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Posts: 36Member
Joined: Jan 20, 2014
Posts: 36Member
Joined: Jan 20, 2014
Posts: 36Member
Joined: Jan 20, 2014
Posts: 22Member
Joined: Sep 04, 2014
Posts: 1,550Member, Moderator
Joined: Oct 31, 2012
ANZSCO 221214 - Internal Auditor
19 Jan 13 - Academic IELTS Results - passed
12 July 13 - Vetassess Assessment + Point Test Advice: Positive
03 Nov 13 - Invitation Accepted 70 points
19 Dec 13 - Lodged Visa 189
07 Feb 14 - Visa Granted
04 Aug 14 - Initial Entry Date requirement
26 July 14 - Actual IED to Melbourne
May 2015 - Big Move
June 2015 - Got a permanent role in Melbourne
Apr 2016 - Got a contract consultancy role in Melbourne
May 2016 - Got permanent role and moved to Toowooba, Queensland
And now...... living the life that i have imagined
"A great photograph is one that fully expresses what one feels, in the deepest sense, about what is being photographed" - Ansel Adams
Posts: 4,336Member
Joined: Feb 24, 2011
Sabihin natin na nasa $500K ang bahay sa nagustuhan mo - this would mean a cost of Php20 million ang cost ng bahay mo.
Minimum downpayment would be $25K or Php1 million - this would entail an LMI of $15,722 or Php628,880 (luckily some backs may allow you to include the LMI as part of the loan)
Or if you want to do away with an LMI - kailangan mo ng 20% down or Php4 million
Plus meron pa stamp duties, conveyancing, building and pest inspection, cost of moving your stuffs, appliances for the new home - this would be around another 5% din of $25K or Php1 million. The biggest expense here would be the stamp duties - luckily, first home buyer will get concession of around 50%. And if you buy a new house ata, there will be $10K First Home Owners Grant (FHOG)
More or less, 2 million pesos on a $500K house.
** your mileage may vary from the hypothetical case above **
Primary Applicant: Wife
Accountant (General): 221111
04 Aug 2012 - IELTS (Academic Module)
07 Aug 2012 - IELTS (Academic Module) Speaking Part
17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
25 Sep 2012 - Received +Skills Assessment from CPAA
25 Sep 2012 - Lodged EOI Application with 70pts
30 Sep 2012 - Invited by DIAC to apply for 189 Visa
01 Oct 2012 - Submitted 189 Visa Application
20 Oct 2012 - Medical Examinations
23 Oct 2012 - CO Assigned; Team 7 - SA
05 Nov 2012 - Submitted SG PCC and NBI Clearance
06 Nov 2012 - Visa Granted (IED: 23/10/2013)
03 Apr 2013 - Flight to MEL
03 Jun 2013 - started work
12 Jun 2013 - wife started work
15 Jun 2016 - applied for citizenship
29 Jul 2016 - citizenship examination
20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
Posts: 4,336Member
Joined: Feb 24, 2011
Primary Applicant: Wife
Accountant (General): 221111
04 Aug 2012 - IELTS (Academic Module)
07 Aug 2012 - IELTS (Academic Module) Speaking Part
17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
25 Sep 2012 - Received +Skills Assessment from CPAA
25 Sep 2012 - Lodged EOI Application with 70pts
30 Sep 2012 - Invited by DIAC to apply for 189 Visa
01 Oct 2012 - Submitted 189 Visa Application
20 Oct 2012 - Medical Examinations
23 Oct 2012 - CO Assigned; Team 7 - SA
05 Nov 2012 - Submitted SG PCC and NBI Clearance
06 Nov 2012 - Visa Granted (IED: 23/10/2013)
03 Apr 2013 - Flight to MEL
03 Jun 2013 - started work
12 Jun 2013 - wife started work
15 Jun 2016 - applied for citizenship
29 Jul 2016 - citizenship examination
20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
Posts: 1,550Member, Moderator
Joined: Oct 31, 2012
ANZSCO 221214 - Internal Auditor
19 Jan 13 - Academic IELTS Results - passed
12 July 13 - Vetassess Assessment + Point Test Advice: Positive
03 Nov 13 - Invitation Accepted 70 points
19 Dec 13 - Lodged Visa 189
07 Feb 14 - Visa Granted
04 Aug 14 - Initial Entry Date requirement
26 July 14 - Actual IED to Melbourne
May 2015 - Big Move
June 2015 - Got a permanent role in Melbourne
Apr 2016 - Got a contract consultancy role in Melbourne
May 2016 - Got permanent role and moved to Toowooba, Queensland
And now...... living the life that i have imagined
"A great photograph is one that fully expresses what one feels, in the deepest sense, about what is being photographed" - Ansel Adams
Posts: 4,336Member
Joined: Feb 24, 2011
Primary Applicant: Wife
Accountant (General): 221111
04 Aug 2012 - IELTS (Academic Module)
07 Aug 2012 - IELTS (Academic Module) Speaking Part
17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
25 Sep 2012 - Received +Skills Assessment from CPAA
25 Sep 2012 - Lodged EOI Application with 70pts
30 Sep 2012 - Invited by DIAC to apply for 189 Visa
01 Oct 2012 - Submitted 189 Visa Application
20 Oct 2012 - Medical Examinations
23 Oct 2012 - CO Assigned; Team 7 - SA
05 Nov 2012 - Submitted SG PCC and NBI Clearance
06 Nov 2012 - Visa Granted (IED: 23/10/2013)
03 Apr 2013 - Flight to MEL
03 Jun 2013 - started work
12 Jun 2013 - wife started work
15 Jun 2016 - applied for citizenship
29 Jul 2016 - citizenship examination
20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
Posts: 1,550Member, Moderator
Joined: Oct 31, 2012
ANZSCO 221214 - Internal Auditor
19 Jan 13 - Academic IELTS Results - passed
12 July 13 - Vetassess Assessment + Point Test Advice: Positive
03 Nov 13 - Invitation Accepted 70 points
19 Dec 13 - Lodged Visa 189
07 Feb 14 - Visa Granted
04 Aug 14 - Initial Entry Date requirement
26 July 14 - Actual IED to Melbourne
May 2015 - Big Move
June 2015 - Got a permanent role in Melbourne
Apr 2016 - Got a contract consultancy role in Melbourne
May 2016 - Got permanent role and moved to Toowooba, Queensland
And now...... living the life that i have imagined
"A great photograph is one that fully expresses what one feels, in the deepest sense, about what is being photographed" - Ansel Adams
Posts: 22Member
Joined: Sep 04, 2014
Posts: 4,336Member
Joined: Feb 24, 2011
Primary Applicant: Wife
Accountant (General): 221111
04 Aug 2012 - IELTS (Academic Module)
07 Aug 2012 - IELTS (Academic Module) Speaking Part
17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
25 Sep 2012 - Received +Skills Assessment from CPAA
25 Sep 2012 - Lodged EOI Application with 70pts
30 Sep 2012 - Invited by DIAC to apply for 189 Visa
01 Oct 2012 - Submitted 189 Visa Application
20 Oct 2012 - Medical Examinations
23 Oct 2012 - CO Assigned; Team 7 - SA
05 Nov 2012 - Submitted SG PCC and NBI Clearance
06 Nov 2012 - Visa Granted (IED: 23/10/2013)
03 Apr 2013 - Flight to MEL
03 Jun 2013 - started work
12 Jun 2013 - wife started work
15 Jun 2016 - applied for citizenship
29 Jul 2016 - citizenship examination
20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
Posts: 4,336Member
Joined: Feb 24, 2011
Take note that house price is a moving target. By the time you get a $100K++ savings for your DP and your miscellaneous costs from house purchase, your $500K house target might already become $650K.
Or it can work on the flipside naman - the bubble will pop (God forbid!!), and your target $500K house will be worth $450K nalang.
All the best!! House hunting is nakaka-stress and it consumed my Saturdays for more then 6 months...
Primary Applicant: Wife
Accountant (General): 221111
04 Aug 2012 - IELTS (Academic Module)
07 Aug 2012 - IELTS (Academic Module) Speaking Part
17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
25 Sep 2012 - Received +Skills Assessment from CPAA
25 Sep 2012 - Lodged EOI Application with 70pts
30 Sep 2012 - Invited by DIAC to apply for 189 Visa
01 Oct 2012 - Submitted 189 Visa Application
20 Oct 2012 - Medical Examinations
23 Oct 2012 - CO Assigned; Team 7 - SA
05 Nov 2012 - Submitted SG PCC and NBI Clearance
06 Nov 2012 - Visa Granted (IED: 23/10/2013)
03 Apr 2013 - Flight to MEL
03 Jun 2013 - started work
12 Jun 2013 - wife started work
15 Jun 2016 - applied for citizenship
29 Jul 2016 - citizenship examination
20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
Posts: 1,074Member
Joined: Apr 17, 2013
Occupation: Software Engineer (ANZSCO Code 261313)
Main applicant : Husband
April 29, 2013 : ACS Skills assessment
July 22, 2013 : ACS assessment result
January 3, 2014: IELTS Result (Take 1 L-8,W,R,S-7)
January 12, 2013: Lodged EOI (65points)
January 13, 2013: Invited to apply for visa 189
February 9, 2014: Lodged visa
March 1, 2014: Medicals at NHSI
March 6: email from CO requesting form 80 and hubby's NBI Clearance
March 25, 2014: visa grant. Thank you lord
June 8,2014: Hubby arrived in Sydney
Sept 11,2014: Hubby's first day of work. Thank you Lord!
Feb 7, 2015 : Baby and I arrived in Sydney
April 13, 2015: My first day of work
Posts: 4,336Member
Joined: Feb 24, 2011
apart from a higher monthly amortization; if you have a lower downpayment chances are you will be given a higher loan interest rate plus you have to factor in LMI if your DP is below 20%.
Primary Applicant: Wife
Accountant (General): 221111
04 Aug 2012 - IELTS (Academic Module)
07 Aug 2012 - IELTS (Academic Module) Speaking Part
17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
25 Sep 2012 - Received +Skills Assessment from CPAA
25 Sep 2012 - Lodged EOI Application with 70pts
30 Sep 2012 - Invited by DIAC to apply for 189 Visa
01 Oct 2012 - Submitted 189 Visa Application
20 Oct 2012 - Medical Examinations
23 Oct 2012 - CO Assigned; Team 7 - SA
05 Nov 2012 - Submitted SG PCC and NBI Clearance
06 Nov 2012 - Visa Granted (IED: 23/10/2013)
03 Apr 2013 - Flight to MEL
03 Jun 2013 - started work
12 Jun 2013 - wife started work
15 Jun 2016 - applied for citizenship
29 Jul 2016 - citizenship examination
20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
Posts: 1,550Member, Moderator
Joined: Oct 31, 2012
ANZSCO 221214 - Internal Auditor
19 Jan 13 - Academic IELTS Results - passed
12 July 13 - Vetassess Assessment + Point Test Advice: Positive
03 Nov 13 - Invitation Accepted 70 points
19 Dec 13 - Lodged Visa 189
07 Feb 14 - Visa Granted
04 Aug 14 - Initial Entry Date requirement
26 July 14 - Actual IED to Melbourne
May 2015 - Big Move
June 2015 - Got a permanent role in Melbourne
Apr 2016 - Got a contract consultancy role in Melbourne
May 2016 - Got permanent role and moved to Toowooba, Queensland
And now...... living the life that i have imagined
"A great photograph is one that fully expresses what one feels, in the deepest sense, about what is being photographed" - Ansel Adams
Posts: 1,074Member
Joined: Apr 17, 2013
Occupation: Software Engineer (ANZSCO Code 261313)
Main applicant : Husband
April 29, 2013 : ACS Skills assessment
July 22, 2013 : ACS assessment result
January 3, 2014: IELTS Result (Take 1 L-8,W,R,S-7)
January 12, 2013: Lodged EOI (65points)
January 13, 2013: Invited to apply for visa 189
February 9, 2014: Lodged visa
March 1, 2014: Medicals at NHSI
March 6: email from CO requesting form 80 and hubby's NBI Clearance
March 25, 2014: visa grant. Thank you lord
June 8,2014: Hubby arrived in Sydney
Sept 11,2014: Hubby's first day of work. Thank you Lord!
Feb 7, 2015 : Baby and I arrived in Sydney
April 13, 2015: My first day of work
Posts: 1,550Member, Moderator
Joined: Oct 31, 2012
ANZSCO 221214 - Internal Auditor
19 Jan 13 - Academic IELTS Results - passed
12 July 13 - Vetassess Assessment + Point Test Advice: Positive
03 Nov 13 - Invitation Accepted 70 points
19 Dec 13 - Lodged Visa 189
07 Feb 14 - Visa Granted
04 Aug 14 - Initial Entry Date requirement
26 July 14 - Actual IED to Melbourne
May 2015 - Big Move
June 2015 - Got a permanent role in Melbourne
Apr 2016 - Got a contract consultancy role in Melbourne
May 2016 - Got permanent role and moved to Toowooba, Queensland
And now...... living the life that i have imagined
"A great photograph is one that fully expresses what one feels, in the deepest sense, about what is being photographed" - Ansel Adams
Posts: 4,336Member
Joined: Feb 24, 2011
di nga lang affordable!! houses here that are sold at $1million are very cheap already...
Primary Applicant: Wife
Accountant (General): 221111
04 Aug 2012 - IELTS (Academic Module)
07 Aug 2012 - IELTS (Academic Module) Speaking Part
17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
25 Sep 2012 - Received +Skills Assessment from CPAA
25 Sep 2012 - Lodged EOI Application with 70pts
30 Sep 2012 - Invited by DIAC to apply for 189 Visa
01 Oct 2012 - Submitted 189 Visa Application
20 Oct 2012 - Medical Examinations
23 Oct 2012 - CO Assigned; Team 7 - SA
05 Nov 2012 - Submitted SG PCC and NBI Clearance
06 Nov 2012 - Visa Granted (IED: 23/10/2013)
03 Apr 2013 - Flight to MEL
03 Jun 2013 - started work
12 Jun 2013 - wife started work
15 Jun 2016 - applied for citizenship
29 Jul 2016 - citizenship examination
20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
Posts: 1,550Member, Moderator
Joined: Oct 31, 2012
ANZSCO 221214 - Internal Auditor
19 Jan 13 - Academic IELTS Results - passed
12 July 13 - Vetassess Assessment + Point Test Advice: Positive
03 Nov 13 - Invitation Accepted 70 points
19 Dec 13 - Lodged Visa 189
07 Feb 14 - Visa Granted
04 Aug 14 - Initial Entry Date requirement
26 July 14 - Actual IED to Melbourne
May 2015 - Big Move
June 2015 - Got a permanent role in Melbourne
Apr 2016 - Got a contract consultancy role in Melbourne
May 2016 - Got permanent role and moved to Toowooba, Queensland
And now...... living the life that i have imagined
"A great photograph is one that fully expresses what one feels, in the deepest sense, about what is being photographed" - Ansel Adams
Posts: 36Member
Joined: Jan 20, 2014
Posts: 4,336Member
Joined: Feb 24, 2011
Nabenta at 1million flat...
Primary Applicant: Wife
Accountant (General): 221111
04 Aug 2012 - IELTS (Academic Module)
07 Aug 2012 - IELTS (Academic Module) Speaking Part
17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
25 Sep 2012 - Received +Skills Assessment from CPAA
25 Sep 2012 - Lodged EOI Application with 70pts
30 Sep 2012 - Invited by DIAC to apply for 189 Visa
01 Oct 2012 - Submitted 189 Visa Application
20 Oct 2012 - Medical Examinations
23 Oct 2012 - CO Assigned; Team 7 - SA
05 Nov 2012 - Submitted SG PCC and NBI Clearance
06 Nov 2012 - Visa Granted (IED: 23/10/2013)
03 Apr 2013 - Flight to MEL
03 Jun 2013 - started work
12 Jun 2013 - wife started work
15 Jun 2016 - applied for citizenship
29 Jul 2016 - citizenship examination
20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
Posts: 153Member
Joined: Apr 26, 2011
I am planning to buy next year. Any recommendations?
Is Truganina/Tarneit a good place?
If doon ako makabili. Lipat work na lang. HAHA
26/10/2013 - IELTS examination (British Council) - Lipa City
08/11/2013 - IELTS results L-8.5 R-8.5 W-7.0 S-7.0 OBS-8.0
07/05/2014 - AHPRA received application as Registered Nurse
12/11/2014 - received Letter of Eligibility from AHPRA
08/12/2014 - received invitation to register from Monash University
12/12/2014 - received Certificate of Enrollment from Monash University
13/12/2014 - lodged my visa application online (Visitor Visa Subclass 600)
16/12/2014 - medical examinations done at Nationwide Health
05/01/2015 - Visa Grant, multiple entry (Visitor Visa Subclass 600)
05/01/2015- start of online module (Initial Registration of Overseas Nurses Program) Monash University
29/01/2015 - arrived in Melbourne
20/03/2015 - completed the program at Monash University
24/03/2015 - AHPRA re- application after successful completion of bridging program
20/04/2015 - Registered Nurse, Division 1
21/04/2015 - lodged ANMAC application for Modified Skills Assessment
22/04/2015 - ANMAC received Modified Skills Assessment application
26/04/2015 - flight back to the Philippines
457 Visa
01/05/2015 - Phone interview 05/05/2015 - Reference checks commenced 13/05/2015 - Reference checks finalised 15/05/2015 - Received a call for job offer 19/05/2015 - Signed application form 27/05/2015 - Received formal offer of employment 29/05/2015 - Received revised offer of employment 01/06/2015 - Received details to lodge 457 visa application 01/06/2015 - Lodged 457 nomination application 01/06/2015 - Lodged 457 visa application 03/06/2015 - Nomination approved 03/06/2015 - 457 Visa Grant 29/06/2016 - First Day of Work
189/190 Visa
24/06/2015 - ANMAC Skills Assessment completed 24/06/2015 - Expression of Interest lodged for 189/190 07/07/2015 - Applied for Victoria State Nomination 09/07/2015 - Victoria State Nomination successful
CURRENTLY waiting for 189 invite.
Posts: 231Member
Joined: Jun 27, 2016
Posts: 4,336Member
Joined: Feb 24, 2011
Primary Applicant: Wife
Accountant (General): 221111
04 Aug 2012 - IELTS (Academic Module)
07 Aug 2012 - IELTS (Academic Module) Speaking Part
17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
25 Sep 2012 - Received +Skills Assessment from CPAA
25 Sep 2012 - Lodged EOI Application with 70pts
30 Sep 2012 - Invited by DIAC to apply for 189 Visa
01 Oct 2012 - Submitted 189 Visa Application
20 Oct 2012 - Medical Examinations
23 Oct 2012 - CO Assigned; Team 7 - SA
05 Nov 2012 - Submitted SG PCC and NBI Clearance
06 Nov 2012 - Visa Granted (IED: 23/10/2013)
03 Apr 2013 - Flight to MEL
03 Jun 2013 - started work
12 Jun 2013 - wife started work
15 Jun 2016 - applied for citizenship
29 Jul 2016 - citizenship examination
20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!