How much initial money required to Settle down in down under

lock_code2004

@lock_code grabe sobrang tipid nyo nga. Ang dami nyong maiipon nyan. Mas malaki pa maiipon mo kesa sa expenses mo. heheeh

kailangan magtipid that time kasi tuloy ang remittance sa pinas.. lol..
pero nung sweldo na ko.. kmuha na ako ng sarili kong place.. 2 bedroom apt..
semi furnished (oven, ref, sofa, bed, closte) naman kaya konting gamit na lang kailangan..

lock_code2004

were staying nga pala sa isang filipino family with 2 kids kaya kasama na gamit sa lahat ng appliances plus natutulungan pa at na guide kami during our initial stay bonus na yun plus sinama pa kami nila sa LOJ ni Bro.Bo here in Perth (blessings) so kahit papano nakakabuild ng connections at new friends.. nakilala din namin sila sa Pinoyau

tama thats the way to go pag start pa lang.. gnyan mismo ginawa ko..
room for rent sa family.. tapos meron pa rin isang room na puro mga bagong dating din sa perth.. saya saya lang.. parang dorm ... hehe..

san area kayo sir??

rooroo

Is 15K enough for a family of 3? mahal po ba sa melbourne yung milk, diapers? share sa mga may kiddos jan! actually, I'm planning to open an account as early as now and deposit 10K aud habang mababa ang AUD vs SGD. Actually, medyo paranoid ako if makakakuha ba agad kami ng work. Both IT field kami nagwowork. Naiisip ko nga 30K aud ang babaunin namin just to make sure na hindi naman kami mahihirapan mag adjust pag wala pang work.

stolich18

@bluemist uniform, school supplies and some donation ata pag sa government. may school kids bonus pa ata. sang area kayo? Pde nyo masearch ung website ng public school and andun ung fees.

May school kids bonus din pero iaabolish na ata to... http://www.humanservices.gov.au/customer/news/schoolkidsbonus-payments

GoodLuckAU

@TasBurrfoot Thanks. Palagay nga namin bibili kami ng furnitures/appliances - mas madami akong nakikitang unfurnished house/flat for rent.

@lock_code2004 oks, bro~ Thanks.

GoodLuckAU

@raymundjubyOZ LoL. Uutang din kami - kung magkano eh tignan pa natin. Hahaha.
Congrats kay misis! Start na ng new life~

bluemist

@stolich18 thank you sa info.

Filamokio

Hello mga ka berks, I'm back after a long hiatus very bc kc here. We just arrived in Perth just more than a month pa Lang, and now I got the first hand info Ng cost of living here.

Filamokio

List of expenses:
1. House rental
2. Car repayment, petrol usage, insurance
3. Mobile phones, internet line, at ang pinaka importante, TFC
4. Private health insurance
5. Groceries
6. Public Transportation
7. Gas, electricity, water

solidjeff

question po, for how many months that 20K will be enough for a couple like us? given that we will just rent a room.

Filamokio

@rooroo actually, if u arrive in Au without work or mababa ang Sweldo, u can apply for family tax benifits A and B. Kung May isa kang anak, I think u can receive atleast 600 aud a month. 30 k Aud is more than enough to last for 10 months for a family of 3. But then, don't worry to much, if worrying can help u find a job, then everyone should worry. Hope for the best and expect for much better...

Filamokio

@solidjeff san kayo? kung wala kayong bibiling kotse, I think u can stretch it to 2000 to 2500 per month.

solidjeff

@Filamokio sa NSW plan nmin.. kuha lng kmi room temporarily na mdyo accessible sa public transpo. Tpos kpag may work na lipat na lng sa mdyo maayos na accommodation.

KurikongSaTumbong

Share ko lang plan namin, young (feelingera lang) couple kami moving to Melbourne.

We are preparing to spend around 15K for the initial settling - for flat rent (advance 6 months kung needed) and items we need to buy. After that, we intend to spend max 3K monthly for those months (leading up to a year) na wala kaming work.

Figures are loosely based on what I've read in the forums so far. But knowing us - we will exhaust all possible ways para makatipid. We intend to spend a lot less than that. And we will likely get odd jobs on our second rejection-filled unemployed month.

Also din - not forgetting current, on-going responsibilities. We need to think about probably a year's worth of payment sa mga existing insurances and mortgages namin.

*bleeding money from all orifices*

Ok na kaya ang plan? Hmm... :-?

Maganda yang plano mo. Pag dating sa baon eh "The more, the merrier" ika nga ng Lolo ko. Mapapansin nyo na madali talagang maubos pera once andito na kayo tsaka maraming gastos na naglalabasan na wala sa budget tulad ng beer, pulutan at casino.

Kaya nung bagong dating kami eh talagang kinalimutan ko muna ang mga bisyo. Buti na lang nasa budget namin ang beer at pulutan at mabuti na lang di ako nagka casino.

Once nagka trabaho na naman eh gagaan na buhay at tuloy tuloy na ligaya.

rooroo

@rooroo actually, if u arrive in Au without work or mababa ang Sweldo, u can apply for family tax benifits A and B. Kung May isa kang anak, I think u can receive atleast 600 aud a month. 30 k Aud is more than enough to last for 10 months for a family of 3. But then, don't worry to much, if worrying can help u find a job, then everyone should worry. Hope for the best and expect for much better...

thanks!! apply na din siguro kami nun family tax benefit para makatulong, somehow nakakatanggal ng worry. hehe siguro yung car, tsaka nalang yung pag stable na, public transpo nalang muna.

KurikongSaTumbong

@rooroo actually, if u arrive in Au without work or mababa ang Sweldo, u can apply for family tax benifits A and B. Kung May isa kang anak, I think u can receive atleast 600 aud a month. 30 k Aud is more than enough to last for 10 months for a family of 3. But then, don't worry to much, if worrying can help u find a job, then everyone should worry. Hope for the best and expect for much better...

thanks!! apply na din siguro kami nun family tax benefit para makatulong, somehow nakakatanggal ng worry. hehe siguro yung car, tsaka nalang yung pag stable na, public transpo nalang muna.

bili ka muna ng 2nd hand na kotse. ganun ginawa ko dati bumili ako ng bulok na kotse - para ma enjoy mo na mga pasyalan dito. Kahit $2,000 makakabili ka ng kotseng medyo matino pa dito at pag me budget ka na eh i trade-in mo ng $1,500.

rooroo

@KurikongSaTumbong wow meron 2K? not bad na for family car na magstart palang! ayus ang trade-in value hindi ganun kalaki pla mawawala, isipin ko nalang nirent ko un 500 for several months haha salamat sir!

KurikongSaTumbong

@KurikongSaTumbong wow meron 2K? not bad na for family car na magstart palang! ayus ang trade-in value hindi ganun kalaki pla mawawala, isipin ko nalang nirent ko un 500 for several months haha salamat sir!

marami pang mas mura dyan sa $2,000. Tsaka na muna bnew. Hanggang maaari wag kayong umutang para sa bnew na kotse para mas malaki ma approve sa inyo sa housing loan in case gusto nyo na bumili ng bahay - o yan ah kung financial adviser mag-advise sa inyo nyan eh sisingilin kayo hihihihi!

rolly04

@rooroo @KurikongSaTumbong nakakaexcite naman pag ganyang affordable ang car

KurikongSaTumbong

@rooroo @KurikongSaTumbong nakakaexcite naman pag ganyang affordable ang car

maraming affordable na 2nd hand dito. mag tingin tingin kayo sa carsales.com.au.

meron din nga akong kakilala eh binigyan ng lumang kotse nung opis mate nya kasi balak ng idispose yung kotse pero matino pa naman.

Filamokio

@rolly04 Make sure matino yung car or you will end up paying more sa cost ng pag papagawa....

KurikongSaTumbong

@rolly04 Make sure matino yung car or you will end up paying more sa cost ng pag papagawa....

Tama po kayo. Kaya po pag bibili ng 2nd hand eh advice ko eh avail nyo ang service ng mga nag pre-purchase check ng kotse (mga nasa $200 lang naman fee) para siguradong maayos makuha nyo na 2nd hand.

TasBurrfoot

question po, for how many months that 20K will be enough for a couple like us? given that we will just rent a room.

At 2500/month; it should last for 6 months easily...

solidjeff

@TasBurrfoot possible ba ma-stretch yung 5K for every 3 months?

JCsantos

Share ko lang plan namin, young (feelingera lang) couple kami moving to Melbourne.

We are preparing to spend around 15K for the initial settling - for flat rent (advance 6 months kung needed) and items we need to buy. After that, we intend to spend max 3K monthly for those months (leading up to a year) na wala kaming work.

Figures are loosely based on what I've read in the forums so far. But knowing us - we will exhaust all possible ways para makatipid. We intend to spend a lot less than that. And we will likely get odd jobs on our second rejection-filled unemployed month.

Also din - not forgetting current, on-going responsibilities. We need to think about probably a year's worth of payment sa mga existing insurances and mortgages namin.

*bleeding money from all orifices*

Ok na kaya ang plan? Hmm... :-?

Maganda yang plano mo. Pag dating sa baon eh "The more, the merrier" ika nga ng Lolo ko. Mapapansin nyo na madali talagang maubos pera once andito na kayo tsaka maraming gastos na naglalabasan na wala sa budget tulad ng beer, pulutan at casino.

Kaya nung bagong dating kami eh talagang kinalimutan ko muna ang mga bisyo. Buti na lang nasa budget namin ang beer at pulutan at mabuti na lang di ako nagka casino.

Once nagka trabaho na naman eh gagaan na buhay at tuloy tuloy na ligaya.

kung baga sa virgin e sa una lang masakit ) )

TasBurrfoot

@TasBurrfoot possible ba ma-stretch yung 5K for every 3 months?

your mileage may vary...

tingin ko? hirap ata

KurikongSaTumbong

@TasBurrfoot possible ba ma-stretch yung 5K for every 3 months?

your mileage may vary...

tingin ko? hirap ata

Kasya yan pag me libreng matutuluyan pero maiinis yung may ari ng bahay eventually.

O kaya eh room for rent muna pero kelangan mga $150 a week na room medyo mahirap humanap nun. Tapos puro de lata or instant noodles muna - mukhang kakasya pero medyo hindi enjoy.

solidjeff

@KurikongSaTumbong sir, ayun nga plan nmin.. mgrent lng muna ng room until makahanap ng work. cguro nga most likely 2K per month yung budget dpat.

Filamokio

@solidjeff kung couple lang naman kayo, I think possible. 800 per month sa room, 400 per month sa food, 400 sa others gala gala, 100 sa prepaid phone for 2, 300 sa pang apply apply. make sure na yung room na renta mo kasama na yun gas/elec/water, bonus kamo yung wifi kasi internet sa phone very limited...

solidjeff

@Filamokio ayos kung ganyan.. bka meron pa sukli sa 2k, pandagdag sa nxt month..:)