What is the cheapest way to send money to Philippines

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• mmojunkies Posts: 1Member
  Joined: Nov 02, 2011

  November 2011

  You said no credit cards right? Well why not a prepaid debit card -- it's for me the cheapest way to Money Transfer to Philippines. Look for a visa debit card, in particular, to make sure you have many available branches to deposit and withdraw the money you send.
• TotoyOZresident Posts: 1,327Member, Moderator
  Joined: Jun 28, 2011

  November 2011

  http://www.pinoyau.info/plugin/page/forex

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• angelesads Quezon City
  Posts: 8Member
  Joined: Nov 08, 2011

  November 2011

  Hi a new company has started in Angeles City called Ko-Kard its a free card backed by BDO that your family member can get with one ID only its free and can be used directly at any ATM. Its a debit card and cheaper rates than Western Union. Much more convenient than having go to a WU remittance office with IDs, because its a debit card it can be used for direct purchases wherever Mastercard is accepted. You can check it out at www.ko-kard.com or email me here [email protected]
• Davidx23 Brisbane
  Posts: 229Member
  Joined: Nov 08, 2011

  November 2011

  Sa mga filipino stores, mura lang magpadala ng pera sa pinas. $8 lang ang charge nila for metro mla destination (door to door) or $10 sa bank account mu (manila). Pag provincial ang destination $15 ata ang charge nila. 1-2days lang nandun na sa pinas pero kung nagmamadali western union na 25-35 ata ang charge. Maganda pa yung rate ng mga pilipino stores kasi almost updated sila sa market rates. Cash lang ang tinatanggap nila or bank deposit sa acct nila.
• aussie2x Quezon City
  Posts: 71Member
  Joined: Jan 04, 2011

  November 2011

  why not using forexworld??? save time..
• TinaR Braddon
  Posts: 69De-activated
  Joined: Aug 25, 2012

  August 2012 edited September 2012

  F!

  "One should be pragmatic when it comes to realities in life."
• pgp Melbourne
  Posts: 24Member
  Joined: Oct 22, 2012

  October 2012

  try iremit... cheap and its credited to ur love ones account in a few hrs...high exchange rate as well...
• lyn042659 Adelaide
  Posts: 1Member
  Joined: Nov 04, 2012

  November 2012

  please visit www.forexworld.com.au
• LokiJr Quezon City
  Posts: 2,616Member, Moderator
  Joined: Jan 13, 2011

  November 2012

  Uy galing a...ngayon ko lang nalaman site na to...looks interesting...medyo misleading nga lang yung URL, unang aakalain mo tungkol sa forex trading yung site hehe
• aldousnow Sydney
  Posts: 494Member
  Joined: Nov 16, 2011

  November 2012

  yup. forexworld din gamit ko. mabilis sila tapos mababaet yung mga customer service. kababayan e. tagalog talaga salita pag kausap ka. hehehe. within hours lang pasok na pera mo. 8aud per transaction lang yung charge any amount ipadala mo. pag first time mo libre. hehehe.

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• LokiJr Quezon City
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  November 2012

  For higher amounts, wala nang discount yung $8 per transaction?
  
  Parang last year naalala ko pag December nagppromo mga ganyan kasi hehe
• aldousnow Sydney
  Posts: 494Member
  Joined: Nov 16, 2011

  November 2012

  For higher amounts, wala nang discount yung $8 per transaction?
  
  Parang last year naalala ko pag December nagppromo mga ganyan kasi hehe

  hahha. parang baligtad ata, pag higher amount nga mas malaki dapat ang ibayad na transaction fee. sobrang mura na kaya nun.

  Skilled – Family Sponsored (Migrant) Visa (Subclass 176)
  Nominated Occupation : Developer Programmer (261312)
  02/28/2011 - ACS Finalized the Case (261312, PIM3, Group A)
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• lock_code2004 Perth
  Posts: 5,037Member, De-activated
  Joined: Feb 23, 2012

  November 2012

  For higher amounts, wala nang discount yung $8 per transaction?
  
  Parang last year naalala ko pag December nagppromo mga ganyan kasi hehe

  hahha. parang baligtad ata, pag higher amount nga mas malaki dapat ang ibayad na transaction fee. sobrang mura na kaya nun.

  tama ka ganun nga..
  pero pwede naman sana fix ang transaction fee.. kasi kikita nmn sila sa exchange rate pag mas marami kang pinadala...
  
  parang tax lang.. haha.. pwde nmn fix percentage.. kasi pag tumaas nmn ang sweldo taas din ang amount ng tax amount... so parang double punishment ung pagtaas ng % sa pagtaas ng salary..
  
  oh well.. wala lang.. hehe

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• aldousnow Sydney
  Posts: 494Member
  Joined: Nov 16, 2011

  November 2012

  For higher amounts, wala nang discount yung $8 per transaction?
  
  Parang last year naalala ko pag December nagppromo mga ganyan kasi hehe

  hahha. parang baligtad ata, pag higher amount nga mas malaki dapat ang ibayad na transaction fee. sobrang mura na kaya nun.

  tama ka ganun nga..
  pero pwede naman sana fix ang transaction fee.. kasi kikita nmn sila sa exchange rate pag mas marami kang pinadala...
  
  parang tax lang.. haha.. pwde nmn fix percentage.. kasi pag tumaas nmn ang sweldo taas din ang amount ng tax amount... so parang double punishment ung pagtaas ng % sa pagtaas ng salary..
  
  oh well.. wala lang.. hehe

  yup, ayun nga maganda sa forexworld. fix lang yung transaction fee kahit magkano pa ipadala mo.

  Skilled – Family Sponsored (Migrant) Visa (Subclass 176)
  Nominated Occupation : Developer Programmer (261312)
  02/28/2011 - ACS Finalized the Case (261312, PIM3, Group A)
  03/07/2011 - IELTS Result Received L- 6.5, R-7.0, W-6.0, S-7.0, Overall Band Score-6.5 (BC)
  03/13/2011 - Lodged Visa Application (Online)
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  06/04/2012 - And finally got one!
• hotshot Sydney
  Posts: 1,643Member
  Joined: Nov 10, 2011

  November 2012

  For higher amounts, wala nang discount yung $8 per transaction?
  
  Parang last year naalala ko pag December nagppromo mga ganyan kasi hehe

  hahha. parang baligtad ata, pag higher amount nga mas malaki dapat ang ibayad na transaction fee. sobrang mura na kaya nun.

  tama ka ganun nga..
  pero pwede naman sana fix ang transaction fee.. kasi kikita nmn sila sa exchange rate pag mas marami kang pinadala...
  
  parang tax lang.. haha.. pwde nmn fix percentage.. kasi pag tumaas nmn ang sweldo taas din ang amount ng tax amount... so parang double punishment ung pagtaas ng % sa pagtaas ng salary..
  
  oh well.. wala lang.. hehe

  dito sa singapore....fixed din ang remittance pero 4sgd lang ang fee for most of the remittance centers. minsan pag mataas ang ipapadala mo...pwede mo i-sweet talk yung nasa counter para bigyan ka ng "special rate" para mas mataas ang palitan na ibibgay syo compared dun sa advertised exchange rate for the day. meron din kayang ganito sa australia? hehe

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• hmd8 Adelaide
  Posts: 3Member
  Joined: Dec 09, 2012

  December 2012

  Just tried it today --- sending money to Philippines through western union online at zero 0 bank charge. Its so efficient...next day clearing to any banks in the Philippines in any currency with no minimum amount! --- http://www.westernunion.com.au
  
  I am just so glad to have found this, coz doing it over the counter charges $14 sayang diba?
  
  ...At least I am able to send the whole amount to target recipient (a nonprofit organization i used to work with in the Philippines)...Its just small amount to share to victims of typhoon Bopha or Pablo and make a difference this Christmas! To those interested, I hope its okey with you if I share the site http://inspirationaltravel.blogspot.com.au/p/appeal-by-philippines.html
  
  Thank you. Have a meaningful Merry Christmas and a Blessed New Year everyone!
• LokiJr Quezon City
  Posts: 2,616Member, Moderator
  Joined: Jan 13, 2011

  December 2012

  Wow ok pala gamitin din ang western union
• Metaform Melbourne
  Posts: 506Member
  Joined: Jul 15, 2011

  May 2013

  Anyone tried Pinoy First? Are they good?

  CO and Visa Grant: 9 Oct 2012
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• akino Sydney
  Posts: 84Member
  Joined: Jan 03, 2011

  May 2013

  Im using 'Kwarta o Kahon'.. it's a Canberra based and pinoy cash remittance, parcel delivery and/or pre-arranged balikbayan order and delivery. for more info you can visit their website:
  
  www.kwartaokahon.com
  
  charge nila $8.0 within metro manila, $10 outside mm
• hanzyboy Brisbane
  Posts: 66Member
  Joined: Feb 04, 2013

  May 2013

  First time ko magremit and I used forexworld, ok naman within an hour or two napadala na agad yun pera sa bank account.
• scarletta12 Melbourne
  Posts: 5Member
  Joined: May 23, 2013

  May 2013

  that's great hmd8, you were able to use western union without charges :-)
  I'll visit the site today
• jayjee09 Singapore
  Posts: 62Member
  Joined: Jan 02, 2011

  May 2013

  anyone tried www.PinoyFirst.com.au ? they got cheaper transfer fee i heard?
• elena05 Melbourne
  Posts: 288Member
  Joined: Nov 23, 2012

  May 2013

  parang tingin ko mas mura using paypal... kailangan lang may eon card sa union bank... 250 php lang ang kaltas sa pagtransfer mula sa paypal account papunta sa card

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• Metaform Melbourne
  Posts: 506Member
  Joined: Jul 15, 2011

  May 2013

  anyone tried www.PinoyFirst.com.au ? they got cheaper transfer fee i heard?

  I did. First transfer they gave me 50% off, so that's $3 (originally $6) transfer fee. Mabilis naman sila magpadala within hours andun na sa specified Philippine bank account.

  CO and Visa Grant: 9 Oct 2012
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• apc Brisbane
  Posts: 147Member
  Joined: Nov 15, 2011

  May 2013

  when choosing remittance company. consider niyo rin yung exchange rate...hindi lang yung remittance fee. For example,
  
  Forexworld.com.au charges $8 but exchange rate today is P40=$1
  Pinoyfirst.com.au charges $6 and $7(for banks outside Manila) but exhange rate today is P39.85=$1
  
  so kung malaki ang amount na e-transfer mo, you are better of with forexworld
  Forexworld ginagamit ko kasi my bank is outside Manila so maliit lang difference sa remittance rate sa pinoyfirst. ang ginagawa ko para makatipid sa remittance fee ay once a month lang ako nagpapadala pero malaking amount instead na weekly or forthnight
  
• iremit_australia Mandaluyong
  Posts: 38Member
  Joined: Jul 01, 2013

  July 2013

  For only $4 per send choose I Remit to the Philippines visit our website at http://www.iremit.com.au
  
  Like us on Facebook
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  I-Remit to the Philippines
• icebreaker1928 Sydney
  Posts: 1,455Member
  Joined: Apr 26, 2011

  July 2013 edited July 2013

  @iremit_australia magkaiba pala kayo sa myiremit... pero natry ko magpadala sa inyo...
  ok naman... mas cheaper pa
• iremit_australia Mandaluyong
  Posts: 38Member
  Joined: Jul 01, 2013

  July 2013

  @iremit_australia magkaiba pala kayo sa myiremit... pero natry ko magpadala sa inyo...
  ok naman... mas cheaper pa

  Do you still send money to the Philippines? We offer the highest exchange rate than banks. It is still at $4 per send. Try sending money to the Philippines with us again. Thanks!
  

  I-Remit to the Philippines
• icebreaker1928 Sydney
  Posts: 1,455Member
  Joined: Apr 26, 2011

  July 2013

  @iremit_australia kakapadala ko pa lang nung isang araw heheh... pero malamang senyo nako lagi magpadala :-D
• iremit_australia Mandaluyong
  Posts: 38Member
  Joined: Jul 01, 2013

  July 2013

  @iremit_australia kakapadala ko pa lang nung isang araw heheh... pero malamang senyo nako lagi magpadala :-D

  Sayang naman. Sa amin ka na mag-avail ng service sa sunod mong padala ng pera para sa pinas.

  I-Remit to the Philippines