TRAVEL INSURANCE for Parents visiting AU

akino

Hi, ask ko lang to those who have had invited their parents for a visit, ano kaya ang affordable na travel insurance from pinas na pede gamitin d2 sa Australia?..Any inputs?..salamat!

JCsantos

i know this is an old thread i just want to share our experience

just 2 months ago we bought a travel insurance from bluecross 180 days for 4k PHP , we thought this would do for satisfying a VISA requirement for my father ... after a week upon submission my father got a visa grant for 1 year / multiple entry / no minimum days of stay

if you want a contact person do give me a email or private message

Nadine

Thanks for this @JCsantos. PM ko email ko ha, thanks ulit.

My mom would definitely need one. Excited na magpunta dito.

peach17

Thanks for this @JCsantos. PM ko email ko ha, thanks ulit.

My mom would definitely need one. Excited na magpunta dito.

hi @Nadine, @JCSantos,need po ba ng Travel Insurance para makapunta sa AU ang parents/siblings?

JCsantos

hi @Nadine, @JCSantos,need po ba ng Travel Insurance para makapunta sa AU ang parents/siblings?

Medical Insurance is needed
If the visitor is staying for 6 months or more ..
if the visitor is 70 Years old and above

li_i_ren

Thanks for this @JCsantos. PM ko email ko ha, thanks ulit.

My mom would definitely need one. Excited na magpunta dito.

Nice!! When is ur mom coming? My mom is visiting just for a month in time for baptism lang. Just a short visit.. Quick look around aussie.

My mom never takes insurance..she went to africa for a safari without insurance and got sick. It was expensive to see the gp there. So im really thinking if she might need one seeing she isnt young anymore. What company do u recommend? And is this company something we can take out here in au rather than in the philippines? My mom is kinda' happy-go-lucky..in all her travels hindi kumukuha ng insurance yan kahit contents.. She got stuff stolen in her hotel in singapore pero wala ..goodbye. No insurance kasi.

TasBurrfoot

Thanks for this @JCsantos. PM ko email ko ha, thanks ulit.

My mom would definitely need one. Excited na magpunta dito.

Nice!! When is ur mom coming? My mom is visiting just for a month in time for baptism lang. Just a short visit.. Quick look around aussie.

My mom never takes insurance..she went to africa for a safari without insurance and got sick. It was expensive to see the gp there. So im really thinking if she might need one seeing she isnt young anymore. What company do u recommend? And is this company something we can take out here in au rather than in the philippines? My mom is kinda' happy-go-lucky..in all her travels hindi kumukuha ng insurance yan kahit contents.. She got stuff stolen in her hotel in singapore pero wala ..goodbye. No insurance kasi.

@li_i_ren - ako before, i had this mentality na insurance are just a waste of money...

when i had my certificate 2 in tourism, one of the lessons there was travel insurance - you will be surprised how unfortunate are those people with their pants down (nagka accident whilst not covered with anyone). Amount can range to several thousands of dollars just for treatment. Nabuhay nga sila but nasira din ang finances nila.

for added peace of mind, i would say just take an insurance kahit na short trip out of the country...

Cheers!!

JCsantos

No its not a waste of money

every time we go overseas we buy insurance ... yun unang claim namin nagkasakit yung anak namin the day before the flight .. we need to re-book everything .. because of travel insurance parang 100$ lang ( excess ) yung binayaran namin for the whole re-booking ... the second was last na uwi namin ... na cancel yung flight without a notice to us via PAL they paid for our food ... travel agency shouldered our hotel for 1 day ( beside sydney airport )

i encourage everybody to have a insurance before going overseas malaking tulong pero make sure you read the PDS before signing

akino

So true, insurance is a must when travelling...btw we got blue cross din for my parents...i initially got 6 mos insurance for them isip ko kc bka ma home sick o di makayanan ung lamig..pede naman ipa extend ung length of coverage sbi ng bluecross..so far mukang matatapos nman nila ung 1 year visa nila..kaya daw nila ung winter..gudluck naman sa electric bill nmin lagi cla nakaheater..lol!

Nadine

Hi peeps!

@peach17, @li_i_ren: matanda na mom ko eh, in her 60s. Actually, it's for my own peace of mind. If it were up to her, hindi yun kukuha. Alam niyo naman, medyo wala sa bukabularyo nila yan. Pero inisip ko na mahaba ang biyahe, at hindi siya sanay sa lamig. Baka sipunin etc. I just want her covered. I learned about travel insurance the hard way. I lost a luggage somewhere between houston and hk. Ewan kung saan napunta. I don't want that happening to her. Kung ako lang, kaya ko awayin yung airlines (ala-Claudine, hehe).

@li_i_ren, binigyan ako ni @JCSantos ng detailed info via email. If you could PM me your email, forward ko sayo.

@JCSantos: salamat po sa email.

li_i_ren

@Nadine pm me in fb... Naku nadine..same mentality lng yung nanay natin kasi pinoy old school thinking hindi uso sa panahon nila insurance. We keep nagging my mom about getting some coverage while travelling kasi she is a travel bug but she does not listen. Hardheaded yung mom ko. So i am thinking we will get insurance for her kasimif we leave it to her to ogranize..it will not happen.


@ akino.. Can you get bluecross on behalf of your parents who are in pinas? Bale dito na lahat i process sa au?:)

akino

@li_i_ren, I got my brother in pinas kc so sya lahat nag-asikaso ng travel insurance for my parents..im not really sure kung pede mo cla apply khit nandito ka..if you've got relatives in pinas mas ok cla na lang ang magpurchase, just give them the pambayad pra wlang stress sau..

JCsantos

@ akino.. Can you get bluecross on behalf of your parents who are in pinas? Bale dito na lahat i process sa au?:)

yes you can, ako nag file ng travel insurance ng erpats ko ... filled up a authority to credit + a scan copy of the card .. they sent us a image copy of the certificate then forward it to embassy walah! a visa grant in a week

li_i_ren

@ akino.. Can you get bluecross on behalf of your parents who are in pinas? Bale dito na lahat i process sa au?:)

yes you can, ako nag file ng travel insurance ng erpats ko ... filled up a authority to credit + a scan copy of the card .. they sent us a image copy of the certificate then forward it to embassy walah! a visa grant in a week

Ok thank you sa tip:) noted. i will do this:)

spykes78

3 times ko nang na invite mama ko dito sa Sydney, the last one was 1 year but no travel insurance - was blessed nothing happened. Now invite ko naman papa ko and since 65 yrs old na siya parang mas safe kukuha din ako ng travel insurance.

@JCsantos pm ko din email ko paki forward naman yung contact details ng bluecross. Salamat.

spykes78

Kumuha na kami ng travel insurance from Blue Cross sa Cebu, pano ba ito ipadala to embassy kasi yun ang nakalagay sa letter? First time ko kasi kumuha ng travel insurance papa ko 65 yrs old na.

JCsantos

Kumuha na kami ng travel insurance from Blue Cross sa Cebu, pano ba ito ipadala to embassy kasi yun ang nakalagay sa letter? First time ko kasi kumuha ng travel insurance papa ko 65 yrs old na.

Kung ni require po ng Immigration yung health insurance ... just call the VIA office and ask for their email address .... you need to scan it and attach it to the email you are sending to Immi

spykes78

thanks @JCsantos ok na tumawag na lang kami sa VIA office and they will pick up the photocopy - cost php 195

Shirlie

@JCsantos,
Ung sa blue cross, magkano po binayaran mo? And good for one yr naba un?
Thanks,

JCsantos

@JCsantos,
Ung sa blue cross, magkano po binayaran mo? And good for one yr naba un?
Thanks,

Depende yung amount sa number of days na stay nya sa AU

Shirlie

@spykes78,
mali pala ung inquiry ko... sayo pala ung sa bluecross. Magkano po binayaran mo? Thanks :-)

tinereyes

@JCsantos Hi, pwede pa PM ng info about Blue Cross? Thank you!

bellaparaiso

Bluecross din yung travel insurance na kinuha ko. Merong isa pang nirerecommend yung travel agent namin pero mas mahal pero madali daw kausap at di mo kailangang mag-abono. Nasampulan ko ang bluecross last December nung nagka malalang ingrown ako na sobrang sakit...nagmukhang toe ng zombie yung right toe ko. Nagka minor surgery ako...ako muna nagbaya then pag uwi ko sa Pinas pinadala ko yung resibo sa kanila then yung form na finill out ng doctor. Narefund lahat. Kailangan rin pala isubmit ang itinerary and yung first page and yung stamps sa passport.

anj30

Hi po! pahingi naman po contact sa bluecross. @Bellaparaiso at @JCsantos

bellaparaiso

@anj30 Hello! Kinuha ko lang sa Travelhub yung bluecross: Eto yung address and phone nila:

11/F Robinsons Metro East, 149 Marcos Highway, Pasig City, Metro Manila

+63(2)6472851

anj30

@bellaparaiso thanks po.hm ung insurance po? travel or medical insurance?

bellaparaiso

@anj30 You're welcome. Pareho na po sya. Travel and health insurance na sya.

anj30

HM po kaya inabot Ng insurance?

OzB

An alternative for BLUE CROSS is AIG.

I prefer AIG because of the following reasons:

AIG is a multinational company and they have a local branch as well in Australia. AIG offers their Medical Expense Benefit which they claim to be cashless for In-Patient Treatment. The Insured may contact their 24-hour emergency hotline to assist them during emergency cases as our Travel Guard Representatives will be the one to coordinate with their Claims Department in the Philippines.

Google these words and you will find an article - AIG offers their Medical Expense Benefit which they claim to be cashless for In-Patient Treatment

OzB

AIG Travel Guard

They offer 2 plans:
Standard Protection - 1M Medical cover

Enhanced Protection - 2.5M Medical Cover

Standard Protection
- 2,750 for the 1st 30 days and 392 for additional week
- Total payments for:
1 month of stay = 2,750
2 months of stay = 2,750 + (392 + 392 + 392 + 392) = 4,318
6 months of stay = 2,750 + (1,568 x 5) = 10,590

Enhanced Protection
- 3,026 for the 1st 30 days and 430 for additional week.
- Total payments for:
1 month of stay = 3,026
2 months of stay = 3,026 + (430 + 430 + 430 + 430) = 4,746
6 months of stay = 3,026 + (1,720 x 5) = 11,626

But if more than 6mos of stay, you should get a PHI for the rest of their stay here in Australia.

OzB

Travel Insurance Vs. Private Health Insurance
Computation for Travel & Health Insurance