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Experience on Home Loans

24

Comments

  • JCsantosJCsantos Sydney
    Posts: 1,416Member, Moderator
    Joined: Jan 11, 2011

    Salamat po sa payo nyo Kuya JC. Maganda po bang mag-invest sa bahay na nasa underwater - sabi po nila safe daw po sa tidal wave yun? Eh kung castle po maganda po bang investment, me kakilala po ako na binebenta yung castle ni Saddam sa Iraq mura lang daw me konting bomb damage nga lang.
    Me mas maganda pong Investment ... sa underground po ... safe sa lahat ... :D :D :D



    Google for Everything !!!

  • KurikongSaTumbongKurikongSaTumbong Sydney
    Posts: 441Member
    Joined: Aug 19, 2013

    Salamat po sa payo nyo Kuya JC. Maganda po bang mag-invest sa bahay na nasa underwater - sabi po nila safe daw po sa tidal wave yun? Eh kung castle po maganda po bang investment, me kakilala po ako na binebenta yung castle ni Saddam sa Iraq mura lang daw me konting bomb damage nga lang.
    Me mas maganda pong Investment ... sa underground po ... safe sa lahat ... :D :D :D



    Di po ba delikado yun baka me lungga ng ahas o daga? Takot po ako sa daga pero sa ahas po hindi kasi po me King Cobra po akong alaga Junior po pangalan.

    Kurikong, kurikong...sa tumbong ay umusbong!

  • GoodLuckAUGoodLuckAU Melbourne
    Posts: 236Member
    Joined: Jun 06, 2013
    Question po... Isa sa mga priorities din namin ang magkabahay sa Australia. May mga questions lang po. Yung pag-loan ba kelangan perm ka sa work? O ayus lang kahit halimbawa contract lang kami? Or what if we ended up doing odd jobs muna? Pwede kaya kami maka-housing loan nun?

    261313 (Software Engineer)
    24 April 2013 - ACS Skills Assessment
    27 April 2013 - IELTS (L:9 R:8 W:8 S:8.5)
    10 May 2013 - Submit EOI
    19 May 2013 - Invitation to Apply
    30 May 2013 - 189 Visa Application Lodged
    06 June 2013 - Medicals done
    07 Aug 2013 - CO Allocated (Brisbane T34)
    13 Aug 2013 - SG COC Application
    19 Aug 2013 - Included fiance in visa application as migrating dependent
    27 Aug 2013 - Fiance Medicals and SG COC Application
    03 Sept 2013 - SG COC Collection
    17 Sept 2013 - Fiance SG COC Collection
    17 Sept 2013 - VISA GRANT!!!!

  • KurikongSaTumbongKurikongSaTumbong Sydney
    Posts: 441Member
    Joined: Aug 19, 2013
    Question po... Isa sa mga priorities din namin ang magkabahay sa Australia. May mga questions lang po. Yung pag-loan ba kelangan perm ka sa work? O ayus lang kahit halimbawa contract lang kami? Or what if we ended up doing odd jobs muna? Pwede kaya kami maka-housing loan nun?
    Pwede pero mas mahirap kesa sa perm pero pwede. Tandaan mo eh pera pera lagi labanan sa buhay. Malamang eh mas mataas interest rate at mas mahirap ma-approve pero pwede pa rin. I research mo yung low doc loan. Mas konti requirements dun pero mas malaki interest. Risk-based naman kasi yang pagbibigay ng loan.

    Kurikong, kurikong...sa tumbong ay umusbong!

  • JCsantosJCsantos Sydney
    Posts: 1,416Member, Moderator
    Joined: Jan 11, 2011
    Question po... Isa sa mga priorities din namin ang magkabahay sa Australia. May mga questions lang po. Yung pag-loan ba kelangan perm ka sa work? O ayus lang kahit halimbawa contract lang kami? Or what if we ended up doing odd jobs muna? Pwede kaya kami maka-housing loan nun?
    Not necessarily permanent .. kahit contractual .. icoconsider din nila yung work experience mo .. i mean like kung programmer ka buong carreer life at programmer ka pa rin ... pero kung pa iba iba baka inde ka ma apptrove... pwede ring nilang i consider kung meron kang asset like jewelry

    Google for Everything !!!

  • GoodLuckAUGoodLuckAU Melbourne
    Posts: 236Member
    Joined: Jun 06, 2013
    @JCsantos @KurikongSaTumbong Thanks, both! Nawala onti pressure makahanap ng perm work. :-bd

    261313 (Software Engineer)
    24 April 2013 - ACS Skills Assessment
    27 April 2013 - IELTS (L:9 R:8 W:8 S:8.5)
    10 May 2013 - Submit EOI
    19 May 2013 - Invitation to Apply
    30 May 2013 - 189 Visa Application Lodged
    06 June 2013 - Medicals done
    07 Aug 2013 - CO Allocated (Brisbane T34)
    13 Aug 2013 - SG COC Application
    19 Aug 2013 - Included fiance in visa application as migrating dependent
    27 Aug 2013 - Fiance Medicals and SG COC Application
    03 Sept 2013 - SG COC Collection
    17 Sept 2013 - Fiance SG COC Collection
    17 Sept 2013 - VISA GRANT!!!!

  • KurikongSaTumbongKurikongSaTumbong Sydney
    Posts: 441Member
    Joined: Aug 19, 2013
    @JCsantos @KurikongSaTumbong Thanks, both! Nawala onti pressure makahanap ng perm work. :-bd
    Pero me pressure pa din kasi kelangan mo kaming ilibre ni JC ng lunch huhuhu

    Kurikong, kurikong...sa tumbong ay umusbong!

  • packerxpackerx Sydney
    Posts: 125Member
    Joined: Apr 17, 2013
    edited November 2013
    Mahirap sabihin ano sa future pero para sa akin whether bumili ng bahay o hindi depende rin iyun sa swerte. Marami rin na hindi kayang panindigan mga loan nila at bumabalik rin sa rent. Kung mas mura ang mortgage kaysa rent mas ok talaga bumili ng bahay pero pag hindi at risk na matulad ang Aus sa US kasi nag approve ka ng loan sa mga hindi kayang magbayad. Obvious na yun ibang tao hindi nakakabayad para sa atin pero hindi obvious pag tayo naman ang pinag uusapan.

    Na discuss kasi ito sa radyo kahapon hehe
  • KurikongSaTumbongKurikongSaTumbong Sydney
    Posts: 441Member
    Joined: Aug 19, 2013
    Mahirap sabihin ano sa future pero para sa akin whether bumili ng bahay o hindi depende rin iyun sa swerte. Marami rin na hindi kayang panindigan mga loan nila at bumabalik rin sa rent. Kung mas mura ang mortgage kaysa rent mas ok talaga bumili ng bahay pero pag hindi at risk na matulad ang Aus sa US kasi nag approve ka ng loan sa mga hindi kayang magbayad. Obvious na yun ibang tao hindi nakakabayad para sa atin pero hindi obvious pag tayo naman ang pinag uusapan.

    Na discuss kasi ito sa radyo kahapon hehe
    Totoo yan na minsan eh mahirap punuan ang loan obligation lali na pag gumuli economy - risky talaga. Pero maganda naman lately eh sa baba ng interest rate eh mas matipid pang bumili ng bahay kesa mag rent. Case in point eh yung unit na paupahan namin eh $1,400 na lang monthly amortisation pero $1,600 a month paupa. Kung yung tenant eh bumili na lang sana ng same unit eh makakatipid pa sya ng $200 tapos magiging kanya pa property. Pero case to case talaga.

    Kurikong, kurikong...sa tumbong ay umusbong!

  • KurikongSaTumbongKurikongSaTumbong Sydney
    Posts: 441Member
    Joined: Aug 19, 2013
    Mahirap sabihin ano sa future pero para sa akin whether bumili ng bahay o hindi depende rin iyun sa swerte. Marami rin na hindi kayang panindigan mga loan nila at bumabalik rin sa rent. Kung mas mura ang mortgage kaysa rent mas ok talaga bumili ng bahay pero pag hindi at risk na matulad ang Aus sa US kasi nag approve ka ng loan sa mga hindi kayang magbayad. Obvious na yun ibang tao hindi nakakabayad para sa atin pero hindi obvious pag tayo naman ang pinag uusapan.

    Na discuss kasi ito sa radyo kahapon hehe
    Totoo yan na minsan eh mahirap punuan ang loan obligation lalo na pag gumulo economy - risky talaga. Pero maganda naman lately eh sa baba ng interest rate eh mas matipid pang bumili ng bahay kesa mag rent. Case in point eh yung unit na paupahan namin eh $1,400 na lang monthly amortisation pero $1,600 a month paupa. Kung yung tenant eh bumili na lang sana ng same unit eh makakatipid pa sya ng $200 tapos magiging kanya pa property. Pero case to case talaga.

    Kurikong, kurikong...sa tumbong ay umusbong!

  • JCsantosJCsantos Sydney
    Posts: 1,416Member, Moderator
    Joined: Jan 11, 2011
    utang kaya ulit kami :D :D :D

    Google for Everything !!!

  • crisreyescrisreyes Braddon
    Posts: 27De-activated
    Joined: Feb 06, 2014
    @KST and @JCsantos, san po ang magandang location? napapansin ko kase pag medyo sa inner west/north, ang 500K ay parang unit lang. nalalayuan ako sa blacktown area.. may iba pa kayong massuggest na lugar? :)
    " Beauty is in the eye of the beholder " -- pero kami ang beauty e pag mura kaya sa blacktown kami kumuha =)) =)) =))

    you need to research your own liking ... kami ni wifey kasi meron kaming personal preference pero it all depends kung kaya naming bayaran ... we prefer blacktown kasi dun lang yun merong mura at safe na lugar ....
    Personal preference and capacity to pay ang basis ng pagkuha ng bahay. Always remember that everywhere even in the most expensive part of North Sydney e may crimes din. ng importante walang nag iinuman sa kanto. lol

    The difference lagn talaga and some may laught with me e you would notice from West to North train yung klase ng tao at amoy nagbabago. So kung ayaw mo ng maraming Moreno at gusto mo parating puti e dapat bankable ka sa North or East ka kung medyo medyo ka lang e settle sa suburb na kaya mo.

    Blacktown well known na mga Pinoy nakatira parang Hornsby din kaso syempre mas mahal sa Hornsby. Now if you want innerwest e talagang mahal. wala ng mura ngayon sa Sydney at congested na.

    Suggestion lang kung kaya mo ng 650k try Northmead or North Parramatta or Inner West after na ng Canada Bay and Five Dock. For 500k malay mo meron pa. wag ka na lang choosy baka ending mo wala kang mabili o kung makabili ka naman buong buhay mo nagbabayad ka ng utang.

    Kahit blacktown pa yan ang importante yung nirerenta mo e ipambayad na lang ng mortgage sa iyo pa in due time.
  • stolich18stolich18 Sydney
    Posts: 993Member
    Joined: Feb 15, 2012
    ^maganda sa Canada Bay/Five Dock area, although ang kaya ko na lang sguro maafford sa mga area na yan ay 2-BR units. hehehe Ok ba sa homebush west? Mas mura mga units don kase. hehehe

    Yung suburbs sa The Hills maganda rin kaso napakamahal. Northmead is a nice location. :)

    261313 (Software Engineer)

    Feb.15.2012 - started working on ACS requirements
    Mar.02.2012 - submitted online ACS application and sent documents to ACS via Fedex
    Mar.05.2012 - ACS acknowledged actual documents
    Mar.21.2012 - ACS finalised assessment: Suitable
    Mar.31.2012 - IELTS exam with BC
    Apr.13.2012 - IELTS Results (L:8.5 R:7 W: 7 S: 8 OB: 7.5) Thank you LORD!
    Apr.14.2012 - Lodged 175 Online Application
    Apr.20.2012 - Completed Online Attachments
    May.24.2012 - "Application being processed further"
    May.29.2012 - CO Assigned :-)
    Jun.07.2012 - Uploaded NBI Clearance
    Jun.13.2012 - Medical/Health Requirements Finalised
    Jun.14.2012 - VISA GRANT! Thank you, LORD! :-)
    Jun.07.2013 - Initial Entry Date Deadline
    Apr.28.2013 - Initial Entry (Sydney)
    Jun.28.2013 - Verbal Job Offer (Melbourne)
    Jul.08.2013 - First day of Work and first day of child care for my son (Melbourne)
    Aug.21.2013 - First day of Work in Sydney

    "Great is the LORD and most worthy of praise; his greatness no one can fathom." Psalm 145:3

  • multitaskingmultitasking North Ryde
    Posts: 544Member
    Joined: Oct 02, 2012
    @stolich18 .. dre based on your signature galing ka ng Melbourne... ask ko lang sana kung bakit ka pa lumipat ng Sydney..kami kasi we're thinking of going to melbourne kasi mas mura doon ang mga properties.. parang mas madali magkabahay doon compared dito...

    thanks

    May 2012 - Revalidated ACS Application (System Analyst)
    9/1/2012 - Taken My 3rd IELTS Exam
    9/14/2012 - Got IELTS results: L=8,R=8.5,W=7,S=7 .. :-) .. pag may tiyaga..may nilaga
    9/15/2012 - Updated my EOI = 65 points (visa 190);60 (VISA 189)
    10/10/2012 - Australia Federal Police Clearance Submitted Online
    10/11/2012 - FBI Clearance Sent Through DHL
    10/22/2012 - Received scan copy of AFP clearance from my friend in Melbourne
    11/15/2012 - Received Invitation for 189 (about 2 months after 60 pts effectivity)
    11/24/2012 - 189 VISA Lodged
    11/29/2012 - DIAC Ack :-)
    12/4/2012 - Received FBI clearance. Friend in US sent scanned copy
    12/17/2012 - CO Assigned
    04/17/2013 Visa 189 Granted.. Thank you Lord...
    08/09/2013 - Flight to Sydney through PAL
    08/10/2013 - Touchdown Sydney
    08/12/2013 - Start of Job Hunt in Australia
    08/26/2013 - First day of work... THANK YOU LORD...
    07/16/2015 - Transferred to my second job/company
    Pray, Hope AND Don't Worry - Padre Pio

  • stolich18stolich18 Sydney
    Posts: 993Member
    Joined: Feb 15, 2012
    @multitasking actually dito tlga kami una sa sydney, then nagmelbourne kami for 6 weeks kase may nakuha akong trabaho don, then may nagoffer ng mas magandang work dito sa Sydney kaya andito na kami ulit. hehehe Maganda rin sa Melbourne. Gusto ko rin sya kase mas mura ang mga properties. Masyadong bloated ang mga presyo ng bahay dito sa Sydney. Although mahal na rin sa Melbourne ng konti. But for the same price, pdeng mas malapit sa CBD ang bahay mo. Also mas laid back I think since mas konti ang tao compared sa Sydney. :)

    261313 (Software Engineer)

    Feb.15.2012 - started working on ACS requirements
    Mar.02.2012 - submitted online ACS application and sent documents to ACS via Fedex
    Mar.05.2012 - ACS acknowledged actual documents
    Mar.21.2012 - ACS finalised assessment: Suitable
    Mar.31.2012 - IELTS exam with BC
    Apr.13.2012 - IELTS Results (L:8.5 R:7 W: 7 S: 8 OB: 7.5) Thank you LORD!
    Apr.14.2012 - Lodged 175 Online Application
    Apr.20.2012 - Completed Online Attachments
    May.24.2012 - "Application being processed further"
    May.29.2012 - CO Assigned :-)
    Jun.07.2012 - Uploaded NBI Clearance
    Jun.13.2012 - Medical/Health Requirements Finalised
    Jun.14.2012 - VISA GRANT! Thank you, LORD! :-)
    Jun.07.2013 - Initial Entry Date Deadline
    Apr.28.2013 - Initial Entry (Sydney)
    Jun.28.2013 - Verbal Job Offer (Melbourne)
    Jul.08.2013 - First day of Work and first day of child care for my son (Melbourne)
    Aug.21.2013 - First day of Work in Sydney

    "Great is the LORD and most worthy of praise; his greatness no one can fathom." Psalm 145:3

  • peach17peach17 Los Angeles
    Posts: 1,684Member
    Joined: Jan 13, 2013
    madami nga akong naririnig na magandang properties sa North. Ang mamahal naman pag malapit tlga sa City. Ang hirap kase eh, normally sa work kase namin ni hubby, malamang at malamang lagi kami sa CBD. ok lang naman magtravel ng malayo, ang problem kase, kung lampas 1 hr na travel, pano ko susunduin anak namin sa childcare heheheh unless, sa city ko sya ichildcare, kawawa naman, pati sya gigising ng maaga at bbyahe ng malayo, aside from the fact na ang mahal kaya ng childcare sa city. hehehe

    nasasayangan kase ako sa bayad sa rent eh, pero alam ko once bumili na ng unit or bahay, tuloy tuloy din ang gastos/maintenance. hehehe

    Ano ba advice nyo, as soon as may 5% ka na, dp na agad at bili? Or ipon ipon muna para mas malaki ang pangdown? hehehe ang 700-800K na loan, 1K+ ang weekly repayments noh? hehehe

    hi sis @Stolich18, nabasa ko tong post mo hehe :)
    kamusta ka na?

    oo parang sayang nga ang bayad sa rent :(
    hayz, kaso pag bumili na ng house, committed na dun for 25-30 years ;(
    ang hirap naman hehe

    nakabili ka na ba sis? :)

    9 January 2013 Received Favorable Response from EA
    18 January 2013 Lodged EOI Application via SkillSelect
    21 January 2013 Received Invitation to Apply for Visa Subclass 189
    26 January 2013 Lodged Visa Application
    18 March 2013 CO Allocated, Team 34 Brisbane
    14 May 2013 Submitted Form 815
    23 May 2013 Submitted updated Form 815 with new passport details
    03 June 2013 VISA Grant! Thank you Jesus :)

  • stolich18stolich18 Sydney
    Posts: 993Member
    Joined: Feb 15, 2012
    hi @peach17! naku di pa. hehehe matagal tagal pa, need pa ipon ng pang-dp. heheh Andito ka na ba sa Au? :)

    261313 (Software Engineer)

    Feb.15.2012 - started working on ACS requirements
    Mar.02.2012 - submitted online ACS application and sent documents to ACS via Fedex
    Mar.05.2012 - ACS acknowledged actual documents
    Mar.21.2012 - ACS finalised assessment: Suitable
    Mar.31.2012 - IELTS exam with BC
    Apr.13.2012 - IELTS Results (L:8.5 R:7 W: 7 S: 8 OB: 7.5) Thank you LORD!
    Apr.14.2012 - Lodged 175 Online Application
    Apr.20.2012 - Completed Online Attachments
    May.24.2012 - "Application being processed further"
    May.29.2012 - CO Assigned :-)
    Jun.07.2012 - Uploaded NBI Clearance
    Jun.13.2012 - Medical/Health Requirements Finalised
    Jun.14.2012 - VISA GRANT! Thank you, LORD! :-)
    Jun.07.2013 - Initial Entry Date Deadline
    Apr.28.2013 - Initial Entry (Sydney)
    Jun.28.2013 - Verbal Job Offer (Melbourne)
    Jul.08.2013 - First day of Work and first day of child care for my son (Melbourne)
    Aug.21.2013 - First day of Work in Sydney

    "Great is the LORD and most worthy of praise; his greatness no one can fathom." Psalm 145:3

  • peach17peach17 Los Angeles
    Posts: 1,684Member
    Joined: Jan 13, 2013
    hi @peach17! naku di pa. hehehe matagal tagal pa, need pa ipon ng pang-dp. heheh Andito ka na ba sa Au? :)

    hi sis @stolich18, yes... friends na din tayo sa FB hehe :)

    kamusta ka na dyan sa Sydney sis?

    9 January 2013 Received Favorable Response from EA
    18 January 2013 Lodged EOI Application via SkillSelect
    21 January 2013 Received Invitation to Apply for Visa Subclass 189
    26 January 2013 Lodged Visa Application
    18 March 2013 CO Allocated, Team 34 Brisbane
    14 May 2013 Submitted Form 815
    23 May 2013 Submitted updated Form 815 with new passport details
    03 June 2013 VISA Grant! Thank you Jesus :)

  • stolich18stolich18 Sydney
    Posts: 993Member
    Joined: Feb 15, 2012
    @peach17 wahahaha sorry hindi ko naconnect agad sa real name mo! hehehe :D ok naman dito sa sydney. hehehe medyo mainit pa rin dito.

    261313 (Software Engineer)

    Feb.15.2012 - started working on ACS requirements
    Mar.02.2012 - submitted online ACS application and sent documents to ACS via Fedex
    Mar.05.2012 - ACS acknowledged actual documents
    Mar.21.2012 - ACS finalised assessment: Suitable
    Mar.31.2012 - IELTS exam with BC
    Apr.13.2012 - IELTS Results (L:8.5 R:7 W: 7 S: 8 OB: 7.5) Thank you LORD!
    Apr.14.2012 - Lodged 175 Online Application
    Apr.20.2012 - Completed Online Attachments
    May.24.2012 - "Application being processed further"
    May.29.2012 - CO Assigned :-)
    Jun.07.2012 - Uploaded NBI Clearance
    Jun.13.2012 - Medical/Health Requirements Finalised
    Jun.14.2012 - VISA GRANT! Thank you, LORD! :-)
    Jun.07.2013 - Initial Entry Date Deadline
    Apr.28.2013 - Initial Entry (Sydney)
    Jun.28.2013 - Verbal Job Offer (Melbourne)
    Jul.08.2013 - First day of Work and first day of child care for my son (Melbourne)
    Aug.21.2013 - First day of Work in Sydney

    "Great is the LORD and most worthy of praise; his greatness no one can fathom." Psalm 145:3

  • peach17peach17 Los Angeles
    Posts: 1,684Member
    Joined: Jan 13, 2013
    hehe ok lang sis @stolich18, dito sa Adelaide, nag uumpisa nang lumamig.
    at umuulan na din...

    9 January 2013 Received Favorable Response from EA
    18 January 2013 Lodged EOI Application via SkillSelect
    21 January 2013 Received Invitation to Apply for Visa Subclass 189
    26 January 2013 Lodged Visa Application
    18 March 2013 CO Allocated, Team 34 Brisbane
    14 May 2013 Submitted Form 815
    23 May 2013 Submitted updated Form 815 with new passport details
    03 June 2013 VISA Grant! Thank you Jesus :)

  • TasBurrfootTasBurrfoot Osaka
    Posts: 4,336Member
    Joined: Feb 24, 2011
    buhayin natin ito... anyone contemplating on getting a home soon?

    pls share your experience...

    we submitted an offer last Sunday which was approved; i am given 2wks to secure financing kaya together i will talk to one of the big4 and hopefully that should be all sorted.

    Primary Applicant: Wife
    Accountant (General): 221111

    04 Aug 2012 - IELTS (Academic Module)
    07 Aug 2012 - IELTS (Academic Module) Speaking Part
    17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
    24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
    25 Sep 2012 - Received +Skills Assessment from CPAA
    25 Sep 2012 - Lodged EOI Application with 70pts
    30 Sep 2012 - Invited by DIAC to apply for 189 Visa
    01 Oct 2012 - Submitted 189 Visa Application
    20 Oct 2012 - Medical Examinations
    23 Oct 2012 - CO Assigned; Team 7 - SA
    05 Nov 2012 - Submitted SG PCC and NBI Clearance
    06 Nov 2012 - Visa Granted (IED: 23/10/2013)
    03 Apr 2013 - Flight to MEL
    03 Jun 2013 - started work
    12 Jun 2013 - wife started work
    15 Jun 2016 - applied for citizenship
    29 Jul 2016 - citizenship examination
    20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!

  • johnvangiejohnvangie Melbourne
    Posts: 686Member
    Joined: Oct 14, 2013
    @TasBurrfoot Congrats! Ang galing naman, wala pang 2yrs sa Oz yan ha :-)
    Mas lalo nakaka inspire :-)
    God Bless.

    Nominated Occupation : Production or Plant Engineer 233513
    12/15/13 - IELTS IDP [ L : 9.0 I R :8.0 I S : 7.5 I W : 6.5 ]
    01/17/14 - Submit CDR to Engineers Australia.
    02/15/14 - IELTS IDP [ L : 9.0 I R :9.0 I S : 7.5 I W : 7.0 ]
    05/29/14 - EA positive assessment as Production or Plant Engineer 233513
    06/02/14 - EA Letter Received. Lodge EOI 65points.
    06/09/14 - Received invitation to lodge Visa 189.
    06/12/14 - Lodge Visa 189. Upload Docs/Form 80.
    07/14/14 - Medicals @ SLEC Global.
    07/15/14 - Upload NBI. (NBI Valid until July 4, 2015).
    07/17/14 - CO Allocated. Team 7 GSM Adelaide ( CO : LM )
    07/21/14 - VISA GRANT! Thank You Lord! IED : 07/04/15
    02/06/15 - Hubby in Melbourne (Jobhunting)
    03/27/15 - Me and my son in Melbourne
    04/07/15 - Hubby 1st day of job
    08/24/15 - My 1st day in BP, Thank you Lord God Jesus!

    Enjoying the wonderful life in Oz, abundant blessings indeed :-)

  • kremitzkremitz North Ryde
    Posts: 1,074Member
    Joined: Apr 17, 2013
    Galing talaga n @tasburrfoot! Isa sa considerations tlga for settling in a certain state eh yung prices of properties. Kmi iniisip namen either sydney, melbourne, or brisbane. Sydney and melby dun mas madami it jobs though mas mura padin ang melby diba @tasburrfoot?kaso sobrang lamig daw compared to sydney? Brisbane naman sabi ng friend ko maganda daw weather eh then nakita ko mura dn bahay dun. Then parang marami dn naman it jobs dun. Any inputs po especially for those a nakabili na ng sariling house nila :)

    Occupation: Software Engineer (ANZSCO Code 261313)
    Main applicant : Husband
    April 29, 2013 : ACS Skills assessment
    July 22, 2013 : ACS assessment result
    January 3, 2014: IELTS Result (Take 1 L-8,W,R,S-7)
    January 12, 2013: Lodged EOI (65points)
    January 13, 2013: Invited to apply for visa 189
    February 9, 2014: Lodged visa
    March 1, 2014: Medicals at NHSI
    March 6: email from CO requesting form 80 and hubby's NBI Clearance
    March 25, 2014: visa grant. Thank you lord
    June 8,2014: Hubby arrived in Sydney
    Sept 11,2014: Hubby's first day of work. Thank you Lord!
    Feb 7, 2015 : Baby and I arrived in Sydney
    April 13, 2015: My first day of work :)

  • TasBurrfootTasBurrfoot Osaka
    Posts: 4,336Member
    Joined: Feb 24, 2011
    @TasBurrfoot Congrats! Ang galing naman, wala pang 2yrs sa Oz yan ha :-)
    Mas lalo nakaka inspire :-)
    God Bless.
    Thank you...

    Well, 5 yrs na rin kasi kami nagttrabaho sa labas ng Pinas so ayun may naipon kahit papaano...

    Primary Applicant: Wife
    Accountant (General): 221111

    04 Aug 2012 - IELTS (Academic Module)
    07 Aug 2012 - IELTS (Academic Module) Speaking Part
    17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
    24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
    25 Sep 2012 - Received +Skills Assessment from CPAA
    25 Sep 2012 - Lodged EOI Application with 70pts
    30 Sep 2012 - Invited by DIAC to apply for 189 Visa
    01 Oct 2012 - Submitted 189 Visa Application
    20 Oct 2012 - Medical Examinations
    23 Oct 2012 - CO Assigned; Team 7 - SA
    05 Nov 2012 - Submitted SG PCC and NBI Clearance
    06 Nov 2012 - Visa Granted (IED: 23/10/2013)
    03 Apr 2013 - Flight to MEL
    03 Jun 2013 - started work
    12 Jun 2013 - wife started work
    15 Jun 2016 - applied for citizenship
    29 Jul 2016 - citizenship examination
    20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!

  • TasBurrfootTasBurrfoot Osaka
    Posts: 4,336Member
    Joined: Feb 24, 2011
    Galing talaga n @tasburrfoot! Isa sa considerations tlga for settling in a certain state eh yung prices of properties. Kmi iniisip namen either sydney, melbourne, or brisbane. Sydney and melby dun mas madami it jobs though mas mura padin ang melby diba @tasburrfoot?kaso sobrang lamig daw compared to sydney? Brisbane naman sabi ng friend ko maganda daw weather eh then nakita ko mura dn bahay dun. Then parang marami dn naman it jobs dun. Any inputs po especially for those a nakabili na ng sariling house nila :)
    Yup, Melbourne is really really compared to Sydney... Sydney houses 30kms away from the CBD is still very expensive compared to Melbourne prices.

    Brisbane is cheaper nga daw but thing is flood prone din kasi and jobs may not be as plenty as in Melbourne and Sydney. Likewise, insurance premiums from really flood prone area can cost an arm and a leg (tipong 5K++ per year ang premium) as per what I have read in whirlpool forum.

    Weather? Yeah, hands down I have to admit Sydney and Brissy is miles ahead of Melby!! :)

    Primary Applicant: Wife
    Accountant (General): 221111

    04 Aug 2012 - IELTS (Academic Module)
    07 Aug 2012 - IELTS (Academic Module) Speaking Part
    17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
    24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
    25 Sep 2012 - Received +Skills Assessment from CPAA
    25 Sep 2012 - Lodged EOI Application with 70pts
    30 Sep 2012 - Invited by DIAC to apply for 189 Visa
    01 Oct 2012 - Submitted 189 Visa Application
    20 Oct 2012 - Medical Examinations
    23 Oct 2012 - CO Assigned; Team 7 - SA
    05 Nov 2012 - Submitted SG PCC and NBI Clearance
    06 Nov 2012 - Visa Granted (IED: 23/10/2013)
    03 Apr 2013 - Flight to MEL
    03 Jun 2013 - started work
    12 Jun 2013 - wife started work
    15 Jun 2016 - applied for citizenship
    29 Jul 2016 - citizenship examination
    20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!

  • johnvangiejohnvangie Melbourne
    Posts: 686Member
    Joined: Oct 14, 2013
    @TasBurrfoot Pero adjusted na din kayo sa weather ng Melby? Dyan din kasi ang target namin, andyan sa Melby ang friend ko na mag ampon sa amin temporarily... Isa yan sa concern ko, ibang iba nga daw ang weather ng Melby kesa Sydney. Tnx.

    Nominated Occupation : Production or Plant Engineer 233513
    12/15/13 - IELTS IDP [ L : 9.0 I R :8.0 I S : 7.5 I W : 6.5 ]
    01/17/14 - Submit CDR to Engineers Australia.
    02/15/14 - IELTS IDP [ L : 9.0 I R :9.0 I S : 7.5 I W : 7.0 ]
    05/29/14 - EA positive assessment as Production or Plant Engineer 233513
    06/02/14 - EA Letter Received. Lodge EOI 65points.
    06/09/14 - Received invitation to lodge Visa 189.
    06/12/14 - Lodge Visa 189. Upload Docs/Form 80.
    07/14/14 - Medicals @ SLEC Global.
    07/15/14 - Upload NBI. (NBI Valid until July 4, 2015).
    07/17/14 - CO Allocated. Team 7 GSM Adelaide ( CO : LM )
    07/21/14 - VISA GRANT! Thank You Lord! IED : 07/04/15
    02/06/15 - Hubby in Melbourne (Jobhunting)
    03/27/15 - Me and my son in Melbourne
    04/07/15 - Hubby 1st day of job
    08/24/15 - My 1st day in BP, Thank you Lord God Jesus!

    Enjoying the wonderful life in Oz, abundant blessings indeed :-)

  • moonwitchbleumoonwitchbleu Sydney
    Posts: 459Member
    Joined: Jan 25, 2013
    @Tasburrfoot congrats at na approve na kayo. galing, ang bilis ahh. kami mukhang matagal pa talaga. kahit gustong-gusto na namin kumuha mukhang malabo pa talaga lalo na si hubby lang may work and super mahal mga bahay dito sa sydney. ayaw din kasi namin na mauubos oras namin sa byahe to and from CBD. nako sana makabili din kami.

    Occupation: Software Engineer (ANZSCO Code 261313)
    Feb 02, 2012 - Skill Assessment submission to ACS
    Mar 23, 2013 - IELTS Result - Competent
    Apr 03, 2013 - ACS Assessment Positive
    Apr 06, 2013 - Submitted EOI (190)
    Apr 11, 2013 - Submitted NSW SS (190)
    Apr 16, 2013 - NSW SS Acknowledgment email received
    July 01, 2013 - NSW SS approval letter received
    July 03, 2013 - Skillselect Invite received
    Aug 14, 2013 - Lodged Visa 190
    Aug 16, 2013 - Upload Docs (including NBI Clearance)
    Aug 25, 2013 - Gave Birth
    Sep 20, 2013 - CO Allocated (GSM Adelaide Team 06)
    Sep 22, 2013 - Informed CO of additional dependent (Baby)
    Oct 04, 2013 - Hubby's Medical Uploaded
    Oct 12, 2013 - Medical Uploaded
    Oct 16, 2013 - SG PCC Collected and Uploaded
    Oct 17, 2013 - Form 1022, Baby's Birth Certificate and Passport sent to CO
    Oct 23, 2013 - Baby is included in eVisa
    Oct 30, 2013 - Baby's Medical Uploaded
    Nov 21, 2013 - VISA GRANT (IED: Aug 2014)
    Feb 08, 2014 - Hubby's initial entry
    Feb 13, 2014 - Hubby's Job Offer
    Feb 18, 2014 - Hubby's First Day High :D
    Apr 23, 2014 - Initial Entry (Baby and Me)
    Feb 04, 2015 - My First day high (Home-based perm position)

    Thank you, thank you so much Lord. Life is indeed beautiful :)

  • TasBurrfootTasBurrfoot Osaka
    Posts: 4,336Member
    Joined: Feb 24, 2011
    @TasBurrfoot Pero adjusted na din kayo sa weather ng Melby? Dyan din kasi ang target namin, andyan sa Melby ang friend ko na mag ampon sa amin temporarily... Isa yan sa concern ko, ibang iba nga daw ang weather ng Melby kesa Sydney. Tnx.
    Adjusted? Ehehehe, parang di pa rin... Eheehehe, it is very cold here pero you kinda get used to it. Case in point, June pa lang ngayon but single digits na kapag gabi... :)

    Primary Applicant: Wife
    Accountant (General): 221111

    04 Aug 2012 - IELTS (Academic Module)
    07 Aug 2012 - IELTS (Academic Module) Speaking Part
    17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
    24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
    25 Sep 2012 - Received +Skills Assessment from CPAA
    25 Sep 2012 - Lodged EOI Application with 70pts
    30 Sep 2012 - Invited by DIAC to apply for 189 Visa
    01 Oct 2012 - Submitted 189 Visa Application
    20 Oct 2012 - Medical Examinations
    23 Oct 2012 - CO Assigned; Team 7 - SA
    05 Nov 2012 - Submitted SG PCC and NBI Clearance
    06 Nov 2012 - Visa Granted (IED: 23/10/2013)
    03 Apr 2013 - Flight to MEL
    03 Jun 2013 - started work
    12 Jun 2013 - wife started work
    15 Jun 2016 - applied for citizenship
    29 Jul 2016 - citizenship examination
    20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!

  • kremitzkremitz North Ryde
    Posts: 1,074Member
    Joined: Apr 17, 2013
    @tasburrfoot so what were your consideration bat jan kyo sa melby? Naku c hubby sobrang nilalamig na sa sydney ngayon hehe though 1month plng nman sya so bka nag aadjust pa hehe flood prone ang brissy?eh galing naman kmi pinas so cgro naman wala n mas malala sa baha sa pinas haha umm insurance premium meaning yearly yun ang insurance?eh pag sa sydney o melby nsa magkano ang premium?

    Occupation: Software Engineer (ANZSCO Code 261313)
    Main applicant : Husband
    April 29, 2013 : ACS Skills assessment
    July 22, 2013 : ACS assessment result
    January 3, 2014: IELTS Result (Take 1 L-8,W,R,S-7)
    January 12, 2013: Lodged EOI (65points)
    January 13, 2013: Invited to apply for visa 189
    February 9, 2014: Lodged visa
    March 1, 2014: Medicals at NHSI
    March 6: email from CO requesting form 80 and hubby's NBI Clearance
    March 25, 2014: visa grant. Thank you lord
    June 8,2014: Hubby arrived in Sydney
    Sept 11,2014: Hubby's first day of work. Thank you Lord!
    Feb 7, 2015 : Baby and I arrived in Sydney
    April 13, 2015: My first day of work :)

  • kremitzkremitz North Ryde
    Posts: 1,074Member
    Joined: Apr 17, 2013
    Considerations

    Occupation: Software Engineer (ANZSCO Code 261313)
    Main applicant : Husband
    April 29, 2013 : ACS Skills assessment
    July 22, 2013 : ACS assessment result
    January 3, 2014: IELTS Result (Take 1 L-8,W,R,S-7)
    January 12, 2013: Lodged EOI (65points)
    January 13, 2013: Invited to apply for visa 189
    February 9, 2014: Lodged visa
    March 1, 2014: Medicals at NHSI
    March 6: email from CO requesting form 80 and hubby's NBI Clearance
    March 25, 2014: visa grant. Thank you lord
    June 8,2014: Hubby arrived in Sydney
    Sept 11,2014: Hubby's first day of work. Thank you Lord!
    Feb 7, 2015 : Baby and I arrived in Sydney
    April 13, 2015: My first day of work :)

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