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best car insurance provider? and buying a 2nd hand car with Philippine license help

Hi guys just wanted to ask ano ba yung pinaka-okay na car insurance provider. I was looking at RACQ but still not decided.

And lahat ba kayo pinapabayad ng dagdag na bayad for
"Inexperienced driver excess"
- Driver is 25 years old or more and has held an Australian license for less than 2 years.

Wala namang issue if I'm using a Philippine license diba? As long as wala pang 3 months from arriving in Brisbane?

Salamat in advance sa info =)

Comments

  • MarieMarie Queensland
    Posts: 42Member
    Joined: Jul 07, 2012
    @birdsfromspace,
    shop around the internet, i think mas mababa ang premium sa coles insurance, they have car and other types of insurance, try browsing sa webpage nila.
    even if u have an australian license, i think may excess payment na babayaran, depende ung amount sa insurer, starts from 500 up..un lng ang pagkaka alam ko...and if u have an AU license, y still use PHP license..may I ask what type of visa do u hold, kung PR ka na, u need to have that license after 3 months of stay...hope this help

    and are u planning of buying a 2nd hand car? i'm selling one of our vehicle, seldom being used at this time, 2008 toyota aurion ATX, +107K odometer reading...V6 3.5L bluish silver colour, good running condition, properly maintained,
  • JCsantosJCsantos Sydney
    Posts: 1,416Member, Moderator
    Joined: Jan 11, 2011
    You could never go wrong with NRMA, but they are not cheap

    Google for Everything !!!

  • birdsfromspacebirdsfromspace Sydney
    Posts: 5Member
    Joined: Sep 01, 2014
    Hey guys salamat sa info. Ended up going with RACQ dahil sa roadside service nila.

    Still using a Philippine license cause I'm not comfortable taking the tests just yet. Pero actual driving dito ok lang haha
  • clickbuddy2009clickbuddy2009 Sydney
    Posts: 550Member
    Joined: Jun 07, 2012
    Same question din ako. Mas ok ba kung i-avail din yung mga excess na tinatawag? Dko pa kasi maintindihan kung ano ung mga un. I thought, kapag kumuha ka ng comprehensive insurance, you're good to go na.

    Nominated Occupation - (312211)

    01 July 2013 - Vetassess assessment Online
    02 July 2013 - Documents sent thru SingPost
    09 July 2013 - Initial documents received by Vetassess
    27 July 2013 - IELTS (General) IDP Singapore
    09 Oct 2013 - Skills Assessment Outcome: POSITIVE
    - Qualifications: Comparable to AU Bachelor Degree
    29 Oct 2013 - Lodged EOI / v190 SS WA
    30 Oct 2013 - Initial Contact
    31 Oct 2013 - Invited to apply ss (WA)
    05 Nov 2013 - Submitted SS application
    10 Dec 2013 - Received SS approval
    10 Dec 2013 - Received invitation to lodge 190 visa
    24 Dec 2013 - Lodged Visa 190
    07 Jan 2014 - Applied SG PCoC (Releasing- 28Jan '14)
    20 Jan 2014 - Medicals @ St. Lukes BGC
    24 Jan 2014 - Uploaded NBI Clearance
    - Medicals cleared for me and baby (Pending Wife's health check up's results)
    28 Jan 2014 - SG PCoC Uploaded
    06 Feb 2014 - Wife's medical cleared
    21 Feb 2014 - VISA GRANTED - DIRECT GRANT (GSM Brisbane Team 34)
    20 Jan 2015 - IED Requirement
    Mar 2014 - Arrived in Perth WA

    "While I'm waiting I will serve You
    While I'm waiting I will worship
    While I'm waiting I will not faint
    I'll be running the race even while I wait"

  • JCsantosJCsantos Sydney
    Posts: 1,416Member, Moderator
    Joined: Jan 11, 2011
    Same question din ako. Mas ok ba kung i-avail din yung mga excess na tinatawag? Dko pa kasi maintindihan kung ano ung mga un. I thought, kapag kumuha ka ng comprehensive insurance, you're good to go na.
    Excess sa insurance?

    Google for Everything !!!

  • clickbuddy2009clickbuddy2009 Sydney
    Posts: 550Member
    Joined: Jun 07, 2012
    edited October 2014
    Yes @JCsantos, ok na mate. Naipaliwanag na rin sakin kung para saan yan. Nakakuha na rin ako sa Allianz.

    Nominated Occupation - (312211)

    01 July 2013 - Vetassess assessment Online
    02 July 2013 - Documents sent thru SingPost
    09 July 2013 - Initial documents received by Vetassess
    27 July 2013 - IELTS (General) IDP Singapore
    09 Oct 2013 - Skills Assessment Outcome: POSITIVE
    - Qualifications: Comparable to AU Bachelor Degree
    29 Oct 2013 - Lodged EOI / v190 SS WA
    30 Oct 2013 - Initial Contact
    31 Oct 2013 - Invited to apply ss (WA)
    05 Nov 2013 - Submitted SS application
    10 Dec 2013 - Received SS approval
    10 Dec 2013 - Received invitation to lodge 190 visa
    24 Dec 2013 - Lodged Visa 190
    07 Jan 2014 - Applied SG PCoC (Releasing- 28Jan '14)
    20 Jan 2014 - Medicals @ St. Lukes BGC
    24 Jan 2014 - Uploaded NBI Clearance
    - Medicals cleared for me and baby (Pending Wife's health check up's results)
    28 Jan 2014 - SG PCoC Uploaded
    06 Feb 2014 - Wife's medical cleared
    21 Feb 2014 - VISA GRANTED - DIRECT GRANT (GSM Brisbane Team 34)
    20 Jan 2015 - IED Requirement
    Mar 2014 - Arrived in Perth WA

    "While I'm waiting I will serve You
    While I'm waiting I will worship
    While I'm waiting I will not faint
    I'll be running the race even while I wait"

  • RuCheRuChe Melbourne
    Posts: 100Member
    Joined: Jun 25, 2013
    Patanong lang, for brand new cars, talaga bang nasa $90 ang insurance per month? Me nabasa kase ako dito na $45 per month lang binabayaran nya. San kayang insurance company yun? :)
  • kremitzkremitz North Ryde
    Posts: 1,074Member
    Joined: Apr 17, 2013
    Naks bili kna ng new car @ruche?hehe

    Occupation: Software Engineer (ANZSCO Code 261313)
    Main applicant : Husband
    April 29, 2013 : ACS Skills assessment
    July 22, 2013 : ACS assessment result
    January 3, 2014: IELTS Result (Take 1 L-8,W,R,S-7)
    January 12, 2013: Lodged EOI (65points)
    January 13, 2013: Invited to apply for visa 189
    February 9, 2014: Lodged visa
    March 1, 2014: Medicals at NHSI
    March 6: email from CO requesting form 80 and hubby's NBI Clearance
    March 25, 2014: visa grant. Thank you lord
    June 8,2014: Hubby arrived in Sydney
    Sept 11,2014: Hubby's first day of work. Thank you Lord!
    Feb 7, 2015 : Baby and I arrived in Sydney
    April 13, 2015: My first day of work :)

  • RuCheRuChe Melbourne
    Posts: 100Member
    Joined: Jun 25, 2013
    edited November 2014
    Naku, kelangan na kase talaga sis kremitz. Napilitan lang. Kumuha kase ng certificate si hubby sa aged care and kelangan nya pumasok ng maaga. Male-late sha pag nagcommute sha kase 6am pa ang first trip ng bus sa min.
  • kremitzkremitz North Ryde
    Posts: 1,074Member
    Joined: Apr 17, 2013
    Grabe ang aga ah sis @ruche

    Occupation: Software Engineer (ANZSCO Code 261313)
    Main applicant : Husband
    April 29, 2013 : ACS Skills assessment
    July 22, 2013 : ACS assessment result
    January 3, 2014: IELTS Result (Take 1 L-8,W,R,S-7)
    January 12, 2013: Lodged EOI (65points)
    January 13, 2013: Invited to apply for visa 189
    February 9, 2014: Lodged visa
    March 1, 2014: Medicals at NHSI
    March 6: email from CO requesting form 80 and hubby's NBI Clearance
    March 25, 2014: visa grant. Thank you lord
    June 8,2014: Hubby arrived in Sydney
    Sept 11,2014: Hubby's first day of work. Thank you Lord!
    Feb 7, 2015 : Baby and I arrived in Sydney
    April 13, 2015: My first day of work :)

  • JCsantosJCsantos Sydney
    Posts: 1,416Member, Moderator
    Joined: Jan 11, 2011
    Patanong lang, for brand new cars, talaga bang nasa $90 ang insurance per month? Me nabasa kase ako dito na $45 per month lang binabayaran nya. San kayang insurance company yun? :)
    try progressiveonline.com.au, they are cheap but they have some limitations

    Google for Everything !!!

  • RuCheRuChe Melbourne
    Posts: 100Member
    Joined: Jun 25, 2013
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