Things to do prior to existing SG

SimplyMe · February 2013

Just a recommendation, don't close your bank account sa sg para magamit nyo ung debit/credit card pag umuuwi ng Pinas. Dito kc may international charge pag ginamit mo ung card overseas e. Malaki-laki din ung charge, minsan mas malaki pa kesa dun sa binili mo

ang ginagawa ko is nagdedeposit ako ng funds dun sa acct ko pag stopover ko sa sg para swipe na lng ng swipe ng card pag sa pinas

Oh yeah kainin nyo na lahat ng chicken rice, mee and kway teow na kayang nyong kainin coz suuuupppeeerrr mahal dito.

TasBurrfoot · February 2013

@SimplyMe merong mga credit cards na waived ang international fees. ung card ko ngayon ay no international fee and no annual fees. para itong travel card na credit card. kinuha ko ito dahil din sa purpose of international purchase

@jaero - take note that the charges for purchase made overseas are embedded in the FX rates; tingnan mo versus actual spot rate, there should be around 3% increase making the conversion a bit more expensive.

yukie77 · February 2013

" Isang araw na idedicate mo na magsalita ka lang ng singlish mah! lahat ng kumausap sayo sabihan mo ng "HA?!!!!!". Just incase mamiss mo lang. hehhehe. "

<<<hahah kulit nito, npicture ko ung mga auntie sa cafeteria nmen, "hah?!"

Gamitin mo narin ng unnecessary extra "s" ang mga verbs. :b Peace..

Panu kaya if may mga insurance kang based dito? Meron bang remit from AU to SG?Hehe. Para pag nag GIRO sure may funds parate ung SG account mo?

TasBurrfoot · February 2013

" Isang araw na idedicate mo na magsalita ka lang ng singlish mah! lahat ng kumausap sayo sabihan mo ng "HA?!!!!!". Just incase mamiss mo lang. hehhehe. "

<<<hahah kulit nito, npicture ko ung mga auntie sa cafeteria nmen, "hah?!"

Gamitin mo narin ng unnecessary extra "s" ang mga verbs. :b Peace..

Panu kaya if may mga insurance kang based dito? Meron bang remit from AU to SG?Hehe. Para pag nag GIRO sure may funds parate ung SG account mo?</p>

Definitely there are ways to remit from AU to SG - the question nalang is how much would it cost...

jcgagni · March 2015

1. Magresign let your company know that you're revoking PR status
2. serve your notice
3. Go to ICA to revoke your PR with a letter (takes 10-15mins)
4. IRAS to clear your tax
5. CPF to get your CPF. after clearing your tax and taking into account your last CPF Contribution.

In between
1. Discontinue your PUB, Phone, Cables, Internets, Credit cards
2. Sell your stuffs.
3. visit places you haven't been to. RWS Aquarium
4. Research the best way to send your stuffs. (let us know)

Papicture kay merlion one more time hahah Isang araw na idedicate mo na magsalita ka lang ng singlish mah! lahat ng kumausap sayo sabihan mo ng "HA?!!!!!". Just incase mamiss mo lang. hehhehe.
@Aiwink panalo last suggestion mo lah!!! haha

Not sure kung merong nang thread about this...
Meron na ba sa inyong nakapagrenounce ng SPR and nag-withdraw ng CPF then dinala yung CPF amount to AU?

I was wondering lang kung Pay2Home ba ang ginamit n'yo or Overseas Fund Transfer sa bank?
And sisingilin pa ba ng ATO ng tax yung CPF na ipapasok sa AU kahit na ngayon palang titira dun at maghahanap ng work?

Thanks po!

TasBurrfoot · March 2015

1. Magresign let your company know that you're revoking PR status
2. serve your notice
3. Go to ICA to revoke your PR with a letter (takes 10-15mins)
4. IRAS to clear your tax
5. CPF to get your CPF. after clearing your tax and taking into account your last CPF Contribution.

In between
1. Discontinue your PUB, Phone, Cables, Internets, Credit cards
2. Sell your stuffs.
3. visit places you haven't been to. RWS Aquarium
4. Research the best way to send your stuffs. (let us know)

Papicture kay merlion one more time hahah Isang araw na idedicate mo na magsalita ka lang ng singlish mah! lahat ng kumausap sayo sabihan mo ng "HA?!!!!!". Just incase mamiss mo lang. hehhehe.
@Aiwink panalo last suggestion mo lah!!! haha
Not sure kung merong nang thread about this...
Meron na ba sa inyong nakapagrenounce ng SPR and nag-withdraw ng CPF then dinala yung CPF amount to AU?

I was wondering lang kung Pay2Home ba ang ginamit n'yo or Overseas Fund Transfer sa bank?
And sisingilin pa ba ng ATO ng tax yung CPF na ipapasok sa AU kahit na ngayon palang titira dun at maghahanap ng work?

Thanks po!

@jcgagni - congratulations on planning to renounce you SPR; it means at least kahit papaano, you will have some amount to sustain on whilst establishing yourself here in Australia.

I used bank transfer before from DBS back in late 2012 - they have a fee that depends on the amount that you sent.

ATO tax? nope... wala naman to - this is your money naman eh and it is not considered earnings per se. sa amin before, we move a relatively big chunk from SG to CBA. We just paid for the tax on the interest portion of our money at the end of the financial year.

Hope this helps!

jcgagni · March 2015

1. Magresign let your company know that you're revoking PR status
2. serve your notice
3. Go to ICA to revoke your PR with a letter (takes 10-15mins)
4. IRAS to clear your tax
5. CPF to get your CPF. after clearing your tax and taking into account your last CPF Contribution.

In between
1. Discontinue your PUB, Phone, Cables, Internets, Credit cards
2. Sell your stuffs.
3. visit places you haven't been to. RWS Aquarium
4. Research the best way to send your stuffs. (let us know)

Papicture kay merlion one more time hahah Isang araw na idedicate mo na magsalita ka lang ng singlish mah! lahat ng kumausap sayo sabihan mo ng "HA?!!!!!". Just incase mamiss mo lang. hehhehe.
@Aiwink panalo last suggestion mo lah!!! haha
Not sure kung merong nang thread about this...
Meron na ba sa inyong nakapagrenounce ng SPR and nag-withdraw ng CPF then dinala yung CPF amount to AU?

I was wondering lang kung Pay2Home ba ang ginamit n'yo or Overseas Fund Transfer sa bank?
And sisingilin pa ba ng ATO ng tax yung CPF na ipapasok sa AU kahit na ngayon palang titira dun at maghahanap ng work?

Thanks po!
@jcgagni - congratulations on planning to renounce you SPR; it means at least kahit papaano, you will have some amount to sustain on whilst establishing yourself here in Australia.

I used bank transfer before from DBS back in late 2012 - they have a fee that depends on the amount that you sent.

ATO tax? nope... wala naman to - this is your money naman eh and it is not considered earnings per se. sa amin before, we move a relatively big chunk from SG to CBA. We just paid for the tax on the interest portion of our money at the end of the financial year.

Hope this helps!

Hi @TasBurrfoot,

The information will be a lot of help!

Maraming maraming salamat

brixx89 · April 2015

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Not sure kung merong nang thread about this...
Meron na ba sa inyong nakapagrenounce ng SPR and nag-withdraw ng CPF then dinala yung CPF amount to AU?

I was wondering lang kung Pay2Home ba ang ginamit n'yo or Overseas Fund Transfer sa bank?
And sisingilin pa ba ng ATO ng tax yung CPF na ipapasok sa AU kahit na ngayon palang titira dun at maghahanap ng work?

Thanks po!

You can use the pay2home method..flat rate of 20SGD kahit na magkanong amount to AU bank account..pag renounce mo ng PR mo, credit it to your SG bank account..in my case sa DBS..then fund transfer sa pay2home and remit to my NAB account that simple and swift..un lang may online limit fund transfer lang from your SG account to 3rd party unless you gonna fill-out a form and forward it to the bank para mas mataas na amount ma transfer mo..or you can do fund transfer for daily until then inform pay2home that you'll be transfering more (and the total amount) which they will hold for 7 days..

jcgagni · April 2015

<

Not sure kung merong nang thread about this...
Meron na ba sa inyong nakapagrenounce ng SPR and nag-withdraw ng CPF then dinala yung CPF amount to AU?

I was wondering lang kung Pay2Home ba ang ginamit n'yo or Overseas Fund Transfer sa bank?
And sisingilin pa ba ng ATO ng tax yung CPF na ipapasok sa AU kahit na ngayon palang titira dun at maghahanap ng work?

Thanks po!

You can use the pay2home method..flat rate of 20SGD kahit na magkanong amount to AU bank account..pag renounce mo ng PR mo, credit it to your SG bank account..in my case sa DBS..then fund transfer sa pay2home and remit to my NAB account that simple and swift..un lang may online limit fund transfer lang from your SG account to 3rd party unless you gonna fill-out a form and forward it to the bank para mas mataas na amount ma transfer mo..or you can do fund transfer for daily until then inform pay2home that you'll be transfering more (and the total amount) which they will hold for 7 days..

Hi @brixx89,

Thanks sa info!