Major update has been completed. Please help to report any abnormality that you are facing (in case there is any) to [email protected] . Thank you for your continued support guys!
LokiJrQuezon City Posts: 2,616Member, Moderator Joined: Jan 13, 2011
Thanks for the advice guys I still need a visa after all hehe...Di na attractive deposit products sa Pinas...kahit SDA natin kasi ampangit na ng rates so having a way to put your money to something better like in Australian banks would be useful hehe
rolf021Sydney Posts: 191Member Joined: May 22, 2012
Hello po..just wanted to ask.if i have opened an nab account, then asked bdo to wire tranfer the money to my au account..ang exchange rate ba na gagamitin is thesame nung published selling rate ng bdo?
hotshotSydney Posts: 1,643Member Joined: Nov 10, 2011
Hello po..just wanted to ask.if i have opened an nab account, then asked bdo to wire tranfer the money to my au account..ang exchange rate ba na gagamitin is thesame nung published selling rate ng bdo?
sa experience ko from DBS (SG bank) to NAB here in oz...ang rate na ginamit ay yung selling rate ng DBS bank. tanong mo din sa BDO kung sino ang partner bank nila here. magandang mag-open ka na lang ng bank account sa bank na partner nila para maiwasan ang dagdag na charges.
Occupation: Analyst Programmer (ANZSCO Code 261311)
May 21 2012 - lodged visa 176 (NSW) online application
May 30 2012 - CO allocation
Jul 16 2012 - Visa Granted! (IED Deadline: May 16, 2013)
Jan 19 2013 - Arrived in Sydney
Jan 20 2013 - Started our job hunt
Mar 11 2013 - Officially became a "HOUSE-BAND"
Apr 22 2013 - End of my "HOUSE-BAND" career
nalookaBrisbane Posts: 130Member Joined: Dec 17, 2012
Gusto ko rin maglagay ng pera sa AU while asa pinas. Kahit anong bank ba pwede mag wire transfer sa pinas to AU banks?
What if may AU bank na, pwede bang magtransfer ng pera from AU to Pinas bank naman? Anong banks ang pwedeng ganun? Kasi may maiiwan ko pa parents ko dito pinas e
Thanks in advance.
Jan 2012 - ACS
Feb 2012 - IELTS
...nagpakabusy sa work and ipon pambayad ng visa
28 Jan 2013 - Submitted EOI
4 Feb 2013 - Received Invitation (189)
21 Feb 2013 - Lodged Visa application
6 Apr 2013 - CO Requested Medical, PCC, tax/bank statement (Team 34)
10 Apr 2013 - Medical at St. Luke's
12 Apr 2013 - Bank statement
15 Apr 2013 - NBI
18 Apr 2013 - Emailed CO that requested docs were all uploaded
19 Apr 2013 - Visa 1890Grant!!!!
26 Oct 2013 - Arrived in AU
19 Nov 2017 - Submitted Citizenship application
26 Sep 2018 - Citizenship interview & exam. application = Finalised
14 Nov 2018 - Citizenship Ceremony
TasBurrfootOsaka Posts: 4,336Member Joined: Feb 24, 2011
Gusto ko rin maglagay ng pera sa AU while asa pinas. Kahit anong bank ba pwede mag wire transfer sa pinas to AU banks?
What if may AU bank na, pwede bang magtransfer ng pera from AU to Pinas bank naman? Anong banks ang pwedeng ganun? Kasi may maiiwan ko pa parents ko dito pinas e
Thanks in advance.
All banks from Pinas can transfer money to AU banks...
Similarly, all banks in Australia can transfer to PH banks...
04 Aug 2012 - IELTS (Academic Module)
07 Aug 2012 - IELTS (Academic Module) Speaking Part
17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
25 Sep 2012 - Received +Skills Assessment from CPAA
25 Sep 2012 - Lodged EOI Application with 70pts
30 Sep 2012 - Invited by DIAC to apply for 189 Visa
01 Oct 2012 - Submitted 189 Visa Application
20 Oct 2012 - Medical Examinations
23 Oct 2012 - CO Assigned; Team 7 - SA
05 Nov 2012 - Submitted SG PCC and NBI Clearance
06 Nov 2012 - Visa Granted (IED: 23/10/2013)
03 Apr 2013 - Flight to MEL
03 Jun 2013 - started work
12 Jun 2013 - wife started work
15 Jun 2016 - applied for citizenship
29 Jul 2016 - citizenship examination
20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
nalookaBrisbane Posts: 130Member Joined: Dec 17, 2012
Thanks!
Jan 2012 - ACS
Feb 2012 - IELTS
...nagpakabusy sa work and ipon pambayad ng visa
28 Jan 2013 - Submitted EOI
4 Feb 2013 - Received Invitation (189)
21 Feb 2013 - Lodged Visa application
6 Apr 2013 - CO Requested Medical, PCC, tax/bank statement (Team 34)
10 Apr 2013 - Medical at St. Luke's
12 Apr 2013 - Bank statement
15 Apr 2013 - NBI
18 Apr 2013 - Emailed CO that requested docs were all uploaded
19 Apr 2013 - Visa 1890Grant!!!!
26 Oct 2013 - Arrived in AU
19 Nov 2017 - Submitted Citizenship application
26 Sep 2018 - Citizenship interview & exam. application = Finalised
14 Nov 2018 - Citizenship Ceremony
Kami Westpac at uBank. Yun salary namin dinedeposit ng employer namin sa Westpac. Madaming ATM. They also own St George kaya pwde rin mag withdraw w/o incurring any charges.
uBank for saving naman. Mataas interest around 4.9%.
TasBurrfootOsaka Posts: 4,336Member Joined: Feb 24, 2011
04 Aug 2012 - IELTS (Academic Module)
07 Aug 2012 - IELTS (Academic Module) Speaking Part
17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
25 Sep 2012 - Received +Skills Assessment from CPAA
25 Sep 2012 - Lodged EOI Application with 70pts
30 Sep 2012 - Invited by DIAC to apply for 189 Visa
01 Oct 2012 - Submitted 189 Visa Application
20 Oct 2012 - Medical Examinations
23 Oct 2012 - CO Assigned; Team 7 - SA
05 Nov 2012 - Submitted SG PCC and NBI Clearance
06 Nov 2012 - Visa Granted (IED: 23/10/2013)
03 Apr 2013 - Flight to MEL
03 Jun 2013 - started work
12 Jun 2013 - wife started work
15 Jun 2016 - applied for citizenship
29 Jul 2016 - citizenship examination
20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
li_i_renNorth Ryde Posts: 434Member Joined: Oct 13, 2012
Thanks for the advice guys I still need a visa after all hehe...Di na attractive deposit products sa Pinas...kahit SDA natin kasi ampangit na ng rates so having a way to put your money to something better like in Australian banks would be useful hehe
Actually tama ka..panget ng rates sa atin sa pinas. If u have extra funds mag time deposit abroad..offshore accounts ala marcos! Hahahaha!!
Earn interest in dollars... Mas ok din banking stability here unlike sa pinas the small banks who offer higher rates may big chances of closing down like eastwest bank if i remember correctly.
meehmoohPerth Posts: 270Member Joined: Jun 12, 2011
Anyone has tried changing your singapore dollars / philippine peso to australian dollars then deposit in australian bank before moving to AU.? Mataas pilitan ngayon ng SG dollars to AU dollars... great savings if malaki pa change nyo..
27 March 2013 - EOI Submission
02 April 2013 - SS Approval
09 April 2013 - Invitation to Lodge visa
1 May 2013 - CO allocated
13 May- Medical Submitted
28 May - Police clearance submitted
29 July 2013 ---- VISA GRANT
Proverbs 3:5-6
Trust in the Lord with all your heart, and do not lean on your own understanding. In all your ways acknowledge him, and he will make straight your paths.
TasBurrfootOsaka Posts: 4,336Member Joined: Feb 24, 2011
Anyone has tried changing your singapore dollars / philippine peso to australian dollars then deposit in australian bank before moving to AU.? Mataas pilitan ngayon ng SG dollars to AU dollars... great savings if malaki pa change nyo..
This is not possible ata @meehmooh... Walang bangko kasi tatanggap ng AUD mo eh and have it transferred to Australia.
When you do wire transfer from PH/SG, kailangan ito sourced from the local currency where you maintain the account. Dito kasi sila kikita sa FX conversion eh (mga 2% give or take)
I really doubt if super laki ang difference between the rate sa FX counter and sa FX conversion when doing wire transfer.
04 Aug 2012 - IELTS (Academic Module)
07 Aug 2012 - IELTS (Academic Module) Speaking Part
17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
25 Sep 2012 - Received +Skills Assessment from CPAA
25 Sep 2012 - Lodged EOI Application with 70pts
30 Sep 2012 - Invited by DIAC to apply for 189 Visa
01 Oct 2012 - Submitted 189 Visa Application
20 Oct 2012 - Medical Examinations
23 Oct 2012 - CO Assigned; Team 7 - SA
05 Nov 2012 - Submitted SG PCC and NBI Clearance
06 Nov 2012 - Visa Granted (IED: 23/10/2013)
03 Apr 2013 - Flight to MEL
03 Jun 2013 - started work
12 Jun 2013 - wife started work
15 Jun 2016 - applied for citizenship
29 Jul 2016 - citizenship examination
20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
meehmoohPerth Posts: 270Member Joined: Jun 12, 2011
@psychoboy .. indi ko pa na check sa bank... but as what you have said.. not possible so better wire transfer na lng po talaga then carry some cash when moving AU.
27 March 2013 - EOI Submission
02 April 2013 - SS Approval
09 April 2013 - Invitation to Lodge visa
1 May 2013 - CO allocated
13 May- Medical Submitted
28 May - Police clearance submitted
29 July 2013 ---- VISA GRANT
Proverbs 3:5-6
Trust in the Lord with all your heart, and do not lean on your own understanding. In all your ways acknowledge him, and he will make straight your paths.
jameeAdelaide Posts: 14Member Joined: May 20, 2013
@psychoboy Thanks for directing me to this discussion, psychoboy! God bless you!
mga banker, summarize ko lang angpagkakaintindi ko sa nabasa ko sa thread na to...
1. mas maganda mag-deposit kung first time migrant ka sa NAB considering na walang minimum balance and walang monthly fees/charges na kinakaltas. hindi po ba kapag naka-Classic ka (the one with an ATM) automatic pwede ka mag-online transaction sa bank (as offered ng iSaver)?
2. westpac kung gusto maraming ATM machines but meron tong monthly fee.
3. Ubank for savings lang dahil may mataas na interest (4.9%)... pero does this have monthly/annual fee? dapat po ba may maintaining balance to?
as for opening a bank account (i.e. with NAB) while still in the Philippines, this can be done online (?) and money transferred from Philippine bank (i.e. BPI / BDO) will carry the Philippine exchange rate plus charges ... ?
di po ba 10kAUD lang ang pwedeng cash on hand na dalhin?...the rest dapat naka-transfer na sa bank account sa AUD...? or pwedeng magdala MORE than 10k AUD and DECLARE it nalang??
via MARA Agent
CPA Australia 040912 : NSW SS 030812 : EOI first lodged 081312 : 1st Invitation 083112 : Updated EOI 110812 : 2nd Invitation 032713 : Lodged App 040213 : CO 042213 : medicals: 050213...visa granted (thank YOU LORD!) 060513 ... IED to NSW 03XX14 ??
stolich18Sydney Posts: 993Member Joined: Feb 15, 2012
Yes pdeng wire transfer from ph to au. Hihingiin mo lng ung IBAN # ata un from the bank here tapos bigay mo lng sa bpi sa pinas. Need to call the bank in ph regarding the details, exchange rate and charges.
Yeah 10kaud lng max. Pde naman sumobra bsta declare lng. Pero for me ok na rin wag mgexceed para no questions asked. Mkikita pa yan ng immi officers and ttanungin ka pa bkt mlaki dala mo hehe
261313 (Software Engineer)
Feb.15.2012 - started working on ACS requirements
Mar.02.2012 - submitted online ACS application and sent documents to ACS via Fedex
Mar.05.2012 - ACS acknowledged actual documents
Mar.21.2012 - ACS finalised assessment: Suitable
Mar.31.2012 - IELTS exam with BC
Apr.13.2012 - IELTS Results (L:8.5 R:7 W: 7 S: 8 OB: 7.5) Thank you LORD!
Apr.14.2012 - Lodged 175 Online Application
Apr.20.2012 - Completed Online Attachments
May.24.2012 - "Application being processed further"
May.29.2012 - CO Assigned :-)
Jun.07.2012 - Uploaded NBI Clearance
Jun.13.2012 - Medical/Health Requirements Finalised
Jun.14.2012 - VISA GRANT! Thank you, LORD! :-)
Jun.07.2013 - Initial Entry Date Deadline
Apr.28.2013 - Initial Entry (Sydney)
Jun.28.2013 - Verbal Job Offer (Melbourne)
Jul.08.2013 - First day of Work and first day of child care for my son (Melbourne)
Aug.21.2013 - First day of Work in Sydney
"Great is the LORD and most worthy of praise; his greatness no one can fathom." Psalm 145:3
@stolich18 sir, anong bangko (sa Au and Phil.) ang masu-suggest mo na maganda ang services (with less fees) na pwedeng i-wire transfer ang money from Phil. to Au and vv.??
via MARA Agent
CPA Australia 040912 : NSW SS 030812 : EOI first lodged 081312 : 1st Invitation 083112 : Updated EOI 110812 : 2nd Invitation 032713 : Lodged App 040213 : CO 042213 : medicals: 050213...visa granted (thank YOU LORD!) 060513 ... IED to NSW 03XX14 ??
stolich18Sydney Posts: 993Member Joined: Feb 15, 2012
Feb.15.2012 - started working on ACS requirements
Mar.02.2012 - submitted online ACS application and sent documents to ACS via Fedex
Mar.05.2012 - ACS acknowledged actual documents
Mar.21.2012 - ACS finalised assessment: Suitable
Mar.31.2012 - IELTS exam with BC
Apr.13.2012 - IELTS Results (L:8.5 R:7 W: 7 S: 8 OB: 7.5) Thank you LORD!
Apr.14.2012 - Lodged 175 Online Application
Apr.20.2012 - Completed Online Attachments
May.24.2012 - "Application being processed further"
May.29.2012 - CO Assigned :-)
Jun.07.2012 - Uploaded NBI Clearance
Jun.13.2012 - Medical/Health Requirements Finalised
Jun.14.2012 - VISA GRANT! Thank you, LORD! :-)
Jun.07.2013 - Initial Entry Date Deadline
Apr.28.2013 - Initial Entry (Sydney)
Jun.28.2013 - Verbal Job Offer (Melbourne)
Jul.08.2013 - First day of Work and first day of child care for my son (Melbourne)
Aug.21.2013 - First day of Work in Sydney
"Great is the LORD and most worthy of praise; his greatness no one can fathom." Psalm 145:3
JCsantosSydney Posts: 1,416Member, Moderator Joined: Jan 11, 2011
edited June 2013
Try Bankwest ... pwede kahit anong ATM .... we have St George for out Mortgage and savings ... my Wife is on Bankwest and me on Commonwealth
Just like the poster way above before me, better not put your eggs on one basket
Google for Everything !!!
TasBurrfootOsaka Posts: 4,336Member Joined: Feb 24, 2011
Try Bankwest ... pwede kahit anong ATM .... we have St George for out Mortgage and savings ... my Wife is on Bankwest and me on Commonwealth
Just like the poster way above before me, better not put your eggs on one basket
Pwede kahit anong ATM but you will incur charges, am I right @JCsantos?
04 Aug 2012 - IELTS (Academic Module)
07 Aug 2012 - IELTS (Academic Module) Speaking Part
17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
25 Sep 2012 - Received +Skills Assessment from CPAA
25 Sep 2012 - Lodged EOI Application with 70pts
30 Sep 2012 - Invited by DIAC to apply for 189 Visa
01 Oct 2012 - Submitted 189 Visa Application
20 Oct 2012 - Medical Examinations
23 Oct 2012 - CO Assigned; Team 7 - SA
05 Nov 2012 - Submitted SG PCC and NBI Clearance
06 Nov 2012 - Visa Granted (IED: 23/10/2013)
03 Apr 2013 - Flight to MEL
03 Jun 2013 - started work
12 Jun 2013 - wife started work
15 Jun 2016 - applied for citizenship
29 Jul 2016 - citizenship examination
20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
JCsantosSydney Posts: 1,416Member, Moderator Joined: Jan 11, 2011
edited June 2013
Try Bankwest ... pwede kahit anong ATM .... we have St George for out Mortgage and savings ... my Wife is on Bankwest and me on Commonwealth
Just like the poster way above before me, better not put your eggs on one basket
Pwede kahit anong ATM but you will incur charges, am I right @JCsantos?
No charges if it is the BIG four banks ATM
Google for Everything !!!
JCsantosSydney Posts: 1,416Member, Moderator Joined: Jan 11, 2011
Try Bankwest ... pwede kahit anong ATM .... we have St George for out Mortgage and savings ... my Wife is on Bankwest and me on Commonwealth
Just like the poster way above before me, better not put your eggs on one basket
+ 1 ako sa yo dito sa paghihiwalay ng mga accounts.
04 Aug 2012 - IELTS (Academic Module)
07 Aug 2012 - IELTS (Academic Module) Speaking Part
17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
25 Sep 2012 - Received +Skills Assessment from CPAA
25 Sep 2012 - Lodged EOI Application with 70pts
30 Sep 2012 - Invited by DIAC to apply for 189 Visa
01 Oct 2012 - Submitted 189 Visa Application
20 Oct 2012 - Medical Examinations
23 Oct 2012 - CO Assigned; Team 7 - SA
05 Nov 2012 - Submitted SG PCC and NBI Clearance
06 Nov 2012 - Visa Granted (IED: 23/10/2013)
03 Apr 2013 - Flight to MEL
03 Jun 2013 - started work
12 Jun 2013 - wife started work
15 Jun 2016 - applied for citizenship
29 Jul 2016 - citizenship examination
20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
JCsantosSydney Posts: 1,416Member, Moderator Joined: Jan 11, 2011
NICE!! Very convenient then... Sometimes kasi, I find a hard time din looking for atm kahit na Big 4 ang banko namin.
Problem lang namin yan pag sa chinese shop kami kumakain .. normally cash sila ...
ako kasi normal na 20$ lang laman ng wallet ko ... sa credit card ko lahat chinacharge mas convenient
NICE!! Very convenient then... Sometimes kasi, I find a hard time din looking for atm kahit na Big 4 ang banko namin.
Problem lang namin yan pag sa chinese shop kami kumakain .. normally cash sila ...
ako kasi normal na 20$ lang laman ng wallet ko ... sa credit card ko lahat chinacharge mas convenient
Filo store din cash basis... pinas na pinas style hehee... minsan $10 na lang pala laman ng wallet ko, tapos $20 binili ko.. ayun withdraw.. buti na lang mabait si ate, inaantay ako makapagwithdraw hehehe...
nfrondaPerth Posts: 816Member Joined: Mar 19, 2013
Maganda din ang westpac.. I have 2 accounts in Westpac, one is cheque account kung saan doon pumpasok ung sweldo q and other one is reward savings account.. So far ok din ang interest ng reward savings account.. Nung last month aq nag open nito at nlagyan q kaagad ng 2k AUD then after a month $6 ung interest nya..
Sa westpac merun clang monthly fee na $5 pag bumaba ng 2kAUD ang lman ng account m..
But wla clang minimum deposit pag nag open ka ng account sa kanla.. Make sure lg na within a month malalagyan m ng 2k AUD ung account m..
06-01-11: Arrived Australia (457 visa dependent on my dad)
28-05-12: Lodged RSMS 857 visa (seperate from my dad already)
28-06-12: Done Medical check
30-10-12: Submit AFP check
07-11-12: Went home on a bridging visa B for holiday and wedding..:)
12-01-13: CO allocated and nomination approved
18-01-13: CO asked documents of my husband to be included on my application as migrating dependent..Thank u LORD!
15-02-13: Husband completed all requirements (police check, medical, english requirements and joint statement)
15-02-13: CO issued pre-grant letter instructing hubby to apply tourist visa to enter Australia in order our 857 visa to be granted.
27-02-13: Hubby applied Subclass 676 tourist visa.
06-03-13: Hubby's tourist visa approved.
16-03-13: Hubby arrived Australia.
18-03-13: Our RSMS 857 visa granted.. (nothing to ask more)
wag nga din pala kalimutan ilagay ang TFN sa bank account... ang laki ng tax pag walang TFN... nangyari samen to nung nag-open kami ng joint account... kelangan pala both TFN ilagay, ayun ang laki tuloy ng tax sa interest namin
TasBurrfootOsaka Posts: 4,336Member Joined: Feb 24, 2011
wag nga din pala kalimutan ilagay ang TFN sa bank account... ang laki ng tax pag walang TFN... nangyari samen to nung nag-open kami ng joint account... kelangan pala both TFN ilagay, ayun ang laki tuloy ng tax sa interest namin
04 Aug 2012 - IELTS (Academic Module)
07 Aug 2012 - IELTS (Academic Module) Speaking Part
17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
25 Sep 2012 - Received +Skills Assessment from CPAA
25 Sep 2012 - Lodged EOI Application with 70pts
30 Sep 2012 - Invited by DIAC to apply for 189 Visa
01 Oct 2012 - Submitted 189 Visa Application
20 Oct 2012 - Medical Examinations
23 Oct 2012 - CO Assigned; Team 7 - SA
05 Nov 2012 - Submitted SG PCC and NBI Clearance
06 Nov 2012 - Visa Granted (IED: 23/10/2013)
03 Apr 2013 - Flight to MEL
03 Jun 2013 - started work
12 Jun 2013 - wife started work
15 Jun 2016 - applied for citizenship
29 Jul 2016 - citizenship examination
20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
via MARA Agent
CPA Australia 040912 : NSW SS 030812 : EOI first lodged 081312 : 1st Invitation 083112 : Updated EOI 110812 : 2nd Invitation 032713 : Lodged App 040213 : CO 042213 : medicals: 050213...visa granted (thank YOU LORD!) 060513 ... IED to NSW 03XX14 ??
ozzienessGimhae-si Posts: 33Member Joined: Mar 06, 2013
which is the best para sa mga nakaexperience na.
1. handcarry USD to OZ then convert to AUD 2. convert USD to AUD in Phils. then handcarry to oz 3. online bank transfer of USD (USD acct. in Phils.) to AUD in oz bank
let's just say the money is more than 10k USD. tia
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Comments
Posts: 2,616Member, Moderator
Joined: Jan 13, 2011
Posts: 191Member
Joined: May 22, 2012
Posts: 1,643Member
Joined: Nov 10, 2011
Occupation: Analyst Programmer (ANZSCO Code 261311)
May 21 2012 - lodged visa 176 (NSW) online application
May 30 2012 - CO allocation
Jul 16 2012 - Visa Granted! (IED Deadline: May 16, 2013)
Jan 19 2013 - Arrived in Sydney
Jan 20 2013 - Started our job hunt
Mar 11 2013 - Officially became a "HOUSE-BAND"
Apr 22 2013 - End of my "HOUSE-BAND" career
Posts: 130Member
Joined: Dec 17, 2012
What if may AU bank na, pwede bang magtransfer ng pera from AU to Pinas bank naman? Anong banks ang pwedeng ganun? Kasi may maiiwan ko pa parents ko dito pinas e
Thanks in advance.
Jan 2012 - ACS
Feb 2012 - IELTS
...nagpakabusy sa work and ipon pambayad ng visa
28 Jan 2013 - Submitted EOI
4 Feb 2013 - Received Invitation (189)
21 Feb 2013 - Lodged Visa application
6 Apr 2013 - CO Requested Medical, PCC, tax/bank statement (Team 34)
10 Apr 2013 - Medical at St. Luke's
12 Apr 2013 - Bank statement
15 Apr 2013 - NBI
18 Apr 2013 - Emailed CO that requested docs were all uploaded
19 Apr 2013 - Visa 1890Grant!!!!
26 Oct 2013 - Arrived in AU
19 Nov 2017 - Submitted Citizenship application
26 Sep 2018 - Citizenship interview & exam. application = Finalised
14 Nov 2018 - Citizenship Ceremony
Posts: 4,336Member
Joined: Feb 24, 2011
Similarly, all banks in Australia can transfer to PH banks...
Primary Applicant: Wife
Accountant (General): 221111
04 Aug 2012 - IELTS (Academic Module)
07 Aug 2012 - IELTS (Academic Module) Speaking Part
17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
25 Sep 2012 - Received +Skills Assessment from CPAA
25 Sep 2012 - Lodged EOI Application with 70pts
30 Sep 2012 - Invited by DIAC to apply for 189 Visa
01 Oct 2012 - Submitted 189 Visa Application
20 Oct 2012 - Medical Examinations
23 Oct 2012 - CO Assigned; Team 7 - SA
05 Nov 2012 - Submitted SG PCC and NBI Clearance
06 Nov 2012 - Visa Granted (IED: 23/10/2013)
03 Apr 2013 - Flight to MEL
03 Jun 2013 - started work
12 Jun 2013 - wife started work
15 Jun 2016 - applied for citizenship
29 Jul 2016 - citizenship examination
20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
Posts: 130Member
Joined: Dec 17, 2012
Jan 2012 - ACS
Feb 2012 - IELTS
...nagpakabusy sa work and ipon pambayad ng visa
28 Jan 2013 - Submitted EOI
4 Feb 2013 - Received Invitation (189)
21 Feb 2013 - Lodged Visa application
6 Apr 2013 - CO Requested Medical, PCC, tax/bank statement (Team 34)
10 Apr 2013 - Medical at St. Luke's
12 Apr 2013 - Bank statement
15 Apr 2013 - NBI
18 Apr 2013 - Emailed CO that requested docs were all uploaded
19 Apr 2013 - Visa 1890Grant!!!!
26 Oct 2013 - Arrived in AU
19 Nov 2017 - Submitted Citizenship application
26 Sep 2018 - Citizenship interview & exam. application = Finalised
14 Nov 2018 - Citizenship Ceremony
Posts: 3Member
Joined: Apr 25, 2013
uBank for saving naman. Mataas interest around 4.9%.
Posts: 4,336Member
Joined: Feb 24, 2011
@jamee - you can read from the top; good luck!!
Primary Applicant: Wife
Accountant (General): 221111
04 Aug 2012 - IELTS (Academic Module)
07 Aug 2012 - IELTS (Academic Module) Speaking Part
17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
25 Sep 2012 - Received +Skills Assessment from CPAA
25 Sep 2012 - Lodged EOI Application with 70pts
30 Sep 2012 - Invited by DIAC to apply for 189 Visa
01 Oct 2012 - Submitted 189 Visa Application
20 Oct 2012 - Medical Examinations
23 Oct 2012 - CO Assigned; Team 7 - SA
05 Nov 2012 - Submitted SG PCC and NBI Clearance
06 Nov 2012 - Visa Granted (IED: 23/10/2013)
03 Apr 2013 - Flight to MEL
03 Jun 2013 - started work
12 Jun 2013 - wife started work
15 Jun 2016 - applied for citizenship
29 Jul 2016 - citizenship examination
20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
Posts: 434Member
Joined: Oct 13, 2012
Actually tama ka..panget ng rates sa atin sa pinas. If u have extra funds mag time deposit abroad..offshore accounts ala marcos! Hahahaha!!
Earn interest in dollars... Mas ok din banking stability here unlike sa pinas the small banks who offer higher rates may big chances of closing down like eastwest bank if i remember correctly.
Posts: 270Member
Joined: Jun 12, 2011
27 March 2013 - EOI Submission
02 April 2013 - SS Approval
09 April 2013 - Invitation to Lodge visa
1 May 2013 - CO allocated
13 May- Medical Submitted
28 May - Police clearance submitted
29 July 2013 ---- VISA GRANT
Trust in the Lord with all your heart, and do not lean on your own understanding. In all your ways acknowledge him, and he will make straight your paths.
Posts: 4,336Member
Joined: Feb 24, 2011
When you do wire transfer from PH/SG, kailangan ito sourced from the local currency where you maintain the account. Dito kasi sila kikita sa FX conversion eh (mga 2% give or take)
I really doubt if super laki ang difference between the rate sa FX counter and sa FX conversion when doing wire transfer.
Primary Applicant: Wife
Accountant (General): 221111
04 Aug 2012 - IELTS (Academic Module)
07 Aug 2012 - IELTS (Academic Module) Speaking Part
17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
25 Sep 2012 - Received +Skills Assessment from CPAA
25 Sep 2012 - Lodged EOI Application with 70pts
30 Sep 2012 - Invited by DIAC to apply for 189 Visa
01 Oct 2012 - Submitted 189 Visa Application
20 Oct 2012 - Medical Examinations
23 Oct 2012 - CO Assigned; Team 7 - SA
05 Nov 2012 - Submitted SG PCC and NBI Clearance
06 Nov 2012 - Visa Granted (IED: 23/10/2013)
03 Apr 2013 - Flight to MEL
03 Jun 2013 - started work
12 Jun 2013 - wife started work
15 Jun 2016 - applied for citizenship
29 Jul 2016 - citizenship examination
20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
Posts: 270Member
Joined: Jun 12, 2011
27 March 2013 - EOI Submission
02 April 2013 - SS Approval
09 April 2013 - Invitation to Lodge visa
1 May 2013 - CO allocated
13 May- Medical Submitted
28 May - Police clearance submitted
29 July 2013 ---- VISA GRANT
Trust in the Lord with all your heart, and do not lean on your own understanding. In all your ways acknowledge him, and he will make straight your paths.
Posts: 14Member
Joined: May 20, 2013
Posts: 758Member
Joined: Apr 08, 2013
1. mas maganda mag-deposit kung first time migrant ka sa NAB considering na walang minimum balance and walang monthly fees/charges na kinakaltas. hindi po ba kapag naka-Classic ka (the one with an ATM) automatic pwede ka mag-online transaction sa bank (as offered ng iSaver)?
2. westpac kung gusto maraming ATM machines but meron tong monthly fee.
3. Ubank for savings lang dahil may mataas na interest (4.9%)... pero does this have monthly/annual fee? dapat po ba may maintaining balance to?
as for opening a bank account (i.e. with NAB) while still in the Philippines, this can be done online (?) and money transferred from Philippine bank (i.e. BPI / BDO) will carry the Philippine exchange rate plus charges ... ?
di po ba 10kAUD lang ang pwedeng cash on hand na dalhin?...the rest dapat naka-transfer na sa bank account sa AUD...? or pwedeng magdala MORE than 10k AUD and DECLARE it nalang??
CPA Australia 040912 : NSW SS 030812 : EOI first lodged 081312 : 1st Invitation 083112 : Updated EOI 110812 : 2nd Invitation 032713 : Lodged App 040213 : CO 042213 : medicals: 050213...visa granted (thank YOU LORD!) 060513 ... IED to NSW 03XX14 ??
Posts: 993Member
Joined: Feb 15, 2012
Yeah 10kaud lng max. Pde naman sumobra bsta declare lng. Pero for me ok na rin wag mgexceed para no questions asked. Mkikita pa yan ng immi officers and ttanungin ka pa bkt mlaki dala mo hehe
261313 (Software Engineer)
Feb.15.2012 - started working on ACS requirements
Mar.02.2012 - submitted online ACS application and sent documents to ACS via Fedex
Mar.05.2012 - ACS acknowledged actual documents
Mar.21.2012 - ACS finalised assessment: Suitable
Mar.31.2012 - IELTS exam with BC
Apr.13.2012 - IELTS Results (L:8.5 R:7 W: 7 S: 8 OB: 7.5) Thank you LORD!
Apr.14.2012 - Lodged 175 Online Application
Apr.20.2012 - Completed Online Attachments
May.24.2012 - "Application being processed further"
May.29.2012 - CO Assigned :-)
Jun.07.2012 - Uploaded NBI Clearance
Jun.13.2012 - Medical/Health Requirements Finalised
Jun.14.2012 - VISA GRANT! Thank you, LORD! :-)
Jun.07.2013 - Initial Entry Date Deadline
Apr.28.2013 - Initial Entry (Sydney)
Jun.28.2013 - Verbal Job Offer (Melbourne)
Jul.08.2013 - First day of Work and first day of child care for my son (Melbourne)
Aug.21.2013 - First day of Work in Sydney
"Great is the LORD and most worthy of praise; his greatness no one can fathom." Psalm 145:3
Posts: 758Member
Joined: Apr 08, 2013
CPA Australia 040912 : NSW SS 030812 : EOI first lodged 081312 : 1st Invitation 083112 : Updated EOI 110812 : 2nd Invitation 032713 : Lodged App 040213 : CO 042213 : medicals: 050213...visa granted (thank YOU LORD!) 060513 ... IED to NSW 03XX14 ??
Posts: 993Member
Joined: Feb 15, 2012
261313 (Software Engineer)
Feb.15.2012 - started working on ACS requirements
Mar.02.2012 - submitted online ACS application and sent documents to ACS via Fedex
Mar.05.2012 - ACS acknowledged actual documents
Mar.21.2012 - ACS finalised assessment: Suitable
Mar.31.2012 - IELTS exam with BC
Apr.13.2012 - IELTS Results (L:8.5 R:7 W: 7 S: 8 OB: 7.5) Thank you LORD!
Apr.14.2012 - Lodged 175 Online Application
Apr.20.2012 - Completed Online Attachments
May.24.2012 - "Application being processed further"
May.29.2012 - CO Assigned :-)
Jun.07.2012 - Uploaded NBI Clearance
Jun.13.2012 - Medical/Health Requirements Finalised
Jun.14.2012 - VISA GRANT! Thank you, LORD! :-)
Jun.07.2013 - Initial Entry Date Deadline
Apr.28.2013 - Initial Entry (Sydney)
Jun.28.2013 - Verbal Job Offer (Melbourne)
Jul.08.2013 - First day of Work and first day of child care for my son (Melbourne)
Aug.21.2013 - First day of Work in Sydney
"Great is the LORD and most worthy of praise; his greatness no one can fathom." Psalm 145:3
Posts: 1,416Member, Moderator
Joined: Jan 11, 2011
we have St George for out Mortgage and savings ...
my Wife is on Bankwest
and me on Commonwealth
Just like the poster way above before me, better not put your eggs on one basket
Google for Everything !!!
Posts: 4,336Member
Joined: Feb 24, 2011
Primary Applicant: Wife
Accountant (General): 221111
04 Aug 2012 - IELTS (Academic Module)
07 Aug 2012 - IELTS (Academic Module) Speaking Part
17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
25 Sep 2012 - Received +Skills Assessment from CPAA
25 Sep 2012 - Lodged EOI Application with 70pts
30 Sep 2012 - Invited by DIAC to apply for 189 Visa
01 Oct 2012 - Submitted 189 Visa Application
20 Oct 2012 - Medical Examinations
23 Oct 2012 - CO Assigned; Team 7 - SA
05 Nov 2012 - Submitted SG PCC and NBI Clearance
06 Nov 2012 - Visa Granted (IED: 23/10/2013)
03 Apr 2013 - Flight to MEL
03 Jun 2013 - started work
12 Jun 2013 - wife started work
15 Jun 2016 - applied for citizenship
29 Jul 2016 - citizenship examination
20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
Posts: 1,416Member, Moderator
Joined: Jan 11, 2011
Google for Everything !!!
Posts: 1,416Member, Moderator
Joined: Jan 11, 2011
Google for Everything !!!
Posts: 4,336Member
Joined: Feb 24, 2011
Primary Applicant: Wife
Accountant (General): 221111
04 Aug 2012 - IELTS (Academic Module)
07 Aug 2012 - IELTS (Academic Module) Speaking Part
17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
25 Sep 2012 - Received +Skills Assessment from CPAA
25 Sep 2012 - Lodged EOI Application with 70pts
30 Sep 2012 - Invited by DIAC to apply for 189 Visa
01 Oct 2012 - Submitted 189 Visa Application
20 Oct 2012 - Medical Examinations
23 Oct 2012 - CO Assigned; Team 7 - SA
05 Nov 2012 - Submitted SG PCC and NBI Clearance
06 Nov 2012 - Visa Granted (IED: 23/10/2013)
03 Apr 2013 - Flight to MEL
03 Jun 2013 - started work
12 Jun 2013 - wife started work
15 Jun 2016 - applied for citizenship
29 Jul 2016 - citizenship examination
20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
Posts: 1,416Member, Moderator
Joined: Jan 11, 2011
ako kasi normal na 20$ lang laman ng wallet ko ... sa credit card ko lahat chinacharge mas convenient
Google for Everything !!!
Posts: 1,455Member
Joined: Apr 26, 2011
minsan $10 na lang pala laman ng wallet ko, tapos $20 binili ko.. ayun withdraw.. buti na lang mabait si ate, inaantay ako makapagwithdraw hehehe...
Posts: 816Member
Joined: Mar 19, 2013
Sa westpac merun clang monthly fee na $5 pag bumaba ng 2kAUD ang lman ng account m..
But wla clang minimum deposit pag nag open ka ng account sa kanla.. Make sure lg na within a month malalagyan m ng 2k AUD ung account m..
06-01-11: Arrived Australia (457 visa dependent on my dad)
28-05-12: Lodged RSMS 857 visa (seperate from my dad already)
28-06-12: Done Medical check
30-10-12: Submit AFP check
07-11-12: Went home on a bridging visa B for holiday and wedding..:)
12-01-13: CO allocated and nomination approved
18-01-13: CO asked documents of my husband to be included on my application as migrating dependent..Thank u LORD!
15-02-13: Husband completed all requirements (police check, medical, english requirements and joint statement)
15-02-13: CO issued pre-grant letter instructing hubby to apply tourist visa to enter Australia in order our 857 visa to be granted.
27-02-13: Hubby applied Subclass 676 tourist visa.
06-03-13: Hubby's tourist visa approved.
16-03-13: Hubby arrived Australia.
18-03-13: Our RSMS 857 visa granted.. (nothing to ask more)
Posts: 1,455Member
Joined: Apr 26, 2011
nangyari samen to nung nag-open kami ng joint account... kelangan pala both TFN ilagay, ayun ang laki tuloy ng tax sa interest namin
Posts: 4,336Member
Joined: Feb 24, 2011
Primary Applicant: Wife
Accountant (General): 221111
04 Aug 2012 - IELTS (Academic Module)
07 Aug 2012 - IELTS (Academic Module) Speaking Part
17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
25 Sep 2012 - Received +Skills Assessment from CPAA
25 Sep 2012 - Lodged EOI Application with 70pts
30 Sep 2012 - Invited by DIAC to apply for 189 Visa
01 Oct 2012 - Submitted 189 Visa Application
20 Oct 2012 - Medical Examinations
23 Oct 2012 - CO Assigned; Team 7 - SA
05 Nov 2012 - Submitted SG PCC and NBI Clearance
06 Nov 2012 - Visa Granted (IED: 23/10/2013)
03 Apr 2013 - Flight to MEL
03 Jun 2013 - started work
12 Jun 2013 - wife started work
15 Jun 2016 - applied for citizenship
29 Jul 2016 - citizenship examination
20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
Posts: 1,455Member
Joined: Apr 26, 2011
Posts: 758Member
Joined: Apr 08, 2013
thanks...i'll try to inquire dun...
CPA Australia 040912 : NSW SS 030812 : EOI first lodged 081312 : 1st Invitation 083112 : Updated EOI 110812 : 2nd Invitation 032713 : Lodged App 040213 : CO 042213 : medicals: 050213...visa granted (thank YOU LORD!) 060513 ... IED to NSW 03XX14 ??
Posts: 33Member
Joined: Mar 06, 2013
1. handcarry USD to OZ then convert to AUD
2. convert USD to AUD in Phils. then handcarry to oz
3. online bank transfer of USD (USD acct. in Phils.) to AUD in oz bank
let's just say the money is more than 10k USD. tia