UTANG SA BANGKO

Santiago_Vargas_24 · January 2015

I lost my job three months ago. I have debt in Westpac about 5000 AUD through credit card. I have no job, no money. I will be back to Philippines in four weeks. I was a 457 visa. What should I do?
Thank you.

vhoythoy · January 2015

I lost my job three months ago. I have debt in Westpac about 5000 AUD through credit card. I have no job, no money. I will be back to Philippines in four weeks. I was a 457 visa. What should I do?
Thank you.

The best thing is kausapin mo ung authorised representative ng bangko tell them your situations. baka pwede makiusap na bayaran mo utang mo ng hulugan nalang, kahit nasa pinas ka na.

The other way is up to you. Pero i am sure your profile will be submitted to credit agency/ firms and you will have a bad credit records. Maybe they can also file claims in small tribunal/ court counterpart in australia if meron in worst case scenario.

Santiago_Vargas_24 · January 2015

@vhoythoy Salamat, thank you. I have no sure job in the Philippines. What I am thinking is my super. Is that alright, what do you think? I should get my super and pay it to the bank. Is that possible sir?
Thank you

vhoythoy · January 2015

Not sure about Super maybe others might help. Pwede cguro bayaran mo muna minimum payment every month. Dito sa SG since 2011 naka max na ung credit card/ credit line ko mga ganyan din amount katulad sau, then nagbabayad nalang ako mininum payment monthly. Ngaun zero balance na. Hanap ka muna work sa ibang bansa like middle east, singapore, etc. Mahirap may records lalo kung balak mo bumalik sa oz for good

mast3ree · January 2015

try mo makipag-settle, mahirap ang may atraso. good luck sayo sir!!!

JCsantos · January 2015

call the bank .... and talk to them

RuChe · January 2015

Agree. Ask the bank for installment payment options. I'm sure they will be willing to help. You could also ask your relatives if you could borrow money from them to pay for your cc.

Santiago_Vargas_24 · January 2015

ganoon na nga ang mangyayari, makikipag areglo nalang ako sa kanila...sana pumayag na babaan oo tangalin ang interest o kaya habaan ang taon ng pagbayad...

PogingNoypi · January 2015

ganoon na nga ang mangyayari, makikipag areglo nalang ako sa kanila...sana pumayag na babaan oo tangalin ang interest o kaya habaan ang taon ng pagbayad...

Hi. My wife works at an Australian bank. They can negotiate the terms and interest. Just tell them your situation and they will help you out.
Good luck.

fresvinog · February 2016

Hi Mga Kababayan,

May nagpapautang ba na company sa mga expat dito sa Brisbane?

lauritoedward · February 2016

Hindi ko lang sigurado kung magpapautang sila kapag expat ka.. nabasa ko rin sa kabila mong thread yung pag ask mo sa payday loan... Actually pwede ka mangutang sa mga kaibaigang mung australian tapos pautangin mo sila sa mga payday loans yung parang ganto https://www.swooshfinance.com.au/ tapos sabihin mo sa kanila ka na lang magbabayad..... Panigurado naman may mga kaibigan ka na jan..... Yung example ko sakto yan sa location mo.. sa brisbane din yan.... Ingat kabayan....