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Using PH credit card in AU

melodymanmelodyman Davao CityPosts: 7Member

Hi.

Meron ba dito na dinala ang credit card sa Australia and used it for around 3-6 months? May I know anong bank yun? I definitely need to bring credit and debit cards while wala pang work but just in case jobless for few months, I am thinking of using my credit card.

Na pre-approved kasi ako sa Security Bank Platinum (Mastercard) then planning to upgrade to from BPI Gold to BPI platinum (options are Signature, Visa Platinum and Amore cash back). I'm looking for the lowest rates na card that I can use in AU.

Thanks.

mikelle

Comments

  • mikellemikelle Posts: 171Member
    Joined: May 10, 2021

    Some did this. Just make sure to call your bank before departing; inform them of your travel dates and what country you will use your card/s. We're still not in Au but, we already called our banks para di mahold/decline yung transactions namin when we get there.

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    All other EOIs are already withdrawn upon grant of visa.

    Purely DIY with God's guidance

  • xiaolicoxiaolico Australia
    Posts: 985Member
    Joined: Aug 13, 2016

    I did. BDO mastercard, until now nagagamit ko pa din. It has been 6yrs. If optus pa mobile mo, you can call them for free. BDO app will also work sa AU. Kaso OTP mo kailangan ph number. So dapat may contact ka sa pinas na puwede batuhan ng OTP to set up your BDO app

    melodyman

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  • alibanini1209alibanini1209 Posts: 66Member
    Joined: Mar 04, 2023

    I'm still using my CITI PH and SBC card pero mostly for PH transactions na lang while i'm here in AU like say online purchases na for needs sa PH. Kahit anong bank kasi, ang mahal ng conversion rate. Also, make sure na you're bringing a sim na may roaming just in case need mo lagi mag OTP. Ako I have my GOMO sim, and kinikeep ko pa din sya kasi lahat ng government and banks ko sa PH have that number.

  • melodymanmelodyman Davao City
    Posts: 7Member
    Joined: Nov 13, 2015

    @mikelle said:
    Some did this. Just make sure to call your bank before departing; inform them of your travel dates and what country you will use your card/s. We're still not in Au but, we already called our banks para di mahold/decline yung transactions namin when we get there.

    Thanks for the tip. Let us know if na gamit mo na. :)

    By the way, I saw sa e-signature ninyo (not sure of the term), March 2023 na received yung pre-invite ninyo after passing the medical exam?

    16 Mar 2022: Received Pre-invite from NSW for SC190

  • melodymanmelodyman Davao City
    Posts: 7Member
    Joined: Nov 13, 2015

    @alibanini1209 said:
    I'm still using my CITI PH and SBC card pero mostly for PH transactions na lang while i'm here in AU like say online purchases na for needs sa PH. Kahit anong bank kasi, ang mahal ng conversion rate. Also, make sure na you're bringing a sim na may roaming just in case need mo lagi mag OTP. Ako I have my GOMO sim, and kinikeep ko pa din sya kasi lahat ng government and banks ko sa PH have that number.

    Thank you.
    Yung GOMO SIM mo, prepaid po ba or postpaid? Around how much naman yung charge per SMS?

  • CleaningGoldCoastCleaningGoldCoast Australia
    Posts: 1Member
    Joined: Dec 04, 2023

    Utilizing my PH credit card in AU has been seamless! The convenience of transactions, along with competitive exchange rates, makes it a practical choice for my expenses abroad. The security features provide peace of mind. Overall, a reliable financial companion.

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  • thegoatthegoat Posts: 12Member
    Joined: Jul 20, 2023

    used my BPI credit card in AU. just inform your bank regarding your travel info.

    9/8/2023 submitted EOI (189 & WA 190)
    11/7/2024 invitation to apply for the 189 visa

  • lunarcatlunarcat Posts: 383Member
    Joined: Oct 08, 2019

    @melodyman said:
    Hi.

    Meron ba dito na dinala ang credit card sa Australia and used it for around 3-6 months? May I know anong bank yun? I definitely need to bring credit and debit cards while wala pang work but just in case jobless for few months, I am thinking of using my credit card.

    Na pre-approved kasi ako sa Security Bank Platinum (Mastercard) then planning to upgrade to from BPI Gold to BPI platinum (options are Signature, Visa Platinum and Amore cash back). I'm looking for the lowest rates na card that I can use in AU.

    Thanks.

    Hi SBC platinum din hawak ko way back 2020. I just called them to activate my card for international transaction. Eto ginamit ko pambayad school.

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  • melodymanmelodyman Davao City
    Posts: 7Member
    Joined: Nov 13, 2015

    @lunarcat said:

    Hi SBC platinum din hawak ko way back 2020. I just called them to activate my card for international transaction. Eto ginamit ko pambayad school.

    Hi. Kumusta naman yung bank charges?

  • alibanini1209alibanini1209 Posts: 66Member
    Joined: Mar 04, 2023

    @melodyman said:

    @alibanini1209 said:
    I'm still using my CITI PH and SBC card pero mostly for PH transactions na lang while i'm here in AU like say online purchases na for needs sa PH. Kahit anong bank kasi, ang mahal ng conversion rate. Also, make sure na you're bringing a sim na may roaming just in case need mo lagi mag OTP. Ako I have my GOMO sim, and kinikeep ko pa din sya kasi lahat ng government and banks ko sa PH have that number.

    Thank you.
    Yung GOMO SIM mo, prepaid po ba or postpaid? Around how much naman yung charge per SMS?

    it's prepaid, pero it's nonexpiring kasi so no need to topup all the time. No charge for sms.

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    Posts: 1Member
    Joined: Apr 19, 2024

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