Visa Application Payment via Unionbank EON Debit Card

mariem

Since our credit limit will not meet the amount we need to pay for visa application BPI advised us to request an increase in our credit card limit, but sadly the bank did not approved the amount we need to pay for the visa application. Then the customer service rep said we may request again after 6 months since we have a recent request for credit limit increase. =( We are a family of 5 kaya medyo malaki ang required payment namin. We only have until Jan 5 to pay for the application.

Can you please share your experience using EON Debit card to pay for your visa application. This info will also be helpful for those who do not have enough credit card limit. Thanks

cpa_oct2011

Ok to.. I used this when I pay my application fee.. Apply ka lang sa unionbank thru online... Then ask them to extend yung limit for visa fee pg kunin mo na yung card.

mariem

I actually have EON card that will expire on 10/16 kaso ever since I got it I never used it. I will visit the branch tomorrow to pay for the annual fee. Anong nilagay mo sa application as you pay the visa. Did you tick debit or visa? Nakakatakot kasi kami mag overpayment sa credit card tapos madedecline din unlike yung EON diba pwede mo iwithdraw easily yung money.

cpa_oct2011

Visa.. Not sure di ko na maalala e.. Basta eon works. Hahaha

mariem

@cpa_oct2011 Kapag EON ang ginamit may extra charge pa ba like the 1% surcharge if you use the credit card?

Thank you so much, I hope more people will share their experience with EON card.

raiden14

I ticked visa.

raiden14

And yes may surcharge sya.

OZwaldCobblepot

@raiden14 when paying for visa, ang sinusunod ng fx rate is rate ng Union Bank? or ung standard rate on the date na nagbayad ka?

raiden14

@OZwaldCobblepot not sure but i guess its the standard rate.

ana_gdel

Ok ang eon card, it actually worked for me nung magbayad ako ng visa application fee amounting to around Php 130,000. May surcharge nga lang sya tsaka annual fee pero di naman ganun kalaki kumpara sa convenience na ibibigay nya. Just request na ma-increase yung transaction limit, may form na ffill-upan sa branch tapos after 1 banking day ok na. Hanggang ngayon gamit ko pa rin sya. Pagpunta ko dito Sydney, some of my funds nasa eon card ko lang tapos pwede magwithdraw sa mga atm machines dito, but of course forex conversion and foreign transaction fees apply but nonetheless, two thumbs up ako kay eon. Hope this helps :-)

mariem

Hmmm I think the rate will be the one from Unionbank, same as we use the BPI when buying online from another country.

I went to Unionbank earlier, they have a limit nga of 100K per day pero they will check daw with the main branch. I also need to have my EON card activated kasi nga never ko sya nagamit.

@ana_gdel may nabasa ako na if we have citibank account here in the Philippines free ang transaction when using it abroad.

mariem

Pwede pala ipa adjust yung daily transaction limit with Unionbank.

ram071312

itong Eon card po ay savings account na dedepositan para magka fund, tama po ba? Iniisip ko po kasing kumuha na lang nito kasi antagal po ng approval ng credit card na inaapplyan ko e.

OZwaldCobblepot

@mariem yep. nung nag-apply ako ng EON card last month, nung kinuha ko ung card, pinataasan ko na agad limit. the next day, mataas na limit. hehe. though sa ngayon, di ko pa sya ginagamit. pag maglodge na lang ako maglalagay ng funds dun.

mariem

@ram071312 naku with credit card hindi ka pa sure if maaapprove yung amount you requested. Ganyan ang nangyari sa BPI namin kahit maganda yung credit record di nila ibinigay yung credit limit we need unless siguro we requested for 1 time transaction.

mariem

Let's pray na kapag maglolodge na tayo bumaba ang exchange rate ng AUD to PHP hehehe

OZwaldCobblepot

@mariem oo nga e. nakabantay din ako. though, disadvantage to sa mga nandun na. flat Php33 ok na ko. hehe

mariem

@OZwaldCobblepot oo nga

ram071312

@mariem actually po bago ko nag apply ng credit card naitanong ko na kung puede ung taasan ng credit limit to at least 250k sabi nga hindi daw, but I offered na pondohan ung card. Say 100k ang limit, magpapasobra ako ng 150k. Okay naman daw ang ganun. Abg kaso wala pa ring news kung approved e. Kung no news pa rin till next week, apply na lang ako ng Eon..

ram071312

@OZwaldCobblepot unionbank lang din po puede magdeposit ano?

mariem

@ram071312 Actually we mentioned that option pero not sure kasi baka idecline pa rin afterwards, we have a credit limit of 98K kapag nag over lang ang purchase namin ng 2k decline na kaagad. We have the card for years na and we pay on time naman pero di pa rin na approved yung need namin na credit increase. Then the customer service will not guarantee if it will work. If you have naman the cash better na nga lang to do it via EON kasi with credit card mahirap irefund yung money if it does not work. Or check mo if pwede via 1 time transaction, di kasi namin inindicate na 1 time transaction since we often use naman talaga the card.

ana_gdel

@mariem thanks sis sa info :-) never banked with citibank though, had i known earlier hehe. ty

OZwaldCobblepot

@ram071312 yes. kasi parang savings acct ung EON. so Unionbank ka magdedeposit.

problem lang kasi sa advance payment ng CC, baka hindi maging successful ung payment process. mahihirapan ka na kunin ung binayad mo in advance.

mariem

@ram071312 yes. kasi parang savings acct ung EON. so Unionbank ka magdedeposit.

problem lang kasi sa advance payment ng CC, baka hindi maging successful ung payment process. mahihirapan ka na kunin ung binayad mo in advance.

Yan nga din ang fear ko with advance payment sa cc.

mariem

So happy EON Debit Card worked without any problem Lodged our visa few minutes ago. Thank you for all the help.

mariem

With EON debit card, there's additional charges din, we paid 8100 AUD + 87.48 AUD.

se29m

@mariem that's the currency conversion fee, nung ginamit ko din debit card ko when i was in au, may ccy conv fee sa bank statement.. anyways, congrats on your lodging... upload na ng docs para dg na.. goodluck >-

ram071312

@mariem 1% po ba ang surcharge fee kahit cc payment?

se29m

@ram071312 not sure about the cc.. wala pa ako cc and ayaw ko mag cc hehehe.. debit card lang ako meron.. >-

OZwaldCobblepot

@ram071312 1.08% po

filipinacpa

medyo malayo pa naman ako.. pero makisali na rin ako.. hehe.. pwede ko po ba gamitin yung cc ng iba? kasi yung debit cards ko lahat sila 100k lang ang max limit ko. so para di na need mag apply, can I just use other's credit card kaya? may nakapag try na? single migrant lang po ako kaya mas mura mura. thank you