Guys,
What's your investment advice here in Australia? Could you please share it.
Some ideas to start:
1. Do you have stocks here? Anu ba ang easiest and cheapest way to get into Aussie stock market? Any tips for the rollercoaster activity lalo na may euro debt crisis?
2. Uso ba dito ang mga mutual fund gaya sa pinas? Saan ba pwedeng mag-invest sa mutual fund?
3. Property investment - pwede rin kaso malaki ang capital na kailangan tapos medyo slump pa ang market ngaun. Good time to buy or pababa pa rin ang trend hangang 2012? Kung pwde sanang kumuha ng 100% mortgage or baka may alam kayong mga lending institution na merong ganitong sistema?
4. Super annuation tips - do you even monitor your super account? Share naman ng tips kung anung fund ang high performing?
5. Buy and sell - anu ba ang magandang i-buy and sell dito galing pinas or vice versa, baka pwdeng pagkakitaan natin?
6. Gold/silver bars/bullion/coins - did you know madali lang bumili dito ng ganitong mga precious metals. Maraming akong nababasa sa internet na magandang investment ang silver bars/bullion/coins. I've looked at the charts and pataas ang prices ng silver from $20/oz last year, this year nasa $30plus/oz. What you do think? Saan ba natin pwedeng ibenta ito (baka marami dyan may angas kay jacob pwede tayong mag supply ng pilak sa mga home made paltik)
7. Have you heard of bitcoins? A Bitcoin is a form of internet currency, ginagamit ito to purchase goods and services on the internet. It's also used as an investment commodity kasi you are buying a value of a bitcoin at a certain point in time (parang stocks). I think the current value of 1 bitcoin is $17usd (pls check). Anybody interested?
Comments
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"god thank you for everything!!!!!1
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My record so far as follows:
Investment type_|_Invested Amt_|_Winnings_|_Losses
Lotto___________|_$50__________|_0________|_-
Slot machine____|_$5___________|_$12______|_$3
Wagering_______|_$20__________|_$37______|_0
I'm not much of a gambler as far as my historical record shows but I do have better chances of having some extra moolah on slut machines or wagering.
Sabi nga ng isang investment guru thread your own path.
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Isang magandang investment is buying property kasi mababa ang interest rates tapos wla pang bumibili kaya pa downhill ang value ng property ngaun. Yun nga lang you need $$$ kasi wala na ngaun nagpapautang ng 100%, you need at least 20% down, good credit rating, and a stable job/salary para makakuha ng mortgage sa bangko. Sayang kung sana nandito na ako bago mag global financial crisis, very lax pa yung lending system ng mga bangko. Hayz.
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A safe investor must always have a good balance of low risk/ yield assets (cash deposits, fixed rate bonds) and high risk/yield assets (stocks, properties)...That way market turmoil will not deplete all your hard earned money
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Well I'm just stating that a lot of comments I've read had negative feedbacks on investment advisers, so it's important that you do your share of the homework. Investment advisers should also be more transparent about the fees, investment options, realistic income projections, etc.
And maliit lang ang fee, yung nakita kong brochure sa colonial singil ata $150 per appointment. Dun sa bank ko libre lang ang consultation pero limited yung investment choices.
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"To God be the glory"
Joined: Jun 28, 2011
Quotes:
"Wise men learn from their mistakes, but wiser men learn from the mistakes of others."
'Success is when you finished what you have started."
If you’re looking for Church in Canberra ACT Australia and you want to fellowship with Christian Filipino Australian.
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"To God be the glory"
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Living in two countries with apathetic governments (Pinas and UAE) in the past, I got used to saving for myself. Sa National Bonds ako nag-ipon sa UAE (money which in turn fueled our migration here) and I'm looking for the same scheme here. Mukhang walang government bonds dito. Stocks and mutual funds are too risky especially for someone who's not too familiar with them like myself. Real estate ang next best option. Napakadaling magpaupa dito because of property managers. Kapag may-ari ka ng isang flat/house/unit, sitting pretty ka na lang and you will let the agents and property managers do all the work for you. Ni anino ng may-ari ng flat na tinutuluyan ko ngayon hindi ko kilala. Hindi tulad sa Pinas na sakit ng ulo magpa-upa.
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Quotes:
"Wise men learn from their mistakes, but wiser men learn from the mistakes of others."
'Success is when you finished what you have started."
If you’re looking for Church in Canberra ACT Australia and you want to fellowship with Christian Filipino Australian.
Come and join us in Jesus Is Lord Church Canberra service every Sunday at 10:30AM to 12:30PM
Where: 53 Georgina Crescent, Kaleen ACT 2617
(Back of Kaleen Shopping Centre)
For more information, please PM me or visit
http://jilcanberra.org.au
"To God be the glory"
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btw newbi pa lang po me ng investor ng stocks :-)
@mykdspyk - me bullion investment din
maraming salamat :-)
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Hindi bagay sakin stocks kasi trigger happy ako at nag panic sell everytime bumaba presyo kasi isang pindot lang sa internet eh sold na agad.
Kurikong, kurikong...sa tumbong ay umusbong!
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sa australia ba yang real estate mo?
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Meron din akong mga beach properties sa Pinas pero di magandang investment di tumataas presyo.
Kurikong, kurikong...sa tumbong ay umusbong!
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ang maganda pa sa remittance company inde mo kailangan ng masyadong malaking kapital
Google for Everything !!!
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Google for Everything !!!
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Kurikong, kurikong...sa tumbong ay umusbong!
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Pde rin kase paupahan ung property kung ayaw nyo pa ibenta. Alam ko may tax rebates ata pag ganon, pero may rule ata na dapat mas mataas ang mortgage repayments than the rent value (not sure about this).. hehehe in the future eto sana gusto kong gawing investment, same kay @kst
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Kurikong, kurikong...sa tumbong ay umusbong!
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