Experience in Buying Cars in Australia

muffles127 · October 2014

@clickbuddy2009 i cant comment dun sa pagcancel mo sa add ons pero baka naman pwede pa. Siguro best to call them or visit them tom

pero dun sa pag avail ng different financing institution for your loan, yan pwede mo pa machange kse ndi pa naman naaapprove tsaka nangyari din yan dati sa husband ko masyadong mataas yung interest ng in house financing so i told him to look for other options nung nakakita siya ng lower interest rate tinawagan niya yung dealer to tell them na di na niya iaavail yung in house pero nakipagbargain kse saknya yung dealer so what they did is to lower pa yung rate compared dun sa nakita niya. So try to look for other financing tapos sabihin mo yun baka ilower pa nila

pangrom0529 · October 2014

@clickbuddy2009 sa tingin ko pwede mo pa ipacancel ung add ons, esp kung wala pa naman "actual delivery" ng add ons. like kung nde pa naman nailagay ung tints, etc. generally, covered ng cooling off period lahat ng contracts na executed sa australia. though iba iba ang period per state. best to go to them tomorrow and talk directly to the manager.also if you have a copy of the contract, look for the t&c re cooling off pd kung meron.

JCsantos · October 2014

I guess you can cancel the add ons, for the contract it has a 7 days cooling off period , it means if you change your mind you can cancel the contract but you cannot refund the deposit, google your rights as a buyer

JCsantos · October 2014

My advice be honest when you talk to them ,

clickbuddy2009 · October 2014

Maraming salamat po sa advice, Unfortunately, walang cooling off period when it comes to buying cars here in WA.

moonwitchbleu · October 2014

Ano2 nga pala ang mga requirements sa pagloan ng sasakyan? Mabilis lang ba ang approval? Gusto ko na sanang ayusin lahat ng requirements para makapagtingin2 na rin ng sasakyan. Magpapasama na lang ako sa mga kaibigan dito.

payslips, driver's license (learner's license lang cga nun) and A$500 deposit yata yun. nung kinuha na namin ang car binalik naman ang amount. nag apply kami on a saturday na approve cya monday agad

moonwitchbleu · October 2014

@moonwitchbleu fir how many months nyong babayaran yun sis?

5 years to pay pinili namin, although pwde naman din 3 years lang. sa amin kasi since isa pa lang working ayaw namin na mabigat masyado ang payables, but we made sure also na ang pinili namin na car eh road worthy pa din within the next 5 years nga

moonwitchbleu · October 2014

kung may budget na around 14-16k, better pa rin ba ang mga 2nd hand like yun nabili mo na 2010 outlander than buying a brand new na hatchback? kase i've seen prices ng HB (e.g. hyundai i20, suzuki, and other similar class) around 14-16k bnew na.

dati plan namin is a mazda 3 hatch bnew kasi nga hindi kami marunong tumingin and umayos ng kotse, pero naliitan kami and preferred ko talaga ang suv kasi mas safe naman and mas ok since may baby kami and marami kaming dala2x gamit everytime aalis, like pram which im not sure kakasya ba with groceries pa. so far wala pa talagang nagi problema kahit isa sa outlander namin pati makina hindi pa maingay. gasgas lng sa garage since bagong driver si hubby, hindi cya marunong mag drive before kami dumating sa aussie, so it's a gokd decision for us. another thing is if less 5 years ang kotse no need to get a pink slip when renewing the rego so less gasto din. pero it's really up to u, iba2x kasi preference ng mga tao dba, sabi nga ng iba less hasssle din daw talaga ang bnew, sure ka pa na maganda and walang maraming additional fees. ang importante naman is ok for u ang babayaran and maayos ang sasakyan.

i attached a photo of our regla

moonwitchbleu · October 2014

@moonwitchbleu

Ilan years nyo babayaran yan and how much interest? Kung may work na nga naman dito, magaan ang 400-500 per month. Mabigat talaga yung rent.

i agree, sobrang bigat ng rent. kung madali nga lang kumuha nang bahay kukuha na ako agad kesa naman sa rent lng mapunta dba? anyway, parang 11% yata interest and its 5 yrs to pay. 300 monthly namin pero dahil nga sa insurance 400 binabayaran namin, nrma din kasi insurance namin.

rams · October 2014

@clickbuddy2009, aling model nung xtrail kinuha mo saka magkano driveaway price nya (without the add ons)? mukhang maganda yung white.. 7 seater..

clickbuddy2009 · October 2014

Hi @rams, 2013 Nissan Xtrail T31 4D wagon 4x4 yung akin. Ung offer dun mismo sa Nissan dealer ay $24k pero nababaan ko ng $21k. Silver yung nakuha ko, mas gusto ko sana ang black kaso bihira lang makakita nyan kasi hindi basta2 nile-let go ang black. Kung meron man matyempo na binibenta, medyo mahal naman ang presyo.

Excited nko magmodify ng exxy ko. Hahaha.. Ganda nung roof rail with lights. Lapit na ang camping season, let's go down south in Albany.

rams · October 2014

@clickbuddy2009, ah yung previous gen pala nakuha mo. ang mura ah.. 4x4 pa.. yung 2014 model kasi pinakamababa mga ~30k driveaway yata discounted na..
ayos yan malaki boot space tamang tama sa camping hehehe. yung 2014 model chinecheck ko, nagscout pa lang haha. wala pa ko sa au eh next year pa..

vhoythoy · October 2014

Hi @rams, 2013 Nissan Xtrail T31 4D wagon 4x4 yung akin. Ung offer dun mismo sa Nissan dealer ay $24k pero nababaan ko ng $21k. Silver yung nakuha ko, mas gusto ko sana ang black kaso bihira lang makakita nyan kasi hindi basta2 nile-let go ang black. Kung meron man matyempo na binibenta, medyo mahal naman ang presyo.

Excited nko magmodify ng exxy ko. Hahaha.. Ganda nung roof rail with lights. Lapit na ang camping season, let's go down south in Albany.

Mukhang settled na settled ka na talaga sa Perth. Ayos, yan tsikot mo hehe. Ako aral muna mag drive then soon car hunting na din, excited na.

clickbuddy2009 · October 2014

@clickbuddy2009, ah yung previous gen pala nakuha mo. ang mura ah.. 4x4 pa.. yung 2014 model kasi pinakamababa mga ~30k driveaway yata discounted na..
ayos yan malaki boot space tamang tama sa camping hehehe. yung 2014 model chinecheck ko, nagscout pa lang haha. wala pa ko sa au eh next year pa..

2014 model di pa ata ako nakakakita ng mas mababa sa 33k drive away. Kelan ba punta mo ng AU? Bili ka around May-July, mas mura ang mga sasakyan.

clickbuddy2009 · October 2014

@vhoythoy, madali lang magaral ng pagddrive, kayang kaya mo yan.

Medyo nakapagadjust na nga kami dito, nageenjoy na rin kahit papano lalo na ngayong may sasakyan na. Madali na kami nakakagala kung san man namin gusto pumunta.

dhey_almighty · October 2014

@clickbuddy2009 pre, cash mo kinuha ung auto mo?! or Loan? ano terms? at magkano weekly? atsaka if ever loan, ano requirements?! :-)

clickbuddy2009 · October 2014

Car loan @dhey_almighty. Pinakita ko lang employment contract ko. Mabilis llang approval.

Almost $600 din monthly ko kasama na yung insurance na $70 per month.

rams · October 2014

@clickbuddy2009, sa whirlpool forum may mga nakita ako nanakuha daw sila 2014 xtrail ~30k driveaway.

sa april pa naman punta ko..

clickbuddy2009 · November 2014

@rams, ok yan kung may mga 30k driveaway ka nang makita. Pero just make sure na before ka pipirma, cguraduhin mo munang walang mga additional fees. Normally mauuna kang pipirma ng contract to purchase. In Western Australia, walang cooling off period so be very careful sa mga ganitong contract signing. Next, after 1-2days saka ka pa lang pipirma ng financing. Dito may mga additional cost pa lalo na kung car loan kc may admin fees at financing insurance pa yan at kung ano ano pa. Aabot din yan additional cost ng around $3000+ at ipapatong yan sa car loan mo, meaning kasama sa interest.

Mas maganda kung may kasama kang mas nakakaalam sa mga diskarte sa ganung transaction dito sa Australia. Magooffer din yan ng car insurance ang mga dealer. Pero external pa rin un like Allianz or RAC. May discount sa RAC kung online ka lang kukuha ng insurance.

markier87 · November 2014

Car loan @dhey_almighty. Pinakita ko lang employment contract ko. Mabilis llang approval.
Almost $600 din monthly ko kasama na yung insurance na $70 per month.

Pwede bang malaman anong company/financing institution to? Salamat

clickbuddy2009 · November 2014

@markier87, doon na mismo sa Nissan dealer ako kumuha ng financing. Tinapatan naman nila yung lowest na inooffer ng commbank.

dhey_almighty · November 2014

@clickbuddy2009 bossing, sa ibang car dealer kaya, meron? type ko kase honda crv... :-)

clickbuddy2009 · November 2014

@dhey_almighty, lahat naman ata ng car dealers meron in house financing. Mas maganda magbasa ka muna ng mga reviews ng car dealers na pupuntahan mo para magkaidea ka kung may pangit na mga reviews

dhey_almighty · November 2014

@clickbuddy2009 any suggestion sq mga car dealers?! :-)

atchino · November 2014

Ano po ba yung rego, on road costs, and goverment charges?pag tumingin ka kc sa mga used car excluding on road costs nkalagay eh. Bihira yung drive away. So sa mga price na nkapost, mga how much pa dun iadd mo for on road costs?

Possible on road cost:

- Dealer Delivery Charges.
- CTP or compulsory third party insurance.
- Registration / rego
- Stamp Duty.
- Luxury Car Tax (LCT).

how much? - depends on a lot of variables. Depende sa kotse / dealer / insurnace provider

kremitz · November 2014

Thanks @atchino

gmad06 · November 2014

just brought my first car home...sarap magdrive!

gmad06 · November 2014

attach ko yung pic

kenshusei · November 2014

@gmad06 congrats on your pretty ride! care to share your story/ buying experience. how much does it cost? insurance?

gmad06 · November 2014

Sure. Like most of the forumers here I am inexperienced here when it comes to cars,
but with some research and help from friends medyo naging ok naman.
TIPS before pumunta sa caryard
1) Know which car fits your usage, try to max out at 3 and stick to that
2) Know the normal price range, don't be happy if u see smthing really cheap
they are not fools to simply bargain. baka may history yung car
3) Decide whether thru finance or cash yung payment
4) Research on what to inspect for used cars- tyres,bumpers,paints,safety,RWC,steering
But if you could just bring a mechanic
5) maskonti paperworks if full licensed ka

My experience:
1) dalawa lng yung tinitingnan ko CRV at Kluger
2) I bought my car from the fifth yard I visited on the day na mismo ako nagcommit
providing ma approve ako ng finance..
3) Sa HONDA mismo ako kumuha as most of my friends and even taxi drivers recommend
not to get from just any licensed car dealers.
4) I was quoted 15K which is within range sa normal price.
5) pinili ko sila dahil dun na approv yung finance ko at 7.9% binigay nila na annual. di kasali
madali mag apply ng finance dito lalo na kung probi kapa sa work and konti lng assets.
6) pag sa bank required nila na not more than 5 years yung car at laki pa 11% quote nila
sakin