September 2015 Visa 189/190 Applicants!!!

Liolaeus

@m0t0k0

Inassume ko lang na yung difference ng exchange rate yung fee. Unless meron pang ibang service fees on top.

Direct wire transfer exchange rate: PHP 250,000 / 35 = AUD 7143
Lower exchange rate from others: PHP 250,000 / 34 = AUD 7353

AUD 7353 - AUD 7143 = AUD 210

AUD 210 x 34 = PHP 7140

Tama ba? hehe

sunflower

@m0t0k0
Nag-transfer lang ako agad ng money kasi at least mas nag-eearn yung dollars ko habang naka-upo dun sa iSavers account hehe. Sa first four months kasi 2.5% ang interest sa NAB. Anyway, to answer your questions:

1. Yes, may charge yung receiving fee. From what I understand, depende yun kung magkano yung sinend mong money. Less than 7000 AUD yung sinend ko and then mga 15 AUD yung fee na kinuha ng NAB.

2. Kung naka-check yung online banking sayo nung nag-register ka, pwede mo ma-view yung money mo. So ako, nag-opt ako for online banking. After less than 24 hours, natransfer na agad yung money from BPI and viewable na siya agad dun sa online account.

Liolaeus

Yun ang maganda dun. Transfer agad para mag earn ng interest. May nabasa ko dito nag earn na agad ng $50 in 2 months. Kung dito sa pinas 250 pesos ata pinaka malaki ko na earn. Per quarter pa yun.

Update! May HAPID na baby ko. Kaka send lang ng CO. Medical na kami bukas. Sure na haha.

sunflower

@Liolaeus
Ang sarap naman nung $50 in two months! Hehe. Yung akin di naman ganun kalaki yung ma-eearn kasi less than $7000 lang laman nung iSavers ko. Pero eventually siguro hehehe.

Yehey! Congratulations! Last step na yang medical, batchmate!!!!

kittykitkat18

@Liolaeus kala ko 7k ung charge..forex loss pla..ung iba ok exchange rate pro mataas service charge..it depends kng san favorable.. dto kasi sa SG last na tingin ko 1=1 ang palitan nung last month and my alam ako ng remittance company 20sgd lng charge irregardless of amount

prcand

anong remittance company to, at pwede sa OZ? sa lucky plaza ba to?

@Liolaeus kala ko 7k ung charge..forex loss pla..ung iba ok exchange rate pro mataas service charge..it depends kng san favorable.. dto kasi sa SG last na tingin ko 1=1 ang palitan nung last month and my alam ako ng remittance company 20sgd lng charge irregardless of amount

engineer20

anong remittance company to, at pwede sa OZ? sa lucky plaza ba to?

@Liolaeus kala ko 7k ung charge..forex loss pla..ung iba ok exchange rate pro mataas service charge..it depends kng san favorable.. dto kasi sa SG last na tingin ko 1=1 ang palitan nung last month and my alam ako ng remittance company 20sgd lng charge irregardless of amount

sir check mo ito http://www.pay2home.com/

kittykitkat18

@prcand yup sa LP to..actually i work in this remittance company..lol. doble chk ko pa ung charge ulit..off kasi ako..msg mko if interested.d pa alam ng employer ko na may visa grant ako.haha

Liolaeus

Kakatapos lang ng medical ni baby! Excited kaya di na naipagpabukas. Lol sana wala na hingin na iba docs.

kittykitkat18

@Liolaeus goodluck! lapit na yan

engineer20

@kittykitkat18 pa-PM naman saan ka nagwork baka mas ok rate nyo kesa pay2home

Liolaeus

Sana nga. Next contact ng CO yung grant na.

Teka oras na pala ng tulog ko. Haha

prcand

Ako rin! Para PM

@kittykitkat18 pa-PM naman saan ka nagwork baka mas ok rate nyo kesa pay2home

se29m

@prcand @kittykitkat18 ako din pa pm hehehe

sunflower

@Liolaeus
Yehey! Balitaan mo kami!

m0t0k0

@m0t0k0
Nag-transfer lang ako agad ng money kasi at least mas nag-eearn yung dollars ko habang naka-upo dun sa iSavers account hehe. Sa first four months kasi 2.5% ang interest sa NAB. Anyway, to answer your questions:

1. Yes, may charge yung receiving fee. From what I understand, depende yun kung magkano yung sinend mong money. Less than 7000 AUD yung sinend ko and then mga 15 AUD yung fee na kinuha ng NAB.

2. Kung naka-check yung online banking sayo nung nag-register ka, pwede mo ma-view yung money mo. So ako, nag-opt ako for online banking. After less than 24 hours, natransfer na agad yung money from BPI and viewable na siya agad dun sa online account.

@sunflower thanks for replying, very helpful!

m0t0k0

@m0t0k0

Inassume ko lang na yung difference ng exchange rate yung fee. Unless meron pang ibang service fees on top.

Direct wire transfer exchange rate: PHP 250,000 / 35 = AUD 7143
Lower exchange rate from others: PHP 250,000 / 34 = AUD 7353

AUD 7353 - AUD 7143 = AUD 210

AUD 210 x 34 = PHP 7140

Tama ba? hehe

@Liolaeus ahh ok gets, ito is comparing the exchange rate (selling side) of a bank transfer versus a different source (another bank or maybe a remmittance service). Excluding ung service fees pa.

Nice one, buti naman mabilis un pag bigay nila ng HAPID.

Liolaeus

@m0t0k0

Yup ganun nga at kung malaki yung service fee ng ibang banks or remittance center, baka umabot din ng 7k yung total loss. Kung ganun, direct bank to bank na lang siguro para safe at mabilis tulad kay @sunflower. I don't want to dwell on it too much kasi mababawi din naman yan agad sa AU. Think of every loss as an investment. hehe Patulong na lang pag may grant na kami. XD

Liolaeus

thegreatiam15

sino po diyan maaring magdonate nang remy martin 1738 nang makatulog nang matagal at hindi na magisip hehe

se29m

@thegreatiam15 itong waiting time na to, sa golden mile ako tumatambay.. Minsan sumama ka sakin sir >- ok uwi na ako.. Mula 6pm pa ako dito hehehe

kittykitkat18

Cheers

Liolaeus

Cheers

Hahaha! Hangover ka na sa celebration.

thegreatiam15

@se29m

hehehe saan yan?

se29m

@thegreatiam15 beach road! Hehe.. Sarap ng Thai food at dami din pubs..

auauoioi

@kittykitkat18 pano po un mag transfer ng money from sg via remittance center?

kittykitkat18

@auauoioi u can try pay2home.pro d ko pa natry..still looking for other options..sa work ko last resort na..yaw ko paalam na may grant na.hehe

auauoioi

@kittykitkat18 cge cge try ko un pay2home.
Kelan mo papaalam hehe. Sabagay ako din july pa end ng contract ko d ko pa rin sinasabe

tooties

@kittykitkat18 wag k sa harvey norman bumili...mahal dun..go for the good guys..mas mura at palagi naka sale if appliance..

if furniture ok yung ikea, super amart, or fantastic furniture..

hehehe

thegreatiam15

@se29m

hahaha mas mahaba pa pala byahe mo papi!