BIG MOVE 2019

mycroft_holmes

Hello po. Kamusta na sa lahat.

Eto update ko. Di ko na ilagay yung medicare, tfn, etc, since na-tackle na sila somewhere dito sa thread and other threads.

Nag start na ako this week ng work. At last na-experience ko na din yung may mag aabot na lang basta ng beer at 3 or 4 pm ng Friday! 😂😅🍺

Pag dating niyo dito try niyo yung chicken parmi, lamington, meat pie, frozen coke, vegemite on toastie.

Tip ko sa mag bi-BM mag baon kayo ng maraming maraming adjectives, adverbs, at maraming maraming DALDAL in English. (Double-dead na ang mga introverts and galing SG tulad ko. Dito ako medyo nag-aadjust. Hahaha)

Mostly nasa road kami dahil sa iba-ibang project locations so ayun habang nagda-drive boss or colleagues ko, napagkwentuhan na namin mga buhay ng isa’t isa. Madadala ka talaga pakikipag kwentuhan. Medyo tangay ko pa ang SG accent (minus the Lah!) they find it cute daw. 😅

Gingagawa ko pag tinatamad na ako magsalita or ubos na baon ko English binabalik ko yung tanong or ako na nag tatanong ng ibang topic. Pag groping ako for words or terms l used the term “thingy”. Hahaha

Pag nag-email sila or tumawag sa phone, yung first two sentences or first paragraph kamustahin mo muna sila. Ganun din sila sa yo. It means a lot to them and yun talaga culture dito sa oz. Mababait sila and thoughtful. It sounds rude kung basta ka magtatanong or manghinhingi ng kailangan mo out of the blue.

Importante din sa reply yung compliments/reactions like Sounds good! Wow! Cool! Awesome! You’re a legend! Fantastic! Wonderful! That’s great! That’s alright! (Naubusan ako dito). No matter how simple the tasks or favour that they have done. 🤪

Yung mga Aussie girls na kausap ko complete with high tone pa and facial expressions pa pag kausap ko. Hehe.

Sa groceries I find it pareho lang sa SG yung price. Note: Lagi may sale sa K Mart especially mga gamit sa bahay. Food products like yung meats, fish, poultry, fruits, veggies sobrang mahal (kahit saan grocery) kasi locally produced. Yung kamatis 8-10 aud per kilo. Yung ginger 24 aud per kilo. 😅

Sa regional areas in QLD at 5 pm sarado na mga shops. By 7 pm totally madilim na ang kalsada (di uso ang street lighting sa regional areas). Sa Melbourne, may mga restaurants/shops na open until 10 or 12 pero sabi ng boss ko, iwasan mag public transpo kasi uso nga yung druggies (addict) and iba iba na ang mga tao.

Yung mga meals sa labas, double/triple ang price pero double/triple din ang serving! Lalo yung mga foods for truckies and tradies (truck drivers and trade workers). Promise! Puno yung plato.

Sa rent for single person, I find it cheaper sa case ko. Say ang rent sa Master’s bedroom w/ T&B sa SG is 1000-1200 sgd/month plus PUB (Utilities). Dito 1000 aud/month ang rent ko sa ensuite (yun yung tawag sa bedroom with attached bathroom) including bills na.
Mabait yung landlady ko na Aussie binili niya pa ako ng elec blanket and heater though may central heating system na yung house.
Di ko masyado ginagamit both kasi effective ang doona and jumper sa gabi.

Sa transpo, mahal ang uber, train and bus so medyo nililimitahan ko pa byahe at the moment. Min. fare sa bus is 3 aud (kahit 4 stops lang ang layo) if I remember correctly. Walking distance yung sa work so wala ako gastos sa pamasahe. May mga bus stops din na poste lang pananda so nakakalito sa una and yun nga di ganun ka frequent ang bus service. Kaya I opt na mag lakad since maganda din gumalaw galaw ngayon winter.
If maglalakad bili ng marami moisturiser/lip balm, magsuot ng gloves and hoodie since may mamga bigla ambon sa Melbourne.

Magpa flu shots na din po since mataas ang cases this season. Lalo na yung lamigin hehe. 20 aud siya sa pharmacy.

And pinaka importante sa lahat: Mamili na kayo ng favorite team niyo sa AFL (Footie).
(Assignment ko yan sa Monday). 🏆🏈
Big deal to especially dito sa Melbourne. Lahat sila excited na ako isama sa mga Footie matches!

Goodluck sa lahat! Kita kits. 😊✌️

ms_ane

@mycroft_holmes nakakatuwa ang iyong kwento at tunay na nakaka encourage na malaman na nasa mabuti kang kamay napabilang ( with boss and colleagues)

napansin ko din yan nun nag IE kami sa mga resto, dito sa sg sanay tayo na pagpasok sa resto e unang senyas e kung table for 3 or 4.. kaya nun pag pasok ko nasensyas ako ng 3, tapos sabi ng manager sakin, hi how’s it goin? ahahaha para akong nakomang - nabigla ako. Sobrang welcoming nila - something na we literally can compare the difference between SG peeps and Aussie peeps. kasi kung sa pinas naman natural na ang hospitality naman ng mga pinoy.

Thank you ulit sa pag share, pandagdag inspirasyon para sa amin na kinakabog ng mag BM.

Tip ko lang pag wala ka na maisagot sa boss mo, sabihin mo lang e “absolutely” ahahaha! joke lang.

Ingat dyan kapatid! God Bless

caienri

@mycroft_holmes grabe
Naka relate ako sa double dead na ang introvert and galing sg na kwento mo
Tahimik lang din ako and nag aadjust sa kadaldalan nila
Nasanay ako na sa work sa sg na walang personalan pero dito grabe maka kwento ng buhay mga tao ARAW ARAW hehe
Pero sanayan lang din talaga
Salamat sa kwento mo!

mitchiboy

Question please. We are in visa 189 and mag update po kami ng passport details sa immi account. Kailangan pa po ba namin ng certified true copy ng new passports namin to include on our online update? Or simpleng colored scan lang e dapat oks na?

mycroft_holmes

@caienri @ms_ane oo nakaka ubos ng energy pero masaya naman. Happy weekend sa inyo!

barbedwire

+1 super relate din ako sa "double-dead na ang mga introvert"

Nakakapagod makipagsmall talk minsan. 😅 pero kailangan matutunan 💪💪

arcsump

Just completed our big move last 16/07

So far , till today, this was our progress

Bank Account - WestPac, cards in
TFN - will arrive by mail this week
Medicare - 3 weeks for ID, at postal address in 3023
Centrelink - did not get CRN, no need to claim anything yet, unused CRNs expire after 2 years as per Centrelink rep
Driver's License - Overseas License Verification scheduled 16/08, Learner's Exam pending

WorkSafe Victoria White Card - scheduled, 23/07
Headhunter/ Recruitment - one potential role available, awaiting feedback from company interview, pending contacts to references from previous companies in UAE

Rent House - still looking, currently housemates with my very accomodating classmate from UP


Hope this helps, will try to update :-)

arcsump

> @just.anotherguy said:
> @arcsump i think ok naman yung mga nilista mo. Antayin din natin inputs ng iba.. Although, suggestion ko gumawa ka na ng bank account. online lang yun. Para pag dating nyo ay document verification na lang sa physical branch office. Personally kami ni wifey magkaiba kami ng bank. NAB sya, Commonwealth Bank ako. Ok sa NAB walang maintaining balance. Sa Commbank may 4$ charge kapag walang pumapasok na 2k aud every month (most major banks ata ganun, NAB lang naiba). Search nyo lang NAB Migrant banking. Ok din yang aasikasuhin agad yung driver's license, kasi form of valid ID yan.

thanks sa feedback, dito na kami nagbukas.

passport and valid id lang din ang ginawa.

may kasama nang welcome letter, which is vital sa VicRoads driver's license.

WestPac BTW

hope this helps!

zach@052019

Sa mga mag BM or nag BM na, register sa centrelink. Meron at merong claims, you have to check your eligibility online.

arcsump

@quantum said:

> @tofurad said:
> > @quantum said:
> > > @tofurad said:
> > > hey guys. just arrived. onting libot lang muna tas sasabak na! good luck sa mga susunod na magBM!
> >
> > Ano pong airline nyo from Ph? Cebu pac po ba? Strict po ba sa airport? Pinaopen po ba lahat ng luggage nyo?
> >
> PAL po kami. mejo mas strict sila, binuksan yung mga bags na for checkin. tska chinarge kami excess baggage. mejo malaki kasi talaga sobra namin. pasaway lang hehe
>
>

Aww.. ilang kilos po excess nyo? Magkano charge?hehe

experience namin:
xray scan lang kami pag dating sa melb.
nagdeclare kami ng prescription meds.

rjlim

Hello everyone, Question dun sa mga naka BM na from Manila. Saan kayo bumili ng AUD? wala akong mabilan lahat ng money changer tanungan ko bumibili lang sila and not selling.

XwWrfwx

> @zach@052019 said:
> Sa mga mag BM or nag BM na, register sa centrelink. Meron at merong claims, you have to check your eligibility online.

as of January 1, 2019 daw, lahat ng nagrant ng visa on or after that date may waiting period na ng 2-4 years. hoping i’m wrong pero yan kasi nababasa ko sa site so far. baka kaya hindi na nila inaadvise to register. FTB nalang walang waiting.

kaya bukas. medicare nalang muna kami magregister.

zach@052019

@tofurad Exactly, claims pa rin ang ftb b. Nung march 4 lang na grant visa namin, and now we are receiving claims every fortnight from centrelink. Kung may anak kayo na below 5 years old nga lang

Ganun din nangyari sa amin, sinabihan agad kami na walang claims because of the waiting time. But some fellow pinoys advised us to register pa rin, and we did. Sayang din yung more than a month na grocery for small families

zach@052019

@tofurad FTB A ang may waiting time. May mga claims under FTB B na eligible for new migrants. i suggest register pa rin kayo and once may account na kayo, mas maraming information when you try to file your claims.

fioning1120

@tofurad hello. About sa pagkuha ng CRN. Kami din nung una ayaw bigyan dahil sa reasons na walang iclaclaim at may waiting period pa nga. 2 lang kami ng husband ko and no kids yet. So naka 2 attempts kami magask sa isang branch on a different day kaso ayaw parin. Based kasi sa iba nakakuha naman sila at advised nila na may branches sa centerlink na hindi helpful. Kaya tinry namin sa ibang branch. Nung una ayaw parin kami bigyan for the same reason. But narealized namin we need that Centerlink number for employment support ng mga job centers (as we are able to visit some) and subsidized siya ng government. Nirequire samin yun para makaaccess sa jobactive at maging registered jobseeker. So ayun pinilit namin at inexplain yung about sa access ng job assistance kahit sinungitan kami. Ang tagal namin nagantay compared nung sa medicare. Parang boss yung nag assist samin at ginawin din lang kami ng centerlink account in the end.

XwWrfwx

> @fioning1120 said:
> @tofurad hello. About sa pagkuha ng CRN. Kami din nung una ayaw bigyan dahil sa reasons na walang iclaclaim at may waiting period pa nga. 2 lang kami ng husband ko and no kids yet. So naka 2 attempts kami magask sa isang branch on a different day kaso ayaw parin. Based kasi sa iba nakakuha naman sila at advised nila na may branches sa centerlink na hindi helpful. Kaya tinry namin sa ibang branch. Nung una ayaw parin kami bigyan for the same reason. But narealized namin we need that Centerlink number for employment support ng mga job centers (as we are able to visit some) and subsidized siya ng government. Nirequire samin yun para makaaccess sa jobactive at maging registered jobseeker. So ayun pinilit namin at inexplain yung about sa access ng job assistance kahit sinungitan kami. Ang tagal namin nagantay compared nung sa medicare. Parang boss yung nag assist samin at ginawin din lang kami ng centerlink account in the end.

ohhh. nice. nakita ko na ung sa jobseeker. kailangan nga ilink sa myGov. hindi kami umabot kanina hahaha sakto. ttry ko yan bukas pagbalik namin. salamat @fioning1120 @zach@052019 !

marevic

Share narin ako nang experience namin. Kakakuha lang namin nang CRN, dito kami sa adelaide. Tinanong lang kami if for what yong CRN na hinihingi namin, sabi ko naman for submitting ftb b claims online. Inasikaso naman kami agad. wla nang ibang questions. 🙂 Hopefully same din sa iba.

Noodles12

Sharing my experience with Centrelink, nung pumunta kami wala talaga ako alam I dont know CRN and ano pde ma claim pero buti mabait yung nag asikaso samin. Pinagamit kami ng PC then fillup info to know what our eligibility then inasikaso na nila yung CRN. Late na kami naka pag file ng centrelink(ilang months na lumipas since our arrival here) pero nakuha namin yung prorated amount since nung pag dating namin. Nakapag claim kami for FTB1 and 2 plus rent assistance total of 2.9k then for 1 month 460 fortnightly. (Kinabahan ako baka bawiin, baka sobra ung nabigay hehe)

pero pag start ng new financial year since nag update na ako ng info(projected income for the whole year), wala na kami makukuha sa centrelink. hindi na kami qualified. I guess nag qualify lang kami past financial year since yung total income namin for the whole financial year last year is mababa since nga ilang months nalang kami nakapag work last financial year.

Maisingit ko nalang din. Sa mga new starter sa work pag nag pasa kayo TFN info mag claim kayo ng Tax free threshold para mas mababa ang kaltas ng tax sa inyo or pde din namang hindi para ma ipon para pag nag file kayo ng tax return after financial year eh may makukuha kayo sa return. (kumbaga naipon)

carlosau

@Noodles12 said:

Sharing my experience with Centrelink, nung pumunta kami wala talaga ako alam I dont know CRN and ano pde ma claim pero buti mabait yung nag asikaso samin. Pinagamit kami ng PC then fillup info to know what our eligibility then inasikaso na nila yung CRN. Late na kami naka pag file ng centrelink(ilang months na lumipas since our arrival here) pero nakuha namin yung prorated amount since nung pag dating namin. Nakapag claim kami for FTB1 and 2 plus rent assistance total of 2.9k then for 1 month 460 fortnightly. (Kinabahan ako baka bawiin, baka sobra ung nabigay hehe)

pero pag start ng new financial year since nag update na ako ng info(projected income for the whole year), wala na kami makukuha sa centrelink. hindi na kami qualified. I guess nag qualify lang kami past financial year since yung total income namin for the whole financial year last year is mababa since nga ilang months nalang kami nakapag work last financial year.

Maisingit ko nalang din. Sa mga new starter sa work pag nag pasa kayo TFN info mag claim kayo ng Tax free threshold para mas mababa ang kaltas ng tax sa inyo or pde din namang hindi para ma ipon para pag nag file kayo ng tax return after financial year eh may makukuha kayo sa return. (kumbaga naipon)

Sir Noodles,

In other words, pag wala kang work wala kang makukuwa na kahit ano sa Centrelink? Kahit rent assistance?

Thanks!

Noodles12

@carlosau said:

@Noodles12 said:

Sharing my experience with Centrelink, nung pumunta kami wala talaga ako alam I dont know CRN and ano pde ma claim pero buti mabait yung nag asikaso samin. Pinagamit kami ng PC then fillup info to know what our eligibility then inasikaso na nila yung CRN. Late na kami naka pag file ng centrelink(ilang months na lumipas since our arrival here) pero nakuha namin yung prorated amount since nung pag dating namin. Nakapag claim kami for FTB1 and 2 plus rent assistance total of 2.9k then for 1 month 460 fortnightly. (Kinabahan ako baka bawiin, baka sobra ung nabigay hehe)

pero pag start ng new financial year since nag update na ako ng info(projected income for the whole year), wala na kami makukuha sa centrelink. hindi na kami qualified. I guess nag qualify lang kami past financial year since yung total income namin for the whole financial year last year is mababa since nga ilang months nalang kami nakapag work last financial year.

Maisingit ko nalang din. Sa mga new starter sa work pag nag pasa kayo TFN info mag claim kayo ng Tax free threshold para mas mababa ang kaltas ng tax sa inyo or pde din namang hindi para ma ipon para pag nag file kayo ng tax return after financial year eh may makukuha kayo sa return. (kumbaga naipon)

Sir Noodles,

In other words, pag wala kang work wala kang makukuwa na kahit ano sa Centrelink? Kahit rent assistance?

Thanks!

I think meron. case to case basis kasi eh. Kung may dependent child ka meron din siguro.

eto ata yung link kung san pde mo malaman ano ung mga claims na eligible ka. Fillup mo lang info mo.

https://www.centrelink.gov.au/custsite_pfe/pymtfinderest/paymentFinderPage.jsf?wec-appid=pymtfinderest&wec-locale=en_US#stay

carlosau

@Noodles12 said:

@carlosau said:

@Noodles12 said:

Sharing my experience with Centrelink, nung pumunta kami wala talaga ako alam I dont know CRN and ano pde ma claim pero buti mabait yung nag asikaso samin. Pinagamit kami ng PC then fillup info to know what our eligibility then inasikaso na nila yung CRN. Late na kami naka pag file ng centrelink(ilang months na lumipas since our arrival here) pero nakuha namin yung prorated amount since nung pag dating namin. Nakapag claim kami for FTB1 and 2 plus rent assistance total of 2.9k then for 1 month 460 fortnightly. (Kinabahan ako baka bawiin, baka sobra ung nabigay hehe)

pero pag start ng new financial year since nag update na ako ng info(projected income for the whole year), wala na kami makukuha sa centrelink. hindi na kami qualified. I guess nag qualify lang kami past financial year since yung total income namin for the whole financial year last year is mababa since nga ilang months nalang kami nakapag work last financial year.

Maisingit ko nalang din. Sa mga new starter sa work pag nag pasa kayo TFN info mag claim kayo ng Tax free threshold para mas mababa ang kaltas ng tax sa inyo or pde din namang hindi para ma ipon para pag nag file kayo ng tax return after financial year eh may makukuha kayo sa return. (kumbaga naipon)

Sir Noodles,

In other words, pag wala kang work wala kang makukuwa na kahit ano sa Centrelink? Kahit rent assistance?

Thanks!

I think meron. case to case basis kasi eh. Kung may dependent child ka meron din siguro.

eto ata yung link kung san pde mo malaman ano ung mga claims na eligible ka. Fillup mo lang info mo.

https://www.centrelink.gov.au/custsite_pfe/pymtfinderest/paymentFinderPage.jsf?wec-appid=pymtfinderest&wec-locale=en_US#stay

Thank you! Tingnan ko. Mahirap ang walang allowance hehe.

zach@052019

@carlosau Kung walang work at may kids, mas eligible for claims. Kahit may work na kayo, may claims pa rin for FTB B. Kaso kailangan kasama mo naninirahan ang mga bata dito sa oz para may claims

carlosau

@zach@052019 said:

@carlosau Kung walang work at may kids, mas eligible for claims. Kahit may work na kayo, may claims pa rin for FTB B. Kaso kailangan kasama mo naninirahan ang mga bata dito sa oz para may claims

@zach@052019 said:
@carlosau Kung walang work at may kids, mas eligible for claims. Kahit may work na kayo, may claims pa rin for FTB B. Kaso kailangan kasama mo naninirahan ang mga bata dito sa oz para may claims

Hi Sir @zach_niegel and @Noodles12 ,

As per link below we need to be residents for a year no?

https://www.humanservices.gov.au/individuals/services/centrelink/family-tax-benefit/who-can-get-it/ftb-part-eligibility

Thanks,
Carl

zach@052019

@carlosau Ang FTB B no waiting time, yan yung may kids and may claims every fortnight. The rest may waiting time.

Noodles12

@carlosau said:

@Noodles12 said:

@carlosau said:

@Noodles12 said:

Sharing my experience with Centrelink, nung pumunta kami wala talaga ako alam I dont know CRN and ano pde ma claim pero buti mabait yung nag asikaso samin. Pinagamit kami ng PC then fillup info to know what our eligibility then inasikaso na nila yung CRN. Late na kami naka pag file ng centrelink(ilang months na lumipas since our arrival here) pero nakuha namin yung prorated amount since nung pag dating namin. Nakapag claim kami for FTB1 and 2 plus rent assistance total of 2.9k then for 1 month 460 fortnightly. (Kinabahan ako baka bawiin, baka sobra ung nabigay hehe)

pero pag start ng new financial year since nag update na ako ng info(projected income for the whole year), wala na kami makukuha sa centrelink. hindi na kami qualified. I guess nag qualify lang kami past financial year since yung total income namin for the whole financial year last year is mababa since nga ilang months nalang kami nakapag work last financial year.

Maisingit ko nalang din. Sa mga new starter sa work pag nag pasa kayo TFN info mag claim kayo ng Tax free threshold para mas mababa ang kaltas ng tax sa inyo or pde din namang hindi para ma ipon para pag nag file kayo ng tax return after financial year eh may makukuha kayo sa return. (kumbaga naipon)

Sir Noodles,

In other words, pag wala kang work wala kang makukuwa na kahit ano sa Centrelink? Kahit rent assistance?

Thanks!

I think meron. case to case basis kasi eh. Kung may dependent child ka meron din siguro.

eto ata yung link kung san pde mo malaman ano ung mga claims na eligible ka. Fillup mo lang info mo.

https://www.centrelink.gov.au/custsite_pfe/pymtfinderest/paymentFinderPage.jsf?wec-appid=pymtfinderest&wec-locale=en_US#stay

Thank you! Tingnan ko. Mahirap ang walang allowance hehe.

@carlosau Don't expect to much sa centrelink ah. Pero syempre kung may makukuha kahit na magkano eh mas okay. hehe pero unahin mo medicard, yun ang pinaka importante. Software Engineer ka naman diba? Kung accept mo nayung sure na work mo at hindi ka naman baratin ng employer mo since first local experience mo eh for sure buhay na buhay na kayo dito. Pero depende din siyempre sa lifestyle niyo.

carlosau

@Noodles12 said:

@carlosau said:

@Noodles12 said:

@carlosau said:

@Noodles12 said:

Sharing my experience with Centrelink, nung pumunta kami wala talaga ako alam I dont know CRN and ano pde ma claim pero buti mabait yung nag asikaso samin. Pinagamit kami ng PC then fillup info to know what our eligibility then inasikaso na nila yung CRN. Late na kami naka pag file ng centrelink(ilang months na lumipas since our arrival here) pero nakuha namin yung prorated amount since nung pag dating namin. Nakapag claim kami for FTB1 and 2 plus rent assistance total of 2.9k then for 1 month 460 fortnightly. (Kinabahan ako baka bawiin, baka sobra ung nabigay hehe)

pero pag start ng new financial year since nag update na ako ng info(projected income for the whole year), wala na kami makukuha sa centrelink. hindi na kami qualified. I guess nag qualify lang kami past financial year since yung total income namin for the whole financial year last year is mababa since nga ilang months nalang kami nakapag work last financial year.

Maisingit ko nalang din. Sa mga new starter sa work pag nag pasa kayo TFN info mag claim kayo ng Tax free threshold para mas mababa ang kaltas ng tax sa inyo or pde din namang hindi para ma ipon para pag nag file kayo ng tax return after financial year eh may makukuha kayo sa return. (kumbaga naipon)

Sir Noodles,

In other words, pag wala kang work wala kang makukuwa na kahit ano sa Centrelink? Kahit rent assistance?

Thanks!

I think meron. case to case basis kasi eh. Kung may dependent child ka meron din siguro.

eto ata yung link kung san pde mo malaman ano ung mga claims na eligible ka. Fillup mo lang info mo.

https://www.centrelink.gov.au/custsite_pfe/pymtfinderest/paymentFinderPage.jsf?wec-appid=pymtfinderest&wec-locale=en_US#stay

Thank you! Tingnan ko. Mahirap ang walang allowance hehe.

@carlosau Don't expect to much sa centrelink ah. Pero syempre kung may makukuha kahit na magkano eh mas okay. hehe pero unahin mo medicard, yun ang pinaka importante. Software Engineer ka naman diba? Kung accept mo nayung sure na work mo at hindi ka naman baratin ng employer mo since first local experience mo eh for sure buhay na buhay na kayo dito. Pero depende din siyempre sa lifestyle niyo.

Yes sir. Sa Sydney kasi tong client ko ngayon (Macquarie) pero nasa Melb yung friends ko na willing magaccomodate muna sakin while looking for job. So finafactor ko yung mas mahal sa Sydney. Pero I'll cross the bridge if may actual contract na.

jennahvelasquez

Hello po to all, i and my husband are anticipating big move before the year ends (crossing our fingers). We've completed kc all the reqt's (including medical and passport of our 1st born Apr 8,2019) this June 12. Can you share po your timelines regarding PR visa grant after completion and submission of docs? Thanks!!!

donyx

hi @jennahvelasquez have you lodged your visa? current global processing times for 189 is 7 to 8 months while 10 to 15 months for 190.

RamDas108

> @auyeah said:
> Hello @quantum & @ms_ane you may find this useful.
>
> Major Banks in Australia
> 1. Commonwealth Bank of Australia
> https://www.commbank.com.au/moving-to-australia.html
> 2. Westpac
> https://www.westpac.com.au/personal-banking/bank-accounts/moving-to-australia/
> 3. ANZ
> https://www.anz.com.au/personal/bank-accounts/moving-to-australia/en/
> 4. NAB
> https://www.nab.com.au/personal/banking/migrant-banking
>
> I attached a comparison of the Big Four Banks from https://www.finder.com.au/savings-accounts/big-four-banks.
>
> Which is the best bank in Australia?
> There's no one bank that is 'best', and choosing which bank to go with with depend on you individual needs. Here's some points of difference among the Big Four that may help you decide which is best for you.
>
> 1. CommBank. Largest ATM network in Australia and the largest bank in terms of market capitalisation.
> 2. NAB. Has the only bank account (out of The Big Four) that doesn't charge monthly account keeping fees.
> 3. Westpac. Has the largest overseas ATM network, allowing you to access more than 50,000 global ATMs fee-free through the Westpac Global ATM Alliance.
> 4. ANZ. Only Big Four bank to offer Apple Pay (correct as of March 2018)



Thank you @auyeah
Mukang maganda NAB, at yan sana balak namin pagdating namin Oz next month, kaso today😢:

https://www.9news.com.au/national/nab-data-breach-privacy-human-error-australia-bank-news/881315dd-078f-4263-ba3b-c169771adc56?ocid=Social-9News

jennahvelasquez

> @donyx said:
> hi @jennahvelasquez have you lodged your visa? current global processing times for 189 is 7 to 8 months while 10 to 15 months for 190.

Hello @donyx, yes po we lodged PR visa 189 na last June 12.. so wait pa po kami 7-8mos?