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What is the cheapest way to send money to Philippines

dhome1105dhome1105 Posts: 3Member
edited May 2011 in Remittance/Exchange Rate
..without using credit cards and how much is the cost?
«13

Comments

  • mmojunkiesmmojunkies Posts: 1Member
    Joined: Nov 02, 2011
    You said no credit cards right? Well why not a prepaid debit card -- it's for me the cheapest way to Money Transfer to Philippines. Look for a visa debit card, in particular, to make sure you have many available branches to deposit and withdraw the money you send.
  • TotoyOZresidentTotoyOZresident Posts: 1,327Member, Moderator
    Joined: Jun 28, 2011
    http://www.pinoyau.info/plugin/page/forex

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  • angelesadsangelesads Quezon City
    Posts: 8Member
    Joined: Nov 08, 2011
    Hi a new company has started in Angeles City called Ko-Kard its a free card backed by BDO that your family member can get with one ID only its free and can be used directly at any ATM. Its a debit card and cheaper rates than Western Union. Much more convenient than having go to a WU remittance office with IDs, because its a debit card it can be used for direct purchases wherever Mastercard is accepted. You can check it out at www.ko-kard.com or email me here [email protected]
  • Davidx23Davidx23 Brisbane
    Posts: 229Member
    Joined: Nov 08, 2011
    Sa mga filipino stores, mura lang magpadala ng pera sa pinas. $8 lang ang charge nila for metro mla destination (door to door) or $10 sa bank account mu (manila). Pag provincial ang destination $15 ata ang charge nila. 1-2days lang nandun na sa pinas pero kung nagmamadali western union na 25-35 ata ang charge. Maganda pa yung rate ng mga pilipino stores kasi almost updated sila sa market rates. Cash lang ang tinatanggap nila or bank deposit sa acct nila.
  • aussie2xaussie2x Quezon City
    Posts: 71Member
    Joined: Jan 04, 2011
    why not using forexworld??? save time..
  • TinaRTinaR Braddon
    Posts: 69De-activated
    Joined: Aug 25, 2012
    edited September 2012
    F!

    "One should be pragmatic when it comes to realities in life."

  • pgppgp Melbourne
    Posts: 24Member
    Joined: Oct 22, 2012
    try iremit... cheap and its credited to ur love ones account in a few hrs...high exchange rate as well...
  • lyn042659lyn042659 Adelaide
    Posts: 1Member
    Joined: Nov 04, 2012
    please visit www.forexworld.com.au
  • LokiJrLokiJr Quezon City
    Posts: 2,616Member, Moderator
    Joined: Jan 13, 2011
    Uy galing a...ngayon ko lang nalaman site na to...looks interesting...medyo misleading nga lang yung URL, unang aakalain mo tungkol sa forex trading yung site hehe
  • aldousnowaldousnow Sydney
    Posts: 494Member
    Joined: Nov 16, 2011
    yup. forexworld din gamit ko. mabilis sila tapos mababaet yung mga customer service. kababayan e. tagalog talaga salita pag kausap ka. hehehe. within hours lang pasok na pera mo. 8aud per transaction lang yung charge any amount ipadala mo. pag first time mo libre. hehehe.

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  • LokiJrLokiJr Quezon City
    Posts: 2,616Member, Moderator
    Joined: Jan 13, 2011
    For higher amounts, wala nang discount yung $8 per transaction?

    Parang last year naalala ko pag December nagppromo mga ganyan kasi hehe
  • aldousnowaldousnow Sydney
    Posts: 494Member
    Joined: Nov 16, 2011
    For higher amounts, wala nang discount yung $8 per transaction?

    Parang last year naalala ko pag December nagppromo mga ganyan kasi hehe
    hahha. parang baligtad ata, pag higher amount nga mas malaki dapat ang ibayad na transaction fee. sobrang mura na kaya nun.

    Skilled – Family Sponsored (Migrant) Visa (Subclass 176)
    Nominated Occupation : Developer Programmer (261312)
    02/28/2011 - ACS Finalized the Case (261312, PIM3, Group A)
    03/07/2011 - IELTS Result Received L- 6.5, R-7.0, W-6.0, S-7.0, Overall Band Score-6.5 (BC)
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  • lock_code2004lock_code2004 Perth
    Posts: 5,037Member, De-activated
    Joined: Feb 23, 2012
    For higher amounts, wala nang discount yung $8 per transaction?

    Parang last year naalala ko pag December nagppromo mga ganyan kasi hehe
    hahha. parang baligtad ata, pag higher amount nga mas malaki dapat ang ibayad na transaction fee. sobrang mura na kaya nun.
    tama ka ganun nga..
    pero pwede naman sana fix ang transaction fee.. kasi kikita nmn sila sa exchange rate pag mas marami kang pinadala...

    parang tax lang.. haha.. pwde nmn fix percentage.. kasi pag tumaas nmn ang sweldo taas din ang amount ng tax amount... so parang double punishment ung pagtaas ng % sa pagtaas ng salary..

    oh well.. wala lang.. hehe

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  • aldousnowaldousnow Sydney
    Posts: 494Member
    Joined: Nov 16, 2011
    For higher amounts, wala nang discount yung $8 per transaction?

    Parang last year naalala ko pag December nagppromo mga ganyan kasi hehe
    hahha. parang baligtad ata, pag higher amount nga mas malaki dapat ang ibayad na transaction fee. sobrang mura na kaya nun.
    tama ka ganun nga..
    pero pwede naman sana fix ang transaction fee.. kasi kikita nmn sila sa exchange rate pag mas marami kang pinadala...

    parang tax lang.. haha.. pwde nmn fix percentage.. kasi pag tumaas nmn ang sweldo taas din ang amount ng tax amount... so parang double punishment ung pagtaas ng % sa pagtaas ng salary..

    oh well.. wala lang.. hehe
    yup, ayun nga maganda sa forexworld. fix lang yung transaction fee kahit magkano pa ipadala mo. :)

    Skilled – Family Sponsored (Migrant) Visa (Subclass 176)
    Nominated Occupation : Developer Programmer (261312)
    02/28/2011 - ACS Finalized the Case (261312, PIM3, Group A)
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    03/13/2011 - Lodged Visa Application (Online)
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    06/04/2012 - And finally got one! :)

  • hotshothotshot Sydney
    Posts: 1,643Member
    Joined: Nov 10, 2011
    For higher amounts, wala nang discount yung $8 per transaction?

    Parang last year naalala ko pag December nagppromo mga ganyan kasi hehe
    hahha. parang baligtad ata, pag higher amount nga mas malaki dapat ang ibayad na transaction fee. sobrang mura na kaya nun.
    tama ka ganun nga..
    pero pwede naman sana fix ang transaction fee.. kasi kikita nmn sila sa exchange rate pag mas marami kang pinadala...

    parang tax lang.. haha.. pwde nmn fix percentage.. kasi pag tumaas nmn ang sweldo taas din ang amount ng tax amount... so parang double punishment ung pagtaas ng % sa pagtaas ng salary..

    oh well.. wala lang.. hehe
    dito sa singapore....fixed din ang remittance pero 4sgd lang ang fee for most of the remittance centers. minsan pag mataas ang ipapadala mo...pwede mo i-sweet talk yung nasa counter para bigyan ka ng "special rate" para mas mataas ang palitan na ibibgay syo compared dun sa advertised exchange rate for the day. meron din kayang ganito sa australia? hehe

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  • hmd8hmd8 Adelaide
    Posts: 3Member
    Joined: Dec 09, 2012
    Just tried it today --- sending money to Philippines through western union online at zero 0 bank charge. Its so efficient...next day clearing to any banks in the Philippines in any currency with no minimum amount! --- http://www.westernunion.com.au

    I am just so glad to have found this, coz doing it over the counter charges $14 sayang diba?

    ...At least I am able to send the whole amount to target recipient (a nonprofit organization i used to work with in the Philippines)...Its just small amount to share to victims of typhoon Bopha or Pablo and make a difference this Christmas! To those interested, I hope its okey with you if I share the site http://inspirationaltravel.blogspot.com.au/p/appeal-by-philippines.html

    Thank you. Have a meaningful Merry Christmas and a Blessed New Year everyone!
  • LokiJrLokiJr Quezon City
    Posts: 2,616Member, Moderator
    Joined: Jan 13, 2011
    Wow ok pala gamitin din ang western union :)
  • MetaformMetaform Melbourne
    Posts: 506Member
    Joined: Jul 15, 2011
    Anyone tried Pinoy First? Are they good?

    CO and Visa Grant: 9 Oct 2012
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  • akinoakino Sydney
    Posts: 84Member
    Joined: Jan 03, 2011
    Im using 'Kwarta o Kahon'.. it's a Canberra based and pinoy cash remittance, parcel delivery and/or pre-arranged balikbayan order and delivery. for more info you can visit their website:

    www.kwartaokahon.com

    charge nila $8.0 within metro manila, $10 outside mm
  • hanzyboyhanzyboy Brisbane
    Posts: 66Member
    Joined: Feb 04, 2013
    First time ko magremit and I used forexworld, ok naman within an hour or two napadala na agad yun pera sa bank account.
  • scarletta12scarletta12 Melbourne
    Posts: 5Member
    Joined: May 23, 2013
    that's great hmd8, you were able to use western union without charges :-)
    I'll visit the site today
  • jayjee09jayjee09 Singapore
    Posts: 62Member
    Joined: Jan 02, 2011
    anyone tried www.PinoyFirst.com.au ? they got cheaper transfer fee i heard?
  • elena05elena05 Melbourne
    Posts: 288Member
    Joined: Nov 23, 2012
    parang tingin ko mas mura using paypal... kailangan lang may eon card sa union bank... 250 php lang ang kaltas sa pagtransfer mula sa paypal account papunta sa card

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  • MetaformMetaform Melbourne
    Posts: 506Member
    Joined: Jul 15, 2011
    anyone tried www.PinoyFirst.com.au ? they got cheaper transfer fee i heard?
    I did. First transfer they gave me 50% off, so that's $3 (originally $6) transfer fee. Mabilis naman sila magpadala within hours andun na sa specified Philippine bank account.

    CO and Visa Grant: 9 Oct 2012
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  • apcapc Brisbane
    Posts: 147Member
    Joined: Nov 15, 2011
    when choosing remittance company. consider niyo rin yung exchange rate...hindi lang yung remittance fee. For example,

    Forexworld.com.au charges $8 but exchange rate today is P40=$1
    Pinoyfirst.com.au charges $6 and $7(for banks outside Manila) but exhange rate today is P39.85=$1

    so kung malaki ang amount na e-transfer mo, you are better of with forexworld
    Forexworld ginagamit ko kasi my bank is outside Manila so maliit lang difference sa remittance rate sa pinoyfirst. ang ginagawa ko para makatipid sa remittance fee ay once a month lang ako nagpapadala pero malaking amount instead na weekly or forthnight
  • iremit_australiairemit_australia Mandaluyong
    Posts: 38Member
    Joined: Jul 01, 2013
    For only $4 per send choose I Remit to the Philippines visit our website at http://www.iremit.com.au

    Like us on Facebook
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    I-Remit to the Philippines

  • icebreaker1928icebreaker1928 Sydney
    Posts: 1,455Member
    Joined: Apr 26, 2011
    edited July 2013
    @iremit_australia magkaiba pala kayo sa myiremit... pero natry ko magpadala sa inyo...
    ok naman... mas cheaper pa :D
  • iremit_australiairemit_australia Mandaluyong
    Posts: 38Member
    Joined: Jul 01, 2013
    @iremit_australia magkaiba pala kayo sa myiremit... pero natry ko magpadala sa inyo...
    ok naman... mas cheaper pa :D
    Do you still send money to the Philippines? We offer the highest exchange rate than banks. It is still at $4 per send. Try sending money to the Philippines with us again. Thanks!

    I-Remit to the Philippines

  • icebreaker1928icebreaker1928 Sydney
    Posts: 1,455Member
    Joined: Apr 26, 2011
    @iremit_australia kakapadala ko pa lang nung isang araw heheh... pero malamang senyo nako lagi magpadala :-D
  • iremit_australiairemit_australia Mandaluyong
    Posts: 38Member
    Joined: Jul 01, 2013
    @iremit_australia kakapadala ko pa lang nung isang araw heheh... pero malamang senyo nako lagi magpadala :-D
    Sayang naman. Sa amin ka na mag-avail ng service sa sunod mong padala ng pera para sa pinas. :)

    I-Remit to the Philippines

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