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Comments

  • dantz15dantz15 Sydney
    Posts: 387Member
    Joined: Apr 29, 2014
    @TasBurrfoot ah nice. thanks. Since start default lang yung sakin. How about yung insurance inside super, do you think it's better? Then just do a salary sacrifice to pay for those.

    261313 Software Engineer

    12 Sep 2014 - Completed Docs for ACS Assesment
    15 Sep 2014 - Submitted Docs to ACS
    22 Sep 2014 - AQF Diploma (deducted 5 yrs exp)
    07 Feb 2015 - IELTS IDP SG (L:8.0 R:8.0 W:6.5 S:6.5)
    23 Feb 2015 - Paid for Remarking
    28 Feb 2015 - IELTS IDP SG (L:9.0 R:8.5 W:6.5 S:7.0)
    16 Mar 2015 - Paid for Remarking again =(
    27 Mar 2015 - 1st Remarking result (unchanged)
    07 Apr 2015 - Booked another IELTS exam
    09 Apr 2015 - 2nd Remarking result (W:6.5 -> 7.0, S:7.0 -> 7.5)
    Finally!!
    15 Apr 2015 - EOI Submitted (189 - 60 points)
    13 May 2015 - Will Receive Invitation (BIL! BIL!) - Nothing happened here
    09 Jun 2015 - Modified EOI to include 190-NSW (65pts)
    18 Jun 2015 - ITA for NSW Nomination
    19 Jun 2015 - Paid NSW Nomination App Fee
    22 Jun 2015 - ITA for Visa, NSW Nomination Approved
    26 Jun 2015 - LODGED
    26 Jun 2015 - CTC and Uploaded all Docs
    28 Jun 2015 - Upload photos
    29 Jun 2015 - Applied SG COC
    01 Jul 2015 - Medical done, son's medical uploaded
    03 Jul 2015 - Claim SG COC, CTC and Upload remaining Docs
    03 Jul 2015 - Wife Medical Uploaded
    04 Jul 2015 - My Medical Uploaded
    19 Aug 2015 - Direct Grant!!! Basta Ikaw Lord! (IED: 03 Jul 2016)
    20 Aug 2015 - Job hunting begins
    30 Aug 2015 - Initial Entry (alone)
    21 Oct 2015 - First day! BIL! :)

  • TasBurrfootTasBurrfoot Osaka
    Posts: 4,336Member
    Joined: Feb 24, 2011
    dantz15 said:

    @TasBurrfoot ah nice. thanks. Since start default lang yung sakin. How about yung insurance inside super, do you think it's better? Then just do a salary sacrifice to pay for those.

    you can do whatever you want actually as long as you have a grasp of what is your insurance needs based on your current lifestyle. i just had my stayed in default, malaki naman din kahit papaano...

    and yeah, I do salary sacrifice... need to catch up kasi i started late na sa superannuation game! :)

    Primary Applicant: Wife
    Accountant (General): 221111

    04 Aug 2012 - IELTS (Academic Module)
    07 Aug 2012 - IELTS (Academic Module) Speaking Part
    17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
    24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
    25 Sep 2012 - Received +Skills Assessment from CPAA
    25 Sep 2012 - Lodged EOI Application with 70pts
    30 Sep 2012 - Invited by DIAC to apply for 189 Visa
    01 Oct 2012 - Submitted 189 Visa Application
    20 Oct 2012 - Medical Examinations
    23 Oct 2012 - CO Assigned; Team 7 - SA
    05 Nov 2012 - Submitted SG PCC and NBI Clearance
    06 Nov 2012 - Visa Granted (IED: 23/10/2013)
    03 Apr 2013 - Flight to MEL
    03 Jun 2013 - started work
    12 Jun 2013 - wife started work
    15 Jun 2016 - applied for citizenship
    29 Jul 2016 - citizenship examination
    20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!

  • koykoykoykoy Adelaide
    Posts: 110Member
    Joined: Sep 14, 2014
    Hi @TasBurrfoot! By default na ba may kasamang life insurance ang super? And would the life insurance with super be more adviseable than getting a separate one? Saka 10% ba ang minimum na pwedeng salary sacrifice? TIA ☺️

    07 April 2014 Vetassess submission
    28 July 2014 Vetassess results: positive
    9 Sept 2014 IELTS
    01 Nov 2014 IELTS take 2
    19 Nov 2014 EOI and SS submission
    28 Nov 2014 SA sponsorship granted
    20 Jan 2015 Lodged visa
    12 Feb 2015 SG PCC appointment, upload other docs
    18 Feb 2015 CO allocated, asked for other docs
    05 Mar 2015 SG PCC release
    10 Mar 2015. Medicals done
    13 Mar 2015 Medicals uploaded (according to the clinics)
    25 Mar 2015 NBI clearance released
    31 Mar 2015 NBI uploaded to immi
    2 July 2015 Visa grant. That in all things, God may be glorified!
    Jan 2016 Initial Entry
    July 2016 Big Move

  • TasBurrfootTasBurrfoot Osaka
    Posts: 4,336Member
    Joined: Feb 24, 2011
    koykoy said:

    Hi @TasBurrfoot! By default na ba may kasamang life insurance ang super? And would the life insurance with super be more adviseable than getting a separate one? Saka 10% ba ang minimum na pwedeng salary sacrifice? TIA ☺️

    yeah i think all major Superannuation provide a default insurance... and mas mura ata insurance within the super fund.

    nope, whatever amount you can afford is the minimum na pwede mo i-salary sacrifice for super...

    Primary Applicant: Wife
    Accountant (General): 221111

    04 Aug 2012 - IELTS (Academic Module)
    07 Aug 2012 - IELTS (Academic Module) Speaking Part
    17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
    24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
    25 Sep 2012 - Received +Skills Assessment from CPAA
    25 Sep 2012 - Lodged EOI Application with 70pts
    30 Sep 2012 - Invited by DIAC to apply for 189 Visa
    01 Oct 2012 - Submitted 189 Visa Application
    20 Oct 2012 - Medical Examinations
    23 Oct 2012 - CO Assigned; Team 7 - SA
    05 Nov 2012 - Submitted SG PCC and NBI Clearance
    06 Nov 2012 - Visa Granted (IED: 23/10/2013)
    03 Apr 2013 - Flight to MEL
    03 Jun 2013 - started work
    12 Jun 2013 - wife started work
    15 Jun 2016 - applied for citizenship
    29 Jul 2016 - citizenship examination
    20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!

  • TasBurrfootTasBurrfoot Osaka
    Posts: 4,336Member
    Joined: Feb 24, 2011

    Primary Applicant: Wife
    Accountant (General): 221111

    04 Aug 2012 - IELTS (Academic Module)
    07 Aug 2012 - IELTS (Academic Module) Speaking Part
    17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
    24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
    25 Sep 2012 - Received +Skills Assessment from CPAA
    25 Sep 2012 - Lodged EOI Application with 70pts
    30 Sep 2012 - Invited by DIAC to apply for 189 Visa
    01 Oct 2012 - Submitted 189 Visa Application
    20 Oct 2012 - Medical Examinations
    23 Oct 2012 - CO Assigned; Team 7 - SA
    05 Nov 2012 - Submitted SG PCC and NBI Clearance
    06 Nov 2012 - Visa Granted (IED: 23/10/2013)
    03 Apr 2013 - Flight to MEL
    03 Jun 2013 - started work
    12 Jun 2013 - wife started work
    15 Jun 2016 - applied for citizenship
    29 Jul 2016 - citizenship examination
    20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!

  • TasBurrfootTasBurrfoot Osaka
    Posts: 4,336Member
    Joined: Feb 24, 2011
    In light of the Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry; it really pays to know how your Super Fund has been doing the past few years... :)

    Primary Applicant: Wife
    Accountant (General): 221111

    04 Aug 2012 - IELTS (Academic Module)
    07 Aug 2012 - IELTS (Academic Module) Speaking Part
    17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
    24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
    25 Sep 2012 - Received +Skills Assessment from CPAA
    25 Sep 2012 - Lodged EOI Application with 70pts
    30 Sep 2012 - Invited by DIAC to apply for 189 Visa
    01 Oct 2012 - Submitted 189 Visa Application
    20 Oct 2012 - Medical Examinations
    23 Oct 2012 - CO Assigned; Team 7 - SA
    05 Nov 2012 - Submitted SG PCC and NBI Clearance
    06 Nov 2012 - Visa Granted (IED: 23/10/2013)
    03 Apr 2013 - Flight to MEL
    03 Jun 2013 - started work
    12 Jun 2013 - wife started work
    15 Jun 2016 - applied for citizenship
    29 Jul 2016 - citizenship examination
    20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!

  • batmanbatman Darwin Australia
    Posts: 3,520Member, Moderator
    Joined: Oct 04, 2011
    @TasBurrfoot ano super mo, yung company ko ANZ ang kinuha. Pero may option ang employees to nominate a different one. Host plus yung kinuha ko. Sa nabasa ko ok nmn review, though it was not a thorough research.

    221213 External Auditor|489 - 70pts - SS NT
    21|07|16 - Applied CPAA membership assessment
    31|07|16 - PTE-A L|S|W|R (73|79|78|77)
    01|08|16 - Submitted CPAA migration assessment
    20|09|17 - EOI 190 - NT (delayed due to show money req.)
    - collating requirements for NT SS application
    18|10|17 - Submitted NT SS application (praying for + result)
    24|04|18 - 190 not successful,
    - was offered 489 instead and accepted the offer
    - engaged with visa consort agency for visa application submission.
    26|04|18 - Invited to apply for SS visa 489 - Northern Territory
    02|05|18 - PCC processing
    20|05|18 - Medical
    06|06|18 - Visa payment
    15|09|18 - happy na birthday pa, visa grant pa.. TYL
    09|02|19 - Big move
    11|02|19 - First job interview
    12|02|19 - Received a job offer
    13|02|19 - Accepted job offer
    13|08|19 - Accepted a new job offer - new employer
    16|10|20 - Started new job - a better opportunity
    01|01|21 - Started CPA Australia qualification
    10|02|21 - Lodged 887 visa application
    June 2021 - First CPA subject passed
    Nov 2021 - 2nd CPA Subject passed
    June 2022 - 3rd and 4th CPA subject passed
    Nov 2022 - 5th subject passed (failed the other one)
    Feb 2023 - PR visa granted
    June 2023 - Officially a CPA Australia member.
    July 2023 - Purchased a land where to build our home

  • TasBurrfootTasBurrfoot Osaka
    Posts: 4,336Member
    Joined: Feb 24, 2011
    batman said:

    @TasBurrfoot ano super mo, yung company ko ANZ ang kinuha. Pero may option ang employees to nominate a different one. Host plus yung kinuha ko. Sa nabasa ko ok nmn review, though it was not a thorough research.

    HostPlus is ok - Industry Fund kaya ayus!

    When I did research, Hostplus was a comfortable league leader in the balanced fund return the past 1, 3 & 7 years... Hahahah!! :)

    https://www.canstar.com.au/superannuation/top-performing-super-funds-rated-canstar/

    I am with AustralianSuper; three in the said league table. Heheheh!!

    Primary Applicant: Wife
    Accountant (General): 221111

    04 Aug 2012 - IELTS (Academic Module)
    07 Aug 2012 - IELTS (Academic Module) Speaking Part
    17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
    24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
    25 Sep 2012 - Received +Skills Assessment from CPAA
    25 Sep 2012 - Lodged EOI Application with 70pts
    30 Sep 2012 - Invited by DIAC to apply for 189 Visa
    01 Oct 2012 - Submitted 189 Visa Application
    20 Oct 2012 - Medical Examinations
    23 Oct 2012 - CO Assigned; Team 7 - SA
    05 Nov 2012 - Submitted SG PCC and NBI Clearance
    06 Nov 2012 - Visa Granted (IED: 23/10/2013)
    03 Apr 2013 - Flight to MEL
    03 Jun 2013 - started work
    12 Jun 2013 - wife started work
    15 Jun 2016 - applied for citizenship
    29 Jul 2016 - citizenship examination
    20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!

  • Enzeru08Enzeru08 Hoabart, Tasmania
    Posts: 61Member
    Joined: Oct 23, 2017
    Hi guys...magstart palng ako s work and pinapipili ako ng superannuation.... any suggestions po... and bago plang skin ung super kaya kpg ngbabasa basa ako prang naooverwhelm ako... malaking tulong po skin any suggestion..thanks
  • dantz15dantz15 Sydney
    Posts: 387Member
    Joined: Apr 29, 2014
    @Enzeru08
    1. hostplus
    2. australiansuper

    261313 Software Engineer

    12 Sep 2014 - Completed Docs for ACS Assesment
    15 Sep 2014 - Submitted Docs to ACS
    22 Sep 2014 - AQF Diploma (deducted 5 yrs exp)
    07 Feb 2015 - IELTS IDP SG (L:8.0 R:8.0 W:6.5 S:6.5)
    23 Feb 2015 - Paid for Remarking
    28 Feb 2015 - IELTS IDP SG (L:9.0 R:8.5 W:6.5 S:7.0)
    16 Mar 2015 - Paid for Remarking again =(
    27 Mar 2015 - 1st Remarking result (unchanged)
    07 Apr 2015 - Booked another IELTS exam
    09 Apr 2015 - 2nd Remarking result (W:6.5 -> 7.0, S:7.0 -> 7.5)
    Finally!!
    15 Apr 2015 - EOI Submitted (189 - 60 points)
    13 May 2015 - Will Receive Invitation (BIL! BIL!) - Nothing happened here
    09 Jun 2015 - Modified EOI to include 190-NSW (65pts)
    18 Jun 2015 - ITA for NSW Nomination
    19 Jun 2015 - Paid NSW Nomination App Fee
    22 Jun 2015 - ITA for Visa, NSW Nomination Approved
    26 Jun 2015 - LODGED
    26 Jun 2015 - CTC and Uploaded all Docs
    28 Jun 2015 - Upload photos
    29 Jun 2015 - Applied SG COC
    01 Jul 2015 - Medical done, son's medical uploaded
    03 Jul 2015 - Claim SG COC, CTC and Upload remaining Docs
    03 Jul 2015 - Wife Medical Uploaded
    04 Jul 2015 - My Medical Uploaded
    19 Aug 2015 - Direct Grant!!! Basta Ikaw Lord! (IED: 03 Jul 2016)
    20 Aug 2015 - Job hunting begins
    30 Aug 2015 - Initial Entry (alone)
    21 Oct 2015 - First day! BIL! :)

  • juliatheambitiousouljuliatheambitiousoul Posts: 52Member
    Joined: Mar 14, 2019
    @Enzeru08 check this link https://www.canstar.com.au/superannuation/ to compare funds, fees etc.

    We chose Australian Super too because as to performance, it is always in the top 5, good reviews so far and cheaper fees compared to Hostplus. We opted out for the insurance to avoid additional fees and hopefully it is a right decision.
  • just.anotherguyjust.anotherguy Singapore
    Posts: 215Member
    Joined: Feb 01, 2018

    Any thoughts about AMP? Yun po kasi ang preferred super nung employer ko.. Um-oo na lang muna ako, kasi pwede naman daw lumipat ng iba kung gusto (hindi ko din pa alam kung paano hehe)

    FB group: Pinoy AU Adelaide
    FB group: From Singapore to Adelaide
    FB group: Pinoy IT Adelaide

    263112 Network Administrator
    (Age-30pts, English-20pts, Education-15pts)

    06/Feb/2018 : 1st PTE: L-77;R-90;S-90;W-79
    13/Mar/2018 : Notarized docs in a SG lawfirm
    16/Mar/2018 : ACS assessment submitted
    02/May/2018 : ACS result positive
    10/May/2018 : 2nd PTE: L-90;R-88;S-90;W-87
    20/May/2018 : Submitted EOI
    25/May/2018 : Submitted SA state sponsorship (visa 489)
    13/Jun/2018 : Generated HAP ID for Medical
    16/Jun/2018 : Wife's Medical @ Nationwide Makati
    18/Jun/2018 : NBI Clearance
    05/Jul/2018 : My Medical @ SG AMK SATA
    25/Jul/2018 : ITA Received!! Thank You Lord!
    01/Aug/2018 : SG Police Clearance
    22/Aug/2018 : Visa lodged. Frontloaded all documents
    waiting game.....
    14/Dec/2018 : Granted!! Thankful for all the members in this forum.

  • agentKamsagentKams Toowoomba
    Posts: 861Member
    Joined: Apr 25, 2014

    @just.anotherguy said:

    Any thoughts about AMP? Yun po kasi ang preferred super nung employer ko.. Um-oo na lang muna ako, kasi pwede naman daw lumipat ng iba kung gusto (hindi ko din pa alam kung paano hehe)

    regarding sa paglipat, all can be done online. :) you can sign up on any super you want online and transfer from one to another na parang bank transfer iyong process.

    Timeline: Student Visa Subclass 573 (Masters)
    06 July 2015: Visa Grant
    April 2018: Uni Graduation

    Timeline: Permanent Visa (189) Accountant 221111
    18 April 2018: ITA received - Visa 189
    04 May 2018 : Lodged Visa Application - Visa 189
    29 Aug 2018 - First CO Contact - PCC Qatar (partner)
    9 Jan 2019 - 2nd CO Contact - penal waiver
    18 Jan 2019 - Updated immiaccount with penal waiver
    29 Jan 2019 - Forwarded PCC to gsm.allocated email
    8 Feb 2019 - Visa Grant - Finally!!

    Timeline: Citizenship
    July 2020: Application lodgment
    May 2021: Citizenship Exam
    Feb 2022: Oi! Oi! Oi! Aussie na din sa wakas!

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