Ad space available
reach us at [email protected].
›
Major update has been completed. Please help to report any abnormality that you are facing (in case there is any) to [email protected] . Thank you for your continued support guys!

Credit Cards in Australia

TasBurrfootTasBurrfoot OsakaPosts: 4,336Member
edited November 2012 in General
I hope some people can put in some inputs regarding below queries:

(1) Any credit card to suggest for points in say Qantas Frequent Flyer or discounts in groceries?
(2) Does credit card companies in Australia readily waive the annual fee? The past 6 year that I have been using credit cards on my own account, I never paid an annual fee. It might be different in Australia though.

Thanks guys! :)

Primary Applicant: Wife
Accountant (General): 221111

04 Aug 2012 - IELTS (Academic Module)
07 Aug 2012 - IELTS (Academic Module) Speaking Part
17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
25 Sep 2012 - Received +Skills Assessment from CPAA
25 Sep 2012 - Lodged EOI Application with 70pts
30 Sep 2012 - Invited by DIAC to apply for 189 Visa
01 Oct 2012 - Submitted 189 Visa Application
20 Oct 2012 - Medical Examinations
23 Oct 2012 - CO Assigned; Team 7 - SA
05 Nov 2012 - Submitted SG PCC and NBI Clearance
06 Nov 2012 - Visa Granted (IED: 23/10/2013)
03 Apr 2013 - Flight to MEL
03 Jun 2013 - started work
12 Jun 2013 - wife started work
15 Jun 2016 - applied for citizenship
29 Jul 2016 - citizenship examination
20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!

Comments

  • johnandjoshjohnandjosh Brisbane
    Posts: 107Member
    Joined: Sep 21, 2012
    @psychoboy, I have a Woolworths Qantas Paypass na nage-earn ng Qantas Frequent Flyer. Though may annual fee na $89, nagamit ko na yung points ko for international flight at ito ring scheduled flight namin to Gold Coast next month. I can also get fuel discount in using this CC. Mag 2 years pa lang since mag apply ako dito sa CC company na ito.

    Yes, meron din credit card na waive yung annual fees. My wife has a Coles CC, no annual fees, it accummulates points na nagagamit nya for groceries. Yun nga lang mababa ang credit limit nya. Pero ok na rin if your intention is to use it for groceries or shopping lang online.
  • glaiza1210glaiza1210 Sydney
    Posts: 314Member
    Joined: Mar 22, 2012
    @psychoboy, I have a Woolworths Qantas Paypass na nage-earn ng Qantas Frequent Flyer. Though may annual fee na $89, nagamit ko na yung points ko for international flight at ito ring scheduled flight namin to Gold Coast next month. I can also get fuel discount in using this CC. Mag 2 years pa lang since mag apply ako dito sa CC company na ito.

    Yes, meron din credit card na waive yung annual fees. My wife has a Coles CC, no annual fees, it accummulates points na nagagamit nya for groceries. Yun nga lang mababa ang credit limit nya. Pero ok na rin if your intention is to use it for groceries or shopping lang online.
    Question po, mahigpit po ba diyan when it comes to credit application? Matagal ba yung approval and same requirements din ba like here in Pinas.

    Occupation: Industrial Engineer
    11/05/2011 - IELTS exam at BC (L-6.5,R-6,W-6.5,S-6.5)
    02/06/2012 - EA received my CDR
    04/17/2012 - Received Favorable Letter from EA
    04/21/2012 - IELTS exam retake at IDP (L-8, R-6, W-6.5, S-6)
    07/03/2012 - Applied online for SA Statesponsorship
    08/13/2012 - SA SS approved
    08/16/2012 - Received an invitation in skill select
    09/11/2012 - Lodge a visa subclass 190
    09/13/2012 - Acknowledgement Receipt & Medicals Requested
    09/19/2012 - Medicals Done
    12/11/2012 - Medicals Finalised
    12/14/2012 - Visa Grant
    03/18/2013 - Flight to Adelaide
    04/22/2013 - Got my first Job

  • johnandjoshjohnandjosh Brisbane
    Posts: 107Member
    Joined: Sep 21, 2012
    @glaiza1210, as far as I can remember, yung sa Coles CC, my wife applied online, then same day tinawagan sya just to confirm her address. Tapos yun lang, after a week yata na-receive na nya yung CC. In my case naman sa Woolies CC, I also applied online, pero I can't remember kung nag provide ba ako ng payslip or something. After 2 or 3 weeks na receive ko na yung CC ko.
  • TasBurrfootTasBurrfoot Osaka
    Posts: 4,336Member
    Joined: Feb 24, 2011
    nice... am looking forward to getting a frequent flier credit card.

    i rarely use cash kasi and we are fond of travelling so this would make perfect sense!! :)

    Primary Applicant: Wife
    Accountant (General): 221111

    04 Aug 2012 - IELTS (Academic Module)
    07 Aug 2012 - IELTS (Academic Module) Speaking Part
    17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
    24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
    25 Sep 2012 - Received +Skills Assessment from CPAA
    25 Sep 2012 - Lodged EOI Application with 70pts
    30 Sep 2012 - Invited by DIAC to apply for 189 Visa
    01 Oct 2012 - Submitted 189 Visa Application
    20 Oct 2012 - Medical Examinations
    23 Oct 2012 - CO Assigned; Team 7 - SA
    05 Nov 2012 - Submitted SG PCC and NBI Clearance
    06 Nov 2012 - Visa Granted (IED: 23/10/2013)
    03 Apr 2013 - Flight to MEL
    03 Jun 2013 - started work
    12 Jun 2013 - wife started work
    15 Jun 2016 - applied for citizenship
    29 Jul 2016 - citizenship examination
    20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!

  • aldousnowaldousnow Sydney
    Posts: 494Member
    Joined: Nov 16, 2011
    @johnandjosh anong coles credit card inapply ni wife mo? tiningnan ko kasi sa online.. first year lang yung waived for annual fee. mga susunod na taon e may annual fee na.

    Skilled – Family Sponsored (Migrant) Visa (Subclass 176)
    Nominated Occupation : Developer Programmer (261312)
    02/28/2011 - ACS Finalized the Case (261312, PIM3, Group A)
    03/07/2011 - IELTS Result Received L- 6.5, R-7.0, W-6.0, S-7.0, Overall Band Score-6.5 (BC)
    03/13/2011 - Lodged Visa Application (Online)
    11/09/2011 - CO Allocation
    12/02/2011 - Medicals Finalised
    12/02/2011 - FINISH LINE!! (Visa Grant)
    03/23/2012 - My first day @Melbourne
    04/14/2012 - Started looking for a .Net Developer job
    06/04/2012 - And finally got one! :)

  • aldousnowaldousnow Sydney
    Posts: 494Member
    Joined: Nov 16, 2011
    found this site.. para sa mga gusto magka credit card without annual fees.

    http://www.creditcardfinder.com.au/no-annual-fee-credit-cards

    Skilled – Family Sponsored (Migrant) Visa (Subclass 176)
    Nominated Occupation : Developer Programmer (261312)
    02/28/2011 - ACS Finalized the Case (261312, PIM3, Group A)
    03/07/2011 - IELTS Result Received L- 6.5, R-7.0, W-6.0, S-7.0, Overall Band Score-6.5 (BC)
    03/13/2011 - Lodged Visa Application (Online)
    11/09/2011 - CO Allocation
    12/02/2011 - Medicals Finalised
    12/02/2011 - FINISH LINE!! (Visa Grant)
    03/23/2012 - My first day @Melbourne
    04/14/2012 - Started looking for a .Net Developer job
    06/04/2012 - And finally got one! :)

  • hotshothotshot Sydney
    Posts: 1,643Member
    Joined: Nov 10, 2011
    @aldousnow : nice find. :)

    Occupation: Analyst Programmer (ANZSCO Code 261311)
    May 21 2012 - lodged visa 176 (NSW) online application
    May 30 2012 - CO allocation
    Jul 16 2012 - Visa Granted! (IED Deadline: May 16, 2013)
    Jan 19 2013 - Arrived in Sydney
    Jan 20 2013 - Started our job hunt
    Mar 11 2013 - Officially became a "HOUSE-BAND" :)
    Apr 22 2013 - End of my "HOUSE-BAND" career :)

  • TasBurrfootTasBurrfoot Osaka
    Posts: 4,336Member
    Joined: Feb 24, 2011
    edited April 2015
    nice... am looking forward to getting a frequent flier credit card.

    i rarely use cash kasi and we are fond of travelling so this would make perfect sense!! :)
    Bringing this back...

    I just got approved today for a credit card with ANZ and it came with 50K Qantas Frequent Flyer miles; to put that into perspective, that is free RT ticket to Bangkok from Melbourne - short of 10K miles though para makapag RT to Manila.

    Less than 1 day approval - ayus! :)

    Primary Applicant: Wife
    Accountant (General): 221111

    04 Aug 2012 - IELTS (Academic Module)
    07 Aug 2012 - IELTS (Academic Module) Speaking Part
    17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
    24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
    25 Sep 2012 - Received +Skills Assessment from CPAA
    25 Sep 2012 - Lodged EOI Application with 70pts
    30 Sep 2012 - Invited by DIAC to apply for 189 Visa
    01 Oct 2012 - Submitted 189 Visa Application
    20 Oct 2012 - Medical Examinations
    23 Oct 2012 - CO Assigned; Team 7 - SA
    05 Nov 2012 - Submitted SG PCC and NBI Clearance
    06 Nov 2012 - Visa Granted (IED: 23/10/2013)
    03 Apr 2013 - Flight to MEL
    03 Jun 2013 - started work
    12 Jun 2013 - wife started work
    15 Jun 2016 - applied for citizenship
    29 Jul 2016 - citizenship examination
    20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!

  • rarekingrareking Montreal
    Posts: 466Member
    Joined: Jul 17, 2014
    @TasBurrfoot - congrats. Pero sa mga baguhang dating, baka mahirap pa kmuha ng mga banks credit card kasi wala pang credit history? I am currently looking sa Coles, etc to get a credit card dahil naghahanap na ang mega banks ng employment details etc na wala pa naman kami dahil nga kakadating lang namin.

    Any suggested credit card for the new migrants na wala pang trabaho at credit history.

    Salamat.

    IELTS+REMARK - 2MOS | ANZSCO - 3MOS | NT 489 INVITE - 1MO | SA 190 INVITE - 1.5MOS | VISA GRANT - 1.5MOS (15-OCT 2014)

  • TasBurrfootTasBurrfoot Osaka
    Posts: 4,336Member
    Joined: Feb 24, 2011
    @TasBurrfoot - congrats. Pero sa mga baguhang dating, baka mahirap pa kmuha ng mga banks credit card kasi wala pang credit history? I am currently looking sa Coles, etc to get a credit card dahil naghahanap na ang mega banks ng employment details etc na wala pa naman kami dahil nga kakadating lang namin.

    Any suggested credit card for the new migrants na wala pang trabaho at credit history.

    Salamat.
    I don't think may banko na magbibigay ng credit card sa new migrants na wala pang trabaho and credit history...

    Primary Applicant: Wife
    Accountant (General): 221111

    04 Aug 2012 - IELTS (Academic Module)
    07 Aug 2012 - IELTS (Academic Module) Speaking Part
    17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
    24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
    25 Sep 2012 - Received +Skills Assessment from CPAA
    25 Sep 2012 - Lodged EOI Application with 70pts
    30 Sep 2012 - Invited by DIAC to apply for 189 Visa
    01 Oct 2012 - Submitted 189 Visa Application
    20 Oct 2012 - Medical Examinations
    23 Oct 2012 - CO Assigned; Team 7 - SA
    05 Nov 2012 - Submitted SG PCC and NBI Clearance
    06 Nov 2012 - Visa Granted (IED: 23/10/2013)
    03 Apr 2013 - Flight to MEL
    03 Jun 2013 - started work
    12 Jun 2013 - wife started work
    15 Jun 2016 - applied for citizenship
    29 Jul 2016 - citizenship examination
    20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!

  • chollecholle Sydney
    Posts: 403Member
    Joined: Nov 21, 2013
    @TasBurrfoot magkano annual fees niyan? Kukuha na rin ako, I rarely use cash as well... At sayang ang miles! Hehe

    Occupation: Other Spatial Scientist (ANZSCO Code 232214)
    30 Nov 2013 - IELTS Academic R8.5 W8 L8.5 S9 / Overall 8.5
    10 Feb 2014 - Skills Assessment (VETASSESS)
    23 May 2014 - VETASSESS Outcome: Positive
    27 May 2014 - EOI (70 points)
    9 Jun 2014 - Visa invitation received, application lodged (SI189)
    2 Jul 2014 - CO allocation
    6 Aug 2014 - Visa granted (IED 4 Jul 2015)
    11 Oct 2014 - Moved to Sydney
    20 Oct 2014 - Job offer
    29 Oct 2014 - Start of work
    17-26 Dec 2014 - Dog at Sydney quarantine
    24 Dec 2014 - Partner's initial entry (Maligayang Pasko!)
    16 May 2017 - Purchase first property
    17 Oct 2018 - Citizenship application lodged (Council: City of Sydney)
    8 Jul 2019: Test invite
    20 Aug 2019: Test: (originally 20/9/19)
    21 Aug 2019: Citizenship Approved
    31 October 2019: Citizenship Ceremony 🇦🇺

  • TasBurrfootTasBurrfoot Osaka
    Posts: 4,336Member
    Joined: Feb 24, 2011
    @cholle - $95 :)

    Primary Applicant: Wife
    Accountant (General): 221111

    04 Aug 2012 - IELTS (Academic Module)
    07 Aug 2012 - IELTS (Academic Module) Speaking Part
    17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
    24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
    25 Sep 2012 - Received +Skills Assessment from CPAA
    25 Sep 2012 - Lodged EOI Application with 70pts
    30 Sep 2012 - Invited by DIAC to apply for 189 Visa
    01 Oct 2012 - Submitted 189 Visa Application
    20 Oct 2012 - Medical Examinations
    23 Oct 2012 - CO Assigned; Team 7 - SA
    05 Nov 2012 - Submitted SG PCC and NBI Clearance
    06 Nov 2012 - Visa Granted (IED: 23/10/2013)
    03 Apr 2013 - Flight to MEL
    03 Jun 2013 - started work
    12 Jun 2013 - wife started work
    15 Jun 2016 - applied for citizenship
    29 Jul 2016 - citizenship examination
    20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!

  • franchelle1001franchelle1001 Singapore
    Posts: 31Member
    Joined: Oct 16, 2016
    TasBurrfoot said:

    @TasBurrfoot - congrats. Pero sa mga baguhang dating, baka mahirap pa kmuha ng mga banks credit card kasi wala pang credit history? I am currently looking sa Coles, etc to get a credit card dahil naghahanap na ang mega banks ng employment details etc na wala pa naman kami dahil nga kakadating lang namin.

    Any suggested credit card for the new migrants na wala pang trabaho at credit history.

    Salamat.
    I don't think may banko na magbibigay ng credit card sa new migrants na wala pang trabaho and credit history...

    Hi! I just want to check do I really need to have 3 months payslip to apply for a credit card? 1 Month pa lng kasi ako I tried to do it online.. lahat automatic rejection. Thank you
  • wandererwanderer Melbourne
    Posts: 257Member
    Joined: Apr 28, 2015
    edited March 2019
    @franchelle1001 Not in my case. Got a CC with CBA with just 1 payslip (1month pay) and employment contract. :-)

    June 13, 2015 - IELTS Exam
    June 26, 2015 - IELTS Result (L7 R7 W7.5 S6.5)
    Waited to finish on-going project for my 3rd career episode :-)
    Sept 15, 2016 - CDR preparation
    Oct 08, 2016 - Submitted CDR to EA
    Oct 24, 2016 - EA Positive Result (Professional Engineer - ANZSCO 233512 Mechanical Engineer)
    Nov 05, 2016 - EOI Visa 189 - 60 pts, 190 - 65 pts
    Feb 01, 2017 - PTE-A Exam
    Feb 02, 2017 - PTE-A Result (L76 R73 S80 W79)
    Feb 03, 2017 - EOI updated Visa 189 - 70 pts, 190 - 75 pts
    Feb 15, 2017 - ITA for Visa 189 received
    Apr 15, 2017 - Visa Lodged
    May 09, 2017 - CO allocated GSM Adelaide (no additional documents requested)
    May 31, 2017 - Direct Grant!
    Dec 17, 2017 - Initial Entry at SYD
    Dec 20, 2017 - Back to PH and to DXB
    Apr 15, 2018 - Moved to Melbourne ~ job hunting....
    May 14, 2018 - First day of work! :-)

  • franchelle1001franchelle1001 Singapore
    Posts: 31Member
    Joined: Oct 16, 2016
    @wanderer oh great! Maybe I can try, did you do it online? By the way, thank you for answering.
  • wandererwanderer Melbourne
    Posts: 257Member
    Joined: Apr 28, 2015
    @franchelle1001 yup! just did it online.

    June 13, 2015 - IELTS Exam
    June 26, 2015 - IELTS Result (L7 R7 W7.5 S6.5)
    Waited to finish on-going project for my 3rd career episode :-)
    Sept 15, 2016 - CDR preparation
    Oct 08, 2016 - Submitted CDR to EA
    Oct 24, 2016 - EA Positive Result (Professional Engineer - ANZSCO 233512 Mechanical Engineer)
    Nov 05, 2016 - EOI Visa 189 - 60 pts, 190 - 65 pts
    Feb 01, 2017 - PTE-A Exam
    Feb 02, 2017 - PTE-A Result (L76 R73 S80 W79)
    Feb 03, 2017 - EOI updated Visa 189 - 70 pts, 190 - 75 pts
    Feb 15, 2017 - ITA for Visa 189 received
    Apr 15, 2017 - Visa Lodged
    May 09, 2017 - CO allocated GSM Adelaide (no additional documents requested)
    May 31, 2017 - Direct Grant!
    Dec 17, 2017 - Initial Entry at SYD
    Dec 20, 2017 - Back to PH and to DXB
    Apr 15, 2018 - Moved to Melbourne ~ job hunting....
    May 14, 2018 - First day of work! :-)

Sign In or Register to comment.
LATEST 10 ACTIVE DISCUSSION THREAD
angel_iq4

General Skilled Immigration Visa - Step By Step Process

most recent by fmp_921

angel_iq4

Different job roles for skills assessment

most recent by cube

angel_iq4

BIG MOVE

most recent by donamolar

angel_iq4

VICTORIA STATES SPONSORSHIP 2024-2025

most recent by Ozdrims

angel_iq4

SA Nomination Application Concerns

most recent by manifestingvisagrant

angel_iq4

States Invitations and Nomination Matters for FY 2024-2025

most recent by MidnightPanda12

angel_iq4

AUSTRALIAN CITIZENSHIP TIMELINE

most recent by tmanito

angel_iq4

EOI Concerns

most recent by Ozdrims

angel_iq4

ACT Nomination

most recent by whimpee

angel_iq4

Australian Computer Society Skills Application

most recent by fruitsalad

Welcome to Pinoy AU Community!

The longest running Pinoy-Australian Forum site in the history. We are connecting Pinoys "in" and "to" Australia since 2010! If you want to join in, click one of these buttons!

Sign In Register

Quick Links

Categories

Random Members
(55207)

nkylesavemelexNelsonConfnaturalpollenBettyeB27RyandekbarrunDamarisEisnadolracbrunette28mudvayne15salengLakeishaStmacmynameurnarsdanielreyes2014CathzTahliaThibrizza0784StarnbergHarlanUve2
Browse Members

Members Online (2) + Guest (117)

nika1234kiddo1994

Top Posters
This Month

Top Active Contributors
Latest

Top Posters
All Time

Pinoy in Australia Information Forum