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Owning a house in Australia?

era222era222 PhilippinesPosts: 783Member

Naghahanap lang ng inspo, libre mangarap! :D Anyone here who successfully owned/bought/built a house sa Oz? Based sa listing na nakikita ko, it costs at least AU$1M and wanted to know if achievable ba sya, kaya talagang mapagipunan at maafford.

212415 - Technical Writer | Offshore, PH | With agent | Age: 30 | English: 20 | Work: 0 | Qualification: 15 | Single: 10 | NAATI: 5 | Total: 80+5 for SC190 | Granted 190 NSW

2020

December 5: Started consulting with agents

2021

March 5: Hiatus

2022

February 28: Resumed my application
June 16: PTE - Started studying on my own (Used Pearson mock tests and APEUni)
June 21: PTE - Booked my exam
June 23: VETASSESS - Submitted my application
June 24: VETASSESS - Status "Lodged"
August 26: PTE - Exam at Trident Makati
August 30: PTE - Results: SUPERIOR (LRSW 90) - Read my study/exam tips
September 14: NAATI CCL - Booked my exam
November 26: NAATI CCL - Exam
November 30: VETASSESS - Requested for updated reference letter
December 7: VETASSESS - Submitted updated reference letter
December 16: VETASSESS - Result - POSITIVE ASSESSMENT!
December 22: NAATI CCL - Results - Passed (77.5/90) - Just took the CCL cram course
December 23: EOI - Lodged 190 for VIC and NSW

2023

January 6: Submitted petition for correction of birth certificate (just in case)
January 10: STATE NOM - Received pre-invite from NSW for 190 TYL / Discontinued VIC ROI
January 23: STATE NOM - Submitted nomination application to NSW
January 24: Received ITA from NSW for 190 visa first thing in the morning tears of joy
February 17: Lodged 190 visa application / Scheduled my medicals at St. Luke's BGC
March 4: First-time visit to Melbourne and Sydney
March 13: Medicals
March 17: Police clearance
March 21: Medicals cleared
April 5: Uploaded corrected birth certificate (TYL, my LCRO was efficient)
October 16: Received commencement email
December 28: PR VISA GRANT

Comments

  • jakibantilesjakibantiles Sydney
    Posts: 315Member
    Joined: Jan 14, 2019

    @era222 said:
    Naghahanap lang ng inspo, libre mangarap! :D Anyone here who successfully owned/bought/built a house sa Oz? Based sa listing na nakikita ko, it costs at least AU$1M and wanted to know if achievable ba sya, kaya talagang mapagipunan at maafford.

    Hello po. Dec2020 po kami dumating ni hubs dito sa Sydney. Nakakuha po kami ng off the plan na 1br+study unit sa Bankstown, 5mins away from the station. 463k, 5% deposit siya. Nagconfirm agad ako sa agent pagkabasa ko ng PR grant letter. Di na namin inisip yung possible na akyat or baba ng interest as long as makalabas agad sa pagrerent. Ginive up namin yung hulog sa ilang properties sa pinas at dito na lang nagfocus. Sakit din kasi sa ulo ng mga SPA. 5k lang talaga ang cash namin ni hubs (naubos funds sa PR visa 🥲) Lakas loob na kumuha ng 1yr loan para mabuo yung 5%. Sabi ni broker no problem daw yun kasi more than 1yr pa naman before settlement. I suggest kumausap po kayo ng brokers para ma assess yung borrowing capacity nyo and to see how soon you can get a property, libre naman ang service nila. Natakot din ako noon sabi nila mahirap o kaya more than 5yrs bago makakuha. Kaso sobrang taas ng rent ngayon, need na makaexit 😄

    MACINOZ2023era222butterfloi

    ANZSCO 233512 | Mechanical Engineer | Age: 30, Education: 15, Work Experience: 10, PTE: 20, Spouse: 10, CCL: 5 | State Nom: 5 (NSW)

    Lodged Visa 482 | 17 Mar 2020 | Granted 24 Sep 2020 while Offshore
    Travel Exemption | DOA: 08 Oct 2020 | Approved: 12 Oct 2020

    Lodged EOI: Visa 190/95pts NSW
    DOE: 23 Dec 2020
    Pre-Invite: 10 June 2021
    ITA: 18 June 2021
    Visa Lodge: 05 Aug 2021
    Medical: 31 Jan 2022
    Visa Grant: 20 Apr 2022

  • jakibantilesjakibantiles Sydney
    Posts: 315Member
    Joined: Jan 14, 2019

    Pinili pala naming mag unit for security. At dahil mura, maagang makakapasok sa market at makaka equity.

    MACINOZ2023era222

    ANZSCO 233512 | Mechanical Engineer | Age: 30, Education: 15, Work Experience: 10, PTE: 20, Spouse: 10, CCL: 5 | State Nom: 5 (NSW)

    Lodged Visa 482 | 17 Mar 2020 | Granted 24 Sep 2020 while Offshore
    Travel Exemption | DOA: 08 Oct 2020 | Approved: 12 Oct 2020

    Lodged EOI: Visa 190/95pts NSW
    DOE: 23 Dec 2020
    Pre-Invite: 10 June 2021
    ITA: 18 June 2021
    Visa Lodge: 05 Aug 2021
    Medical: 31 Jan 2022
    Visa Grant: 20 Apr 2022

  • agentKamsagentKams Toowoomba
    Posts: 861Member
    Joined: Apr 25, 2014

    Building in regional qld, with 10% DP ( 5% sa land and 5% sa build). Almost half mil for land and house package. Achievable iyan, focus lang sa goal. Also have a good saving habit para alam mo kung kelan mo matarget iyong pagbili mo ng forever home mo.

    era222

    Timeline: Student Visa Subclass 573 (Masters)
    06 July 2015: Visa Grant
    April 2018: Uni Graduation

    Timeline: Permanent Visa (189) Accountant 221111
    18 April 2018: ITA received - Visa 189
    04 May 2018 : Lodged Visa Application - Visa 189
    29 Aug 2018 - First CO Contact - PCC Qatar (partner)
    9 Jan 2019 - 2nd CO Contact - penal waiver
    18 Jan 2019 - Updated immiaccount with penal waiver
    29 Jan 2019 - Forwarded PCC to gsm.allocated email
    8 Feb 2019 - Visa Grant - Finally!!

    Timeline: Citizenship
    July 2020: Application lodgment
    May 2021: Citizenship Exam
    Feb 2022: Oi! Oi! Oi! Aussie na din sa wakas!

  • hikarihikari Australia
    Posts: 249Member
    Joined: May 29, 2018

    Hello. Mas maganda ba bumili ng sariling bahay agad or bumili ng property for investment then continue sa pagrent? Meron na ba gumawa neto dito? Thank you.

    Master of Software Engineering

    Jun 2018 Started AU Dreams
    Aug 2018 Started inquiring about Student Visa pathway - AECC Global and KOKOS International
    30-Aug-18 Got an offer with a full scholarship from Macquarie University Course: Master of Information Technology | Application Date: August 20, 2018
    14-Sep-18 Got a conditional offer from Deakin University | Course: Grad Cert + Master IT | Application Date: August 20, 2018
    10-Oct-18 1st PTE-A Exam
    15-Oct-18 Got a full offer from Deakin University
    20-Nov-18 Tuition Fee Payment
    23-Nov-18 Received CoE from Deakin University
    27-Nov-18 Insurance Payment (Medibank)
    29-Nov-18 Medical at St Luke's BGC | Health Clearance Provided - No Actions Required
    12-Dec-18 Student Visa lodgement
    14-Dec-18 CO asked an additional de facto documents (Evidence of same home address)
    19-Dec-18 Uploaded all documents to immi portal (Waiting time!!!)
    02-Jan-19 Visa Grant!
    Jun 2019 IT Grad Cert completed at Deakin Uni
    Aug 2019 First Day in Uni Adelaide

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