Australian Banks - where do you put your money?

Comments

• JCsantos Sydney
  Posts: 1,416Member, Moderator
  Joined: Jan 11, 2011

  June 2013

  which is the best para sa mga nakaexperience na.
  
  1. handcarry USD to OZ then convert to AUD
  2. convert USD to AUD in Phils. then handcarry to oz
  3. online bank transfer of USD (USD acct. in Phils.) to AUD in oz bank
  
  let's just say the money is more than 10k USD. tia

  i would'nt do #3 kung ako lang kasi mag iinncurr yan ng fees pag transfer .. better to do #2 kasi pag nag change ka ng pera dito merong fee ulit ...
  
  

  Google for Everything !!!
• ozzieness Gimhae-si
  Posts: 33Member
  Joined: Mar 06, 2013

  June 2013

  thanks @JCSantos. regards nga pala kay kst
  
  Hindi ba malaki din ang bawas sa option #2 considering na iikot pa ang conversion from USD to Php to AUD?
• TasBurrfoot Osaka
  Posts: 4,336Member
  Joined: Feb 24, 2011

  June 2013

  thanks @JCSantos. regards nga pala kay kst
  
  Hindi ba malaki din ang bawas sa option #2 considering na iikot pa ang conversion from USD to Php to AUD?

  If you do #2 sa Philippines - baka ma double charge ka sa FX conversion; kasi:
  
  You sell AUD to buy PHP
  You sell PHP to buy AUD
  
  Try mo sa BPI ForEx; last I heard they have capability of doing direct conversion from USD to PHP...
  

  Primary Applicant: Wife
  Accountant (General): 221111

  04 Aug 2012 - IELTS (Academic Module)
  07 Aug 2012 - IELTS (Academic Module) Speaking Part
  17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
  24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
  25 Sep 2012 - Received +Skills Assessment from CPAA
  25 Sep 2012 - Lodged EOI Application with 70pts
  30 Sep 2012 - Invited by DIAC to apply for 189 Visa
  01 Oct 2012 - Submitted 189 Visa Application
  20 Oct 2012 - Medical Examinations
  23 Oct 2012 - CO Assigned; Team 7 - SA
  05 Nov 2012 - Submitted SG PCC and NBI Clearance
  06 Nov 2012 - Visa Granted (IED: 23/10/2013)
  03 Apr 2013 - Flight to MEL
  03 Jun 2013 - started work
  12 Jun 2013 - wife started work
  15 Jun 2016 - applied for citizenship
  29 Jul 2016 - citizenship examination
  20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
• JCsantos Sydney
  Posts: 1,416Member, Moderator
  Joined: Jan 11, 2011

  June 2013

  thanks @JCSantos. regards nga pala kay kst
  
  Hindi ba malaki din ang bawas sa option #2 considering na iikot pa ang conversion from USD to Php to AUD?

  Check if you can conveniently change USD - AUD directly .. no harm in asking
  

  Google for Everything !!!
• ozzieness Gimhae-si
  Posts: 33Member
  Joined: Mar 06, 2013

  June 2013

  salamat mga bossing.
  
  may idea ba kayo kung magkano usually remittance fee (option #3) at kung may charge ang pag widraw over the counter ng AU$ sa oz? sa ibang country kasi meron.
  
  
• TasBurrfoot Osaka
  Posts: 4,336Member
  Joined: Feb 24, 2011

  June 2013

  salamat mga bossing.
  
  may idea ba kayo kung magkano usually remittance fee (option #3) at kung may charge ang pag widraw over the counter ng AU$ sa oz? sa ibang country kasi meron.
  
  

  Check you bank... It varies yung remittance fee! Usually it is a percentage of your amount remitted.
  
  For charges in withdrawing... It varies; ako my transactional account is NAB and buttomless and allowable withdrawal (kaya lang di bottomless ang laman ng account!! ) - ang iba naman, may limit sa number of withdrawals.
  
  

  Primary Applicant: Wife
  Accountant (General): 221111

  04 Aug 2012 - IELTS (Academic Module)
  07 Aug 2012 - IELTS (Academic Module) Speaking Part
  17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
  24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
  25 Sep 2012 - Received +Skills Assessment from CPAA
  25 Sep 2012 - Lodged EOI Application with 70pts
  30 Sep 2012 - Invited by DIAC to apply for 189 Visa
  01 Oct 2012 - Submitted 189 Visa Application
  20 Oct 2012 - Medical Examinations
  23 Oct 2012 - CO Assigned; Team 7 - SA
  05 Nov 2012 - Submitted SG PCC and NBI Clearance
  06 Nov 2012 - Visa Granted (IED: 23/10/2013)
  03 Apr 2013 - Flight to MEL
  03 Jun 2013 - started work
  12 Jun 2013 - wife started work
  15 Jun 2016 - applied for citizenship
  29 Jul 2016 - citizenship examination
  20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
• icebreaker1928 Sydney
  Posts: 1,455Member
  Joined: Apr 26, 2011

  June 2013

  ayaw nyo dalhin USD nyo dito?
  mas tumataas na USD vs AUD... malaki palit nyan dito pag nagkataon
• ozzieness Gimhae-si
  Posts: 33Member
  Joined: Mar 06, 2013

  June 2013

  mataas din sa pinas pero tinitignan ko muna kung saan mas lamang. kung dyan ba o sa pinas hehe. sayang pang rent din yung difference.
• floradanica Perth
  Posts: 167Member
  Joined: Apr 24, 2013

  July 2013

  Opened an account with Commonwealth. I filled up an online application then after 3 working days, I got a call from them confirming some of the information on the application form, followed by a 30-minute briefing about our joint account.
  
  Still thinking about how to put money in that account though. Commonwealth charges $11 for receiving money via wire, regardless the amount. Aside from the cash we'll be bringing in (less than 10K AUD), I'm thinking of withdrawing cash from Citibank ATM in Australia, using my Citibank SG card and depositing that cash into our Commonwealth account. I'm afraid though the exchange rate will not be on my favour.
  
  Kung bank transfer kaya from SG bank to Commonwealth Australia? Anong bank kaya ang ok?
• TasBurrfoot Osaka
  Posts: 4,336Member
  Joined: Feb 24, 2011

  July 2013

  Opened an account with Commonwealth. I filled up an online application then after 3 working days, I got a call from them confirming some of the information on the application form, followed by a 30-minute briefing about our joint account.
  
  Still thinking about how to put money in that account though. Commonwealth charges $11 for receiving money via wire, regardless the amount. Aside from the cash we'll be bringing in (less than 10K AUD), I'm thinking of withdrawing cash from Citibank ATM in Australia, using my Citibank SG card and depositing that cash into our Commonwealth account. I'm afraid though the exchange rate will not be on my favour.
  
  Kung bank transfer kaya from SG bank to Commonwealth Australia? Anong bank kaya ang ok?

  I used DBS - all the charges are posted in their website... Okey naman ang FX rate nila and their is a A$5 charge upon receipt of money here in Australia.

  Primary Applicant: Wife
  Accountant (General): 221111

  04 Aug 2012 - IELTS (Academic Module)
  07 Aug 2012 - IELTS (Academic Module) Speaking Part
  17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
  24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
  25 Sep 2012 - Received +Skills Assessment from CPAA
  25 Sep 2012 - Lodged EOI Application with 70pts
  30 Sep 2012 - Invited by DIAC to apply for 189 Visa
  01 Oct 2012 - Submitted 189 Visa Application
  20 Oct 2012 - Medical Examinations
  23 Oct 2012 - CO Assigned; Team 7 - SA
  05 Nov 2012 - Submitted SG PCC and NBI Clearance
  06 Nov 2012 - Visa Granted (IED: 23/10/2013)
  03 Apr 2013 - Flight to MEL
  03 Jun 2013 - started work
  12 Jun 2013 - wife started work
  15 Jun 2016 - applied for citizenship
  29 Jul 2016 - citizenship examination
  20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
• floradanica Perth
  Posts: 167Member
  Joined: Apr 24, 2013

  July 2013

  @TasBurrfoot salamat sa sagot ser. anong bank mo jan sa Australia?
• TasBurrfoot Osaka
  Posts: 4,336Member
  Joined: Feb 24, 2011

  July 2013

  @TasBurrfoot salamat sa sagot ser. anong bank mo jan sa Australia?

  Commonwealth and NAB kami ni misis...

  Primary Applicant: Wife
  Accountant (General): 221111

  04 Aug 2012 - IELTS (Academic Module)
  07 Aug 2012 - IELTS (Academic Module) Speaking Part
  17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
  24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
  25 Sep 2012 - Received +Skills Assessment from CPAA
  25 Sep 2012 - Lodged EOI Application with 70pts
  30 Sep 2012 - Invited by DIAC to apply for 189 Visa
  01 Oct 2012 - Submitted 189 Visa Application
  20 Oct 2012 - Medical Examinations
  23 Oct 2012 - CO Assigned; Team 7 - SA
  05 Nov 2012 - Submitted SG PCC and NBI Clearance
  06 Nov 2012 - Visa Granted (IED: 23/10/2013)
  03 Apr 2013 - Flight to MEL
  03 Jun 2013 - started work
  12 Jun 2013 - wife started work
  15 Jun 2016 - applied for citizenship
  29 Jul 2016 - citizenship examination
  20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
• ianne27 Melbourne
  Posts: 176Member
  Joined: Mar 18, 2012

  August 2013

  @TasBurrfoot, master, we opened an account sa Commonwealth Bank... tinawagan na rin kami ng person in charge for migrants (with her thick NSW accent, whew... LOL). Do we need to maintain a monthly balance (for ex. AUD 600) every month, or no need na po?
  Thanks in advance :-)

  SECONDARY SCHOOL TEACHER Anzsco Code 241411 = May 12, 2012 - IELTS Exam / May 25, 2012 - IELTS result -PASSED / Sept. 18, 2012 - Submitted Skills Assessment @ AITSL / Sept. 20, 2012 - Acknowledgment from AITSL /Dec. 11, 2012 - AITSL Result - Assessment Completed / Dec. 27, 2012 - AITSL Certificate received = SUITABLE or POSITIVE ASSESSMENT / Jan. 04, 2013 - Created EOI with 70 pts. / Jan.07, 2013 - Invited by DIAC for VISA 189 (First EOI) / March 13, 2013 - Created EOI with 65 pts. /March 18, 2013- Invited by DIAC for VISA 189 (Second EOI) Thank GOD for another chance ;-)
  May 02, 2013 - Lodged Visa 189 - finally
  May 03, 2013 - PCC uploaded
  May 16, 2013 - Completed Med. Exam @ St. Luke's
  May 18, 2013 - Allocated CO - Team 31 GSM Brisbane, CO VL
  May 25, 2013- Submitted Form 80 and other docs requested
  May 28, 2013 - St. Luke's uploaded our med. results
  June 12, 2013 - Submitted Form 815 (requested, June 10)
  June 13, 2013 - Visa Grant (Thank you Lord!)
  Sept. 11, 2013 - See yah Melbourne, Australia

  "For I know the plans I have for you," declares the LORD, "plans to prosper you and not to harm you, plans to give you hope and a future. Then you will call upon me and come and pray to me, and I will listen to you." - Jeremiah 29:11-12
• TasBurrfoot Osaka
  Posts: 4,336Member
  Joined: Feb 24, 2011

  August 2013

  @TasBurrfoot, master, we opened an account sa Commonwealth Bank... tinawagan na rin kami ng person in charge for migrants (with her thick NSW accent, whew... LOL). Do we need to maintain a monthly balance (for ex. AUD 600) every month, or no need na po?
  Thanks in advance :-)

  Depende yan sa account na in-open mo but it should have been discussed with you by the one who called from CBA when they opened the account.
  
  Ours did not have a maintaining; we opened the GoalSaver Acct...
  
  

  Primary Applicant: Wife
  Accountant (General): 221111

  04 Aug 2012 - IELTS (Academic Module)
  07 Aug 2012 - IELTS (Academic Module) Speaking Part
  17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
  24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
  25 Sep 2012 - Received +Skills Assessment from CPAA
  25 Sep 2012 - Lodged EOI Application with 70pts
  30 Sep 2012 - Invited by DIAC to apply for 189 Visa
  01 Oct 2012 - Submitted 189 Visa Application
  20 Oct 2012 - Medical Examinations
  23 Oct 2012 - CO Assigned; Team 7 - SA
  05 Nov 2012 - Submitted SG PCC and NBI Clearance
  06 Nov 2012 - Visa Granted (IED: 23/10/2013)
  03 Apr 2013 - Flight to MEL
  03 Jun 2013 - started work
  12 Jun 2013 - wife started work
  15 Jun 2016 - applied for citizenship
  29 Jul 2016 - citizenship examination
  20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
• ianne27 Melbourne
  Posts: 176Member
  Joined: Mar 18, 2012

  August 2013

  Thanks a lot master @TasBurrfoot... nag email siya kanina... no need maintaining balance... haiz salamat...
  
  Ang West Pac kasi need ng 2k monthly...

  SECONDARY SCHOOL TEACHER Anzsco Code 241411 = May 12, 2012 - IELTS Exam / May 25, 2012 - IELTS result -PASSED / Sept. 18, 2012 - Submitted Skills Assessment @ AITSL / Sept. 20, 2012 - Acknowledgment from AITSL /Dec. 11, 2012 - AITSL Result - Assessment Completed / Dec. 27, 2012 - AITSL Certificate received = SUITABLE or POSITIVE ASSESSMENT / Jan. 04, 2013 - Created EOI with 70 pts. / Jan.07, 2013 - Invited by DIAC for VISA 189 (First EOI) / March 13, 2013 - Created EOI with 65 pts. /March 18, 2013- Invited by DIAC for VISA 189 (Second EOI) Thank GOD for another chance ;-)
  May 02, 2013 - Lodged Visa 189 - finally
  May 03, 2013 - PCC uploaded
  May 16, 2013 - Completed Med. Exam @ St. Luke's
  May 18, 2013 - Allocated CO - Team 31 GSM Brisbane, CO VL
  May 25, 2013- Submitted Form 80 and other docs requested
  May 28, 2013 - St. Luke's uploaded our med. results
  June 12, 2013 - Submitted Form 815 (requested, June 10)
  June 13, 2013 - Visa Grant (Thank you Lord!)
  Sept. 11, 2013 - See yah Melbourne, Australia

  "For I know the plans I have for you," declares the LORD, "plans to prosper you and not to harm you, plans to give you hope and a future. Then you will call upon me and come and pray to me, and I will listen to you." - Jeremiah 29:11-12
• cheesy North Ryde
  Posts: 40Member
  Joined: Jul 18, 2013

  August 2013

  silly questioon namn po..dku alam kasi kalakaran s banks..pag ba mag wiwithdraw ako banks atm s australia from my account s pnas ..example bpi aling selling rate po ba susundin yung bank ko s pnas or yung pinagwithdraw ko s au?tnx

  ICT Systems Administrator
  Planned IED (Sydney) - Oct 2013
  Visa Grant - June 13, 2013
  NSW SS Approved - May 22, 2013
  NSW SS submitted - Feb 15, 2013
• stolich18 Sydney
  Posts: 993Member
  Joined: Feb 15, 2012

  August 2013

  Sa CBA, magkaiba ang Smart access account and Goal Saver/netbank Savings account. The former requires a monthly deposit of 2K AUD (otherwise may 4AUD charge), while the latter does not require any maintaining/deposit amount...
  
  Smart access ang kelangan for payroll and medicare. Kase it will basically allow other people/institutions to deposit sa account mo.. Yung Savings account kase, ikaw lang pde maglagay ng pera don via your smart access (dapat linked sya sa smart access sa pagkakaintindi ko).
  
  Sounds complicated? hehehe ako rin nalilito na!

  261313 (Software Engineer)

  Feb.15.2012 - started working on ACS requirements
  Mar.02.2012 - submitted online ACS application and sent documents to ACS via Fedex
  Mar.05.2012 - ACS acknowledged actual documents
  Mar.21.2012 - ACS finalised assessment: Suitable
  Mar.31.2012 - IELTS exam with BC
  Apr.13.2012 - IELTS Results (L:8.5 R:7 W: 7 S: 8 OB: 7.5) Thank you LORD!
  Apr.14.2012 - Lodged 175 Online Application
  Apr.20.2012 - Completed Online Attachments
  May.24.2012 - "Application being processed further"
  May.29.2012 - CO Assigned :-)
  Jun.07.2012 - Uploaded NBI Clearance
  Jun.13.2012 - Medical/Health Requirements Finalised
  Jun.14.2012 - VISA GRANT! Thank you, LORD! :-)
  Jun.07.2013 - Initial Entry Date Deadline
  Apr.28.2013 - Initial Entry (Sydney)
  Jun.28.2013 - Verbal Job Offer (Melbourne)
  Jul.08.2013 - First day of Work and first day of child care for my son (Melbourne)
  Aug.21.2013 - First day of Work in Sydney

  "Great is the LORD and most worthy of praise; his greatness no one can fathom." Psalm 145:3
• TasBurrfoot Osaka
  Posts: 4,336Member
  Joined: Feb 24, 2011

  August 2013

  Sa CBA, magkaiba ang Smart access account and Goal Saver/netbank Savings account. The former requires a monthly deposit of 2K AUD (otherwise may 4AUD charge), while the latter does not require any maintaining/deposit amount...
  
  Smart access ang kelangan for payroll and medicare. Kase it will basically allow other people/institutions to deposit sa account mo.. Yung Savings account kase, ikaw lang pde maglagay ng pera don via your smart access (dapat linked sya sa smart access sa pagkakaintindi ko).
  
  Sounds complicated? hehehe ako rin nalilito na!

  Well, pwede naman mag-transfer ng pera from outside sa goal saver account - this is where we transferred our money from Singapore. Malaki kasi interest dito sa Goal Saver!
  
  Di na namin pinadaan sa smart access account... DBS Singapore to CBA Goal Saver kaagad and wala naman problem.

  Primary Applicant: Wife
  Accountant (General): 221111

  04 Aug 2012 - IELTS (Academic Module)
  07 Aug 2012 - IELTS (Academic Module) Speaking Part
  17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
  24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
  25 Sep 2012 - Received +Skills Assessment from CPAA
  25 Sep 2012 - Lodged EOI Application with 70pts
  30 Sep 2012 - Invited by DIAC to apply for 189 Visa
  01 Oct 2012 - Submitted 189 Visa Application
  20 Oct 2012 - Medical Examinations
  23 Oct 2012 - CO Assigned; Team 7 - SA
  05 Nov 2012 - Submitted SG PCC and NBI Clearance
  06 Nov 2012 - Visa Granted (IED: 23/10/2013)
  03 Apr 2013 - Flight to MEL
  03 Jun 2013 - started work
  12 Jun 2013 - wife started work
  15 Jun 2016 - applied for citizenship
  29 Jul 2016 - citizenship examination
  20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
• Khaosan_Road Melbourne
  Posts: 293Member
  Joined: Dec 12, 2012

  August 2013

  hayzzz buti pa kau iniisip nyo eh xferring money... ako money mismo ang iniisip ko hehe.

  Analyst Programmer (ANZSCO Code 261311)
  11-05-11: IELTS Exam Result (L-6.5, R-8.5, W-7, S-8)
  11-28-12: Submitted requirements to ACS
  01-08-13: ACS Suitable
  01-08-13: Submitted EOI
  01-21-13: Received invitation to lodge a Skilled - Independent (Subclass 189)
  02-06-13: Lodged visa application
  02-06-13: Performed Medical exam
  03-22-13: CO Allocated (Team 06 GSM Adelaide, JH)
  03-27-13: Submitted PH Police Clearance, Form 80
  04-26-13: Submitted MY and TH Police Clearance, payslips
  05-13-13: VISA GRANT!
  10-29-13: Initial Entry (Melbourne)
• stolich18 Sydney
  Posts: 993Member
  Joined: Feb 15, 2012

  August 2013

  @TasBurrFoot actually hindi rin ako ngtransfer from offshore to Au.. heheh ang tinutukoy ko kase ung bank account na pde magdeposit ang other agencies to your account like for payroll. Pde rin ba goal saver for that? not sure if goal saver tong na-open ko with cba. lol pero yeap mlaki interest.
  
  @khaosan nku hindi nga rin mlaki baon ko, nasagad pa nga kase mga 3 weeks delayed sweldo tapos ngbbayad ako childcare that time heheh

  261313 (Software Engineer)

  Feb.15.2012 - started working on ACS requirements
  Mar.02.2012 - submitted online ACS application and sent documents to ACS via Fedex
  Mar.05.2012 - ACS acknowledged actual documents
  Mar.21.2012 - ACS finalised assessment: Suitable
  Mar.31.2012 - IELTS exam with BC
  Apr.13.2012 - IELTS Results (L:8.5 R:7 W: 7 S: 8 OB: 7.5) Thank you LORD!
  Apr.14.2012 - Lodged 175 Online Application
  Apr.20.2012 - Completed Online Attachments
  May.24.2012 - "Application being processed further"
  May.29.2012 - CO Assigned :-)
  Jun.07.2012 - Uploaded NBI Clearance
  Jun.13.2012 - Medical/Health Requirements Finalised
  Jun.14.2012 - VISA GRANT! Thank you, LORD! :-)
  Jun.07.2013 - Initial Entry Date Deadline
  Apr.28.2013 - Initial Entry (Sydney)
  Jun.28.2013 - Verbal Job Offer (Melbourne)
  Jul.08.2013 - First day of Work and first day of child care for my son (Melbourne)
  Aug.21.2013 - First day of Work in Sydney

  "Great is the LORD and most worthy of praise; his greatness no one can fathom." Psalm 145:3
• Khaosan_Road Melbourne
  Posts: 293Member
  Joined: Dec 12, 2012

  August 2013

  Mabait talga si Lord... alam nya na maliit lang baon mo kaya binigyan ka kaagad ng work... Sana ako din hehe. Nakakahiya din kc makituloy sa kaibigan ko nang matagal... ay OT na :P

  Analyst Programmer (ANZSCO Code 261311)
  11-05-11: IELTS Exam Result (L-6.5, R-8.5, W-7, S-8)
  11-28-12: Submitted requirements to ACS
  01-08-13: ACS Suitable
  01-08-13: Submitted EOI
  01-21-13: Received invitation to lodge a Skilled - Independent (Subclass 189)
  02-06-13: Lodged visa application
  02-06-13: Performed Medical exam
  03-22-13: CO Allocated (Team 06 GSM Adelaide, JH)
  03-27-13: Submitted PH Police Clearance, Form 80
  04-26-13: Submitted MY and TH Police Clearance, payslips
  05-13-13: VISA GRANT!
  10-29-13: Initial Entry (Melbourne)
• TasBurrfoot Osaka
  Posts: 4,336Member
  Joined: Feb 24, 2011

  August 2013

  @TasBurrFoot actually hindi rin ako ngtransfer from offshore to Au.. heheh ang tinutukoy ko kase ung bank account na pde magdeposit ang other agencies to your account like for payroll. Pde rin ba goal saver for that? not sure if goal saver tong na-open ko with cba. lol pero yeap mlaki interest.
  
  @khaosan nku hindi nga rin mlaki baon ko, nasagad pa nga kase mga 3 weeks delayed sweldo tapos ngbbayad ako childcare that time heheh

  Yup pwede ang Goal Saver... It has a BSB naman and the acct number so pwede ma-credit sweldo mo dito.

  Primary Applicant: Wife
  Accountant (General): 221111

  04 Aug 2012 - IELTS (Academic Module)
  07 Aug 2012 - IELTS (Academic Module) Speaking Part
  17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
  24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
  25 Sep 2012 - Received +Skills Assessment from CPAA
  25 Sep 2012 - Lodged EOI Application with 70pts
  30 Sep 2012 - Invited by DIAC to apply for 189 Visa
  01 Oct 2012 - Submitted 189 Visa Application
  20 Oct 2012 - Medical Examinations
  23 Oct 2012 - CO Assigned; Team 7 - SA
  05 Nov 2012 - Submitted SG PCC and NBI Clearance
  06 Nov 2012 - Visa Granted (IED: 23/10/2013)
  03 Apr 2013 - Flight to MEL
  03 Jun 2013 - started work
  12 Jun 2013 - wife started work
  15 Jun 2016 - applied for citizenship
  29 Jul 2016 - citizenship examination
  20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
• stolich18 Sydney
  Posts: 993Member
  Joined: Feb 15, 2012

  August 2013

  ahahah di ko to alam ah lol i wonder bkt smart access ang pina-open skn... yeah tama goal saver pala ung isa kong account hehehe

  261313 (Software Engineer)

  Feb.15.2012 - started working on ACS requirements
  Mar.02.2012 - submitted online ACS application and sent documents to ACS via Fedex
  Mar.05.2012 - ACS acknowledged actual documents
  Mar.21.2012 - ACS finalised assessment: Suitable
  Mar.31.2012 - IELTS exam with BC
  Apr.13.2012 - IELTS Results (L:8.5 R:7 W: 7 S: 8 OB: 7.5) Thank you LORD!
  Apr.14.2012 - Lodged 175 Online Application
  Apr.20.2012 - Completed Online Attachments
  May.24.2012 - "Application being processed further"
  May.29.2012 - CO Assigned :-)
  Jun.07.2012 - Uploaded NBI Clearance
  Jun.13.2012 - Medical/Health Requirements Finalised
  Jun.14.2012 - VISA GRANT! Thank you, LORD! :-)
  Jun.07.2013 - Initial Entry Date Deadline
  Apr.28.2013 - Initial Entry (Sydney)
  Jun.28.2013 - Verbal Job Offer (Melbourne)
  Jul.08.2013 - First day of Work and first day of child care for my son (Melbourne)
  Aug.21.2013 - First day of Work in Sydney

  "Great is the LORD and most worthy of praise; his greatness no one can fathom." Psalm 145:3
• stolich18 Sydney
  Posts: 993Member
  Joined: Feb 15, 2012

  August 2013

  @khaosan yup true! at may anak na kase kami and may sinusupport na family sa pinas kaya kelangan magkawork din agad heheh

  261313 (Software Engineer)

  Feb.15.2012 - started working on ACS requirements
  Mar.02.2012 - submitted online ACS application and sent documents to ACS via Fedex
  Mar.05.2012 - ACS acknowledged actual documents
  Mar.21.2012 - ACS finalised assessment: Suitable
  Mar.31.2012 - IELTS exam with BC
  Apr.13.2012 - IELTS Results (L:8.5 R:7 W: 7 S: 8 OB: 7.5) Thank you LORD!
  Apr.14.2012 - Lodged 175 Online Application
  Apr.20.2012 - Completed Online Attachments
  May.24.2012 - "Application being processed further"
  May.29.2012 - CO Assigned :-)
  Jun.07.2012 - Uploaded NBI Clearance
  Jun.13.2012 - Medical/Health Requirements Finalised
  Jun.14.2012 - VISA GRANT! Thank you, LORD! :-)
  Jun.07.2013 - Initial Entry Date Deadline
  Apr.28.2013 - Initial Entry (Sydney)
  Jun.28.2013 - Verbal Job Offer (Melbourne)
  Jul.08.2013 - First day of Work and first day of child care for my son (Melbourne)
  Aug.21.2013 - First day of Work in Sydney

  "Great is the LORD and most worthy of praise; his greatness no one can fathom." Psalm 145:3
• peach17 Los Angeles
  Posts: 1,684Member
  Joined: Jan 13, 2013

  August 2013

  @TasBurrfoot salamat sa sagot ser. anong bank mo jan sa Australia?

  Commonwealth and NAB kami ni misis...

  @TasBurrfoot, yung sa NAB mo yun ba yung inopen mo online while still here in the Phils or SG pala?
  
  Inavail mo ba yung Classic with iSaver nila na bank account?
  
  Then pina telegraphic transfer mo din yung money from SG Bank Account to NAB?
  
  Tama po ba?
  
  
  
  

  9 January 2013 Received Favorable Response from EA
  18 January 2013 Lodged EOI Application via SkillSelect
  21 January 2013 Received Invitation to Apply for Visa Subclass 189
  26 January 2013 Lodged Visa Application
  18 March 2013 CO Allocated, Team 34 Brisbane
  14 May 2013 Submitted Form 815
  23 May 2013 Submitted updated Form 815 with new passport details
  03 June 2013 VISA Grant! Thank you Jesus
• TasBurrfoot Osaka
  Posts: 4,336Member
  Joined: Feb 24, 2011

  August 2013

  @TasBurrfoot salamat sa sagot ser. anong bank mo jan sa Australia?

  Commonwealth and NAB kami ni misis...

  @TasBurrfoot, yung sa NAB mo yun ba yung inopen mo online while still here in the Phils or SG pala?
  
  Inavail mo ba yung Classic with iSaver nila na bank account?
  
  Then pina telegraphic transfer mo din yung money from SG Bank Account to NAB?
  
  Tama po ba?
  
  
  
  

  NAB opened while in SG; yup classic + iSaver and yes, DBS to NAB...

  Primary Applicant: Wife
  Accountant (General): 221111

  04 Aug 2012 - IELTS (Academic Module)
  07 Aug 2012 - IELTS (Academic Module) Speaking Part
  17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
  24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
  25 Sep 2012 - Received +Skills Assessment from CPAA
  25 Sep 2012 - Lodged EOI Application with 70pts
  30 Sep 2012 - Invited by DIAC to apply for 189 Visa
  01 Oct 2012 - Submitted 189 Visa Application
  20 Oct 2012 - Medical Examinations
  23 Oct 2012 - CO Assigned; Team 7 - SA
  05 Nov 2012 - Submitted SG PCC and NBI Clearance
  06 Nov 2012 - Visa Granted (IED: 23/10/2013)
  03 Apr 2013 - Flight to MEL
  03 Jun 2013 - started work
  12 Jun 2013 - wife started work
  15 Jun 2016 - applied for citizenship
  29 Jul 2016 - citizenship examination
  20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
• peach17 Los Angeles
  Posts: 1,684Member
  Joined: Jan 13, 2013

  August 2013

  Thanks @TasBurrfoot

  9 January 2013 Received Favorable Response from EA
  18 January 2013 Lodged EOI Application via SkillSelect
  21 January 2013 Received Invitation to Apply for Visa Subclass 189
  26 January 2013 Lodged Visa Application
  18 March 2013 CO Allocated, Team 34 Brisbane
  14 May 2013 Submitted Form 815
  23 May 2013 Submitted updated Form 815 with new passport details
  03 June 2013 VISA Grant! Thank you Jesus
• staycool Sydney
  Posts: 758Member
  Joined: Apr 08, 2013

  August 2013

  sa CBA po ba, both ang SMART ACCESS ACCOUNT and GOAL SAVER ACCT may ATM po bang ibibigay sa inyo??
  
  

  • via MARA Agent
    CPA Australia 040912 : NSW SS 030812 : EOI first lodged 081312 : 1st Invitation 083112 : Updated EOI 110812 : 2nd Invitation 032713 : Lodged App 040213 : CO 042213 : medicals: 050213...visa granted (thank YOU LORD!) 060513 ... IED to NSW 03XX14 ??
• stolich18 Sydney
  Posts: 993Member
  Joined: Feb 15, 2012

  August 2013

  yung skn smart access lang ang may atm

  261313 (Software Engineer)

  Feb.15.2012 - started working on ACS requirements
  Mar.02.2012 - submitted online ACS application and sent documents to ACS via Fedex
  Mar.05.2012 - ACS acknowledged actual documents
  Mar.21.2012 - ACS finalised assessment: Suitable
  Mar.31.2012 - IELTS exam with BC
  Apr.13.2012 - IELTS Results (L:8.5 R:7 W: 7 S: 8 OB: 7.5) Thank you LORD!
  Apr.14.2012 - Lodged 175 Online Application
  Apr.20.2012 - Completed Online Attachments
  May.24.2012 - "Application being processed further"
  May.29.2012 - CO Assigned :-)
  Jun.07.2012 - Uploaded NBI Clearance
  Jun.13.2012 - Medical/Health Requirements Finalised
  Jun.14.2012 - VISA GRANT! Thank you, LORD! :-)
  Jun.07.2013 - Initial Entry Date Deadline
  Apr.28.2013 - Initial Entry (Sydney)
  Jun.28.2013 - Verbal Job Offer (Melbourne)
  Jul.08.2013 - First day of Work and first day of child care for my son (Melbourne)
  Aug.21.2013 - First day of Work in Sydney

  "Great is the LORD and most worthy of praise; his greatness no one can fathom." Psalm 145:3
• TasBurrfoot Osaka
  Posts: 4,336Member
  Joined: Feb 24, 2011

  August 2013

  sa CBA po ba, both ang SMART ACCESS ACCOUNT and GOAL SAVER ACCT may ATM po bang ibibigay sa inyo??
  
  

  Only smart access account has an ATM; ang goal saver is an internet based account meaning you can directly get physical cash from it - if you want to withdraw your money from the goal saver account, you need to transfer it first to another account with atm.
  
  Hope this helps @staycool!

  Primary Applicant: Wife
  Accountant (General): 221111

  04 Aug 2012 - IELTS (Academic Module)
  07 Aug 2012 - IELTS (Academic Module) Speaking Part
  17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
  24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
  25 Sep 2012 - Received +Skills Assessment from CPAA
  25 Sep 2012 - Lodged EOI Application with 70pts
  30 Sep 2012 - Invited by DIAC to apply for 189 Visa
  01 Oct 2012 - Submitted 189 Visa Application
  20 Oct 2012 - Medical Examinations
  23 Oct 2012 - CO Assigned; Team 7 - SA
  05 Nov 2012 - Submitted SG PCC and NBI Clearance
  06 Nov 2012 - Visa Granted (IED: 23/10/2013)
  03 Apr 2013 - Flight to MEL
  03 Jun 2013 - started work
  12 Jun 2013 - wife started work
  15 Jun 2016 - applied for citizenship
  29 Jul 2016 - citizenship examination
  20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!