Primary Applicant: Wife
Accountant (General): 221111
04 Aug 2012 - IELTS (Academic Module)
07 Aug 2012 - IELTS (Academic Module) Speaking Part
17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
25 Sep 2012 - Received +Skills Assessment from CPAA
25 Sep 2012 - Lodged EOI Application with 70pts
30 Sep 2012 - Invited by DIAC to apply for 189 Visa
01 Oct 2012 - Submitted 189 Visa Application
20 Oct 2012 - Medical Examinations
23 Oct 2012 - CO Assigned; Team 7 - SA
05 Nov 2012 - Submitted SG PCC and NBI Clearance
06 Nov 2012 - Visa Granted (IED: 23/10/2013)
03 Apr 2013 - Flight to MEL
03 Jun 2013 - started work
12 Jun 2013 - wife started work
15 Jun 2016 - applied for citizenship
29 Jul 2016 - citizenship examination
20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
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Comments
Posts: 1,643Member
Joined: Nov 10, 2011
What: AMP
How happy: no comment pa kasi kaka-start pa lang. hehe
Occupation: Analyst Programmer (ANZSCO Code 261311)
May 21 2012 - lodged visa 176 (NSW) online application
May 30 2012 - CO allocation
Jul 16 2012 - Visa Granted! (IED Deadline: May 16, 2013)
Jan 19 2013 - Arrived in Sydney
Jan 20 2013 - Started our job hunt
Mar 11 2013 - Officially became a "HOUSE-BAND"
Apr 22 2013 - End of my "HOUSE-BAND" career
Posts: 229Member
Joined: Nov 08, 2011
Before 2010 parating nasa negative yung performance ng super ko using default settings - instead positive eh meron akong loss every financial year end. After 2010 pinaglaruan ko yung mga ibang funds, kaya puro positive results na ako hangang ngayon. Happy, um pwede na rin. What I would like is more transparency sa mga investment funds like laymans explanation kung anung klaseng fund at anung companies sila nag-iinvest. Sadly, this will never happen kasi there's an industry behind this unless i-regulate ng gov't. Anyway, swertehan lang yan.
Another thing, I think I've read in the Singapore vs Australia thread that you can't buy property using your Super. It's the opposite pero matrabaho and I still have to familiarise myself with the rules.
Posts: 2,616Member, Moderator
Joined: Jan 13, 2011
Posts: 1,643Member
Joined: Nov 10, 2011
Occupation: Analyst Programmer (ANZSCO Code 261311)
May 21 2012 - lodged visa 176 (NSW) online application
May 30 2012 - CO allocation
Jul 16 2012 - Visa Granted! (IED Deadline: May 16, 2013)
Jan 19 2013 - Arrived in Sydney
Jan 20 2013 - Started our job hunt
Mar 11 2013 - Officially became a "HOUSE-BAND"
Apr 22 2013 - End of my "HOUSE-BAND" career
Posts: 229Member
Joined: Nov 08, 2011
Posts: 4,336Member
Joined: Feb 24, 2011
I am currently looking at the above company - they have super basics there... Maybe it can help!
Primary Applicant: Wife
Accountant (General): 221111
04 Aug 2012 - IELTS (Academic Module)
07 Aug 2012 - IELTS (Academic Module) Speaking Part
17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
25 Sep 2012 - Received +Skills Assessment from CPAA
25 Sep 2012 - Lodged EOI Application with 70pts
30 Sep 2012 - Invited by DIAC to apply for 189 Visa
01 Oct 2012 - Submitted 189 Visa Application
20 Oct 2012 - Medical Examinations
23 Oct 2012 - CO Assigned; Team 7 - SA
05 Nov 2012 - Submitted SG PCC and NBI Clearance
06 Nov 2012 - Visa Granted (IED: 23/10/2013)
03 Apr 2013 - Flight to MEL
03 Jun 2013 - started work
12 Jun 2013 - wife started work
15 Jun 2016 - applied for citizenship
29 Jul 2016 - citizenship examination
20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
Posts: 4,336Member
Joined: Feb 24, 2011
Cheers!!
Primary Applicant: Wife
Accountant (General): 221111
04 Aug 2012 - IELTS (Academic Module)
07 Aug 2012 - IELTS (Academic Module) Speaking Part
17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
25 Sep 2012 - Received +Skills Assessment from CPAA
25 Sep 2012 - Lodged EOI Application with 70pts
30 Sep 2012 - Invited by DIAC to apply for 189 Visa
01 Oct 2012 - Submitted 189 Visa Application
20 Oct 2012 - Medical Examinations
23 Oct 2012 - CO Assigned; Team 7 - SA
05 Nov 2012 - Submitted SG PCC and NBI Clearance
06 Nov 2012 - Visa Granted (IED: 23/10/2013)
03 Apr 2013 - Flight to MEL
03 Jun 2013 - started work
12 Jun 2013 - wife started work
15 Jun 2016 - applied for citizenship
29 Jul 2016 - citizenship examination
20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
Posts: 2,616Member, Moderator
Joined: Jan 13, 2011
Mas mura yung Industry kasi discounted rates siya. As far as managing it is concerned, mas mainam kung may dedicated financial adviser kayo na magbabantay niyan. If you want to do this on your own, you will need to immerse yourself with the ATO rules; stock market; bond market --and not all of us have the time for that hehe.
So our general advice is to basically, set it and forget it...lalo na kung 20+ years till retirement pa kayo...Any negative fluctuation in the market will be smoothen out as time passes by
Posts: 816Member
Joined: Mar 19, 2013
06-01-11: Arrived Australia (457 visa dependent on my dad)
28-05-12: Lodged RSMS 857 visa (seperate from my dad already)
28-06-12: Done Medical check
30-10-12: Submit AFP check
07-11-12: Went home on a bridging visa B for holiday and wedding..:)
12-01-13: CO allocated and nomination approved
18-01-13: CO asked documents of my husband to be included on my application as migrating dependent..Thank u LORD!
15-02-13: Husband completed all requirements (police check, medical, english requirements and joint statement)
15-02-13: CO issued pre-grant letter instructing hubby to apply tourist visa to enter Australia in order our 857 visa to be granted.
27-02-13: Hubby applied Subclass 676 tourist visa.
06-03-13: Hubby's tourist visa approved.
16-03-13: Hubby arrived Australia.
18-03-13: Our RSMS 857 visa granted.. (nothing to ask more)
Posts: 1,643Member
Joined: Nov 10, 2011
Occupation: Analyst Programmer (ANZSCO Code 261311)
May 21 2012 - lodged visa 176 (NSW) online application
May 30 2012 - CO allocation
Jul 16 2012 - Visa Granted! (IED Deadline: May 16, 2013)
Jan 19 2013 - Arrived in Sydney
Jan 20 2013 - Started our job hunt
Mar 11 2013 - Officially became a "HOUSE-BAND"
Apr 22 2013 - End of my "HOUSE-BAND" career
Posts: 2,616Member, Moderator
Joined: Jan 13, 2011
Ok naman AMP, can't go wrong with them...it's just there are 'less expensive' options out there hehe
Joined: Jun 28, 2011
Quotes:
"Wise men learn from their mistakes, but wiser men learn from the mistakes of others."
'Success is when you finished what you have started."
If you’re looking for Church in Canberra ACT Australia and you want to fellowship with Christian Filipino Australian.
Come and join us in Jesus Is Lord Church Canberra service every Sunday at 10:30AM to 12:30PM
Where: 53 Georgina Crescent, Kaleen ACT 2617
(Back of Kaleen Shopping Centre)
For more information, please PM me or visit
http://jilcanberra.org.au
"To God be the glory"
Posts: 4,336Member
Joined: Feb 24, 2011
Primary Applicant: Wife
Accountant (General): 221111
04 Aug 2012 - IELTS (Academic Module)
07 Aug 2012 - IELTS (Academic Module) Speaking Part
17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
25 Sep 2012 - Received +Skills Assessment from CPAA
25 Sep 2012 - Lodged EOI Application with 70pts
30 Sep 2012 - Invited by DIAC to apply for 189 Visa
01 Oct 2012 - Submitted 189 Visa Application
20 Oct 2012 - Medical Examinations
23 Oct 2012 - CO Assigned; Team 7 - SA
05 Nov 2012 - Submitted SG PCC and NBI Clearance
06 Nov 2012 - Visa Granted (IED: 23/10/2013)
03 Apr 2013 - Flight to MEL
03 Jun 2013 - started work
12 Jun 2013 - wife started work
15 Jun 2016 - applied for citizenship
29 Jul 2016 - citizenship examination
20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
Joined: Jun 28, 2011
Quotes:
"Wise men learn from their mistakes, but wiser men learn from the mistakes of others."
'Success is when you finished what you have started."
If you’re looking for Church in Canberra ACT Australia and you want to fellowship with Christian Filipino Australian.
Come and join us in Jesus Is Lord Church Canberra service every Sunday at 10:30AM to 12:30PM
Where: 53 Georgina Crescent, Kaleen ACT 2617
(Back of Kaleen Shopping Centre)
For more information, please PM me or visit
http://jilcanberra.org.au
"To God be the glory"
Posts: 816Member
Joined: Mar 19, 2013
06-01-11: Arrived Australia (457 visa dependent on my dad)
28-05-12: Lodged RSMS 857 visa (seperate from my dad already)
28-06-12: Done Medical check
30-10-12: Submit AFP check
07-11-12: Went home on a bridging visa B for holiday and wedding..:)
12-01-13: CO allocated and nomination approved
18-01-13: CO asked documents of my husband to be included on my application as migrating dependent..Thank u LORD!
15-02-13: Husband completed all requirements (police check, medical, english requirements and joint statement)
15-02-13: CO issued pre-grant letter instructing hubby to apply tourist visa to enter Australia in order our 857 visa to be granted.
27-02-13: Hubby applied Subclass 676 tourist visa.
06-03-13: Hubby's tourist visa approved.
16-03-13: Hubby arrived Australia.
18-03-13: Our RSMS 857 visa granted.. (nothing to ask more)
Posts: 1,643Member
Joined: Nov 10, 2011
Occupation: Analyst Programmer (ANZSCO Code 261311)
May 21 2012 - lodged visa 176 (NSW) online application
May 30 2012 - CO allocation
Jul 16 2012 - Visa Granted! (IED Deadline: May 16, 2013)
Jan 19 2013 - Arrived in Sydney
Jan 20 2013 - Started our job hunt
Mar 11 2013 - Officially became a "HOUSE-BAND"
Apr 22 2013 - End of my "HOUSE-BAND" career
Posts: 2,616Member, Moderator
Joined: Jan 13, 2011
Posts: 1,643Member
Joined: Nov 10, 2011
Occupation: Analyst Programmer (ANZSCO Code 261311)
May 21 2012 - lodged visa 176 (NSW) online application
May 30 2012 - CO allocation
Jul 16 2012 - Visa Granted! (IED Deadline: May 16, 2013)
Jan 19 2013 - Arrived in Sydney
Jan 20 2013 - Started our job hunt
Mar 11 2013 - Officially became a "HOUSE-BAND"
Apr 22 2013 - End of my "HOUSE-BAND" career
Posts: 1,455Member
Joined: Apr 26, 2011
Posts: 1,643Member
Joined: Nov 10, 2011
Occupation: Analyst Programmer (ANZSCO Code 261311)
May 21 2012 - lodged visa 176 (NSW) online application
May 30 2012 - CO allocation
Jul 16 2012 - Visa Granted! (IED Deadline: May 16, 2013)
Jan 19 2013 - Arrived in Sydney
Jan 20 2013 - Started our job hunt
Mar 11 2013 - Officially became a "HOUSE-BAND"
Apr 22 2013 - End of my "HOUSE-BAND" career
Posts: 506Member
Joined: Jul 15, 2011
CO and Visa Grant: 9 Oct 2012
The beginning of the rest of our lives: January 4, 2013
Posts: 481Member
Joined: Dec 15, 2012
Also, pwede naman mag-transfer ng superannuation company di po ba, kung hindi ako masyado satisifed sa performance ng super ko?
Thanks po sa mga sasagot!!!
P.S. Gusto ko din sana magtanong about self-managed funds, pero later na lang pag nakapag-basa na ako about it. Parang napaka-kumplikado ng SMSF.
21 Dec 2012 - 457 lodged
7 Jan 2013 - medical finalised
8 Jan 2013 - visa approved
Posts: 4,336Member
Joined: Feb 24, 2011
There are various websites that rates the various supers in different criteria; one of them is http://www.canstar.com.au/superannuation/; you may want to check on this...
Primary Applicant: Wife
Accountant (General): 221111
04 Aug 2012 - IELTS (Academic Module)
07 Aug 2012 - IELTS (Academic Module) Speaking Part
17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
25 Sep 2012 - Received +Skills Assessment from CPAA
25 Sep 2012 - Lodged EOI Application with 70pts
30 Sep 2012 - Invited by DIAC to apply for 189 Visa
01 Oct 2012 - Submitted 189 Visa Application
20 Oct 2012 - Medical Examinations
23 Oct 2012 - CO Assigned; Team 7 - SA
05 Nov 2012 - Submitted SG PCC and NBI Clearance
06 Nov 2012 - Visa Granted (IED: 23/10/2013)
03 Apr 2013 - Flight to MEL
03 Jun 2013 - started work
12 Jun 2013 - wife started work
15 Jun 2016 - applied for citizenship
29 Jul 2016 - citizenship examination
20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
Posts: 4,336Member
Joined: Feb 24, 2011
Primary Applicant: Wife
Accountant (General): 221111
04 Aug 2012 - IELTS (Academic Module)
07 Aug 2012 - IELTS (Academic Module) Speaking Part
17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
25 Sep 2012 - Received +Skills Assessment from CPAA
25 Sep 2012 - Lodged EOI Application with 70pts
30 Sep 2012 - Invited by DIAC to apply for 189 Visa
01 Oct 2012 - Submitted 189 Visa Application
20 Oct 2012 - Medical Examinations
23 Oct 2012 - CO Assigned; Team 7 - SA
05 Nov 2012 - Submitted SG PCC and NBI Clearance
06 Nov 2012 - Visa Granted (IED: 23/10/2013)
03 Apr 2013 - Flight to MEL
03 Jun 2013 - started work
12 Jun 2013 - wife started work
15 Jun 2016 - applied for citizenship
29 Jul 2016 - citizenship examination
20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
Posts: 4,336Member
Joined: Feb 24, 2011
My super company is Mercer Superannuation Trust while kay wifey naman is Australian Super...
As we just started work and EOFY na, we will be eligible for gov't co-contribution as our income for 2012-2013 is very low. We are going to contribute $1000 in order to get a free contribution from the gov't of $500 - not bad for free money noh?
Sayang naman if hindi ma utilize!
Primary Applicant: Wife
Accountant (General): 221111
04 Aug 2012 - IELTS (Academic Module)
07 Aug 2012 - IELTS (Academic Module) Speaking Part
17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
25 Sep 2012 - Received +Skills Assessment from CPAA
25 Sep 2012 - Lodged EOI Application with 70pts
30 Sep 2012 - Invited by DIAC to apply for 189 Visa
01 Oct 2012 - Submitted 189 Visa Application
20 Oct 2012 - Medical Examinations
23 Oct 2012 - CO Assigned; Team 7 - SA
05 Nov 2012 - Submitted SG PCC and NBI Clearance
06 Nov 2012 - Visa Granted (IED: 23/10/2013)
03 Apr 2013 - Flight to MEL
03 Jun 2013 - started work
12 Jun 2013 - wife started work
15 Jun 2016 - applied for citizenship
29 Jul 2016 - citizenship examination
20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
Posts: 481Member
Joined: Dec 15, 2012
Tricky to, I think.
Kasi if the super you're receiving is included in your gross income as per contract, mababawasan ang effective take-home pay. Not good. Well, not bad either kasi it will go to your super pa rin naman. But most of us here are just starting a life in Au, we do need cash inflow right now. But if the super guarantee is over and above the gross salary, sobrang ok din naman to.
Any thoughts?
21 Dec 2012 - 457 lodged
7 Jan 2013 - medical finalised
8 Jan 2013 - visa approved
Posts: 4,336Member
Joined: Feb 24, 2011
Primary Applicant: Wife
Accountant (General): 221111
04 Aug 2012 - IELTS (Academic Module)
07 Aug 2012 - IELTS (Academic Module) Speaking Part
17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
25 Sep 2012 - Received +Skills Assessment from CPAA
25 Sep 2012 - Lodged EOI Application with 70pts
30 Sep 2012 - Invited by DIAC to apply for 189 Visa
01 Oct 2012 - Submitted 189 Visa Application
20 Oct 2012 - Medical Examinations
23 Oct 2012 - CO Assigned; Team 7 - SA
05 Nov 2012 - Submitted SG PCC and NBI Clearance
06 Nov 2012 - Visa Granted (IED: 23/10/2013)
03 Apr 2013 - Flight to MEL
03 Jun 2013 - started work
12 Jun 2013 - wife started work
15 Jun 2016 - applied for citizenship
29 Jul 2016 - citizenship examination
20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
Posts: 993Member
Joined: Feb 15, 2012
261313 (Software Engineer)
Feb.15.2012 - started working on ACS requirements
Mar.02.2012 - submitted online ACS application and sent documents to ACS via Fedex
Mar.05.2012 - ACS acknowledged actual documents
Mar.21.2012 - ACS finalised assessment: Suitable
Mar.31.2012 - IELTS exam with BC
Apr.13.2012 - IELTS Results (L:8.5 R:7 W: 7 S: 8 OB: 7.5) Thank you LORD!
Apr.14.2012 - Lodged 175 Online Application
Apr.20.2012 - Completed Online Attachments
May.24.2012 - "Application being processed further"
May.29.2012 - CO Assigned :-)
Jun.07.2012 - Uploaded NBI Clearance
Jun.13.2012 - Medical/Health Requirements Finalised
Jun.14.2012 - VISA GRANT! Thank you, LORD! :-)
Jun.07.2013 - Initial Entry Date Deadline
Apr.28.2013 - Initial Entry (Sydney)
Jun.28.2013 - Verbal Job Offer (Melbourne)
Jul.08.2013 - First day of Work and first day of child care for my son (Melbourne)
Aug.21.2013 - First day of Work in Sydney
"Great is the LORD and most worthy of praise; his greatness no one can fathom." Psalm 145:3
Posts: 4,336Member
Joined: Feb 24, 2011
sayang din ang 500 sa gov't - free money...
Primary Applicant: Wife
Accountant (General): 221111
04 Aug 2012 - IELTS (Academic Module)
07 Aug 2012 - IELTS (Academic Module) Speaking Part
17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
25 Sep 2012 - Received +Skills Assessment from CPAA
25 Sep 2012 - Lodged EOI Application with 70pts
30 Sep 2012 - Invited by DIAC to apply for 189 Visa
01 Oct 2012 - Submitted 189 Visa Application
20 Oct 2012 - Medical Examinations
23 Oct 2012 - CO Assigned; Team 7 - SA
05 Nov 2012 - Submitted SG PCC and NBI Clearance
06 Nov 2012 - Visa Granted (IED: 23/10/2013)
03 Apr 2013 - Flight to MEL
03 Jun 2013 - started work
12 Jun 2013 - wife started work
15 Jun 2016 - applied for citizenship
29 Jul 2016 - citizenship examination
20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
Posts: 993Member
Joined: Feb 15, 2012
261313 (Software Engineer)
Feb.15.2012 - started working on ACS requirements
Mar.02.2012 - submitted online ACS application and sent documents to ACS via Fedex
Mar.05.2012 - ACS acknowledged actual documents
Mar.21.2012 - ACS finalised assessment: Suitable
Mar.31.2012 - IELTS exam with BC
Apr.13.2012 - IELTS Results (L:8.5 R:7 W: 7 S: 8 OB: 7.5) Thank you LORD!
Apr.14.2012 - Lodged 175 Online Application
Apr.20.2012 - Completed Online Attachments
May.24.2012 - "Application being processed further"
May.29.2012 - CO Assigned :-)
Jun.07.2012 - Uploaded NBI Clearance
Jun.13.2012 - Medical/Health Requirements Finalised
Jun.14.2012 - VISA GRANT! Thank you, LORD! :-)
Jun.07.2013 - Initial Entry Date Deadline
Apr.28.2013 - Initial Entry (Sydney)
Jun.28.2013 - Verbal Job Offer (Melbourne)
Jul.08.2013 - First day of Work and first day of child care for my son (Melbourne)
Aug.21.2013 - First day of Work in Sydney
"Great is the LORD and most worthy of praise; his greatness no one can fathom." Psalm 145:3