How much initial money required to Settle down in down under

alexamae · September 2013

@TasBurrfoot Thank you po sa info, cge will compare and consider

mitchy_cpa · November 2013

Hello up ko lang

What would be the minimum cash savings in order to survive in AU for the next 6 months (worse comes to worst, assuming pareho kami ni mister na walang trabaho) for a family with 2 boys ( both under 3 yrs old) assuming our monthly rent is 1,400 and we live in sydney.

I know this is very subjective question, that is why I am asking the minimum cash savings. I am thinking of 3K-3.5K per month, but I am unsure if this is even feasible.

packerx · November 2013

Hello up ko lang

What would be the minimum cash savings in order to survive in AU for the next 6 months (worse comes to worst, assuming pareho kami ni mister na walang trabaho) for a family with 2 boys ( both under 3 yrs old) assuming our monthly rent is 1,400 and we live in sydney.

I know this is very subjective question, that is why I am asking the minimum cash savings. I am thinking of 3K-3.5K per month, but I am unsure if this is even feasible.

Medyo mahirap compute ang 1 month. Mas madali iyun masimula ako per week na gastos then multiply ko by 4. Utilities lang ang estimate kasi every 3 months billing nya. Rent lang yun malaking item. Lahat ng numbers are in AUD. Family po kami with 2 kids at nag aaral na ang anak ko na panganay na grade 2 while isa ay under 1 years old. Hindi ko isasama school at it does not apply to you yet and sobrang laki ng price difference depende sa school na mapili mo.

440 rent per week - 1760 per month
150-200 for groceries kasama na baon sa office per week - 800 max per month
80 for diesel kasi diesel kelangan ng sasakyan ko - 320 per month
50 for additional small items - 200 per month

tapos add 150-200 for utilities per month so estimate ko ng lalaro gastos namin at 3k-3.3k per month. Lahat ng gastos pag punta sa australia puro initial gastos lang tulad ng bili ng kotse tapos downpayment sa rent at lastly any shipping costs from wherever you are coming from to australia. Location ko po ay sa NSW and living outside of Sydney. Parang makati ang sydney at pupunta ka lang dun for work but in general naka tira karamihan outside of Sydney CBD. Kahit wala kang kotse ok lang kasi 15 aud per 30 mins parking sa sydney during weekdays while pag mag commute ka isang roundtrip na yun at may sobra lang konti for vendo machine hehe.

So tama estimate ng iba na kung 6 months ka tatagal dito na walang work need mo ng 30k AUD but in general makakakuha ka ng work after 3 months so tingin ko out of your 30k aud may matitira ka pang 10k AUD for savings.

rachelle_gan2 · November 2013

Hello po, nakarelate me sa inyo kasi i have 2 kids din family of 4. isang 5 yrs imold at isang 2 yrs old.. Medyo mabigat bigat..

Dun po sa Estimated nyo na around 3K - 3.3K per month kahit papano my allowance din kau nakukuha sa government na 300 aud per fornight or month? for ur 2 kids??

Tama po ba?

hard2handle · November 2013

Kami Provisional Resident Visa so kailangan talaga makaipon ng pambaon dahil wala pa kami makukuhang government allowance kaya kailangan makuha ang Pag-ibig, GSIS money as much as possible.

RepotSirc · December 2013

kahit papano my allowance din kau nakukuha sa government na 300 aud per fornight or month? for ur 2 kids??

For the kids lang ba talaga un? Wala pa kami anak ni misis kaya wala pa kame makukuha? haha

solidjeff · December 2013

how about for a young couple who will just flatshare/houseshare, how much savings do we need to bring in for us to survive for 6 months while looking for a job?

mitchy_cpa · December 2013

@packerx thank you this is really informative. We are really expecting for the worst but hoping for the best

when you first landed in AU, did you get a 2 bed apartment? Is it possible to get away with a 1 bed apartment (family of 4 with two young boys) just for a few weeks until walang work?

mitchy_cpa · December 2013

@rachelle_gan2 hi based on their website i think may makukuha naman pag PR pero siguro yung timing kung kelan mo makukuha, for sure by the time na makuha mo may work ka na. So you just treat it as added bonus and not part of your initial budget when you settle down.

rooroo · December 2013

hope madami pang magshare dito ng mga experiences nila when they first moved to oz as a family. We are a family of 3. My kid will be 3 years old na pag nagmove kami sa oz.
Hopefully, maging smooth din yung pagsettle namin kasing smooth nun visa application namin.

packerx · December 2013

Hello po, nakarelate me sa inyo kasi i have 2 kids din family of 4. isang 5 yrs imold at isang 2 yrs old.. Medyo mabigat bigat..

Dun po sa Estimated nyo na around 3K - 3.3K per month kahit papano my allowance din kau nakukuha sa government na 300 aud per fornight or month? for ur 2 kids??

Tama po ba?

Yes nakakakuha ako ng 3xx AUD every fortnight but matagal sila mag process. Nagsimula lang payments ko after 3 months of stay sa rented apartment pero ok lang kasi backpaid nila lahat. So iyun initial payment sa iyo medyo ma iiyak ka sa tuwa kung na delay sila magbayad sa iyo.

But tama si mitchy_cpa na kelangan may work ka na kasi itong 3xx AUD per fortnight is a family tax benefit na walang 2 year waiting period. Most of the other family benefits tulad ng newstart allowance may 2 year waiting period. So kung wala kayong work for 3 months niyo dito sa australia wala po kayong makukuha kasi na grant visa niyo on the expectation na you will be working and paying taxes sa government instead of another mouth to feed for them.

packerx · December 2013

@packerx thank you this is really informative. We are really expecting for the worst but hoping for the best

when you first landed in AU, did you get a 2 bed apartment? Is it possible to get away with a 1 bed apartment (family of 4 with two young boys) just for a few weeks until walang work?

When I first landed I stayed with a relative. Iyun mga friends ko naman stayed with friends. Best advice ko is magtanong tanong ka dito kung sino willing magpa rent ng 1 room. Not sure kung may 1 bed apartment dito pero malamang granny flat yata tawag dun wherein isang space lang siya with no divisions except for the toilet/bath. Pwede kayo mag granny flat but usually luma ang mga lugar na ganun. Space of the house/apartment should not be an issue when staying in Australia but you need a car to be able to see all those options.

Para sa akin ang min space dito sa australia ay 2 bedroom for families. Mag granny flat ka lang kung single ka. Kung makakuha ka ng car upon arriving sa australia, mas maraming area kang pwede iview and medyo makikita mo ano ang overpriced at ano hindi. Sympre iyun first month stay mo overpriced place babayaran mo at hindi mo pa alam market value ng rent dito. Pwede ko sabihin market value ay 4xx aud per week pero you need to see the place para ma guage mo what is worth that amount.

GoodLuckAU · December 2013

Share ko lang plan namin, young (feelingera lang) couple kami moving to Melbourne.

We are preparing to spend around 15K for the initial settling - for flat rent (advance 6 months kung needed) and items we need to buy. After that, we intend to spend max 3K monthly for those months (leading up to a year) na wala kaming work.

Figures are loosely based on what I've read in the forums so far. But knowing us - we will exhaust all possible ways para makatipid. We intend to spend a lot less than that. And we will likely get odd jobs on our second rejection-filled unemployed month.

Also din - not forgetting current, on-going responsibilities. We need to think about probably a year's worth of payment sa mga existing insurances and mortgages namin.

*bleeding money from all orifices*

Ok na kaya ang plan? Hmm... :-?

lock_code2004 · December 2013

@GoodLuckAU ang daming baon.. lol..

quesoboy · December 2013

Hi Everyone!

For a single guy going to Australia, how much money should I bring? Matipid akong tao, so I can live with the just the basics to start out. I understand that I have to make this sacrifice as I start out.

What possible breakdown of costs can I expect in terms of food, rent, utilities, transpo, etc.

I would really appreciate thoughts on this so that I can manage my expectations. This is actually one of the things that I still do not have a concrete idea on.

Hope you guys can help. Thanks.

GoodLuckAU · December 2013

@lock_code2004 Hahaha! Ewan ko rin kung pano, basta I believe God will provide!

Pero seriously, figures lang naman po yan na nakalap ko dito sa forums based sa mga natanungan kong almost similar case sa min. I do hope na so much less than that ang kakailanganin namin. Enlighten me po if you think di realistic ang figures para mabawasan ang worries.

First priority talaga maghanap ng work, kahit anong work. X_X

stolich18 · December 2013

@GoodLuckAu sobra sobra na po yang baon nyo. hehehe Tama yung 3K a month. I'm assuming kasama ang rent and initial expenses kaya malaki ang target nyong baon?
sa baon nyong 15K kasya na jan ang initial/bond payment sa rent, and kung ok kayo sa second hand na car, pde ata kayong makabili sa halagangn 5K.

pero kung ok lang din sa inyo wala munang sasakyan, maittabi nyo malaking portion ng 15K. Mga less than 10K sguro ang gastos for the bond plus pagbili ng mga furniture and appliances. Kung ok din sa inyo bumili ng 2nd-hand, im sure marami nagbbenta sa ebay and gumtree. hehehe
Yung sa per month naman, 3K is good, kasama na jan ang rent.

GoodLuckAU · December 2013

@stolich18 Thanks, po. Yah, kasama na rent dyan. Nabasa ko kasi na di preferred ng mga landlords ang mga jobless unless makakabayad ka ng ilang buwan na advance. Kung 400/wk yung place - abot ng 10k ang 6months. The rest pambili ng kakailanganin - baka walang bed/fridge/washing machine at kung ano-ano pang kailangan.

About sa car, di na muna siguro - delay na lang muna hanggang magkawork.

stolich18 · December 2013

Yup ok naman ang public transpo dito eh

The car can wait. ;-) Mas okay nga na wala muna, para makabisado ang pasikot sikot hehehe tska focus muna sa pagkuha ng licence

Karamihan nga dito kelangan ng rental history and karamihan unfurnished, ang meron lang usually ung stove and oven. May mga semi-furnished apartment na malapit sa city pero syempre mas mahal hehehe

GoodLuckAU · December 2013

@stolich18 Thanks po ulit. Risk talaga ang pagpunta dyan. Iniisip ko pa lang, bumabaliktad na sikmura ko. Hahaha.

stolich18 · December 2013

hehee oo nga medyo challenging tlga sa simula and nakkadrain ng resources. hehehe once naman may work na kayo, madali nyo na mababawi lahat ng ginastos hehe

pero be vigilant pa rin sa pag-spend

bluemist · December 2013

hello po, ask ko lang po kung magkaano usually budget for school ng grade 1? Kung ano po usually binabayaran sa government school? thank you po.

lock_code2004 · December 2013

@GoodLuckAU -

if you can find a room for rent mas makaka mura kayo..
eto ang expenses ko nung pumunt ako dito.

room (inclusive of everything) - 200/wk (room for 2)
food (nagluluto kmi) - 50-100/wk
transpo (approx 6aud per day back&forth going to city)- 50/wk
prepaid - 29aud/month virgin fone with 1 gb

sobrang tipid tlaga ako.. lol..

GoodLuckAU · December 2013

@lock_code2004 Hmm... Ok. So mga 1.5K per month kayo dati. Share kayo sa phone? So same number nilalagay nyo sa pag-apply ng work?

Try namin achieve same thing. Ang maging difference lang siguro is sa rent - kasi gusto namin kumuha ng sarili. Kung kukuha kami ng tig-400, abot na kami ng 2.4K. A lot better pa rin than 3K. Sana makahanap kami ng mga 300-350. Yun lang may additional cost din sa min kapag unfurnished.

packerx · December 2013

Para sa mga walang anak, madali magsiksik ng budget pero pag may anak kayo may additional cost iyun paghatid/sundo sa school atsaka school payment. Regarding school costs makikita naman prices ng private schools sa net. Pag public school kelangan yata bisitahin.

stolich18 · December 2013

@lock_code grabe sobrang tipid nyo nga. Ang dami nyong maiipon nyan. Mas malaki pa maiipon mo kesa sa expenses mo. heheeh

raymundjubyOZ · December 2013

yaman naman ni @GoodLuckAu dami baon pautang nga hehe...

share ko naman experience nmin (Me ad my wife) so far mag 3 weeks pa lang kami and im still searching work here in WA near perth.. eto roughly expenses namin..

Rent - $200/pw +$400 dp (excluding utilities)
Food,Misc, Transpo(smart rider) - $130-150 pw
Mobile (Vodafone) Unli txt or Unlicall with 1Gb data - $35pm
Gas - $40-50pw

we initially want to buy a second hand car meron na dito around $1500-2000 magandang condition pa sa gumtree or quokka kaso 90's model at mataas na mileage pero luckily natangap agad si misis sa work after 2 weeks of applying kasa tumaas budget namin sa car ng $3._K (P120k di na masama diba) nakabili kami sonata '04 model para mas madaling magikot summer na kasi mahirap ma transfer transfer ng bus saka para mkasimba na din at pasyal ng weekends plus pag nag grocery hehe :P
eto ako ngayon nag aapply pa din at houseband sundo hatid kay misis sa train station around 5 mins drive. sana makahanap na din ako work para we can rent our place of own na malapit sa work namin pareho.. god is good tyaga tyaga lang! enjoy lang natin journey natin dito sa AU in the end it will be all worth it

raymundjubyOZ · December 2013

were staying nga pala sa isang filipino family with 2 kids kaya kasama na gamit sa lahat ng appliances plus natutulungan pa at na guide kami during our initial stay bonus na yun plus sinama pa kami nila sa LOJ ni Bro.Bo here in Perth (blessings) so kahit papano nakakabuild ng connections at new friends.. nakilala din namin sila sa Pinoyau

TasBurrfoot · December 2013

@GoodLuckAU - depends on where you go but here in Melbourne; 350/wk would land you a very good 2 bedroom villa.

start-up cost would be high; basic stuffs are fridge, washing machine and bed - these three would cost at least $2000.

all the best!

lock_code2004 · December 2013

@lock_code2004 Hmm... Ok. So mga 1.5K per month kayo dati. Share kayo sa phone? So same number nilalagay nyo sa pag-apply ng work?

Try namin achieve same thing. Ang maging difference lang siguro is sa rent - kasi gusto namin kumuha ng sarili. Kung kukuha kami ng tig-400, abot na kami ng 2.4K. A lot better pa rin than 3K. Sana makahanap kami ng mga 300-350. Yun lang may additional cost din sa min kapag unfurnished.

oh sorry.. that transpo and mobile fone is per person per week...