12/13/14: Completed Initial Entry - Sydney

  • XineXine Melbourne
    Posts: 161Member
    Joined: May 28, 2014
    na transfer ko na mas malaki ang rate pag buyin 35.6 per AUD pero ok lang na transfer ko na lahat ng peso ko Thank you guys ha last minute na transfer ko na sa account ng BF ko :) Bukas nasa AUS na ko open na lang ako account lahat ba ng bank sa AUS same interest rate?

    My Timeline: Visa Type: 572 (Certificate of Aged Care III & IV)
    Oct. 16, 2014 - Paid my IELTS exam
    Nov. 12, 2014 - Speaking Test IELTS
    Nov. 13, 2014 - R,L,W IELTS TEST
    Nov. 14, 2014 - Application Form Sent To Academia International (MelBourne)
    Nov. 26, 2014 - Offer Letter Received
    - IELTS Results: L-8 R-6.5 W-6 S-6 Overall = 6.5
    Nov. 29, 2014 - Medicals Done @ NHS Makati
    Dec. 5 2014- Medicals Submitted all ok

    • Tuition Fee Paid via BPI, Offer Accepted & Submitted
      Dec. 8 2014 - COE received
      Dec. 18 2014 - Lodged Visa Application @ AMS
      Jan. 12 2015 - Additional Medicals Test Requested
      Jan. 13 2015 - Medicals Done
      Jan. 30 2015 - Visa Granted No Interview Thank you Lord :) My Birthday :)
      Feb 6 2015 - Arrival in Melbourne :)
  • TotoyOZresidentTotoyOZresident Posts: 1,335Member, Moderator
    Joined: Jun 28, 2011
    Maganda ang banking system ng Australia. Karamihan dito online banking ang transaction to pay bills at iba pa.


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  • XineXine Melbourne
    Posts: 161Member
    Joined: May 28, 2014
    same po ba lahat ng bank sa interest rate or sa NAB lang?

    My Timeline: Visa Type: 572 (Certificate of Aged Care III & IV)
    Oct. 16, 2014 - Paid my IELTS exam
    Nov. 12, 2014 - Speaking Test IELTS
    Nov. 13, 2014 - R,L,W IELTS TEST
    Nov. 14, 2014 - Application Form Sent To Academia International (MelBourne)
    Nov. 26, 2014 - Offer Letter Received
    - IELTS Results: L-8 R-6.5 W-6 S-6 Overall = 6.5
    Nov. 29, 2014 - Medicals Done @ NHS Makati
    Dec. 5 2014- Medicals Submitted all ok

    • Tuition Fee Paid via BPI, Offer Accepted & Submitted
      Dec. 8 2014 - COE received
      Dec. 18 2014 - Lodged Visa Application @ AMS
      Jan. 12 2015 - Additional Medicals Test Requested
      Jan. 13 2015 - Medicals Done
      Jan. 30 2015 - Visa Granted No Interview Thank you Lord :) My Birthday :)
      Feb 6 2015 - Arrival in Melbourne :)
  • vhoythoyvhoythoy Melbourne
    Posts: 1,550Member, Moderator
    Joined: Oct 31, 2012
    edited February 2015
    kung ako sayo transfer mo na halos lahat, magiwan ka lang cguro mga 5-10% cguro. lakas ng piso ngaun 34 nalang AUD

    ANZSCO 221214 - Internal Auditor
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    And now...... living the life that i have imagined

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  • vhoythoyvhoythoy Melbourne
    Posts: 1,550Member, Moderator
    Joined: Oct 31, 2012
    nanjan ka na pala hindi ako nagbackread haha

    ANZSCO 221214 - Internal Auditor
    19 Jan 13 - Academic IELTS Results - passed
    12 July 13 - Vetassess Assessment + Point Test Advice: Positive
    03 Nov 13 - Invitation Accepted 70 points
    19 Dec 13 - Lodged Visa 189
    07 Feb 14 - Visa Granted
    04 Aug 14 - Initial Entry Date requirement
    26 July 14 - Actual IED to Melbourne
    May 2015 - Big Move
    June 2015 - Got a permanent role in Melbourne
    Apr 2016 - Got a contract consultancy role in Melbourne
    May 2016 - Got permanent role and moved to Toowooba, Queensland

    And now...... living the life that i have imagined

    "A great photograph is one that fully expresses what one feels, in the deepest sense, about what is being photographed" - Ansel Adams

  • XineXine Melbourne
    Posts: 161Member
    Joined: May 28, 2014
    oo nga natransfer ko na medyo malaki pa rin pag bilhin sa pinas 35.6 ung rate nung pag transfer pero not bad na rin

    My Timeline: Visa Type: 572 (Certificate of Aged Care III & IV)
    Oct. 16, 2014 - Paid my IELTS exam
    Nov. 12, 2014 - Speaking Test IELTS
    Nov. 13, 2014 - R,L,W IELTS TEST
    Nov. 14, 2014 - Application Form Sent To Academia International (MelBourne)
    Nov. 26, 2014 - Offer Letter Received
    - IELTS Results: L-8 R-6.5 W-6 S-6 Overall = 6.5
    Nov. 29, 2014 - Medicals Done @ NHS Makati
    Dec. 5 2014- Medicals Submitted all ok

    • Tuition Fee Paid via BPI, Offer Accepted & Submitted
      Dec. 8 2014 - COE received
      Dec. 18 2014 - Lodged Visa Application @ AMS
      Jan. 12 2015 - Additional Medicals Test Requested
      Jan. 13 2015 - Medicals Done
      Jan. 30 2015 - Visa Granted No Interview Thank you Lord :) My Birthday :)
      Feb 6 2015 - Arrival in Melbourne :)
  • myoshkemyoshke Imus City
    Posts: 43Member
    Joined: Oct 15, 2014
    cge cge explore ko yan, maraming salamat!
    @myoshke NAB (National Australia Bank)... Open ka na rin ng regular Savings saka iSaver accounts for Migrant

    http://www.nab.com.au/personal/help-and-guidance/moving-to-australia
  • XineXine Melbourne
    Posts: 161Member
    Joined: May 28, 2014
    i just got my interest not sure if weekly i got 17$ and they took 8 dollar tax!!!

    My Timeline: Visa Type: 572 (Certificate of Aged Care III & IV)
    Oct. 16, 2014 - Paid my IELTS exam
    Nov. 12, 2014 - Speaking Test IELTS
    Nov. 13, 2014 - R,L,W IELTS TEST
    Nov. 14, 2014 - Application Form Sent To Academia International (MelBourne)
    Nov. 26, 2014 - Offer Letter Received
    - IELTS Results: L-8 R-6.5 W-6 S-6 Overall = 6.5
    Nov. 29, 2014 - Medicals Done @ NHS Makati
    Dec. 5 2014- Medicals Submitted all ok

    • Tuition Fee Paid via BPI, Offer Accepted & Submitted
      Dec. 8 2014 - COE received
      Dec. 18 2014 - Lodged Visa Application @ AMS
      Jan. 12 2015 - Additional Medicals Test Requested
      Jan. 13 2015 - Medicals Done
      Jan. 30 2015 - Visa Granted No Interview Thank you Lord :) My Birthday :)
      Feb 6 2015 - Arrival in Melbourne :)
  • manofsteelmanofsteel Melbourne
    Posts: 195Member
    Joined: Jul 01, 2013
    @Xine what bank is it? what's the interest rate they're giving you?

    "Surely your goodness and love will follow me all the days of my life, and I will dwell in the house of the Lord forever."
    ~ Psalm 23:6

  • XineXine Melbourne
    Posts: 161Member
    Joined: May 28, 2014
    @manofsteel commonwealth 3.2% per annum

    My Timeline: Visa Type: 572 (Certificate of Aged Care III & IV)
    Oct. 16, 2014 - Paid my IELTS exam
    Nov. 12, 2014 - Speaking Test IELTS
    Nov. 13, 2014 - R,L,W IELTS TEST
    Nov. 14, 2014 - Application Form Sent To Academia International (MelBourne)
    Nov. 26, 2014 - Offer Letter Received
    - IELTS Results: L-8 R-6.5 W-6 S-6 Overall = 6.5
    Nov. 29, 2014 - Medicals Done @ NHS Makati
    Dec. 5 2014- Medicals Submitted all ok

    • Tuition Fee Paid via BPI, Offer Accepted & Submitted
      Dec. 8 2014 - COE received
      Dec. 18 2014 - Lodged Visa Application @ AMS
      Jan. 12 2015 - Additional Medicals Test Requested
      Jan. 13 2015 - Medicals Done
      Jan. 30 2015 - Visa Granted No Interview Thank you Lord :) My Birthday :)
      Feb 6 2015 - Arrival in Melbourne :)
  • manofsteelmanofsteel Melbourne
    Posts: 195Member
    Joined: Jul 01, 2013
    @Xine thanks!

    "Surely your goodness and love will follow me all the days of my life, and I will dwell in the house of the Lord forever."
    ~ Psalm 23:6

  • IslanderndCityIslanderndCity Adelaide
    Posts: 2,274Member, Moderator
    Joined: Mar 30, 2013
    Now na mayroon ng pera sa Au bank accounts niyo kahit wala pa kayong work/sahod sa Au, did you give to your Au bank your Au TFN?

    Assessed Occupation: Industrial Engineer (IE 233511)
    Achieved Goal: Australia PR (Permanent Resident). Thanks God!

    ...sharpening my core gifts now...
    ...working on new, better goals...

    Bless those who curse you, pray for those who mistreat you. ~Luke 6:28~

  • EnvyEnvy Milton
    Posts: 159Member
    Joined: Apr 21, 2015
    Now na mayroon ng pera sa Au bank accounts niyo kahit wala pa kayong work/sahod sa Au, did you give to your Au bank your Au TFN?
    Yes, the bank will automatically deduct any tax applicable for the interest earned, I dont want the hassle of declaring my 'other' income once I filed my ITR. That's what I did.

    If you are keen to details or a tax savvy, then you have an option not to disclose your TFN.

    Jan 2007 - Arrive in Aus as 457
    Mar 2013 - Plan, review, read and understand visa requirements
    Apr 2013 - ACS assessment submitted
    Jun 2013 - ACS assessment received
    Aug 2013 - IETLS pass (General 8.0)
    Aug 2013 - ACT SS submitted
    Aug 2013 - Created EOI account
    Aug 2013 - VETASSES assessment submitted
    Sep 2013 - VETASSES assessment received
    Sep 2013 - ACT SS received
    Sep 2013 - EOI Submitted
    Sep 2013 - Visa invite received
    Sep 2013 - Visa application submitted (190)
    Oct 2013 - Medical completed
    Jan 2014 - Visa approved

  • IslanderndCityIslanderndCity Adelaide
    Posts: 2,274Member, Moderator
    Joined: Mar 30, 2013
    Now na mayroon ng pera sa Au bank accounts niyo kahit wala pa kayong work/sahod sa Au, did you give to your Au bank your Au TFN?
    Yes, the bank will automatically deduct any tax applicable for the interest earned, I dont want the hassle of declaring my 'other' income once I filed my ITR. That's what I did.

    If you are keen to details or a tax savvy, then you have an option not to disclose your TFN.

    What do u mean u dont want the hassle declaring ur other income? How it relates sa usapang TFN po?

    Assessed Occupation: Industrial Engineer (IE 233511)
    Achieved Goal: Australia PR (Permanent Resident). Thanks God!

    ...sharpening my core gifts now...
    ...working on new, better goals...

    Bless those who curse you, pray for those who mistreat you. ~Luke 6:28~

  • EnvyEnvy Milton
    Posts: 159Member
    Joined: Apr 21, 2015
    @IslanderndCity

    if you give your TFN to the bank, they will automatically deduct any tax applicable for the interest earned on your account. Pag lodge mo ng ITR, normally may pre filled data na ang Tax Office, they will already see these details.
    If you have your details sorted out, and you have dutifully informed that Tax Office of your earnings and losses, you can lodge an ITR using a mobile app. Maybe 6 or 7 click of a button then you are all done with your ITR.


    if you dont give your TFN to the bank, you have a lawful obligation to declare ALL interest you have earned in your bank account. Then you cant use the mobile app and need to lodge using a proper ITR form. Although it is still available online, you now need to go thru 38 sections of the form with approx 100 pages.




    Jan 2007 - Arrive in Aus as 457
    Mar 2013 - Plan, review, read and understand visa requirements
    Apr 2013 - ACS assessment submitted
    Jun 2013 - ACS assessment received
    Aug 2013 - IETLS pass (General 8.0)
    Aug 2013 - ACT SS submitted
    Aug 2013 - Created EOI account
    Aug 2013 - VETASSES assessment submitted
    Sep 2013 - VETASSES assessment received
    Sep 2013 - ACT SS received
    Sep 2013 - EOI Submitted
    Sep 2013 - Visa invite received
    Sep 2013 - Visa application submitted (190)
    Oct 2013 - Medical completed
    Jan 2014 - Visa approved

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