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Australian Banks - where do you put your money?

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Comments

  • LokiJrLokiJr Quezon City
    Posts: 2,616Member, Moderator
    Joined: Jan 13, 2011
    Thanks for the advice guys :D I still need a visa after all hehe...Di na attractive deposit products sa Pinas...kahit SDA natin kasi ampangit na ng rates :( so having a way to put your money to something better like in Australian banks would be useful hehe
  • rolf021rolf021 Sydney
    Posts: 191Member
    Joined: May 22, 2012
    Hello po..just wanted to ask.if i have opened an nab account, then asked bdo to wire tranfer the money to my au account..ang exchange rate ba na gagamitin is thesame nung published selling rate ng bdo?
  • hotshothotshot Sydney
    Posts: 1,643Member
    Joined: Nov 10, 2011
    Hello po..just wanted to ask.if i have opened an nab account, then asked bdo to wire tranfer the money to my au account..ang exchange rate ba na gagamitin is thesame nung published selling rate ng bdo?
    sa experience ko from DBS (SG bank) to NAB here in oz...ang rate na ginamit ay yung selling rate ng DBS bank. tanong mo din sa BDO kung sino ang partner bank nila here. magandang mag-open ka na lang ng bank account sa bank na partner nila para maiwasan ang dagdag na charges.

    Occupation: Analyst Programmer (ANZSCO Code 261311)
    May 21 2012 - lodged visa 176 (NSW) online application
    May 30 2012 - CO allocation
    Jul 16 2012 - Visa Granted! (IED Deadline: May 16, 2013)
    Jan 19 2013 - Arrived in Sydney
    Jan 20 2013 - Started our job hunt
    Mar 11 2013 - Officially became a "HOUSE-BAND" :)
    Apr 22 2013 - End of my "HOUSE-BAND" career :)

  • nalookanalooka Brisbane
    Posts: 130Member
    Joined: Dec 17, 2012
    Gusto ko rin maglagay ng pera sa AU while asa pinas. Kahit anong bank ba pwede mag wire transfer sa pinas to AU banks?

    What if may AU bank na, pwede bang magtransfer ng pera from AU to Pinas bank naman? Anong banks ang pwedeng ganun? Kasi may maiiwan ko pa parents ko dito pinas e

    Thanks in advance.

    Jan 2012 - ACS
    Feb 2012 - IELTS
    ...nagpakabusy sa work and ipon pambayad ng visa
    28 Jan 2013 - Submitted EOI
    4 Feb 2013 - Received Invitation (189)
    21 Feb 2013 - Lodged Visa application
    6 Apr 2013 - CO Requested Medical, PCC, tax/bank statement (Team 34)
    10 Apr 2013 - Medical at St. Luke's
    12 Apr 2013 - Bank statement
    15 Apr 2013 - NBI
    18 Apr 2013 - Emailed CO that requested docs were all uploaded
    19 Apr 2013 - Visa 1890Grant!!!!
    26 Oct 2013 - Arrived in AU
    19 Nov 2017 - Submitted Citizenship application
    26 Sep 2018 - Citizenship interview & exam. application = Finalised
    14 Nov 2018 - Citizenship Ceremony

  • TasBurrfootTasBurrfoot Osaka
    Posts: 4,336Member
    Joined: Feb 24, 2011
    Gusto ko rin maglagay ng pera sa AU while asa pinas. Kahit anong bank ba pwede mag wire transfer sa pinas to AU banks?

    What if may AU bank na, pwede bang magtransfer ng pera from AU to Pinas bank naman? Anong banks ang pwedeng ganun? Kasi may maiiwan ko pa parents ko dito pinas e

    Thanks in advance.
    All banks from Pinas can transfer money to AU banks...

    Similarly, all banks in Australia can transfer to PH banks...

    Primary Applicant: Wife
    Accountant (General): 221111

    04 Aug 2012 - IELTS (Academic Module)
    07 Aug 2012 - IELTS (Academic Module) Speaking Part
    17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
    24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
    25 Sep 2012 - Received +Skills Assessment from CPAA
    25 Sep 2012 - Lodged EOI Application with 70pts
    30 Sep 2012 - Invited by DIAC to apply for 189 Visa
    01 Oct 2012 - Submitted 189 Visa Application
    20 Oct 2012 - Medical Examinations
    23 Oct 2012 - CO Assigned; Team 7 - SA
    05 Nov 2012 - Submitted SG PCC and NBI Clearance
    06 Nov 2012 - Visa Granted (IED: 23/10/2013)
    03 Apr 2013 - Flight to MEL
    03 Jun 2013 - started work
    12 Jun 2013 - wife started work
    15 Jun 2016 - applied for citizenship
    29 Jul 2016 - citizenship examination
    20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!

  • nalookanalooka Brisbane
    Posts: 130Member
    Joined: Dec 17, 2012
    Thanks!

    Jan 2012 - ACS
    Feb 2012 - IELTS
    ...nagpakabusy sa work and ipon pambayad ng visa
    28 Jan 2013 - Submitted EOI
    4 Feb 2013 - Received Invitation (189)
    21 Feb 2013 - Lodged Visa application
    6 Apr 2013 - CO Requested Medical, PCC, tax/bank statement (Team 34)
    10 Apr 2013 - Medical at St. Luke's
    12 Apr 2013 - Bank statement
    15 Apr 2013 - NBI
    18 Apr 2013 - Emailed CO that requested docs were all uploaded
    19 Apr 2013 - Visa 1890Grant!!!!
    26 Oct 2013 - Arrived in AU
    19 Nov 2017 - Submitted Citizenship application
    26 Sep 2018 - Citizenship interview & exam. application = Finalised
    14 Nov 2018 - Citizenship Ceremony

  • inquirerinquirer Woolloongabba
    Posts: 3Member
    Joined: Apr 25, 2013
    Kami Westpac at uBank. Yun salary namin dinedeposit ng employer namin sa Westpac. Madaming ATM. They also own St George kaya pwde rin mag withdraw w/o incurring any charges.

    uBank for saving naman. Mataas interest around 4.9%.
  • TasBurrfootTasBurrfoot Osaka
    Posts: 4,336Member
    Joined: Feb 24, 2011
    edited June 2013
    up for this...

    @jamee - you can read from the top; good luck!!

    Primary Applicant: Wife
    Accountant (General): 221111

    04 Aug 2012 - IELTS (Academic Module)
    07 Aug 2012 - IELTS (Academic Module) Speaking Part
    17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
    24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
    25 Sep 2012 - Received +Skills Assessment from CPAA
    25 Sep 2012 - Lodged EOI Application with 70pts
    30 Sep 2012 - Invited by DIAC to apply for 189 Visa
    01 Oct 2012 - Submitted 189 Visa Application
    20 Oct 2012 - Medical Examinations
    23 Oct 2012 - CO Assigned; Team 7 - SA
    05 Nov 2012 - Submitted SG PCC and NBI Clearance
    06 Nov 2012 - Visa Granted (IED: 23/10/2013)
    03 Apr 2013 - Flight to MEL
    03 Jun 2013 - started work
    12 Jun 2013 - wife started work
    15 Jun 2016 - applied for citizenship
    29 Jul 2016 - citizenship examination
    20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!

  • li_i_renli_i_ren North Ryde
    Posts: 434Member
    Joined: Oct 13, 2012
    @LokiJr
    Thanks for the advice guys :D I still need a visa after all hehe...Di na attractive deposit products sa Pinas...kahit SDA natin kasi ampangit na ng rates :( so having a way to put your money to something better like in Australian banks would be useful hehe

    Actually tama ka..panget ng rates sa atin sa pinas. If u have extra funds mag time deposit abroad..offshore accounts ala marcos! Hahahaha!!

    Earn interest in dollars... Mas ok din banking stability here unlike sa pinas the small banks who offer higher rates may big chances of closing down like eastwest bank if i remember correctly.

  • meehmoohmeehmooh Perth
    Posts: 270Member
    Joined: Jun 12, 2011
    Anyone has tried changing your singapore dollars / philippine peso to australian dollars then deposit in australian bank before moving to AU.? Mataas pilitan ngayon ng SG dollars to AU dollars... great savings if malaki pa change nyo..

    27 March 2013 - EOI Submission
    02 April 2013 - SS Approval
    09 April 2013 - Invitation to Lodge visa
    1 May 2013 - CO allocated
    13 May- Medical Submitted
    28 May - Police clearance submitted

    29 July 2013 ---- VISA GRANT

    • Proverbs 3:5-6
      Trust in the Lord with all your heart, and do not lean on your own understanding. In all your ways acknowledge him, and he will make straight your paths.
  • TasBurrfootTasBurrfoot Osaka
    Posts: 4,336Member
    Joined: Feb 24, 2011
    Anyone has tried changing your singapore dollars / philippine peso to australian dollars then deposit in australian bank before moving to AU.? Mataas pilitan ngayon ng SG dollars to AU dollars... great savings if malaki pa change nyo..
    This is not possible ata @meehmooh... Walang bangko kasi tatanggap ng AUD mo eh and have it transferred to Australia. :)

    When you do wire transfer from PH/SG, kailangan ito sourced from the local currency where you maintain the account. Dito kasi sila kikita sa FX conversion eh (mga 2% give or take)

    I really doubt if super laki ang difference between the rate sa FX counter and sa FX conversion when doing wire transfer.

    Primary Applicant: Wife
    Accountant (General): 221111

    04 Aug 2012 - IELTS (Academic Module)
    07 Aug 2012 - IELTS (Academic Module) Speaking Part
    17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
    24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
    25 Sep 2012 - Received +Skills Assessment from CPAA
    25 Sep 2012 - Lodged EOI Application with 70pts
    30 Sep 2012 - Invited by DIAC to apply for 189 Visa
    01 Oct 2012 - Submitted 189 Visa Application
    20 Oct 2012 - Medical Examinations
    23 Oct 2012 - CO Assigned; Team 7 - SA
    05 Nov 2012 - Submitted SG PCC and NBI Clearance
    06 Nov 2012 - Visa Granted (IED: 23/10/2013)
    03 Apr 2013 - Flight to MEL
    03 Jun 2013 - started work
    12 Jun 2013 - wife started work
    15 Jun 2016 - applied for citizenship
    29 Jul 2016 - citizenship examination
    20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!

  • meehmoohmeehmooh Perth
    Posts: 270Member
    Joined: Jun 12, 2011
    @psychoboy .. indi ko pa na check sa bank... but as what you have said.. not possible so better wire transfer na lng po talaga then carry some cash when moving AU.

    27 March 2013 - EOI Submission
    02 April 2013 - SS Approval
    09 April 2013 - Invitation to Lodge visa
    1 May 2013 - CO allocated
    13 May- Medical Submitted
    28 May - Police clearance submitted

    29 July 2013 ---- VISA GRANT

    • Proverbs 3:5-6
      Trust in the Lord with all your heart, and do not lean on your own understanding. In all your ways acknowledge him, and he will make straight your paths.
  • jameejamee Adelaide
    Posts: 14Member
    Joined: May 20, 2013
    @psychoboy Thanks for directing me to this discussion, psychoboy! God bless you!
  • staycoolstaycool Sydney
    Posts: 758Member
    Joined: Apr 08, 2013
    mga banker, summarize ko lang angpagkakaintindi ko sa nabasa ko sa thread na to...

    1. mas maganda mag-deposit kung first time migrant ka sa NAB considering na walang minimum balance and walang monthly fees/charges na kinakaltas. hindi po ba kapag naka-Classic ka (the one with an ATM) automatic pwede ka mag-online transaction sa bank (as offered ng iSaver)?

    2. westpac kung gusto maraming ATM machines but meron tong monthly fee.

    3. Ubank for savings lang dahil may mataas na interest (4.9%)... pero does this have monthly/annual fee? dapat po ba may maintaining balance to?

    as for opening a bank account (i.e. with NAB) while still in the Philippines, this can be done online (?) and money transferred from Philippine bank (i.e. BPI / BDO) will carry the Philippine exchange rate plus charges ... ?

    di po ba 10kAUD lang ang pwedeng cash on hand na dalhin?...the rest dapat naka-transfer na sa bank account sa AUD...? or pwedeng magdala MORE than 10k AUD and DECLARE it nalang??

    • via MARA Agent
      CPA Australia 040912 : NSW SS 030812 : EOI first lodged 081312 : 1st Invitation 083112 : Updated EOI 110812 : 2nd Invitation 032713 : Lodged App 040213 : CO 042213 : medicals: 050213...visa granted (thank YOU LORD!) 060513 ... IED to NSW 03XX14 ??
  • stolich18stolich18 Sydney
    Posts: 993Member
    Joined: Feb 15, 2012
    Yes pdeng wire transfer from ph to au. Hihingiin mo lng ung IBAN # ata un from the bank here tapos bigay mo lng sa bpi sa pinas. Need to call the bank in ph regarding the details, exchange rate and charges.

    Yeah 10kaud lng max. Pde naman sumobra bsta declare lng. Pero for me ok na rin wag mgexceed para no questions asked. Mkikita pa yan ng immi officers and ttanungin ka pa bkt mlaki dala mo hehe

    261313 (Software Engineer)

    Feb.15.2012 - started working on ACS requirements
    Mar.02.2012 - submitted online ACS application and sent documents to ACS via Fedex
    Mar.05.2012 - ACS acknowledged actual documents
    Mar.21.2012 - ACS finalised assessment: Suitable
    Mar.31.2012 - IELTS exam with BC
    Apr.13.2012 - IELTS Results (L:8.5 R:7 W: 7 S: 8 OB: 7.5) Thank you LORD!
    Apr.14.2012 - Lodged 175 Online Application
    Apr.20.2012 - Completed Online Attachments
    May.24.2012 - "Application being processed further"
    May.29.2012 - CO Assigned :-)
    Jun.07.2012 - Uploaded NBI Clearance
    Jun.13.2012 - Medical/Health Requirements Finalised
    Jun.14.2012 - VISA GRANT! Thank you, LORD! :-)
    Jun.07.2013 - Initial Entry Date Deadline
    Apr.28.2013 - Initial Entry (Sydney)
    Jun.28.2013 - Verbal Job Offer (Melbourne)
    Jul.08.2013 - First day of Work and first day of child care for my son (Melbourne)
    Aug.21.2013 - First day of Work in Sydney

    "Great is the LORD and most worthy of praise; his greatness no one can fathom." Psalm 145:3

  • staycoolstaycool Sydney
    Posts: 758Member
    Joined: Apr 08, 2013
    @stolich18 sir, anong bangko (sa Au and Phil.) ang masu-suggest mo na maganda ang services (with less fees) na pwedeng i-wire transfer ang money from Phil. to Au and vv.??
    • via MARA Agent
      CPA Australia 040912 : NSW SS 030812 : EOI first lodged 081312 : 1st Invitation 083112 : Updated EOI 110812 : 2nd Invitation 032713 : Lodged App 040213 : CO 042213 : medicals: 050213...visa granted (thank YOU LORD!) 060513 ... IED to NSW 03XX14 ??
  • stolich18stolich18 Sydney
    Posts: 993Member
    Joined: Feb 15, 2012
    @staycool natry ko so far bpi.

    261313 (Software Engineer)

    Feb.15.2012 - started working on ACS requirements
    Mar.02.2012 - submitted online ACS application and sent documents to ACS via Fedex
    Mar.05.2012 - ACS acknowledged actual documents
    Mar.21.2012 - ACS finalised assessment: Suitable
    Mar.31.2012 - IELTS exam with BC
    Apr.13.2012 - IELTS Results (L:8.5 R:7 W: 7 S: 8 OB: 7.5) Thank you LORD!
    Apr.14.2012 - Lodged 175 Online Application
    Apr.20.2012 - Completed Online Attachments
    May.24.2012 - "Application being processed further"
    May.29.2012 - CO Assigned :-)
    Jun.07.2012 - Uploaded NBI Clearance
    Jun.13.2012 - Medical/Health Requirements Finalised
    Jun.14.2012 - VISA GRANT! Thank you, LORD! :-)
    Jun.07.2013 - Initial Entry Date Deadline
    Apr.28.2013 - Initial Entry (Sydney)
    Jun.28.2013 - Verbal Job Offer (Melbourne)
    Jul.08.2013 - First day of Work and first day of child care for my son (Melbourne)
    Aug.21.2013 - First day of Work in Sydney

    "Great is the LORD and most worthy of praise; his greatness no one can fathom." Psalm 145:3

  • JCsantosJCsantos Sydney
    Posts: 1,416Member, Moderator
    Joined: Jan 11, 2011
    edited June 2013
    Try Bankwest ... pwede kahit anong ATM ....
    we have St George for out Mortgage and savings ...
    my Wife is on Bankwest
    and me on Commonwealth

    Just like the poster way above before me, better not put your eggs on one basket

    Google for Everything !!!

  • TasBurrfootTasBurrfoot Osaka
    Posts: 4,336Member
    Joined: Feb 24, 2011
    Try Bankwest ... pwede kahit anong ATM ....
    we have St George for out Mortgage and savings ...
    my Wife is on Bankwest
    and me on Commonwealth

    Just like the poster way above before me, better not put your eggs on one basket
    Pwede kahit anong ATM but you will incur charges, am I right @JCsantos?

    Primary Applicant: Wife
    Accountant (General): 221111

    04 Aug 2012 - IELTS (Academic Module)
    07 Aug 2012 - IELTS (Academic Module) Speaking Part
    17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
    24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
    25 Sep 2012 - Received +Skills Assessment from CPAA
    25 Sep 2012 - Lodged EOI Application with 70pts
    30 Sep 2012 - Invited by DIAC to apply for 189 Visa
    01 Oct 2012 - Submitted 189 Visa Application
    20 Oct 2012 - Medical Examinations
    23 Oct 2012 - CO Assigned; Team 7 - SA
    05 Nov 2012 - Submitted SG PCC and NBI Clearance
    06 Nov 2012 - Visa Granted (IED: 23/10/2013)
    03 Apr 2013 - Flight to MEL
    03 Jun 2013 - started work
    12 Jun 2013 - wife started work
    15 Jun 2016 - applied for citizenship
    29 Jul 2016 - citizenship examination
    20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!

  • JCsantosJCsantos Sydney
    Posts: 1,416Member, Moderator
    Joined: Jan 11, 2011
    edited June 2013
    Try Bankwest ... pwede kahit anong ATM ....
    we have St George for out Mortgage and savings ...
    my Wife is on Bankwest
    and me on Commonwealth

    Just like the poster way above before me, better not put your eggs on one basket
    Pwede kahit anong ATM but you will incur charges, am I right @JCsantos?
    No charges if it is the BIG four banks ATM

    Google for Everything !!!

  • JCsantosJCsantos Sydney
    Posts: 1,416Member, Moderator
    Joined: Jan 11, 2011
    Try Bankwest ... pwede kahit anong ATM ....
    we have St George for out Mortgage and savings ...
    my Wife is on Bankwest
    and me on Commonwealth

    Just like the poster way above before me, better not put your eggs on one basket
    + 1 ako sa yo dito sa paghihiwalay ng mga accounts.

    bankwest may zero atm transaction fee on major banks. pero same as with most accounts in au, may 2k monthly deposit requirement eto ang downside nga lang pero sobrang convenient sa paghahanap ng atm machines halos kahit saan meron ka makikita lalo na sa big 4 banks :)
    http://www.bankwest.com.au/personal/everyday-accounts/everyday-transaction-accounts/zero-transaction-account

    sa walang minimum monthly deposit requirement, NAB at citibank lang ang alam kong nagooffer nito. paadd na lang kung may madiscover pa kayong iba


    Kung meron kang work simply have it deposited to your bankwest account problem solved ...

    Google for Everything !!!

  • TasBurrfootTasBurrfoot Osaka
    Posts: 4,336Member
    Joined: Feb 24, 2011
    Try Bankwest ... pwede kahit anong ATM ....
    we have St George for out Mortgage and savings ...
    my Wife is on Bankwest
    and me on Commonwealth

    Just like the poster way above before me, better not put your eggs on one basket
    Pwede kahit anong ATM but you will incur charges, am I right @JCsantos?
    No charges if it is the BIG four banks

    NICE!! :) Very convenient then... Sometimes kasi, I find a hard time din looking for atm kahit na Big 4 ang banko namin.

    Primary Applicant: Wife
    Accountant (General): 221111

    04 Aug 2012 - IELTS (Academic Module)
    07 Aug 2012 - IELTS (Academic Module) Speaking Part
    17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
    24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
    25 Sep 2012 - Received +Skills Assessment from CPAA
    25 Sep 2012 - Lodged EOI Application with 70pts
    30 Sep 2012 - Invited by DIAC to apply for 189 Visa
    01 Oct 2012 - Submitted 189 Visa Application
    20 Oct 2012 - Medical Examinations
    23 Oct 2012 - CO Assigned; Team 7 - SA
    05 Nov 2012 - Submitted SG PCC and NBI Clearance
    06 Nov 2012 - Visa Granted (IED: 23/10/2013)
    03 Apr 2013 - Flight to MEL
    03 Jun 2013 - started work
    12 Jun 2013 - wife started work
    15 Jun 2016 - applied for citizenship
    29 Jul 2016 - citizenship examination
    20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!

  • JCsantosJCsantos Sydney
    Posts: 1,416Member, Moderator
    Joined: Jan 11, 2011

    NICE!! :) Very convenient then... Sometimes kasi, I find a hard time din looking for atm kahit na Big 4 ang banko namin.
    Problem lang namin yan pag sa chinese shop kami kumakain .. normally cash sila ...

    ako kasi normal na 20$ lang laman ng wallet ko ... sa credit card ko lahat chinacharge mas convenient

    Google for Everything !!!

  • icebreaker1928icebreaker1928 Sydney
    Posts: 1,455Member
    Joined: Apr 26, 2011

    NICE!! :) Very convenient then... Sometimes kasi, I find a hard time din looking for atm kahit na Big 4 ang banko namin.
    Problem lang namin yan pag sa chinese shop kami kumakain .. normally cash sila ...

    ako kasi normal na 20$ lang laman ng wallet ko ... sa credit card ko lahat chinacharge mas convenient

    Filo store din cash basis... pinas na pinas style hehee...
    minsan $10 na lang pala laman ng wallet ko, tapos $20 binili ko.. ayun withdraw.. buti na lang mabait si ate, inaantay ako makapagwithdraw hehehe... :D
  • nfrondanfronda Perth
    Posts: 816Member
    Joined: Mar 19, 2013
    Maganda din ang westpac.. I have 2 accounts in Westpac, one is cheque account kung saan doon pumpasok ung sweldo q and other one is reward savings account.. So far ok din ang interest ng reward savings account.. Nung last month aq nag open nito at nlagyan q kaagad ng 2k AUD then after a month $6 ung interest nya..

    Sa westpac merun clang monthly fee na $5 pag bumaba ng 2kAUD ang lman ng account m..

    But wla clang minimum deposit pag nag open ka ng account sa kanla.. Make sure lg na within a month malalagyan m ng 2k AUD ung account m..

    06-01-11: Arrived Australia (457 visa dependent on my dad)
    28-05-12: Lodged RSMS 857 visa (seperate from my dad already)
    28-06-12: Done Medical check
    30-10-12: Submit AFP check
    07-11-12: Went home on a bridging visa B for holiday and wedding..:)
    12-01-13: CO allocated and nomination approved
    18-01-13: CO asked documents of my husband to be included on my application as migrating dependent..Thank u LORD!
    15-02-13: Husband completed all requirements (police check, medical, english requirements and joint statement)
    15-02-13: CO issued pre-grant letter instructing hubby to apply tourist visa to enter Australia in order our 857 visa to be granted.
    27-02-13: Hubby applied Subclass 676 tourist visa.
    06-03-13: Hubby's tourist visa approved.
    16-03-13: Hubby arrived Australia.
    18-03-13: Our RSMS 857 visa granted.. (nothing to ask more)

  • icebreaker1928icebreaker1928 Sydney
    Posts: 1,455Member
    Joined: Apr 26, 2011
    wag nga din pala kalimutan ilagay ang TFN sa bank account... ang laki ng tax pag walang TFN...
    nangyari samen to nung nag-open kami ng joint account... kelangan pala both TFN ilagay, ayun ang laki tuloy ng tax sa interest namin :(
  • TasBurrfootTasBurrfoot Osaka
    Posts: 4,336Member
    Joined: Feb 24, 2011
    wag nga din pala kalimutan ilagay ang TFN sa bank account... ang laki ng tax pag walang TFN...
    nangyari samen to nung nag-open kami ng joint account... kelangan pala both TFN ilagay, ayun ang laki tuloy ng tax sa interest namin :(
    Pwede mo ito ma reclaim when you file your tax... :)

    Primary Applicant: Wife
    Accountant (General): 221111

    04 Aug 2012 - IELTS (Academic Module)
    07 Aug 2012 - IELTS (Academic Module) Speaking Part
    17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
    24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
    25 Sep 2012 - Received +Skills Assessment from CPAA
    25 Sep 2012 - Lodged EOI Application with 70pts
    30 Sep 2012 - Invited by DIAC to apply for 189 Visa
    01 Oct 2012 - Submitted 189 Visa Application
    20 Oct 2012 - Medical Examinations
    23 Oct 2012 - CO Assigned; Team 7 - SA
    05 Nov 2012 - Submitted SG PCC and NBI Clearance
    06 Nov 2012 - Visa Granted (IED: 23/10/2013)
    03 Apr 2013 - Flight to MEL
    03 Jun 2013 - started work
    12 Jun 2013 - wife started work
    15 Jun 2016 - applied for citizenship
    29 Jul 2016 - citizenship examination
    20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!

  • icebreaker1928icebreaker1928 Sydney
    Posts: 1,455Member
    Joined: Apr 26, 2011
    @psychoboy yes sir, gagawin ko yan, sayang din yun pang mcdo :D
  • staycoolstaycool Sydney
    Posts: 758Member
    Joined: Apr 08, 2013
    @staycool natry ko so far bpi.

    thanks...i'll try to inquire dun...
    • via MARA Agent
      CPA Australia 040912 : NSW SS 030812 : EOI first lodged 081312 : 1st Invitation 083112 : Updated EOI 110812 : 2nd Invitation 032713 : Lodged App 040213 : CO 042213 : medicals: 050213...visa granted (thank YOU LORD!) 060513 ... IED to NSW 03XX14 ??
  • ozzienessozzieness Gimhae-si
    Posts: 33Member
    Joined: Mar 06, 2013
    which is the best para sa mga nakaexperience na.

    1. handcarry USD to OZ then convert to AUD
    2. convert USD to AUD in Phils. then handcarry to oz
    3. online bank transfer of USD (USD acct. in Phils.) to AUD in oz bank

    let's just say the money is more than 10k USD. tia
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