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The longest running Pinoy-Australian Forum site in the history. We are connecting Pinoys "in" and "to" Australia since 2010! If you want to join in, click one of these buttons!
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Posts: 993Member
Joined: Feb 15, 2012
261313 (Software Engineer)
Feb.15.2012 - started working on ACS requirements
Mar.02.2012 - submitted online ACS application and sent documents to ACS via Fedex
Mar.05.2012 - ACS acknowledged actual documents
Mar.21.2012 - ACS finalised assessment: Suitable
Mar.31.2012 - IELTS exam with BC
Apr.13.2012 - IELTS Results (L:8.5 R:7 W: 7 S: 8 OB: 7.5) Thank you LORD!
Apr.14.2012 - Lodged 175 Online Application
Apr.20.2012 - Completed Online Attachments
May.24.2012 - "Application being processed further"
May.29.2012 - CO Assigned :-)
Jun.07.2012 - Uploaded NBI Clearance
Jun.13.2012 - Medical/Health Requirements Finalised
Jun.14.2012 - VISA GRANT! Thank you, LORD! :-)
Jun.07.2013 - Initial Entry Date Deadline
Apr.28.2013 - Initial Entry (Sydney)
Jun.28.2013 - Verbal Job Offer (Melbourne)
Jul.08.2013 - First day of Work and first day of child care for my son (Melbourne)
Aug.21.2013 - First day of Work in Sydney
"Great is the LORD and most worthy of praise; his greatness no one can fathom." Psalm 145:3
Posts: 8Member
Joined: Nov 24, 2011
Posts: 481Member
Joined: Dec 15, 2012
@lock_code2004: parang free po ang initial 12 month registration yata on buying a car, pero you have to pay for the Monthy insurance. Sa pagkakaintindi ko ha. Correct me guys if I'm wrong. Anyway, the dealer lets you decide what you want based on your needs. Posible po to drive away with no downpayment or $1000 or kahit ano. Kayo po bahala.
Ang pansin ko lang dito ngayon sa Brisbane, ang mamahal ng rental property at pagkain!!! ~X(
21 Dec 2012 - 457 lodged
7 Jan 2013 - medical finalised
8 Jan 2013 - visa approved
Posts: 229Member
Joined: Nov 08, 2011
Hindi na kailangan kasi kung maalam ka refund ang mangyayari dyan.
Posts: 993Member
Joined: Feb 15, 2012
261313 (Software Engineer)
Feb.15.2012 - started working on ACS requirements
Mar.02.2012 - submitted online ACS application and sent documents to ACS via Fedex
Mar.05.2012 - ACS acknowledged actual documents
Mar.21.2012 - ACS finalised assessment: Suitable
Mar.31.2012 - IELTS exam with BC
Apr.13.2012 - IELTS Results (L:8.5 R:7 W: 7 S: 8 OB: 7.5) Thank you LORD!
Apr.14.2012 - Lodged 175 Online Application
Apr.20.2012 - Completed Online Attachments
May.24.2012 - "Application being processed further"
May.29.2012 - CO Assigned :-)
Jun.07.2012 - Uploaded NBI Clearance
Jun.13.2012 - Medical/Health Requirements Finalised
Jun.14.2012 - VISA GRANT! Thank you, LORD! :-)
Jun.07.2013 - Initial Entry Date Deadline
Apr.28.2013 - Initial Entry (Sydney)
Jun.28.2013 - Verbal Job Offer (Melbourne)
Jul.08.2013 - First day of Work and first day of child care for my son (Melbourne)
Aug.21.2013 - First day of Work in Sydney
"Great is the LORD and most worthy of praise; his greatness no one can fathom." Psalm 145:3
Posts: 993Member
Joined: Feb 15, 2012
261313 (Software Engineer)
Feb.15.2012 - started working on ACS requirements
Mar.02.2012 - submitted online ACS application and sent documents to ACS via Fedex
Mar.05.2012 - ACS acknowledged actual documents
Mar.21.2012 - ACS finalised assessment: Suitable
Mar.31.2012 - IELTS exam with BC
Apr.13.2012 - IELTS Results (L:8.5 R:7 W: 7 S: 8 OB: 7.5) Thank you LORD!
Apr.14.2012 - Lodged 175 Online Application
Apr.20.2012 - Completed Online Attachments
May.24.2012 - "Application being processed further"
May.29.2012 - CO Assigned :-)
Jun.07.2012 - Uploaded NBI Clearance
Jun.13.2012 - Medical/Health Requirements Finalised
Jun.14.2012 - VISA GRANT! Thank you, LORD! :-)
Jun.07.2013 - Initial Entry Date Deadline
Apr.28.2013 - Initial Entry (Sydney)
Jun.28.2013 - Verbal Job Offer (Melbourne)
Jul.08.2013 - First day of Work and first day of child care for my son (Melbourne)
Aug.21.2013 - First day of Work in Sydney
"Great is the LORD and most worthy of praise; his greatness no one can fathom." Psalm 145:3
Posts: 481Member
Joined: Dec 15, 2012
21 Dec 2012 - 457 lodged
7 Jan 2013 - medical finalised
8 Jan 2013 - visa approved
Posts: 229Member
Joined: Nov 08, 2011
Mag-download ka ng free tax software ng ATO, naka-lagay dun lahat ng pwde mung i-deduct. Tapos some filipinos here classify their money remittances to their family as 'donation' and use that as claimable deduction. Mautak, pag na-audit, better think of a good excuse
Posts: 993Member
Joined: Feb 15, 2012
261313 (Software Engineer)
Feb.15.2012 - started working on ACS requirements
Mar.02.2012 - submitted online ACS application and sent documents to ACS via Fedex
Mar.05.2012 - ACS acknowledged actual documents
Mar.21.2012 - ACS finalised assessment: Suitable
Mar.31.2012 - IELTS exam with BC
Apr.13.2012 - IELTS Results (L:8.5 R:7 W: 7 S: 8 OB: 7.5) Thank you LORD!
Apr.14.2012 - Lodged 175 Online Application
Apr.20.2012 - Completed Online Attachments
May.24.2012 - "Application being processed further"
May.29.2012 - CO Assigned :-)
Jun.07.2012 - Uploaded NBI Clearance
Jun.13.2012 - Medical/Health Requirements Finalised
Jun.14.2012 - VISA GRANT! Thank you, LORD! :-)
Jun.07.2013 - Initial Entry Date Deadline
Apr.28.2013 - Initial Entry (Sydney)
Jun.28.2013 - Verbal Job Offer (Melbourne)
Jul.08.2013 - First day of Work and first day of child care for my son (Melbourne)
Aug.21.2013 - First day of Work in Sydney
"Great is the LORD and most worthy of praise; his greatness no one can fathom." Psalm 145:3
Posts: 4,336Member
Joined: Feb 24, 2011
Primary Applicant: Wife
Accountant (General): 221111
04 Aug 2012 - IELTS (Academic Module)
07 Aug 2012 - IELTS (Academic Module) Speaking Part
17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
25 Sep 2012 - Received +Skills Assessment from CPAA
25 Sep 2012 - Lodged EOI Application with 70pts
30 Sep 2012 - Invited by DIAC to apply for 189 Visa
01 Oct 2012 - Submitted 189 Visa Application
20 Oct 2012 - Medical Examinations
23 Oct 2012 - CO Assigned; Team 7 - SA
05 Nov 2012 - Submitted SG PCC and NBI Clearance
06 Nov 2012 - Visa Granted (IED: 23/10/2013)
03 Apr 2013 - Flight to MEL
03 Jun 2013 - started work
12 Jun 2013 - wife started work
15 Jun 2016 - applied for citizenship
29 Jul 2016 - citizenship examination
20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
Posts: 993Member
Joined: Feb 15, 2012
So meaning to say, di ko na kailangan magset aside ng money for taxes? hehe Pag ganon kase parang wala na matitira hahaha
261313 (Software Engineer)
Feb.15.2012 - started working on ACS requirements
Mar.02.2012 - submitted online ACS application and sent documents to ACS via Fedex
Mar.05.2012 - ACS acknowledged actual documents
Mar.21.2012 - ACS finalised assessment: Suitable
Mar.31.2012 - IELTS exam with BC
Apr.13.2012 - IELTS Results (L:8.5 R:7 W: 7 S: 8 OB: 7.5) Thank you LORD!
Apr.14.2012 - Lodged 175 Online Application
Apr.20.2012 - Completed Online Attachments
May.24.2012 - "Application being processed further"
May.29.2012 - CO Assigned :-)
Jun.07.2012 - Uploaded NBI Clearance
Jun.13.2012 - Medical/Health Requirements Finalised
Jun.14.2012 - VISA GRANT! Thank you, LORD! :-)
Jun.07.2013 - Initial Entry Date Deadline
Apr.28.2013 - Initial Entry (Sydney)
Jun.28.2013 - Verbal Job Offer (Melbourne)
Jul.08.2013 - First day of Work and first day of child care for my son (Melbourne)
Aug.21.2013 - First day of Work in Sydney
"Great is the LORD and most worthy of praise; his greatness no one can fathom." Psalm 145:3
Posts: 4,336Member
Joined: Feb 24, 2011
Primary Applicant: Wife
Accountant (General): 221111
04 Aug 2012 - IELTS (Academic Module)
07 Aug 2012 - IELTS (Academic Module) Speaking Part
17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
25 Sep 2012 - Received +Skills Assessment from CPAA
25 Sep 2012 - Lodged EOI Application with 70pts
30 Sep 2012 - Invited by DIAC to apply for 189 Visa
01 Oct 2012 - Submitted 189 Visa Application
20 Oct 2012 - Medical Examinations
23 Oct 2012 - CO Assigned; Team 7 - SA
05 Nov 2012 - Submitted SG PCC and NBI Clearance
06 Nov 2012 - Visa Granted (IED: 23/10/2013)
03 Apr 2013 - Flight to MEL
03 Jun 2013 - started work
12 Jun 2013 - wife started work
15 Jun 2016 - applied for citizenship
29 Jul 2016 - citizenship examination
20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
Posts: 993Member
Joined: Feb 15, 2012
261313 (Software Engineer)
Feb.15.2012 - started working on ACS requirements
Mar.02.2012 - submitted online ACS application and sent documents to ACS via Fedex
Mar.05.2012 - ACS acknowledged actual documents
Mar.21.2012 - ACS finalised assessment: Suitable
Mar.31.2012 - IELTS exam with BC
Apr.13.2012 - IELTS Results (L:8.5 R:7 W: 7 S: 8 OB: 7.5) Thank you LORD!
Apr.14.2012 - Lodged 175 Online Application
Apr.20.2012 - Completed Online Attachments
May.24.2012 - "Application being processed further"
May.29.2012 - CO Assigned :-)
Jun.07.2012 - Uploaded NBI Clearance
Jun.13.2012 - Medical/Health Requirements Finalised
Jun.14.2012 - VISA GRANT! Thank you, LORD! :-)
Jun.07.2013 - Initial Entry Date Deadline
Apr.28.2013 - Initial Entry (Sydney)
Jun.28.2013 - Verbal Job Offer (Melbourne)
Jul.08.2013 - First day of Work and first day of child care for my son (Melbourne)
Aug.21.2013 - First day of Work in Sydney
"Great is the LORD and most worthy of praise; his greatness no one can fathom." Psalm 145:3
Posts: 2,616Member, Moderator
Joined: Jan 13, 2011
Posts: 4,336Member
Joined: Feb 24, 2011
This really depends on the ff:
(1) Your loan amount
(2) Your interest
(3) Your tenure of loan
From what I gather, it is generally heavier on the pocket to service your mortgage than to rent a house. BUT, you are building equity naman dito sa bahay unless renting wherein it will all be expense.
Hope this helps!!
Primary Applicant: Wife
Accountant (General): 221111
04 Aug 2012 - IELTS (Academic Module)
07 Aug 2012 - IELTS (Academic Module) Speaking Part
17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
25 Sep 2012 - Received +Skills Assessment from CPAA
25 Sep 2012 - Lodged EOI Application with 70pts
30 Sep 2012 - Invited by DIAC to apply for 189 Visa
01 Oct 2012 - Submitted 189 Visa Application
20 Oct 2012 - Medical Examinations
23 Oct 2012 - CO Assigned; Team 7 - SA
05 Nov 2012 - Submitted SG PCC and NBI Clearance
06 Nov 2012 - Visa Granted (IED: 23/10/2013)
03 Apr 2013 - Flight to MEL
03 Jun 2013 - started work
12 Jun 2013 - wife started work
15 Jun 2016 - applied for citizenship
29 Jul 2016 - citizenship examination
20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
Posts: 2,616Member, Moderator
Joined: Jan 13, 2011
the reason I asked is I'm hearing a lot about mortgage offset accounts in Australia...parang efficient na paraan para paikutin yung pera.
Posts: 4,336Member
Joined: Feb 24, 2011
Primary Applicant: Wife
Accountant (General): 221111
04 Aug 2012 - IELTS (Academic Module)
07 Aug 2012 - IELTS (Academic Module) Speaking Part
17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
25 Sep 2012 - Received +Skills Assessment from CPAA
25 Sep 2012 - Lodged EOI Application with 70pts
30 Sep 2012 - Invited by DIAC to apply for 189 Visa
01 Oct 2012 - Submitted 189 Visa Application
20 Oct 2012 - Medical Examinations
23 Oct 2012 - CO Assigned; Team 7 - SA
05 Nov 2012 - Submitted SG PCC and NBI Clearance
06 Nov 2012 - Visa Granted (IED: 23/10/2013)
03 Apr 2013 - Flight to MEL
03 Jun 2013 - started work
12 Jun 2013 - wife started work
15 Jun 2016 - applied for citizenship
29 Jul 2016 - citizenship examination
20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
Posts: 1,455Member
Joined: Apr 26, 2011
Posts: 4,336Member
Joined: Feb 24, 2011
Cheers!!
Primary Applicant: Wife
Accountant (General): 221111
04 Aug 2012 - IELTS (Academic Module)
07 Aug 2012 - IELTS (Academic Module) Speaking Part
17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
25 Sep 2012 - Received +Skills Assessment from CPAA
25 Sep 2012 - Lodged EOI Application with 70pts
30 Sep 2012 - Invited by DIAC to apply for 189 Visa
01 Oct 2012 - Submitted 189 Visa Application
20 Oct 2012 - Medical Examinations
23 Oct 2012 - CO Assigned; Team 7 - SA
05 Nov 2012 - Submitted SG PCC and NBI Clearance
06 Nov 2012 - Visa Granted (IED: 23/10/2013)
03 Apr 2013 - Flight to MEL
03 Jun 2013 - started work
12 Jun 2013 - wife started work
15 Jun 2016 - applied for citizenship
29 Jul 2016 - citizenship examination
20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
Posts: 90Member
Joined: Oct 21, 2012
Learning with you guys...kahit matagal nko ditto.he he he..natututo kong mag tipid. I salute you guys on how you handle things here...God Bless
Posts: 4,336Member
Joined: Feb 24, 2011
http://pinoyau.info/discussion/1068/tipid-tips-in-australia
Primary Applicant: Wife
Accountant (General): 221111
04 Aug 2012 - IELTS (Academic Module)
07 Aug 2012 - IELTS (Academic Module) Speaking Part
17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
25 Sep 2012 - Received +Skills Assessment from CPAA
25 Sep 2012 - Lodged EOI Application with 70pts
30 Sep 2012 - Invited by DIAC to apply for 189 Visa
01 Oct 2012 - Submitted 189 Visa Application
20 Oct 2012 - Medical Examinations
23 Oct 2012 - CO Assigned; Team 7 - SA
05 Nov 2012 - Submitted SG PCC and NBI Clearance
06 Nov 2012 - Visa Granted (IED: 23/10/2013)
03 Apr 2013 - Flight to MEL
03 Jun 2013 - started work
12 Jun 2013 - wife started work
15 Jun 2016 - applied for citizenship
29 Jul 2016 - citizenship examination
20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
Posts: 51Member
Joined: Nov 26, 2012
VISA SUBCLASSS 189 APPLICATION AS DENTIST
14 JUN 2012- Skill Assessment
28 Jul 2012- EOI lodged
01 Sep 2012- Invitation to lodge visa 189
03 Sep 2012- Application lodged
14 Sep 2012- Medical Examination
19 Sep 2012- Case Officer assigned - Team 2 adelaide
27 Sep 2012- Futher documents submitted; NBI and form 80 submitted
08 Nov 2012- advised by CO that application pending health assessment from MOC
04 Dec 2012- further Medical testing advised
26 Jan 2013 - medical finalised
01 Feb 2013 - VISA Grant (IED July 26, 2013)
March 2013- off to sydney ?
Posts: 2,616Member, Moderator
Joined: Jan 13, 2011
Posts: 4,336Member
Joined: Feb 24, 2011
Cheers
Primary Applicant: Wife
Accountant (General): 221111
04 Aug 2012 - IELTS (Academic Module)
07 Aug 2012 - IELTS (Academic Module) Speaking Part
17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
25 Sep 2012 - Received +Skills Assessment from CPAA
25 Sep 2012 - Lodged EOI Application with 70pts
30 Sep 2012 - Invited by DIAC to apply for 189 Visa
01 Oct 2012 - Submitted 189 Visa Application
20 Oct 2012 - Medical Examinations
23 Oct 2012 - CO Assigned; Team 7 - SA
05 Nov 2012 - Submitted SG PCC and NBI Clearance
06 Nov 2012 - Visa Granted (IED: 23/10/2013)
03 Apr 2013 - Flight to MEL
03 Jun 2013 - started work
12 Jun 2013 - wife started work
15 Jun 2016 - applied for citizenship
29 Jul 2016 - citizenship examination
20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
Posts: 8Member
Joined: Nov 24, 2011
Posts: 993Member
Joined: Feb 15, 2012
261313 (Software Engineer)
Feb.15.2012 - started working on ACS requirements
Mar.02.2012 - submitted online ACS application and sent documents to ACS via Fedex
Mar.05.2012 - ACS acknowledged actual documents
Mar.21.2012 - ACS finalised assessment: Suitable
Mar.31.2012 - IELTS exam with BC
Apr.13.2012 - IELTS Results (L:8.5 R:7 W: 7 S: 8 OB: 7.5) Thank you LORD!
Apr.14.2012 - Lodged 175 Online Application
Apr.20.2012 - Completed Online Attachments
May.24.2012 - "Application being processed further"
May.29.2012 - CO Assigned :-)
Jun.07.2012 - Uploaded NBI Clearance
Jun.13.2012 - Medical/Health Requirements Finalised
Jun.14.2012 - VISA GRANT! Thank you, LORD! :-)
Jun.07.2013 - Initial Entry Date Deadline
Apr.28.2013 - Initial Entry (Sydney)
Jun.28.2013 - Verbal Job Offer (Melbourne)
Jul.08.2013 - First day of Work and first day of child care for my son (Melbourne)
Aug.21.2013 - First day of Work in Sydney
"Great is the LORD and most worthy of praise; his greatness no one can fathom." Psalm 145:3
Posts: 2,616Member, Moderator
Joined: Jan 13, 2011
@stolich18 mukhang may trabaho nang naghihintay sayo a hehe
Posts: 993Member
Joined: Feb 15, 2012
Matagal ko na kase iniisip pano ibbudget weekly un especially if tayo ung magffile ng ITR... Eh pag ganon pa naman, gusto ko kase ibawas na agad sa budget ung pambayad ng tax para no surprises come June
261313 (Software Engineer)
Feb.15.2012 - started working on ACS requirements
Mar.02.2012 - submitted online ACS application and sent documents to ACS via Fedex
Mar.05.2012 - ACS acknowledged actual documents
Mar.21.2012 - ACS finalised assessment: Suitable
Mar.31.2012 - IELTS exam with BC
Apr.13.2012 - IELTS Results (L:8.5 R:7 W: 7 S: 8 OB: 7.5) Thank you LORD!
Apr.14.2012 - Lodged 175 Online Application
Apr.20.2012 - Completed Online Attachments
May.24.2012 - "Application being processed further"
May.29.2012 - CO Assigned :-)
Jun.07.2012 - Uploaded NBI Clearance
Jun.13.2012 - Medical/Health Requirements Finalised
Jun.14.2012 - VISA GRANT! Thank you, LORD! :-)
Jun.07.2013 - Initial Entry Date Deadline
Apr.28.2013 - Initial Entry (Sydney)
Jun.28.2013 - Verbal Job Offer (Melbourne)
Jul.08.2013 - First day of Work and first day of child care for my son (Melbourne)
Aug.21.2013 - First day of Work in Sydney
"Great is the LORD and most worthy of praise; his greatness no one can fathom." Psalm 145:3
Posts: 2,616Member, Moderator
Joined: Jan 13, 2011
Actually you brought up a good way of saving in Australia --which is to be diligent with your ITR....taon taon may nilalabas ang Australian government na pauso tapos pag ginawa mo yun, may corresponding tax breaks / offsets...Last financial year, it had something to do with disability insurances, dental care and green technology hehe
Posts: 1,455Member
Joined: Apr 26, 2011