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Australian Banks - where do you put your money?

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Comments

  • issaissa Melbourne
    Posts: 194Member
    Joined: Jul 29, 2011
    Hi Guys. Saan po mas mataas rate magpalit to AUD from USD or PhP? Pilipinas or OZ?
    Parang nakikita ko po kasi ang mahal sa OZ ng palitan ng PhP to AUD. Pwede din kaya dito sa Pilipinas magpapalit ng USD to AUD? Thanks po.
    mahirap makahanap ng moneychanger na nagpapalit to AUD, its either wala silang reserve or sobrang mahal naman. I got mine from HSBC, maliit lang difference, mababa lang yung benta nila.

    Skill nominated :262113 Systems Administrator|Oct 12, 2011 -Submitted documents to ACS|Oct 28, 2011 -ACS result ( Comparable to an Australian Bachelor's Degree)|March 31, 2012- IELTS Exam|April 13, 2012 -IELTS Result ( R-7.5 L-7.5 W-6.5 S-7.5=OB=7.5), requested for remarking but no change|July 01, 2012- EOI submitted|Aug 02, 2012- Submitted SA SS ( visa 190)|Nov 06, 2012 - SA SS approval and 190 Invitation :) | Nov 08,2012- Lodged 190 visa|| Nov 23,2012- Visa Grant! Thank God, Almighty! :)

  • bmc_cpubmc_cpu North Ryde
    Posts: 141Member
    Joined: Mar 11, 2012
    @issa Thanks for the info. Naku, wala yatang hsbc sa amin, nasa province ksi ako. Yung mga major banks kaya like BDO, BPI, Metrobank, etc? nakapagtry ka ba dati?

    Subclass 190 - Software Engineer
    April 5- ACS Application
    May 12 - IELTS Exam
    May 25 - IELTS result (R&L - 7.5, S - 8, W - 7)
    May 30 - ACS Result ( Not suitable due to less than 4 yrs. exp./ 1 mo. short)
    July 9 - ACS Review Application
    July 19 - ACS Review result (Suitable); EOI Submission
    July 27 - NSW State Sponsorship Application ( Payment rejected)
    Aug 3 - Payment in AUD sent
    Aug 16 - Invitation and Visa Lodgment
    Aug 20 - GSM Adelaide Acknowledgement
    Aug 21 - Health Examinations List received
    September 5 - PCC
    September 6 - Medical Exam
    October 1 - Employment verification by the Embassy
    October 18 - Visa Grant
    October 26 - Notification of Grant letter arrived. Finish line

  • LokiJrLokiJr Quezon City
    Posts: 2,616Member, Moderator
    Joined: Jan 13, 2011
    Diba BPI nagpapalit ng AUD dito? Ang alam ko lang kelangan mo muna sila tawagan...at sa head office yun.
  • issaissa Melbourne
    Posts: 194Member
    Joined: Jul 29, 2011
    Diba BPI nagpapalit ng AUD dito? Ang alam ko lang kelangan mo muna sila tawagan...at sa head office yun.
    mataas masyado sa BPI, 44+ pesos nung last time na nagtanong ako sa kanila eh nasa 42 pesos lang Peso to AUD nun time na yun, hassle pa kasi may oras pa yung pagtawag sa kanila at sa head office pa dapat kaya i opted to go to HSBC.

    Skill nominated :262113 Systems Administrator|Oct 12, 2011 -Submitted documents to ACS|Oct 28, 2011 -ACS result ( Comparable to an Australian Bachelor's Degree)|March 31, 2012- IELTS Exam|April 13, 2012 -IELTS Result ( R-7.5 L-7.5 W-6.5 S-7.5=OB=7.5), requested for remarking but no change|July 01, 2012- EOI submitted|Aug 02, 2012- Submitted SA SS ( visa 190)|Nov 06, 2012 - SA SS approval and 190 Invitation :) | Nov 08,2012- Lodged 190 visa|| Nov 23,2012- Visa Grant! Thank God, Almighty! :)

  • LokiJrLokiJr Quezon City
    Posts: 2,616Member, Moderator
    Joined: Jan 13, 2011
    Ano po rates at terms pag HSBC? I had the perception na mas magiging 'flexible' ang mga local banks natin kesa sa mga MNC's hehe
  • bmc_cpubmc_cpu North Ryde
    Posts: 141Member
    Joined: Mar 11, 2012
    Nakapagpalit na po ako ng AUD dito sa local forex namin, 43.1 po palitan. Btw, saan po kaya sa Sydney merong magandang rates ng USD to AUD?

    Subclass 190 - Software Engineer
    April 5- ACS Application
    May 12 - IELTS Exam
    May 25 - IELTS result (R&L - 7.5, S - 8, W - 7)
    May 30 - ACS Result ( Not suitable due to less than 4 yrs. exp./ 1 mo. short)
    July 9 - ACS Review Application
    July 19 - ACS Review result (Suitable); EOI Submission
    July 27 - NSW State Sponsorship Application ( Payment rejected)
    Aug 3 - Payment in AUD sent
    Aug 16 - Invitation and Visa Lodgment
    Aug 20 - GSM Adelaide Acknowledgement
    Aug 21 - Health Examinations List received
    September 5 - PCC
    September 6 - Medical Exam
    October 1 - Employment verification by the Embassy
    October 18 - Visa Grant
    October 26 - Notification of Grant letter arrived. Finish line

  • rbolanterbolante North Ryde
    Posts: 247Member
    Joined: Jul 05, 2012
    i got mine from czarina at 43.18. wala na akong nakitang mas bababa pa dito. sa sanrys 43.5 anlayo ng difference.

    Skilled – Family Sponsored (Subclass 176)
    Software Programmer (261313)

    05/03/2012 - Lodged visa application (Online)
    06/07/2012 - CO allocated/Medicals requested
    06/11/2012 - Medical exam at NHSI
    06/28/2012 - PCCs submitted
    07/03/2012 - Health requirements finalised
    07/13/2012 - Visa granted (IED: 06/19/2013)

    Thanks be to God!!! :D

  • LokiJrLokiJr Quezon City
    Posts: 2,616Member, Moderator
    Joined: Jan 13, 2011
    uy boss @rbolante masaya ba diyan? hehe
  • issaissa Melbourne
    Posts: 194Member
    Joined: Jul 29, 2011
    Ano po rates at terms pag HSBC? I had the perception na mas magiging 'flexible' ang mga local banks natin kesa sa mga MNC's hehe
    Nung time na nagpapalit ako 43.17, nasa 42.90 yung palitan that time so di na rin masama. wala naman ibang terms basta nagtanong lang kung magkano kelangan ko at purpose bakit nagpapapalit ako tapos ayun check nila kung may account ako sa kanila.

    Skill nominated :262113 Systems Administrator|Oct 12, 2011 -Submitted documents to ACS|Oct 28, 2011 -ACS result ( Comparable to an Australian Bachelor's Degree)|March 31, 2012- IELTS Exam|April 13, 2012 -IELTS Result ( R-7.5 L-7.5 W-6.5 S-7.5=OB=7.5), requested for remarking but no change|July 01, 2012- EOI submitted|Aug 02, 2012- Submitted SA SS ( visa 190)|Nov 06, 2012 - SA SS approval and 190 Invitation :) | Nov 08,2012- Lodged 190 visa|| Nov 23,2012- Visa Grant! Thank God, Almighty! :)

  • wenzhelwenzhel Adelaide
    Posts: 67Member
    Joined: Mar 13, 2013
    @JClem Hi, ask ko lang nung nag-open kayo ng account sa NAB which option did you choose, i mean what type of account? Mas ok kc yung me atm...Thank you

    Electronics Engineer ANZSCO 233411

  • hotshothotshot Sydney
    Posts: 1,643Member
    Joined: Nov 10, 2011
    edited March 2013
    @wenzhel : sa NAB din ako nag-open ng account bago pumunta ng oz. NAB Classic ang inopen kong account. pero pagdating namin ng oz at pumunta sa NAB branch for verification, it turns out na dalawa ang inopen na account ng NAB: Classic and iSaver.

    may ATM yung Classic account tapos yung iSaver ay online account lang talaga.

    Occupation: Analyst Programmer (ANZSCO Code 261311)
    May 21 2012 - lodged visa 176 (NSW) online application
    May 30 2012 - CO allocation
    Jul 16 2012 - Visa Granted! (IED Deadline: May 16, 2013)
    Jan 19 2013 - Arrived in Sydney
    Jan 20 2013 - Started our job hunt
    Mar 11 2013 - Officially became a "HOUSE-BAND" :)
    Apr 22 2013 - End of my "HOUSE-BAND" career :)

  • hanzyboyhanzyboy Brisbane
    Posts: 66Member
    Joined: Feb 04, 2013
    same as hotshot nung una ko din dating sa NAB din ako nagbukas dahil sa no charges nila, since wala pa naman ako pumapasok na pera and sayang din kung mababawasan yun pera mo sa bank because of monthly fees.
  • hotshothotshot Sydney
    Posts: 1,643Member
    Joined: Nov 10, 2011
    @hanzyboy : san bank ka na lumipat? :)

    Occupation: Analyst Programmer (ANZSCO Code 261311)
    May 21 2012 - lodged visa 176 (NSW) online application
    May 30 2012 - CO allocation
    Jul 16 2012 - Visa Granted! (IED Deadline: May 16, 2013)
    Jan 19 2013 - Arrived in Sydney
    Jan 20 2013 - Started our job hunt
    Mar 11 2013 - Officially became a "HOUSE-BAND" :)
    Apr 22 2013 - End of my "HOUSE-BAND" career :)

  • wenzhelwenzhel Adelaide
    Posts: 67Member
    Joined: Mar 13, 2013
    edited March 2013
    @hotshot ah ganon ba...isa lang nmn ang option dun sa NAB account opening pag mag-open ka before arriving to OZ...ala akong nakita na reference # nung matapos yung processing nung account application ko...thank you message lng then sabi e in 2 weeks time e send daw nila through email yung accnt #...ganon din ba sa inyo? before arriving ba sa OZ e nagdeposit na kayo ng pera nyo s accnt, pano through western Union b?

    out of topic tong tanong ko, mahigpit ba ang OZ immigration sa pagdadala ng medicines...diabetic kc ako so i have to bring my maintenance with me..although yung stocks ko nmn e lagay ko sa check-in baggage ko...

    Electronics Engineer ANZSCO 233411

  • hotshothotshot Sydney
    Posts: 1,643Member
    Joined: Nov 10, 2011
    @hotshot ah ganon ba...isa lang nmn ang option dun sa NAB account opening pag mag-open ka before arriving to OZ...ala akong nakita na reference # nung matapos yung processing nung account application ko...thank you message lng then sabi e in 2 weeks time e send daw nila through email yung accnt #...ganon din ba sa inyo? before arriving ba sa OZ e nagdeposit na kayo ng pera nyo s accnt, pano through western Union b?

    out of topic tong tanong ko, mahigpit ba ang OZ immigration sa pagdadala ng medicines...diabetic kc ako so i have to bring my maintenance with me..although yung stocks ko nmn e lagay ko sa check-in baggage ko...
    parang ganun din. pero mga after 2 days dumating na email nila with my account number information.

    Occupation: Analyst Programmer (ANZSCO Code 261311)
    May 21 2012 - lodged visa 176 (NSW) online application
    May 30 2012 - CO allocation
    Jul 16 2012 - Visa Granted! (IED Deadline: May 16, 2013)
    Jan 19 2013 - Arrived in Sydney
    Jan 20 2013 - Started our job hunt
    Mar 11 2013 - Officially became a "HOUSE-BAND" :)
    Apr 22 2013 - End of my "HOUSE-BAND" career :)

  • wenzhelwenzhel Adelaide
    Posts: 67Member
    Joined: Mar 13, 2013
    @hotshot bilis naman..sana ako din within the week e mag-email na cla...Tuesday kc ako ng apply e...plan ko kc ideposit na yung ibang cash para diko dala lahat...safe ba yung magdeposit ka kagad kahit ala ka pa jan sa OZ?

    Electronics Engineer ANZSCO 233411

  • hotshothotshot Sydney
    Posts: 1,643Member
    Joined: Nov 10, 2011
    @wenzhel : safe naman kasi wala naman makaka-withdraw ng pera sa account unless magpakita ka na sa branch nila for verification. :)

    Occupation: Analyst Programmer (ANZSCO Code 261311)
    May 21 2012 - lodged visa 176 (NSW) online application
    May 30 2012 - CO allocation
    Jul 16 2012 - Visa Granted! (IED Deadline: May 16, 2013)
    Jan 19 2013 - Arrived in Sydney
    Jan 20 2013 - Started our job hunt
    Mar 11 2013 - Officially became a "HOUSE-BAND" :)
    Apr 22 2013 - End of my "HOUSE-BAND" career :)

  • LokiJrLokiJr Quezon City
    Posts: 2,616Member, Moderator
    Joined: Jan 13, 2011
    Pag nagbukas kayo ng account sa Pinas kunwari ANZ pero supposedly yung account na yun para sa pagmigrate mo sa Australia, aling deposit rate susundin? Yung sa Pinas o sa Australia?
  • hotshothotshot Sydney
    Posts: 1,643Member
    Joined: Nov 10, 2011
    @LokiJr : ano po yung deposit rate? exchange rate ba?

    Occupation: Analyst Programmer (ANZSCO Code 261311)
    May 21 2012 - lodged visa 176 (NSW) online application
    May 30 2012 - CO allocation
    Jul 16 2012 - Visa Granted! (IED Deadline: May 16, 2013)
    Jan 19 2013 - Arrived in Sydney
    Jan 20 2013 - Started our job hunt
    Mar 11 2013 - Officially became a "HOUSE-BAND" :)
    Apr 22 2013 - End of my "HOUSE-BAND" career :)

  • TasBurrfootTasBurrfoot Osaka
    Posts: 4,336Member
    Joined: Feb 24, 2011
    @LokiJr : ano po yung deposit rate? exchange rate ba?
    interest rate ata ang sinasabi ni bossing...

    Primary Applicant: Wife
    Accountant (General): 221111

    04 Aug 2012 - IELTS (Academic Module)
    07 Aug 2012 - IELTS (Academic Module) Speaking Part
    17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
    24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
    25 Sep 2012 - Received +Skills Assessment from CPAA
    25 Sep 2012 - Lodged EOI Application with 70pts
    30 Sep 2012 - Invited by DIAC to apply for 189 Visa
    01 Oct 2012 - Submitted 189 Visa Application
    20 Oct 2012 - Medical Examinations
    23 Oct 2012 - CO Assigned; Team 7 - SA
    05 Nov 2012 - Submitted SG PCC and NBI Clearance
    06 Nov 2012 - Visa Granted (IED: 23/10/2013)
    03 Apr 2013 - Flight to MEL
    03 Jun 2013 - started work
    12 Jun 2013 - wife started work
    15 Jun 2016 - applied for citizenship
    29 Jul 2016 - citizenship examination
    20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!

  • TasBurrfootTasBurrfoot Osaka
    Posts: 4,336Member
    Joined: Feb 24, 2011
    Pag nagbukas kayo ng account sa Pinas kunwari ANZ pero supposedly yung account na yun para sa pagmigrate mo sa Australia, aling deposit rate susundin? Yung sa Pinas o sa Australia?
    If that was the account opened in their Philippine Branch operation, interest rate to be followed are the rates published for the PH operations...

    Likewise if that account was opened in their Australian Branches, the interest rates to be followed are the rates published for their AU operations.

    Primary Applicant: Wife
    Accountant (General): 221111

    04 Aug 2012 - IELTS (Academic Module)
    07 Aug 2012 - IELTS (Academic Module) Speaking Part
    17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
    24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
    25 Sep 2012 - Received +Skills Assessment from CPAA
    25 Sep 2012 - Lodged EOI Application with 70pts
    30 Sep 2012 - Invited by DIAC to apply for 189 Visa
    01 Oct 2012 - Submitted 189 Visa Application
    20 Oct 2012 - Medical Examinations
    23 Oct 2012 - CO Assigned; Team 7 - SA
    05 Nov 2012 - Submitted SG PCC and NBI Clearance
    06 Nov 2012 - Visa Granted (IED: 23/10/2013)
    03 Apr 2013 - Flight to MEL
    03 Jun 2013 - started work
    12 Jun 2013 - wife started work
    15 Jun 2016 - applied for citizenship
    29 Jul 2016 - citizenship examination
    20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!

  • LokiJrLokiJr Quezon City
    Posts: 2,616Member, Moderator
    Joined: Jan 13, 2011
    edited March 2013
    @psychoboy, umm..yeah...I'm just making a slight distinction (bank's interest rate vs. country interest rate) hehe

    Thanks! hehe So mukhang parang wala talagang advantage magbukas ng account habang nasa Pinas
  • wenzhelwenzhel Adelaide
    Posts: 67Member
    Joined: Mar 13, 2013
    edited March 2013
    @hotshot ah ok...initial plan ko kc e bumili ng traveler's cheque dito sa Dubai kaso ala ako makita dito kaya deposit ko na lang cguro 60% nung baon ko then handcarry ko na yun iba...ayoko lang kc magkaproblema pag nagdeposit ako konti na nga lang baon ko e mawawala pa kung di safe yung magdeposit sa NAB bank account..deposit ko yung pera by wire transfer through a local money exchange company here in Dubai...

    nagdeposit ka rin ba prior arrival to OZ? How?

    Electronics Engineer ANZSCO 233411

  • hotshothotshot Sydney
    Posts: 1,643Member
    Joined: Nov 10, 2011
    @hotshot ah ok...initial plan ko kc e bumili ng traveler's cheque dito sa Dubai kaso ala ako makita dito kaya deposit ko na lang cguro 60% nung baon ko then handcarry ko na yun iba...ayoko lang kc magkaproblema pag nagdeposit ako konti na nga lang baon ko e mawawala pa kung di safe yung magdeposit sa NAB bank account..deposit ko yung pera by wire transfer through a local money exchange company here in Dubai...

    nagdeposit ka rin ba prior arrival to OZ? How?
    not me, technically. someone owed me money so pinadeposit ko na lang sa NAB account ko. hehehe
    pero safe po yan. after mo mag-wire, pwede mo iemail yung assigned na NAB banker syo if magkano ang pumasok na money sa account mo. :)

    Occupation: Analyst Programmer (ANZSCO Code 261311)
    May 21 2012 - lodged visa 176 (NSW) online application
    May 30 2012 - CO allocation
    Jul 16 2012 - Visa Granted! (IED Deadline: May 16, 2013)
    Jan 19 2013 - Arrived in Sydney
    Jan 20 2013 - Started our job hunt
    Mar 11 2013 - Officially became a "HOUSE-BAND" :)
    Apr 22 2013 - End of my "HOUSE-BAND" career :)

  • TasBurrfootTasBurrfoot Osaka
    Posts: 4,336Member
    Joined: Feb 24, 2011
    @psychoboy, umm..yeah...I'm just making a slight distinction (bank's interest rate vs. country interest rate) hehe

    Thanks! hehe So mukhang parang wala talagang advantage magbukas ng account habang nasa Pinas
    @LokiJr - actually may advantage boss; kasi kami we used to be SG based and below 0.05% ang interest rate there. So what we did was, we opened an onshore account with Commonwealth and remitted most of our savings there where it is earning 4.6% per annum... we did this prior to our move ha.

    when we arrive in australia next month, we will just activate our account there and we can be able to access our monies deposited beforehand.

    Primary Applicant: Wife
    Accountant (General): 221111

    04 Aug 2012 - IELTS (Academic Module)
    07 Aug 2012 - IELTS (Academic Module) Speaking Part
    17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
    24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
    25 Sep 2012 - Received +Skills Assessment from CPAA
    25 Sep 2012 - Lodged EOI Application with 70pts
    30 Sep 2012 - Invited by DIAC to apply for 189 Visa
    01 Oct 2012 - Submitted 189 Visa Application
    20 Oct 2012 - Medical Examinations
    23 Oct 2012 - CO Assigned; Team 7 - SA
    05 Nov 2012 - Submitted SG PCC and NBI Clearance
    06 Nov 2012 - Visa Granted (IED: 23/10/2013)
    03 Apr 2013 - Flight to MEL
    03 Jun 2013 - started work
    12 Jun 2013 - wife started work
    15 Jun 2016 - applied for citizenship
    29 Jul 2016 - citizenship examination
    20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!

  • li_i_renli_i_ren North Ryde
    Posts: 434Member
    Joined: Oct 13, 2012
    @wenzhel just do bank to bank. Never use western union unless you can personally monitor saan papunta pera mu or you will be on the receiving end.

    Mas better bank to bank. Exchange rate depende sa sending na bank. Kunti lng difference.
  • LokiJrLokiJr Quezon City
    Posts: 2,616Member, Moderator
    Joined: Jan 13, 2011
    @psychoboy, hmm very interesting. so it's possible to open an account in Australia kahit wala ka pa dun? Would you need to show a visa?
  • TasBurrfootTasBurrfoot Osaka
    Posts: 4,336Member
    Joined: Feb 24, 2011
    edited March 2013
    @psychoboy, hmm very interesting. so it's possible to open an account in Australia kahit wala ka pa dun? Would you need to show a visa?
    a lot of people are doing this...

    you show your visa upon arrival in order to activate your account - when you open initially from offshore, you cannot touch the money you have deposited. ang magagawa mo lang is magdagdag ng pera sa account na iyon.

    Primary Applicant: Wife
    Accountant (General): 221111

    04 Aug 2012 - IELTS (Academic Module)
    07 Aug 2012 - IELTS (Academic Module) Speaking Part
    17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
    24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
    25 Sep 2012 - Received +Skills Assessment from CPAA
    25 Sep 2012 - Lodged EOI Application with 70pts
    30 Sep 2012 - Invited by DIAC to apply for 189 Visa
    01 Oct 2012 - Submitted 189 Visa Application
    20 Oct 2012 - Medical Examinations
    23 Oct 2012 - CO Assigned; Team 7 - SA
    05 Nov 2012 - Submitted SG PCC and NBI Clearance
    06 Nov 2012 - Visa Granted (IED: 23/10/2013)
    03 Apr 2013 - Flight to MEL
    03 Jun 2013 - started work
    12 Jun 2013 - wife started work
    15 Jun 2016 - applied for citizenship
    29 Jul 2016 - citizenship examination
    20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!

  • li_i_renli_i_ren North Ryde
    Posts: 434Member
    Joined: Oct 13, 2012
    @LokiJr another option is open the account once you are here but before u leave pinas.. Leave instructions with your bank to wire ur money to ur account. U just need to sign some authorization letters to do this.

    This way at least u can choose banks while here, see which one is nearest to u or has better offers. Also like me, i opted for the bank where our company deposits our salary and waived nila ung monthly fees. I still had money left in nz and pinas... After i opened my accounts here, i called and emailed an authorization letter to my previous banks and had the money transferred to my account in au. Sa pinas case, i already left instruction to the bank manager and signed some papers to close my account beforehand so all i needed was to provide them with the swift codes and account details.

    It was in the next day as long as within the banking hours and weekdays.
  • RenRen Adelaide, SA
    Posts: 220Member
    Joined: Jun 21, 2012
    edited March 2013
    @LokiJr

    Here in adelaide, I prefer CBA since madaming ATM.
    $2,000 a month is attainable from someone who is working and since naka connect naman from your payroll. So the chance of $5 deduction is pretty rare.

    regarding Term deposit at Commonwealth Bank, $10,000 for 3 months = $3.9% p a

    I encourage you to join Official Fb Group Pinoy AU Adelaide https://www.facebook.com/groups/
    pinoyauadelaide/

    Job Searching Tips

    http://pinoyau.info/discussion/849/job-searching-tips/p1

    Medical Laboratory Technician 311213 (SA State Sponsored 475) 21.8.10 IELTS/ 7.12.09 AIMS assessment/ 25.03.11 SA SS approved/ 27.03.11 VISA lodge DIAC/ 03.05.11 VISA grant/ 25.06.11 Initial Entry/17.10.11 Work/ 08.01.14 PR/ Citizen 30.08.16

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