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Private health insurance in Australia

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Comments

  • agentKamsagentKams Toowoomba
    Posts: 861Member
    Joined: Apr 25, 2014
    @yani1127 yes you can. medicare can check naman dun sa claims mo sa application.

    Timeline: Student Visa Subclass 573 (Masters)
    06 July 2015: Visa Grant
    April 2018: Uni Graduation

    Timeline: Permanent Visa (189) Accountant 221111
    18 April 2018: ITA received - Visa 189
    04 May 2018 : Lodged Visa Application - Visa 189
    29 Aug 2018 - First CO Contact - PCC Qatar (partner)
    9 Jan 2019 - 2nd CO Contact - penal waiver
    18 Jan 2019 - Updated immiaccount with penal waiver
    29 Jan 2019 - Forwarded PCC to gsm.allocated email
    8 Feb 2019 - Visa Grant - Finally!!

    Timeline: Citizenship
    July 2020: Application lodgment
    May 2021: Citizenship Exam
    Feb 2022: Oi! Oi! Oi! Aussie na din sa wakas!

  • ElsBethElsBeth Posts: 4Member
    Joined: Jun 26, 2019

    What do you recommend po for a couple insurance? HCF seems to have good reviews for their hospital + clinics na coverage. Mas mura din sila than bupa.

  • cibomattocibomatto Adelaide, South Australia
    Posts: 48Member
    Joined: Sep 23, 2017

    Hi! I just arrived in Adelaide. Very informative posts! May tanong lang ako. Is it imperative that I get private health insurance right away? I mean, I know it's helpful to have that for peace of mind also but I'm trying to conserve my savings until I get a job here. Right now I'm just doing research on which health insurance I'll go with. I've already registered at Medicare yesterday. Thanks in advance! :)

    232411 Graphic Designer (Age Pts:25 | English: 20 | Education: 15 | Experience: 15)

    14 Sep 2017 - VETASSESS: Positive
    06 Nov 2017 - PTE results L-90 R-86 S-90 W-90 (Overall: 90)
    10 Nov 2017 - Submitted EOI NSW (190 | 80 | 232411)
    23 Jan 2018 - Submitted EOI NA (190 | 80 | 232411)
    09 Feb 2018 - Received ITA - South Australia
    26 Feb 2018 - NBI Clearance appointment
    24 Mar 2018 - VIsa 190 - SA lodged
    03 Apr 2018 - SG COC collected
    19 Apr 2018 - Medicals completed
    09 Jul 2018 - CO contact requesting for evidence of Superior English
    24 Sep 2018 - Visa Grant!


  • Captain_ACaptain_A AUSTRALIA
    Posts: 2,179Member, Moderator
    Joined: Jul 04, 2012

    @cibomatto in my opinion considering that you want to save money for the meantime,
    if youre single (or even a family) and everyone is relatively healthy , then it is not imperative.
    but if some members have health issues and medicare does not cover those, then insurance is really helpful.

    18 Mar '16 IELTS Results
    06 Apr '16 EA CDR Skills Assessment submitted
    26 Apr '16 EA Skills Assessment Positive Outcome
    06 May '16 PTE-A Exam
    07 May '16 PTE- A Results & Submitted EOI
    11 May '16 Got ITA
    02 Jun '16 Lodge Visa
    04 Jul '16 Direct Grant

    Believe you can... and you're halfway there.... - Roosevelt

  • cibomattocibomatto Adelaide, South Australia
    Posts: 48Member
    Joined: Sep 23, 2017

    Thanks @Captain_A ! I'm on maintenance meds for hypertension.. I still have 3 months' worth of meds with me. So I guess I could put it off for now since wala pa ako stable job here. Thanks again! :)

    232411 Graphic Designer (Age Pts:25 | English: 20 | Education: 15 | Experience: 15)

    14 Sep 2017 - VETASSESS: Positive
    06 Nov 2017 - PTE results L-90 R-86 S-90 W-90 (Overall: 90)
    10 Nov 2017 - Submitted EOI NSW (190 | 80 | 232411)
    23 Jan 2018 - Submitted EOI NA (190 | 80 | 232411)
    09 Feb 2018 - Received ITA - South Australia
    26 Feb 2018 - NBI Clearance appointment
    24 Mar 2018 - VIsa 190 - SA lodged
    03 Apr 2018 - SG COC collected
    19 Apr 2018 - Medicals completed
    09 Jul 2018 - CO contact requesting for evidence of Superior English
    24 Sep 2018 - Visa Grant!


  • Captain_ACaptain_A AUSTRALIA
    Posts: 2,179Member, Moderator
    Joined: Jul 04, 2012

    @cibomatto i think covered yan ng medicare, all the best to you

    18 Mar '16 IELTS Results
    06 Apr '16 EA CDR Skills Assessment submitted
    26 Apr '16 EA Skills Assessment Positive Outcome
    06 May '16 PTE-A Exam
    07 May '16 PTE- A Results & Submitted EOI
    11 May '16 Got ITA
    02 Jun '16 Lodge Visa
    04 Jul '16 Direct Grant

    Believe you can... and you're halfway there.... - Roosevelt

  • cibomattocibomatto Adelaide, South Australia
    Posts: 48Member
    Joined: Sep 23, 2017

    I'll also verify with them when I need to consult again to get more meds. Thanks, @Captain_A ! :)

    232411 Graphic Designer (Age Pts:25 | English: 20 | Education: 15 | Experience: 15)

    14 Sep 2017 - VETASSESS: Positive
    06 Nov 2017 - PTE results L-90 R-86 S-90 W-90 (Overall: 90)
    10 Nov 2017 - Submitted EOI NSW (190 | 80 | 232411)
    23 Jan 2018 - Submitted EOI NA (190 | 80 | 232411)
    09 Feb 2018 - Received ITA - South Australia
    26 Feb 2018 - NBI Clearance appointment
    24 Mar 2018 - VIsa 190 - SA lodged
    03 Apr 2018 - SG COC collected
    19 Apr 2018 - Medicals completed
    09 Jul 2018 - CO contact requesting for evidence of Superior English
    24 Sep 2018 - Visa Grant!


  • hannakemshannakems Dubai
    Posts: 20Member
    Joined: Nov 05, 2018

    Hello, we are on visa 489 (SA) ng husband ko. Since we are planning to start a family too, what would be the best insurance provider that you would recommend? Your thoughts and opinions are highly appreciated.

  • Captain_ACaptain_A AUSTRALIA
    Posts: 2,179Member, Moderator
    Joined: Jul 04, 2012

    @hannakems said:
    Hello, we are on visa 489 (SA) ng husband ko. Since we are planning to start a family too, what would be the best insurance provider that you would recommend? Your thoughts and opinions are highly appreciated.

    if you plan to have a baby, make sure to take note that it requires atleast 12 months waiting period to avail the services that the insurance will cover for your whole pregnancy period. also, take note that 489 is not yet PR visa so i think baby may need to get her own insurance for all check ups after delivery since baby is not yet au citizen.

    i think having 489 visa after 2 yrs u will be eligible for PR visa, being PR parents will give more conveniences to future baby.

    18 Mar '16 IELTS Results
    06 Apr '16 EA CDR Skills Assessment submitted
    26 Apr '16 EA Skills Assessment Positive Outcome
    06 May '16 PTE-A Exam
    07 May '16 PTE- A Results & Submitted EOI
    11 May '16 Got ITA
    02 Jun '16 Lodge Visa
    04 Jul '16 Direct Grant

    Believe you can... and you're halfway there.... - Roosevelt

  • hannakemshannakems Dubai
    Posts: 20Member
    Joined: Nov 05, 2018

    Hello @Captain_A thank you. Yes, we are well aware sa conditions and taking those into consideration too. Sa dami kasi ng insurance provider, i don't know which is the best and at the same time mas budget friendly. If in case you can recommend one, please let me know so that we could look into it.

  • FearFactory_17FearFactory_17 Posts: 109Member
    Joined: Sep 19, 2016

    @hannakems said:
    Hello @Captain_A thank you. Yes, we are well aware sa conditions and taking those into consideration too. Sa dami kasi ng insurance provider, i don't know which is the best and at the same time mas budget friendly. If in case you can recommend one, please let me know so that we could look into it.

    Did u get pregnant na ba? What Insurance did u choose? Same situation here. Were moving to NT in 489 visa and were planning to start a famili

    *May 2016 -Heard one friend sharing stories about Australia
    -Had my research the ff.day about my job opportunity in Australia
    -Become aware about PTE, ANZSCO and VETASSESS
    *Sept.2016 - 1st attempt of PTE (Dubai). LRSW = 83/71/76/83
    *Dec.2016 - Submitted docs to VETASSESS for Skills Assessment
    *Feb.2017 - Positive result from VETASSESS
    (Only chance of EOI was in SA which require high points for a 489 visa)
    *Mar.2017 - 2nd attempt of PTE (Phil). LRSW = 86/76/65/90 (unsuccessful to get superior)
    *Nov.2017- I turned 40, which means minus 10 pts. =(
    - Started to lose hope and forget my Aus dream for a while
    *July 2018 - NT, SA and Tasmania were open
    - I needed to get a superior score from PTE
    *Aug. 2018 - 3rd attempt of PTE (Dubai). LRSW = 57/69/84/56 (scores were awful)
    (Despite my scores, I am determined and wont stop til i get that superior)
    *Oct.2018 - 4th attempt of PTE (Phil). LRSW = 79/90/83/86 (at last!)
    *Nov.2018 - EOI Northern Territory, Tasmania and SA
    *Aug.1, 2019 - Northern Territory ITA
    *Aug.7, 2019 - Official NT Skillselect ITA (Hired MA for visa lodging)
    *Aug.20, 2019 - Lodged Visa
    (Whatever the outcome is, life goes on & Im forever grateful to the Lord)
    *Nov.18, 2019 - 489 Visa direct grant

    Thank you Lord

  • Marites_47Marites_47 Philippines
    Posts: 58Member
    Joined: Apr 10, 2018

    Hi, paadvice lng po, sa mga PR, kumuha po ba kayo ng private health insurance? Lapit n po kasi ako mag one year at nag dadalawang isip ako kung kukuha ako. Thank you

  • cuccicucci NSW
    Posts: 981Member
    Joined: Jan 27, 2018

    @Marites_47 said:
    Hi, paadvice lng po, sa mga PR, kumuha po ba kayo ng private health insurance? Lapit n po kasi ako mag one year at nag dadalawang isip ako kung kukuha ako. Thank you

    Pag wala kang private health cover, may additional loading kang 2% (if I remember correctly) para sa Medicare. Binabawas to sa sweldo mo at dinadagdag sa Medicare. Bear in mind also na hindi covered ng Medicare ang dental, eye exam and some other extras... for me ok na rin kahit minimum cover lang.

    ++++++++++++++++++++++++
    07.2016 | IELTS
    01.2017 | Applied to AHPRA
    04.2017 | received Letter of Referral
    09.2017 | finished BP
    11.2017 | AHPRA Registration / Employment Offer
    12.2017 | Lodged 457 Visa Application (onshore) / ANMAC Assessment
    01.2018 | 457 Visa granted / Received positive ANMAC Assessment / Submitted EOI

    04.11.2019 | Received Employer Nomination
    04.26.2019 | Submitted Visa application (186 DE)
    05.06.2019 | CO contact for medical exams
    05.09.2019 | Visa Granted (186 DE)

    17.09.2021 | Application for Citizenship
    21.03.2022 | Citizenship exam, interview and approval
    02.07.2022 | Citizenship Ceremony
    (Thank you Lord!!!)

    21.03.2023 | Citizenship interview, exam and approval of dependents
    ++++++++++++++++++++++++

  • kramkramkramkramkramkram Posts: 54Member
    Joined: Aug 26, 2018

    For those who opted not to get Private Health Insurance(PHI) for now, some PHI services will have a wait time before you can avail it. Most of the time, it's one year after availing it.

  • cuccicucci NSW
    Posts: 981Member
    Joined: Jan 27, 2018

    @kramkramkram said:
    For those who opted not to get Private Health Insurance(PHI) for now, some PHI services will have a wait time before you can avail it. Most of the time, it's one year after availing it.

    this is true...

    ++++++++++++++++++++++++
    07.2016 | IELTS
    01.2017 | Applied to AHPRA
    04.2017 | received Letter of Referral
    09.2017 | finished BP
    11.2017 | AHPRA Registration / Employment Offer
    12.2017 | Lodged 457 Visa Application (onshore) / ANMAC Assessment
    01.2018 | 457 Visa granted / Received positive ANMAC Assessment / Submitted EOI

    04.11.2019 | Received Employer Nomination
    04.26.2019 | Submitted Visa application (186 DE)
    05.06.2019 | CO contact for medical exams
    05.09.2019 | Visa Granted (186 DE)

    17.09.2021 | Application for Citizenship
    21.03.2022 | Citizenship exam, interview and approval
    02.07.2022 | Citizenship Ceremony
    (Thank you Lord!!!)

    21.03.2023 | Citizenship interview, exam and approval of dependents
    ++++++++++++++++++++++++

  • MeggerMegger Sydney
    Posts: 913Member
    Joined: Nov 15, 2014

    Hello any recommendation for a PHI provider po?

    312312 - (Electrical Engineering Technician) Primary

    11/27/2015 - Lodge TRA assessment application
    02/26/2016 - Received TRA outcome letter
    04/19/2016 - lodge vetasses qualification assessment.
    05/20/2016- Received Vetassess PTA, AQF Bachelors Degree
    05/21/2016- Lodge SS for SA
    06/06/2016- Received ITA SS SA
    06/11/2016- Lodge SS for NSW
    06/27/2016- Received ITA SS NSW ( God is great! thank you Lord)
    07/14/2016- Medical Cleared
    07/31/2016- lodge ITA NSW
    08/05/2016- Uploaded NBI. Waiting.. In His time everything is right..,
    23/11/2016- Grant ( Thanks Lord God )

  • cuccicucci NSW
    Posts: 981Member
    Joined: Jan 27, 2018

    @Megger said:
    Hello any recommendation for a PHI provider po?

    We're on basic BUPA coverage. Haven't checked if it's the best or cheapest but more than enough to have a sense of peace of mind.

    ++++++++++++++++++++++++
    07.2016 | IELTS
    01.2017 | Applied to AHPRA
    04.2017 | received Letter of Referral
    09.2017 | finished BP
    11.2017 | AHPRA Registration / Employment Offer
    12.2017 | Lodged 457 Visa Application (onshore) / ANMAC Assessment
    01.2018 | 457 Visa granted / Received positive ANMAC Assessment / Submitted EOI

    04.11.2019 | Received Employer Nomination
    04.26.2019 | Submitted Visa application (186 DE)
    05.06.2019 | CO contact for medical exams
    05.09.2019 | Visa Granted (186 DE)

    17.09.2021 | Application for Citizenship
    21.03.2022 | Citizenship exam, interview and approval
    02.07.2022 | Citizenship Ceremony
    (Thank you Lord!!!)

    21.03.2023 | Citizenship interview, exam and approval of dependents
    ++++++++++++++++++++++++

  • MeggerMegger Sydney
    Posts: 913Member
    Joined: Nov 15, 2014

    @cucci said:

    @Megger said:
    Hello any recommendation for a PHI provider po?

    We're on basic BUPA coverage. Haven't checked if it's the best or cheapest but more than enough to have a sense of peace of mind.

    Thanks sa reply@cucci. Madalas nga namention yong BUPA dito, titingnan ko narin yong mga offers nila.

    312312 - (Electrical Engineering Technician) Primary

    11/27/2015 - Lodge TRA assessment application
    02/26/2016 - Received TRA outcome letter
    04/19/2016 - lodge vetasses qualification assessment.
    05/20/2016- Received Vetassess PTA, AQF Bachelors Degree
    05/21/2016- Lodge SS for SA
    06/06/2016- Received ITA SS SA
    06/11/2016- Lodge SS for NSW
    06/27/2016- Received ITA SS NSW ( God is great! thank you Lord)
    07/14/2016- Medical Cleared
    07/31/2016- lodge ITA NSW
    08/05/2016- Uploaded NBI. Waiting.. In His time everything is right..,
    23/11/2016- Grant ( Thanks Lord God )

  • lecialecia Posts: 1,841Member
    Joined: Nov 06, 2016

    Pakiiclude nyo na din sa choices nyo ang may Free ambulance pick up coverage. Importante to lalo na pag mahilig mag long distance travel at may emergency case.

    "For I know the plans I have for you, declares the Lord, "plans to prosper you and not to harm you, plans to give you hope and a future"

    Age: 25 Language: 20 Experience: 15 Education: 15

    08/09/2017 - passed Australian Medical Scientist exam
    27/10/2017 - PTE LRSW- 77/80/75/85
    2018- got promoted, new job responsibilities,stop muna ang AUSSIE DREAM
    25/09/2018- PTE LRSW- 70/82/90/70 ( technical, ayaw magmove ng mouse ko sa listening, 2 WFD diko nasagot, submitted report\complain pero wala din)
    17/10/2018- PTE LRSW- 84/77/90/84
    09/02/2019- PTE LRSW- 83/82/90/85
    10/02/2019 -EOI lodge 75 (189) 80 (190)
    11/02/2019 - ITA received 189 ( 75 points)
    12/02/2019 - NSW ITA received 190 ( 80 points)
    19/02/2019 - SG PCC released
    20/02/2019 - Medical at SATA Ang Mo Kio @6-9 pm night clinic
    23/02/2019 - Visa lodged 189
    06/03/2019 - NBI provided ( umuwi ako Pinas kasi sa online Last name ni husband nag aapear, di pa ako nagchange ng married name ko kaya gusto ko kapareho nun passport at iba pang docs ko. Pag sa Pinas, pinakita ko lang passport ko at yun nirelease nila.

  • Captain_ACaptain_A AUSTRALIA
    Posts: 2,179Member, Moderator
    Joined: Jul 04, 2012
    edited May 2020

    @cucci said:

    @Marites_47 said:
    Hi, paadvice lng po, sa mga PR, kumuha po ba kayo ng private health insurance? Lapit n po kasi ako mag one year at nag dadalawang isip ako kung kukuha ako. Thank you

    Pag wala kang private health cover, may additional loading kang 2% (if I remember correctly) para sa Medicare. Binabawas to sa sweldo mo at dinadagdag sa Medicare. Bear in mind also na hindi covered ng Medicare ang dental, eye exam and some other extras... for me ok na rin kahit minimum cover lang.

    if you are referring to medicare levy surcharge , this is only applicable to those who earns 90k annually for single or 180k combined for couple.

    in my opinion, if you are relatively healthy and below the minimum, pwede na no PHI. pero syempre PHI has advantages like no need to be on waiting list, being on private hospital etc (in case of hospitalization).

    18 Mar '16 IELTS Results
    06 Apr '16 EA CDR Skills Assessment submitted
    26 Apr '16 EA Skills Assessment Positive Outcome
    06 May '16 PTE-A Exam
    07 May '16 PTE- A Results & Submitted EOI
    11 May '16 Got ITA
    02 Jun '16 Lodge Visa
    04 Jul '16 Direct Grant

    Believe you can... and you're halfway there.... - Roosevelt

  • Captain_ACaptain_A AUSTRALIA
    Posts: 2,179Member, Moderator
    Joined: Jul 04, 2012

    @cucci said:

    @Marites_47 said:
    Hi, paadvice lng po, sa mga PR, kumuha po ba kayo ng private health insurance? Lapit n po kasi ako mag one year at nag dadalawang isip ako kung kukuha ako. Thank you

    Pag wala kang private health cover, may additional loading kang 2% (if I remember correctly) para sa Medicare. Binabawas to sa sweldo mo at dinadagdag sa Medicare. Bear in mind also na hindi covered ng Medicare ang dental, eye exam and some other extras... for me ok na rin kahit minimum cover lang.

    Medicare Levy , on the other hand, is mandatory for all earning above 27k annually.. prorata to, max of 2% of your taxable income

    18 Mar '16 IELTS Results
    06 Apr '16 EA CDR Skills Assessment submitted
    26 Apr '16 EA Skills Assessment Positive Outcome
    06 May '16 PTE-A Exam
    07 May '16 PTE- A Results & Submitted EOI
    11 May '16 Got ITA
    02 Jun '16 Lodge Visa
    04 Jul '16 Direct Grant

    Believe you can... and you're halfway there.... - Roosevelt

  • Captain_ACaptain_A AUSTRALIA
    Posts: 2,179Member, Moderator
    Joined: Jul 04, 2012

    -consider your annual income first
    -your state of health

    overall, PHI is advisable if you are financially capable and/or wants peace of mind for yourself and/or your family.

    18 Mar '16 IELTS Results
    06 Apr '16 EA CDR Skills Assessment submitted
    26 Apr '16 EA Skills Assessment Positive Outcome
    06 May '16 PTE-A Exam
    07 May '16 PTE- A Results & Submitted EOI
    11 May '16 Got ITA
    02 Jun '16 Lodge Visa
    04 Jul '16 Direct Grant

    Believe you can... and you're halfway there.... - Roosevelt

  • Captain_ACaptain_A AUSTRALIA
    Posts: 2,179Member, Moderator
    Joined: Jul 04, 2012

    also take note PHI premiums increases regularly

    18 Mar '16 IELTS Results
    06 Apr '16 EA CDR Skills Assessment submitted
    26 Apr '16 EA Skills Assessment Positive Outcome
    06 May '16 PTE-A Exam
    07 May '16 PTE- A Results & Submitted EOI
    11 May '16 Got ITA
    02 Jun '16 Lodge Visa
    04 Jul '16 Direct Grant

    Believe you can... and you're halfway there.... - Roosevelt

  • OzlazOzlaz Melbourne
    Posts: 586Member
    Joined: Nov 13, 2016

    @Captain_A said:
    also take note PHI premiums increases regularly

    Sir kayo po, meron po ba kayong PHI?

    261311 - Analyst Programmer

    2016 - IELTS Failed W6.5
    11.11.2016 - PTE-Acad Failed(S58)
    02.01.2017 - PTE-Acad Passed!! Thank you Lord!!! - superior
    02.07.2017 - Submitted ACS assessment
    02.15.2017 - Got positive assessment.Thank you Lord!!!
    02.15.2017 - Lodged EOI 189 {70pts}
    03.01.2017 - ITA received
    03.31.2017 - Medical at Nationwide
    04.10.2017 - Medical Cleared
    04.11.2017 - Sg coc e-appeal approved
    04.19.2017 - NBI clearance! (Hit!)
    04.20.2017 - lodged 189
    04.21.2017 - frontloaded all docs except nbi and sg coc
    05.29.2017 - CO contact - additional payslips and form 815
    05.31.2017 - uploaded docs

    11 Sept 17 - Grant! Thank you Lord :)

  • Captain_ACaptain_A AUSTRALIA
    Posts: 2,179Member, Moderator
    Joined: Jul 04, 2012

    @Ozlaz said:

    @Captain_A said:
    also take note PHI premiums increases regularly

    Sir kayo po, meron po ba kayong PHI?

    hindi po ako kumuha..

    18 Mar '16 IELTS Results
    06 Apr '16 EA CDR Skills Assessment submitted
    26 Apr '16 EA Skills Assessment Positive Outcome
    06 May '16 PTE-A Exam
    07 May '16 PTE- A Results & Submitted EOI
    11 May '16 Got ITA
    02 Jun '16 Lodge Visa
    04 Jul '16 Direct Grant

    Believe you can... and you're halfway there.... - Roosevelt

  • kramkramkramkramkramkram Posts: 54Member
    Joined: Aug 26, 2018

    PHI came in handy for us. My wife needs to have a procedure. Thru the public health system, It would take a wait time of 6-8 months. It was not life-threatening but I can't let my wife (or any of my family members) to suffer while waiting for the procedure. Thru public health care, you can't choose the doctor as well.

    We also use our PHI for our dental needs. We got orthodontic cover so it paid for my son's braces too. I felt bad for some fellow kabayans who would rather bear the pain of having a toothache than see a dentist. Dental services for adults are a bit expensive without PHI. Also, another reason, is they would rather go to the Philippines for dental services which is cheaper.

    For me, its about priorities. The same kabayan have his family on the latest iPhone/iWatch/air pods that are available and I am still on my trusty Galaxy S6.

  • xiaolicoxiaolico Australia
    Posts: 984Member
    Joined: Aug 13, 2016

    To add lang din, if plan mo talaga kumuha ng private. Wag mo patagalin, may time frame yan eh. Pag lipat mo au, may discount yung PHI mo if kumuha ka within the time frame. My family and I are on Bupa. Private nanganak si misis. wala kami binayad kahit piso. tas covered na agad yung baby without additional payment. Me personally, I think it is more of a necessity rather than a Luxury. Ok ang medicare for sure. Pero you will never know eh.

    Computer Network and Systems Engineer - 263111
    Age 33-39- 25points
    English superior- 20points
    Bachelor's Degree- 15points
    Work Experience- 10pts
    Total- 70pts

    July 25, 2016- Lodged ACS
    August 2, 2016- Favorable letter from ACS
    January 10, 2017- Took PTE
    January 12, 2017- PTE exam results (L90 R86 S90 W79)
    January 12, 2017- EOI
    January 18, 2017- ITA received
    January 19, 2017- NBI (hit)
    January 23, 2017- Visa Lodge 189
    January 24, 2017- Medical bgc
    January 27, 2017- NBI clearance received
    February 2, 2017- Medical cleared (no action required)
    February 15, 2017- Grant
    October 26, 2017- Flight to Melbourne
    October 27, 2017- Landed in Melbourne
    July 14, 2018- Moved to Sydney
    October 11, 2019- Wife gave birth to a baby boy
    October 20, 2019- Applied for baby's birth certificate online
    October 23, 2019- Baby boy's birth certificate received
    October 25, 2019- Applied for baby's medicare
    October 31, 2019- Baby's medicare activated
    October 31, 2019- Applied for baby's citizenship certificate
    November 7, 2019- Received baby's citizenship certificate
    November 13, 2019- Applied for baby's passport
    November 20, 2019- Baby's AU passport received
    November 2, 2021- Submitted AU citizenship application for myself and my wife
    April 14, 2022- Received Interview with Standard Test letter. May 25 schedule.
    May 25, 2022- Passed the Australian Citizenship Test
    May 25, 2022- Citizenship Approval Received
    September 15, 2022- Invitation to Citizenship Ceremony Received
    October 6, 2022- Citizenship Ceremony
    October 18, 2022- AU passport application lodged
    November 7, 2022- Passport received

  • iamveeiamvee SG
    Posts: 66Member
    Joined: Aug 15, 2017

    I'm on 489 and currently with BUPA. Presently pregnant and I get to claim almost 50% of my expenses for antenatal checkups and pathology tests. Kaka book-in ko lang sa hospital (due in July) and confirmed 100% covered yung hospital fees ko as a Private patient.

    Insurance is definitely a necessity lalo na kung hindi ka pa PR and walang Medicare.

  • Captain_ACaptain_A AUSTRALIA
    Posts: 2,179Member, Moderator
    Joined: Jul 04, 2012

    @iamvee said:
    I'm on 489 and currently with BUPA. Presently pregnant and I get to claim almost 50% of my expenses for antenatal checkups and pathology tests. Kaka book-in ko lang sa hospital (due in July) and confirmed 100% covered yung hospital fees ko as a Private patient.

    Insurance is definitely a necessity lalo na kung hindi ka pa PR and walang Medicare.

    congratulations on your coming baby

    18 Mar '16 IELTS Results
    06 Apr '16 EA CDR Skills Assessment submitted
    26 Apr '16 EA Skills Assessment Positive Outcome
    06 May '16 PTE-A Exam
    07 May '16 PTE- A Results & Submitted EOI
    11 May '16 Got ITA
    02 Jun '16 Lodge Visa
    04 Jul '16 Direct Grant

    Believe you can... and you're halfway there.... - Roosevelt

  • Marites_47Marites_47 Philippines
    Posts: 58Member
    Joined: Apr 10, 2018

    Salamat po sa mga input.

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