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PAG-IBIG: Provident Benefits Claim for migrants leaving PH

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Comments

  • johnandjoshjohnandjosh Brisbane
    Posts: 107Member
    Joined: Sep 21, 2012
    Thank you, @lock_code2004
  • AlonaAlona Melbourne
    Posts: 107Member
    Joined: Mar 25, 2012
    @johnandjosh...pwede parin nating ituloy ang Pag-IBIG Contributions natin kahit nasa Aus na tayo. Pero dahil walang overseas post ang Pag-IBIG sa Australia :( makikisuyo tayo sa relative natin ng pagbabayad nyan...we have 2 options, either ituloy natin yong local membership natin as SElf employed o mag pa member tayo as overseas member. Separate account kc yon as of now.

    With regards to your verification online, sadly, hindi pa available yan as of now...:(

    Unlike SSS kc ang Pag-IBIG ay ngayon pa lang nag sstart maging centralize ang records as in work in progress pa, kaya kung nag work ka dito sa Philippines sa iba't ibang locations, nakakalat din ang membership mo.. kelangan mo irequest yon ng consolidation sa pinaka current mong employment.

    Kaya, kung sa tingin nyo, marami kayong pinanggaling company, i request nyo na ng consolidation ngayon pa lang.

    Accountant General (221111)
    Jun 2012- IELTS; 7 Jul 2012 - EOI Submitted;31 Aug 2012-Requested WA State Sponsorship; 9 Oct 2012 - Received, Signed & sent WA State sponsorship agreement; 10 Oct 2012 Invitation Received to appy for a Visa; 23 Oct 2012 Submitted Visa; 25 Oct 2012- Acknowledgement of valid application received; 13 Nov 2012- CO Allocation(GSM.Team33-CO JL); 17 Nov 2012-went for Medical but my name was not yet on their INBOX:(? ; 19 Nov 2012-Sent email to Case Officer for a new Health ID No; 22 Nov 2012-Case Officer sent new Health ID No; 23 Nov 2012- Medical done; 28 Nov 2012-Uploaded Form 80; 03 Dec 2012- VISA GRANT-Thank you LORD; 22 Mar 2013-Initial Entry Date Deadline

    Thank you LORD!

  • AlonaAlona Melbourne
    Posts: 107Member
    Joined: Mar 25, 2012
    @stolich18 .... pwedeng hindi mo ituloy, magiging inactive lang status ng membership mo..:)

    Accountant General (221111)
    Jun 2012- IELTS; 7 Jul 2012 - EOI Submitted;31 Aug 2012-Requested WA State Sponsorship; 9 Oct 2012 - Received, Signed & sent WA State sponsorship agreement; 10 Oct 2012 Invitation Received to appy for a Visa; 23 Oct 2012 Submitted Visa; 25 Oct 2012- Acknowledgement of valid application received; 13 Nov 2012- CO Allocation(GSM.Team33-CO JL); 17 Nov 2012-went for Medical but my name was not yet on their INBOX:(? ; 19 Nov 2012-Sent email to Case Officer for a new Health ID No; 22 Nov 2012-Case Officer sent new Health ID No; 23 Nov 2012- Medical done; 28 Nov 2012-Uploaded Form 80; 03 Dec 2012- VISA GRANT-Thank you LORD; 22 Mar 2013-Initial Entry Date Deadline

    Thank you LORD!

  • nylram_1981nylram_1981 Sydney
    Posts: 255Member
    Joined: Jun 23, 2011
    edited November 2012
    Guys just want to share:

    Had an officemate who migrated in Canada last apr. His wife is working in GSIS. They both withrawed their contribution. I asked him what will be my option if I wanted to just keep my contri and be a pensioner someday.

    If less than 15 years ang gov't service mo and you rendered services in private company/ies and all of these services totaled 15 years or more, qualified ka for Portability Law which will consider you as a pensioner at the age of 60. But you need to file this one. They will consider your SSS contribution as part of your government service.

    For me, I guess mas ok ang suggestion ni @Littleboyblue. Dagdag investment na lng with equity fund or blue chip stocks.

    MAIN Applicant: ME - 262113 Systems Administrator, Jan2012 / IELTS: Proficient
    Secondary: Husband - 312211 Civil Engr Draftsperson, Mar2011 / IELTS: Competent
    Apr 16 2012 - Received rejection letter from NSW :(
    Aug 15 2012 - SA SS approval :)
    Aug 26 2012 - Lodge visa 190 application
    Oct 06 2012 - CO allocation (Team 33, gsm.brisbane, VL)
    Oct 30 2012 - Job verification by AU embassy in Manila
    Oct 31 2012 - Finish line! :) VISA GRANT
    Feb 20 2013 - Flight to Sydney, tourista mode muna :)
    Mar 04 2013 - Flight to Adelaide
    Thank u lord :)

  • johnandjoshjohnandjosh Brisbane
    Posts: 107Member
    Joined: Sep 21, 2012
    Thanks @Alona. Follow up question, kung mag ooverseas member ako, pwede ko ba i-transfer yung previous contribution ko when I was a local member dito sa bago kong membership?
  • AlonaAlona Melbourne
    Posts: 107Member
    Joined: Mar 25, 2012
    @johnandjosh ...hindi po, new membership bale kung magpapamember ka sa PIOG (Pag-IBIG International Operation Group). Yong local membership mo kung hindi mo kukunin e magiging Inactive lang ang status pero it will continue to earn dividends parin.

    Accountant General (221111)
    Jun 2012- IELTS; 7 Jul 2012 - EOI Submitted;31 Aug 2012-Requested WA State Sponsorship; 9 Oct 2012 - Received, Signed & sent WA State sponsorship agreement; 10 Oct 2012 Invitation Received to appy for a Visa; 23 Oct 2012 Submitted Visa; 25 Oct 2012- Acknowledgement of valid application received; 13 Nov 2012- CO Allocation(GSM.Team33-CO JL); 17 Nov 2012-went for Medical but my name was not yet on their INBOX:(? ; 19 Nov 2012-Sent email to Case Officer for a new Health ID No; 22 Nov 2012-Case Officer sent new Health ID No; 23 Nov 2012- Medical done; 28 Nov 2012-Uploaded Form 80; 03 Dec 2012- VISA GRANT-Thank you LORD; 22 Mar 2013-Initial Entry Date Deadline

    Thank you LORD!

  • stolich18stolich18 Sydney
    Posts: 993Member
    Joined: Feb 15, 2012
    wow daming insights. napapaisip tuloy ako i ippull out pa namin ng husband ko yung pagibig accounts namin or ituloy na lng or hayaan na lng mging inactive ung status or magpamember sa international org nila. hehe marmi nang options to choose from hihi

    261313 (Software Engineer)

    Feb.15.2012 - started working on ACS requirements
    Mar.02.2012 - submitted online ACS application and sent documents to ACS via Fedex
    Mar.05.2012 - ACS acknowledged actual documents
    Mar.21.2012 - ACS finalised assessment: Suitable
    Mar.31.2012 - IELTS exam with BC
    Apr.13.2012 - IELTS Results (L:8.5 R:7 W: 7 S: 8 OB: 7.5) Thank you LORD!
    Apr.14.2012 - Lodged 175 Online Application
    Apr.20.2012 - Completed Online Attachments
    May.24.2012 - "Application being processed further"
    May.29.2012 - CO Assigned :-)
    Jun.07.2012 - Uploaded NBI Clearance
    Jun.13.2012 - Medical/Health Requirements Finalised
    Jun.14.2012 - VISA GRANT! Thank you, LORD! :-)
    Jun.07.2013 - Initial Entry Date Deadline
    Apr.28.2013 - Initial Entry (Sydney)
    Jun.28.2013 - Verbal Job Offer (Melbourne)
    Jul.08.2013 - First day of Work and first day of child care for my son (Melbourne)
    Aug.21.2013 - First day of Work in Sydney

    "Great is the LORD and most worthy of praise; his greatness no one can fathom." Psalm 145:3

  • stolich18stolich18 Sydney
    Posts: 993Member
    Joined: Feb 15, 2012
    wow daming insights. napapaisip tuloy ako i ippull out pa namin ng husband ko yung pagibig accounts namin or ituloy na lng or hayaan na lng mging inactive ung status or magpamember sa international org nila. hehe marmi nang options to choose from hihi

    261313 (Software Engineer)

    Feb.15.2012 - started working on ACS requirements
    Mar.02.2012 - submitted online ACS application and sent documents to ACS via Fedex
    Mar.05.2012 - ACS acknowledged actual documents
    Mar.21.2012 - ACS finalised assessment: Suitable
    Mar.31.2012 - IELTS exam with BC
    Apr.13.2012 - IELTS Results (L:8.5 R:7 W: 7 S: 8 OB: 7.5) Thank you LORD!
    Apr.14.2012 - Lodged 175 Online Application
    Apr.20.2012 - Completed Online Attachments
    May.24.2012 - "Application being processed further"
    May.29.2012 - CO Assigned :-)
    Jun.07.2012 - Uploaded NBI Clearance
    Jun.13.2012 - Medical/Health Requirements Finalised
    Jun.14.2012 - VISA GRANT! Thank you, LORD! :-)
    Jun.07.2013 - Initial Entry Date Deadline
    Apr.28.2013 - Initial Entry (Sydney)
    Jun.28.2013 - Verbal Job Offer (Melbourne)
    Jul.08.2013 - First day of Work and first day of child care for my son (Melbourne)
    Aug.21.2013 - First day of Work in Sydney

    "Great is the LORD and most worthy of praise; his greatness no one can fathom." Psalm 145:3

  • LokiJrLokiJr Quezon City
    Posts: 2,616Member, Moderator
    Joined: Jan 13, 2011
    @skyline yep that's my plan...why take out pre-tax money when you can let it grow on its own...pag tanda mo doble pa pension mo...if you don't want the Philippine pension you can always redirect the funds back to your loved ones in the Philippines :)

    @LittleBoyBlue, puwede ka naman maghulog uli anytime...yung disadvantage lang talaga ng pagkuha ng pera kaagad e mawawala yung tax effectiveness ng naipon mo sa Pag-ibig..ika nga don't kill the goose that lays the eggs hehe

    @rbolante yeah makes perfect sense naman yung punto mo hehe...ako kasi balak ko gamitin yung pag-ibig benefits para bumili ng lupa sa Pinas (in the future) Kung mapapansin mo sa Australia, a lot of them Aussies are into property investing at para satin sa Pinas, Pag-ibig na yung pinaka convenient na paraan hehe
    pano ba yung tax effectiveness na yun? hindi ako familiar dun eh. Ang line of thought ko lang ngayon eh I can make that money grow sa investment sa PH through index funds or blue chips na stocks, unlike yung pera ko nasa kanila na gobyerno nakikinabang. Ni-statement kung magkano na pera natin dun wala eh dba? Di katulad ng sa SSS, at least nakikita mo magkano na-contribution mo.
    Check mo payslip mo...bago makaltas ng tax yung suweldo, bawas na yung SSS, Pag-ibig at Philhealth....pag winithdraw mo siya pre-maturely, magbabayad ka tax....kung naisipan mo sa hinaharap na gusto mo uli magcontribute (at nasa Australia ka na)...perang nakaltasan na ng tax yung ipangg-gagamit mo....dun nawala yung tax incentive.

    It's not much right now pero kung pinalago mo yan ng taon...lalaki at lalaki yun :)
  • issaissa Melbourne
    Posts: 194Member
    Joined: Jul 29, 2011
    wow daming insights. napapaisip tuloy ako i ippull out pa namin ng husband ko yung pagibig accounts namin or ituloy na lng or hayaan na lng mging inactive ung status or magpamember sa international org nila. hehe marmi nang options to choose from hihi
    Ang ganda ng topic na to...isa sa dapat pag isipan.
    kung inactive baka naman may gumamit na iba, usong uso pa naman yan sa mga ahensya ng gobyerno. pasensya na po sa aking komento.

    Skill nominated :262113 Systems Administrator|Oct 12, 2011 -Submitted documents to ACS|Oct 28, 2011 -ACS result ( Comparable to an Australian Bachelor's Degree)|March 31, 2012- IELTS Exam|April 13, 2012 -IELTS Result ( R-7.5 L-7.5 W-6.5 S-7.5=OB=7.5), requested for remarking but no change|July 01, 2012- EOI submitted|Aug 02, 2012- Submitted SA SS ( visa 190)|Nov 06, 2012 - SA SS approval and 190 Invitation :) | Nov 08,2012- Lodged 190 visa|| Nov 23,2012- Visa Grant! Thank God, Almighty! :)

  • LokiJrLokiJr Quezon City
    Posts: 2,616Member, Moderator
    Joined: Jan 13, 2011
    edited November 2012
    Hehe ako yun talaga plano ko...iwanan ko lang sila sa Pinas...in fact, balak ko nga magcontribute pa rin kahit nakalipad na ako...think of it as your second (not so efficient) superannuation account :P Just ask someone to check your balance every now and then para sigurado ka ring walang gumagalaw ng account mo hehe.

    Saka may dalang peace of mind na rin na, kung may mangyaring masama (knock on wood) sa mga mahal mo sa buhay sa Pinas at kailangan nila ng pera, alam mong may pagkukunan sila pag emergency hehe. Pag nasa bangko kasi lahat at medyo hindi responsable sa pera yung kapamilya mo, naku po...hehehe
  • nylram_1981nylram_1981 Sydney
    Posts: 255Member
    Joined: Jun 23, 2011
    edited November 2012
    wow daming insights. napapaisip tuloy ako i ippull out pa namin ng husband ko yung pagibig accounts namin or ituloy na lng or hayaan na lng mging inactive ung status or magpamember sa international org nila. hehe marmi nang options to choose from hihi
    Ang ganda ng topic na to...isa sa dapat pag isipan.
    kung inactive baka naman may gumamit na iba, usong uso pa naman yan sa mga ahensya ng gobyerno. pasensya na po sa aking komento.
    sad but true. ako govt employee ako, but dito sa ofis namin they were actually encouraging us to make loan sa aming gsis contribution para daw ma-update ang records at walang gumamit na iba. :-S i dont need naman the money kaya di ako sumunod, awa naman ng diyos mukhang updated naman records ko.

    sa totoo lng, medyo napapa-2 isip ako kung babawiin ko contri ko. kasi 2 na ung offismate kong nagmigrate abroad. ang mga misis nila both working sa gsis at lahat sila kinuha ang contribution nila..hehe

    MAIN Applicant: ME - 262113 Systems Administrator, Jan2012 / IELTS: Proficient
    Secondary: Husband - 312211 Civil Engr Draftsperson, Mar2011 / IELTS: Competent
    Apr 16 2012 - Received rejection letter from NSW :(
    Aug 15 2012 - SA SS approval :)
    Aug 26 2012 - Lodge visa 190 application
    Oct 06 2012 - CO allocation (Team 33, gsm.brisbane, VL)
    Oct 30 2012 - Job verification by AU embassy in Manila
    Oct 31 2012 - Finish line! :) VISA GRANT
    Feb 20 2013 - Flight to Sydney, tourista mode muna :)
    Mar 04 2013 - Flight to Adelaide
    Thank u lord :)

  • issaissa Melbourne
    Posts: 194Member
    Joined: Jul 29, 2011
    @nylram_1981 , madalas usap usapan nga yan sa office, may isang employee kasi na di nakapagloan kasi may gumamit ng account nya. Napaloan tuloy ako sa SSS, hehehe. For me keep ko yung SSS pwde naman mag self employed and there is a way to check it online but with Pag ibig parang hirap magtiwala.

    Skill nominated :262113 Systems Administrator|Oct 12, 2011 -Submitted documents to ACS|Oct 28, 2011 -ACS result ( Comparable to an Australian Bachelor's Degree)|March 31, 2012- IELTS Exam|April 13, 2012 -IELTS Result ( R-7.5 L-7.5 W-6.5 S-7.5=OB=7.5), requested for remarking but no change|July 01, 2012- EOI submitted|Aug 02, 2012- Submitted SA SS ( visa 190)|Nov 06, 2012 - SA SS approval and 190 Invitation :) | Nov 08,2012- Lodged 190 visa|| Nov 23,2012- Visa Grant! Thank God, Almighty! :)

  • rbolanterbolante North Ryde
    Posts: 247Member
    Joined: Jul 05, 2012
    I got good news! :D

    Just got back from Pag-Ibig Makati today for the 2nd time and i brought along the printout of the 176 provisions from the DIAC website and they finally agreed to let me file the said claim. :)

    So for those who are also interested to avail of this benefit you won't be encountering the same issue I had with them. Just bring the printout from DIAC as part of your supporting documents.

    Again, thank you for Ma'am @Alona for the help. :-)

    Skilled – Family Sponsored (Subclass 176)
    Software Programmer (261313)

    05/03/2012 - Lodged visa application (Online)
    06/07/2012 - CO allocated/Medicals requested
    06/11/2012 - Medical exam at NHSI
    06/28/2012 - PCCs submitted
    07/03/2012 - Health requirements finalised
    07/13/2012 - Visa granted (IED: 06/19/2013)

    Thanks be to God!!! :D

  • LokiJrLokiJr Quezon City
    Posts: 2,616Member, Moderator
    Joined: Jan 13, 2011
    wow daming insights. napapaisip tuloy ako i ippull out pa namin ng husband ko yung pagibig accounts namin or ituloy na lng or hayaan na lng mging inactive ung status or magpamember sa international org nila. hehe marmi nang options to choose from hihi
    Ang ganda ng topic na to...isa sa dapat pag isipan.
    kung inactive baka naman may gumamit na iba, usong uso pa naman yan sa mga ahensya ng gobyerno. pasensya na po sa aking komento.
    sad but true. ako govt employee ako, but dito sa ofis namin they were actually encouraging us to make loan sa aming gsis contribution para daw ma-update ang records at walang gumamit na iba. :-S i dont need naman the money kaya di ako sumunod, awa naman ng diyos mukhang updated naman records ko.

    sa totoo lng, medyo napapa-2 isip ako kung babawiin ko contri ko. kasi 2 na ung offismate kong nagmigrate abroad. ang mga misis nila both working sa gsis at lahat sila kinuha ang contribution nila..hehe

    hehe yan ang weird sa sistema natin e...palibhasa kung nagwithdraw ka prior to retirement age taxed yung makukuha mo then yung ibabayad mo sa utang taxed din...so lalabas doble ibabayad mong buwis...sa Amerika puwede mo rin iwithdraw yung 401k pero dinidiscourage nila hehe
  • aldousnowaldousnow Sydney
    Posts: 494Member
    Joined: Nov 16, 2011
    @LokiJr what do you mean pag nagwithdraw ka prior to retirement age e taxed yung makukuha mo? you mean hindi mo makukuha ng buo yung hinulog mo sa PAGIBIG kasi may tax?

    Skilled – Family Sponsored (Migrant) Visa (Subclass 176)
    Nominated Occupation : Developer Programmer (261312)
    02/28/2011 - ACS Finalized the Case (261312, PIM3, Group A)
    03/07/2011 - IELTS Result Received L- 6.5, R-7.0, W-6.0, S-7.0, Overall Band Score-6.5 (BC)
    03/13/2011 - Lodged Visa Application (Online)
    11/09/2011 - CO Allocation
    12/02/2011 - Medicals Finalised
    12/02/2011 - FINISH LINE!! (Visa Grant)
    03/23/2012 - My first day @Melbourne
    04/14/2012 - Started looking for a .Net Developer job
    06/04/2012 - And finally got one! :)

  • AlonaAlona Melbourne
    Posts: 107Member
    Joined: Mar 25, 2012
    @rbolante...you're welcome po.

    As for me, if I'll have sufficient fund, hindi ko kukunin yong Pag-IBIG contributions ko...
    Maliit lang kc talga interest rate ng housing loan ng pag-IBIG at baka magamit ko sya in the future.

    Accountant General (221111)
    Jun 2012- IELTS; 7 Jul 2012 - EOI Submitted;31 Aug 2012-Requested WA State Sponsorship; 9 Oct 2012 - Received, Signed & sent WA State sponsorship agreement; 10 Oct 2012 Invitation Received to appy for a Visa; 23 Oct 2012 Submitted Visa; 25 Oct 2012- Acknowledgement of valid application received; 13 Nov 2012- CO Allocation(GSM.Team33-CO JL); 17 Nov 2012-went for Medical but my name was not yet on their INBOX:(? ; 19 Nov 2012-Sent email to Case Officer for a new Health ID No; 22 Nov 2012-Case Officer sent new Health ID No; 23 Nov 2012- Medical done; 28 Nov 2012-Uploaded Form 80; 03 Dec 2012- VISA GRANT-Thank you LORD; 22 Mar 2013-Initial Entry Date Deadline

    Thank you LORD!

  • rbolanterbolante North Ryde
    Posts: 247Member
    Joined: Jul 05, 2012
    @Alona Thanks again Ma'am.. By the way, will your Pag-Ibig membership be forfeited by the time the AUS citizenship is acquired? For me it's logically yes unless talaga dual citizenship ang balak in the future.

    And actually that's the reason why I want to withdraw my contributions. My long-term plan is to acquire AUS citizenship.

    Skilled – Family Sponsored (Subclass 176)
    Software Programmer (261313)

    05/03/2012 - Lodged visa application (Online)
    06/07/2012 - CO allocated/Medicals requested
    06/11/2012 - Medical exam at NHSI
    06/28/2012 - PCCs submitted
    07/03/2012 - Health requirements finalised
    07/13/2012 - Visa granted (IED: 06/19/2013)

    Thanks be to God!!! :D

  • LokiJrLokiJr Quezon City
    Posts: 2,616Member, Moderator
    Joined: Jan 13, 2011
    @aldousnow may tax naman lahat e hehe...kaya yung mga government benefit mas praktikal kunin pag retiring na kasi tax free na siya :)
  • aldousnowaldousnow Sydney
    Posts: 494Member
    Joined: Nov 16, 2011
    @aldousnow may tax naman lahat e hehe...kaya yung mga government benefit mas praktikal kunin pag retiring na kasi tax free na siya :)
    parang hindi. kasi kung magkano yung nasa payslip ko na binabawas sa PAGIBIG, yung total nun ganun din nakuha ko na buo. plus maliit na dividend.

    Skilled – Family Sponsored (Migrant) Visa (Subclass 176)
    Nominated Occupation : Developer Programmer (261312)
    02/28/2011 - ACS Finalized the Case (261312, PIM3, Group A)
    03/07/2011 - IELTS Result Received L- 6.5, R-7.0, W-6.0, S-7.0, Overall Band Score-6.5 (BC)
    03/13/2011 - Lodged Visa Application (Online)
    11/09/2011 - CO Allocation
    12/02/2011 - Medicals Finalised
    12/02/2011 - FINISH LINE!! (Visa Grant)
    03/23/2012 - My first day @Melbourne
    04/14/2012 - Started looking for a .Net Developer job
    06/04/2012 - And finally got one! :)

  • LokiJrLokiJr Quezon City
    Posts: 2,616Member, Moderator
    Joined: Jan 13, 2011
    Well we can verify it pero ang punto ko lang talaga, as a finance person, kung hindi niyo naman kailangan yung pera, bayaan niyo na lang lumago yun. Think long term :)
  • aldousnowaldousnow Sydney
    Posts: 494Member
    Joined: Nov 16, 2011
    Yup I agree naman ko sayo dun @LokiJr, pero yun nga correct ko lang na makuha nyo ng buo yung PAGIBIG lahat ng hulog nyo without tax. Because I did. :)

    Skilled – Family Sponsored (Migrant) Visa (Subclass 176)
    Nominated Occupation : Developer Programmer (261312)
    02/28/2011 - ACS Finalized the Case (261312, PIM3, Group A)
    03/07/2011 - IELTS Result Received L- 6.5, R-7.0, W-6.0, S-7.0, Overall Band Score-6.5 (BC)
    03/13/2011 - Lodged Visa Application (Online)
    11/09/2011 - CO Allocation
    12/02/2011 - Medicals Finalised
    12/02/2011 - FINISH LINE!! (Visa Grant)
    03/23/2012 - My first day @Melbourne
    04/14/2012 - Started looking for a .Net Developer job
    06/04/2012 - And finally got one! :)

  • johnandjoshjohnandjosh Brisbane
    Posts: 107Member
    Joined: Sep 21, 2012
    @johnandjosh ...hindi po, new membership bale kung magpapamember ka sa PIOG (Pag-IBIG International Operation Group). Yong local membership mo kung hindi mo kukunin e magiging Inactive lang ang status pero it will continue to earn dividends parin.
    Thanks, @Alona. For me, I want to maintain my PAG_IBIG account at gusto ko nga rin sana maging member ng PIOG. Ang problema wala dito sa NW Qld na remittance centre. Is there a way na makakapag remit ako other than magpabayad ako sa Kamag-anak Incorporated?
  • johnandjoshjohnandjosh Brisbane
    Posts: 107Member
    Joined: Sep 21, 2012
    Ooops, the reason why I want to maintain my PAG-IBIG account e kasi in the future, I am planning to buy property, so sa tingin ko e magagamit ko ito (although) hindi ako sigurado kung i-aalow nila ako to use this to buy a property kung dito na ako permanently nakatira sa Aus. he he
  • issaissa Melbourne
    Posts: 194Member
    Joined: Jul 29, 2011
    @LokiJr , at some point i would agree about the long term. Ang hindi ko gusto ay yung option to continue it, kelangan pang magpamember ulit thru Pag-IBIG International Operation Group tapos inactive yung isa. Di naman pwede ata na i convert na lang agad to PIOG. Ang pinakakaiiwasan ko yung maging inactive yung account, tapos mag eexpect ako na may babalikan tapos nagamit ng kung sino. Yung SSS since pwede ko i check online at may option na mag self employed kaya continue ko sya at no choice rin naman kasi di naman makukuha .Sorry at pasintabi po sa mga kasama nating govt employees, pagdating sa gobyerno, mahirap na magtiwala.

    Skill nominated :262113 Systems Administrator|Oct 12, 2011 -Submitted documents to ACS|Oct 28, 2011 -ACS result ( Comparable to an Australian Bachelor's Degree)|March 31, 2012- IELTS Exam|April 13, 2012 -IELTS Result ( R-7.5 L-7.5 W-6.5 S-7.5=OB=7.5), requested for remarking but no change|July 01, 2012- EOI submitted|Aug 02, 2012- Submitted SA SS ( visa 190)|Nov 06, 2012 - SA SS approval and 190 Invitation :) | Nov 08,2012- Lodged 190 visa|| Nov 23,2012- Visa Grant! Thank God, Almighty! :)

  • johnandjoshjohnandjosh Brisbane
    Posts: 107Member
    Joined: Sep 21, 2012
    @LokiJr , at some point i would agree about the long term. Ang hindi ko gusto ay yung option to continue it, kelangan pang magpamember ulit thru Pag-IBIG International Operation Group tapos inactive yung isa. Di naman pwede ata na i convert na lang agad to PIOG. Ang pinakakaiiwasan ko yung maging inactive yung account, tapos mag eexpect ako na may babalikan tapos nagamit ng kung sino. Yung SSS since pwede ko i check online at may option na mag self employed kaya continue ko sya at no choice rin naman kasi di naman makukuha .Sorry at pasintabi po sa mga kasama nating govt employees, pagdating sa gobyerno, mahirap na magtiwala.
    Iisa ang iniisip natin @issa. Gusto ko magpamember dun sa PIOG at kung pwede sana yung local membership ko e i-forward or i transfer ko dun sa PIOG ko, kaso di yata pwede yun sabi ni @Alona. Meron din ako SSS at nabayaran ko pa ito before kami mag migrate nung 2010, gusto ko rin sana ipa activate.

  • LittleBoyBlueLittleBoyBlue North Ryde
    Posts: 334Member
    Joined: Sep 03, 2012
    malaki ba difference ng interest rate ng Housing Loan sa SSS vs PAG-IBIG?

    ICT Business Analyst - Visa 189 Granted Oct 2012

  • LokiJrLokiJr Quezon City
    Posts: 2,616Member, Moderator
    Joined: Jan 13, 2011
    @issa hehe inefficient pa rin yung Pag-ibig...pero di tatagal aayusin din nila yun hehe
    @LittleBoyBlue mas lenient ang payment scheme sa pag-ibig...30 yr ammortization tapos may mga pabahay na exclusive sa pag-ibig pa :)
  • AlonaAlona Melbourne
    Posts: 107Member
    Joined: Mar 25, 2012
    @johnandjosh...pwede daw mag bayad sa Metro bank o iRemit (kung meron) sa area nyo :)

    Accountant General (221111)
    Jun 2012- IELTS; 7 Jul 2012 - EOI Submitted;31 Aug 2012-Requested WA State Sponsorship; 9 Oct 2012 - Received, Signed & sent WA State sponsorship agreement; 10 Oct 2012 Invitation Received to appy for a Visa; 23 Oct 2012 Submitted Visa; 25 Oct 2012- Acknowledgement of valid application received; 13 Nov 2012- CO Allocation(GSM.Team33-CO JL); 17 Nov 2012-went for Medical but my name was not yet on their INBOX:(? ; 19 Nov 2012-Sent email to Case Officer for a new Health ID No; 22 Nov 2012-Case Officer sent new Health ID No; 23 Nov 2012- Medical done; 28 Nov 2012-Uploaded Form 80; 03 Dec 2012- VISA GRANT-Thank you LORD; 22 Mar 2013-Initial Entry Date Deadline

    Thank you LORD!

  • AlonaAlona Melbourne
    Posts: 107Member
    Joined: Mar 25, 2012
    @rbolante...Pag-IBIG membership will not be forfeited even you become a citizen of other country, in fact there are expats here who opted to become a member. Thou they usually register when they want to buy a condo unit.

    But you are right, it all depends on your future plans..i have friends in Melbourne who at first maintain their membership with the funds but now they want to withdraw it because they prefer to invest property in australia na. :)

    Accountant General (221111)
    Jun 2012- IELTS; 7 Jul 2012 - EOI Submitted;31 Aug 2012-Requested WA State Sponsorship; 9 Oct 2012 - Received, Signed & sent WA State sponsorship agreement; 10 Oct 2012 Invitation Received to appy for a Visa; 23 Oct 2012 Submitted Visa; 25 Oct 2012- Acknowledgement of valid application received; 13 Nov 2012- CO Allocation(GSM.Team33-CO JL); 17 Nov 2012-went for Medical but my name was not yet on their INBOX:(? ; 19 Nov 2012-Sent email to Case Officer for a new Health ID No; 22 Nov 2012-Case Officer sent new Health ID No; 23 Nov 2012- Medical done; 28 Nov 2012-Uploaded Form 80; 03 Dec 2012- VISA GRANT-Thank you LORD; 22 Mar 2013-Initial Entry Date Deadline

    Thank you LORD!

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