Maaaprove ba ang hhousing ko if I have a bad credit in phils?

Shinyshan

Hi guys,
May outstanding credit card due ako sa Pinas? Masisilip ba yun pag nag.apply ako ng loan dito sa australia?
and another question, yung credit card is past due na at na collecting agent na sya, kung magbabayd ako sa bank ba o sa agent na? pag nafully paid na ba macleaclear na and name ko?

Envy

i've worked in Credit industry in phils before.

if you paid full amount, your name will not be cleared. you need to wait for 2 years to have a clean credit history.
Credit check in general is done on a 2 year period unless there are not enough details to come up with a decision.

Your credit history in Phils will not be looked into unless your bank is a global brand

Shinyshan

Thank you Envy.. Very helpful!

HerbWard

Deleted

HerbWard

Hello,
I have a similar question. I would like to find a place to live in Sydney. In a few months I will be moving there from US. I need to do so because of my work. I can make more money there and I really want to experience living somewhere else again. My question is about the bad credibility that I have. I had many problems to find apartments in the past because of that. The landlords used to check my credibility using service similar to this one . My question is whether the landlords in Australia also do the credit checks. Should I be worried? What can I expect? What steps do the landlords take when it comes to renting their property? I really need some advice guys. I moving to Sydney soon and have no clue what to do if I do not find place to stay. I will have probably serious problems in work. I hope you can help me and have some good news for me. Thanks for every comment.