Launceston Tasmania - looking for friends!

perthtasmania · August 2013

Good day all. I am from Cebu Philippines and recently moved here in Perth Tasmania near to Launceston last month. I would like to ask if there is a Filipino here in Launceston and maybe we could meet up and be friends.

Jenny

psoda · October 2013

Hi, Jenny. I will be glad to meet you. Kaso by next month p dating ko dyan s Hobart, Tasmania nga lang ako mag i-stay.

se29m · November 2015

Hey guys, hope you can share your views for people like me who intends to apply for Tas SS.. Salamat po..

jkk32w · November 2015

Hey guys, hope you can share your views for people like me who intends to apply for Tas SS.. Salamat po..

these threads might give u ideas

http://pinoyau.info/discussion/410/how-is-living-in-hobart-tasmania#latest
http://pinoyau.info/categories/tasmania---hobart

se29m · November 2015

@jkk32w salamat po

shela_79_02 · January 2016

Hi, Jenny. I will be glad to meet you. Kaso by next month p dating ko dyan s Hobart, Tasmania nga lang ako mag i-stay.

Hi po! I am staying in Hobart din po. glenorchy. San po kayo banda dito po?

Factormeals · March 13

@perthtasmania said:
Good day all. I am from Cebu Philippines and recently moved here in Perth Tasmania near to Launceston last month. I would like to ask if there is a Filipino here in Launceston and maybe we could meet up and be friends.

Jenny

Good day! While I’m not in Launceston, it’s great to see someone from Cebu here. I’m sure there are other Filipinos in the area who would love to connect. You might consider joining local Facebook groups or attending community events for Filipinos in Launceston—these are excellent ways to meet new people. Additionally, if you're looking to expand your social circle, Factor Meals can be a great conversation starter, as food often brings people together. Wishing you success in building new connections!

Factormeals · March 13

Good day! While I’m not in Launceston, it’s great to see someone from Cebu here. I’m sure there are other Filipinos in the area who would love to connect. You might consider joining local Facebook groups or attending community events for Filipinos in Launceston—these are excellent ways to meet new people. Additionally, if you're looking to expand your social circle, Factor Meals can be a great conversation starter, as food often brings people together. Wishing you success in building new connections!

wesp · June 21

A Complete Guide to Using the Pag-IBIG Salary Loan Calculator and Finding Your SSS Number Online

Managing finances and government loan applications can be overwhelming, especially if you’re a first-time borrower or not fully familiar with the process. Thankfully, TechyKick provides valuable tools and guides to make things easier. Whether you’re looking to apply for a Pag-IBIG multi-purpose loan or trying to retrieve your Social Security System (SSS) number, TechyKick has you covered. This comprehensive guide will walk you through the benefits and steps of using the Pag-IBIG Salary Loan Calculator, as well as how to recover your SSS number quickly and easily online.

What Is the Pag-IBIG Salary Loan?
The Pag-IBIG Multi-Purpose Loan, commonly referred to as a salary loan, is a financial program offered by the Home Development Mutual Fund (HDMF), or Pag-IBIG Fund, in the Philippines. It is designed to help active members meet short-term financial needs such as medical expenses, home repair, tuition fees, or business capital. The amount you can borrow largely depends on your Total Accumulated Value (TAV), which includes your monthly contributions and dividends earned over time.

However, one of the biggest questions applicants have is: How much can I borrow and how much will I pay monthly? That’s where the Pag-IBIG Salary Loan Calculator comes in.

What Is the Pag-IBIG Salary Loan Calculator?
The Pag-IBIG Salary Loan Calculator provided by TechyKick is an interactive and easy-to-use tool that helps you estimate:

How much you are eligible to borrow

Monthly repayment amount based on loan term

Estimated interest over the loan duration

Total amount payable

By simply inputting your desired loan amount, interest rate, and repayment period, the calculator automatically displays how much you’ll need to pay each month. This helps you plan your finances better and make informed decisions before submitting your loan application.

Key Features of the Calculator
User-Friendly Interface: The tool is built for simplicity. No complex formulas or technical jargon—just input and get results instantly.

Instant Results: Enter your details, and within seconds, the calculator generates accurate repayment figures.

Realistic Projections: It factors in interest and repayment duration so that you know the actual cost of your loan.

Accessible Anytime: You can use the calculator online anytime you want without logging in or downloading an app.

Who Can Use It?
Any Pag-IBIG member planning to apply for a multi-purpose loan can benefit from this tool. It's especially useful for:

First-time applicants

OFWs planning their finances

Employees wanting to check eligibility

Members comparing Pag-IBIG loan options with other financial institutions

How to Use the Pag-IBIG Salary Loan Calculator
Using the calculator is incredibly simple. Here’s a step-by-step process:

Visit the TechyKick Page: Go to the Pag-IBIG Salary Loan Calculator page.

Enter the Loan Amount: Input the amount you plan to borrow.

Select the Term: Choose how many months you want to repay the loan.

Interest Rate: The default interest rate is typically set around 10.5% per year.

Click Calculate: The calculator will instantly show your monthly amortization, total interest, and total payment.

Understanding the Results
Let’s say you want to borrow ₱30,000 and repay it over 24 months at an annual interest rate of 10.5%. The calculator will show your estimated monthly payment, which might be around ₱1,400–₱1,500 depending on the exact computation. This helps you determine whether the loan fits within your monthly budget.

Pag-IBIG Loan Eligibility Requirements
Before using the calculator, ensure you meet the following basic qualifications:

Must have at least 24 monthly savings (contributions)

Must be an active Pag-IBIG member with at least one contribution within the last six months

Has sufficient proof of income (payslip, job contract, etc.)

Has no existing Pag-IBIG loan default

Required Documents
To apply for the loan, prepare the following documents:

Valid government-issued ID (e.g., Passport, UMID)

Payslips for the last month or certificate of employment with compensation

Duly accomplished Multi-Purpose Loan Application Form

If employed, the employer must certify your application

Where to Apply
Once you’ve calculated your potential loan and are ready to proceed, you can submit your application at the nearest Pag-IBIG branch. Some applications may also be completed through your HR department or online portals, depending on your employer’s setup with Pag-IBIG.

Fund Disbursement and Repayment
Loan approval and release typically take 3–5 working days if all documents are complete. Once approved, you can receive the funds via bank crediting or check. Repayment is usually made through salary deduction or direct bank payment.

Why You Should Know Your SSS Number
Now let’s shift to another equally important matter: your SSS number. Your SSS number is a critical identifier for accessing government benefits in the Philippines. Whether you’re applying for a loan, claiming benefits, or creating an online account, your SSS number is a must-have. However, it’s not uncommon for people to forget or lose it.

Fortunately, TechyKick also offers a helpful guide on how to know SSS number, especially for those who’ve lost their physical records or never registered online.

How to Know SSS Number Online
Here are some quick methods outlined on the TechyKick site:

Via My.SSS Account: If you’ve registered online, just log in and your SSS number will appear on your profile dashboard.

Through Email or Text Inquiry: You can send an email request to the SSS or inquire through their hotline using your full name and date of birth.

Check Old Documents: Look for your number in old SSS receipts, payslips, or loan forms.

Visit SSS Branch: As a last resort, visit the nearest SSS branch with a valid ID to retrieve your number in person.

Having your SSS number accessible is vital for claiming benefits, applying for salary loans, retirement, and more. Make sure you keep a digital and printed copy once you recover it.

Final Thoughts
TechyKick offers simple yet powerful tools for every Filipino navigating government services. From the Pag-IBIG Salary Loan Calculator that helps you estimate your monthly payments and total loan cost, to detailed guides like how to know SSS number, the platform is built to make your life easier.

Whether you’re planning a loan or trying to access your government credentials, a few minutes on TechyKick can save you hours of confusion and stress. Explore the site today and take control of your finances with