Major update has been completed. Please help to report any abnormality that you are facing (in case there is any) to [email protected] . Thank you for your continued support guys!
k_mavsMelbourne Posts: 712Member Joined: May 30, 2011
Foe me dalawang sim din gamit ko dito. Ung isa ung OFW sim ng globe (kahit di mo loadan ok lng basta ung simcard na pair nya sa pinas e magloload at least once a month) saka ung Optus sim ko dito sa Au. Tama si sir @aldousnow na mas maganda magtxt sa pinas via sa data ng plan ng phone nyo. Ung sakin naman nag install lng ako ng chikka App sa phone ko kaya un ang gamit ko pang txt sa pinas.mas mura at kahit anung mobile number pa sa pinas pwede mo itxt ng libre.tapos dun sila magrereply sa globe roaming ko kaya mura lng din ung txt nila. Ok dito kung gusto mo iretain ung current number mo pwede sa kanila.kasi sayo na kasi nakapangalan ung number na yon dahil kukunin nilaung mga details mo when you activate the simcard.
“We can make our own plans, but the LORD gives the right answer.”
guys, just a question... yong mga electronics ba mas cheaper jan? im planning to buy a laptop since bumigay na yong luma ko but still thinking to hold it if its cheaper there... see you mga kabayan in Mandurah, spcial mention to @k_mavs ...hehehe
Occupation: Electronics Engineer ANZSCO 233411
Dec. 21, 2011 - Submitted CDR to EA
Feb. 25, 2012 - Received Favorable Assessment from EA
Mar. 30, 2012 - Applied for SS in WA
May 5, 2012 - IELTS result 2nd take L7 R6 W6.5 S7 (failed)
May 8, 2012 - SS in WA granted
May 17, 2012 - Lodged 475 Visa
May 29, 2012 - Application being processed further
June 13, 2012 - Health requirements finalised
July 11, 2012 - NBI Clearance submitted
Sept 4, 2012 - Qatar Police Clearance submitted
Sept 5, 2012 - Visa Granted...finally
LokiJrQuezon City Posts: 2,616Member, Moderator Joined: Jan 13, 2011
@JClem so yung mga local bank cards mo (i.e. BPI, BDO) pinaputol mo na?
Dun sa post paid plans dito sa Pinas, kung magmmigrate na sa Australia, sulit bang imaintain yung plan? Hindi ba magastos yung roaming to the point na mas matipid mag plan sa Australia na lang?
JClemMelbourne Posts: 528Member Joined: Jan 08, 2011
@LokiJr ang mamaintain ko is isang Citibank credit card and isang BPI bank account. The rest po papadeactivate ko na.
Kahit di na plan, prepaid lang ok na. Sabi nga ni @aldousnow yung 100 pesos per month minsan sobra pa kaya pinapantawag nya na bago mag-expire.
Nominated Occupation: Software Engineer (261313) - Husband is the primary applicant.
10.21.2012 - Arrived in Melbourne. This is the day that the Lord has made.
03.26.2012 - Visa granted. God is good, all the time! All the time, God is good!
03.23.2012 - PCC submitted and medicals finalized
03.02.2012 - Application being processed further / CO assigned
06.26.2011 - Lodged Visa 175 application
LokiJrQuezon City Posts: 2,616Member, Moderator Joined: Jan 13, 2011
Hehe puwede na pala kahit ganun lang kaliit yung load...Kung sabagay may skype etc naman kaya di na kailangan gumastos masyado hehe.
Yung mga credit cards ko kasi walang annual fees kaya nanghihinayang naman ako ipadeactivate yun kung lilipad na ako hehe
JClemMelbourne Posts: 528Member Joined: Jan 08, 2011
Uy anong credit card yung walang annual fee? Siguro ikaw yung nasa 100K every month ang bill tas nakakabayad on time kaya parati waive ang annual fee. Hehe! If wala naman pala annual fee, wag mo na pa-deactivate.
Nominated Occupation: Software Engineer (261313) - Husband is the primary applicant.
10.21.2012 - Arrived in Melbourne. This is the day that the Lord has made.
03.26.2012 - Visa granted. God is good, all the time! All the time, God is good!
03.23.2012 - PCC submitted and medicals finalized
03.02.2012 - Application being processed further / CO assigned
06.26.2011 - Lodged Visa 175 application
tita_vechMandaluyong Posts: 79Member Joined: Aug 22, 2012
For those planning to get CC sa Oz, you might also be interested in joining Qantas Frequent Flyer program. Halos lahat nang banks may cc na pwede i-link sa Qantas.
Apply din kayo sa Woolworth's Everyday Rewards and if Optus client kayo madaling mag earn nang points. Dami pang ibang partners, check nyo nalang sa site.
For those new in Oz lalo na kung may family, you can easily earn the 60K points required for return trip to Manila - promise!
There's no annual fee for FF, but not sure if membership is free at the moment.
Velocity program ng Virgin free membership so join na rin. Walang flights to Manila pero ok pa rin.
I'm not connected with these airlines. Gusto ko lang i-share kasi over the years naka more than 10 free round-trip tickets na kami to Manila.
hotshotSydney Posts: 1,643Member Joined: Nov 10, 2011
@tita_vech : kahit normal credit card use lang (groceries, gas, shopping), mabilis pa din po ba makaipon ng miles enough for a round trip ticket to manila?
Occupation: Analyst Programmer (ANZSCO Code 261311)
May 21 2012 - lodged visa 176 (NSW) online application
May 30 2012 - CO allocation
Jul 16 2012 - Visa Granted! (IED Deadline: May 16, 2013)
Jan 19 2013 - Arrived in Sydney
Jan 20 2013 - Started our job hunt
Mar 11 2013 - Officially became a "HOUSE-BAND"
Apr 22 2013 - End of my "HOUSE-BAND" career
TasBurrfootOsaka Posts: 4,336Member Joined: Feb 24, 2011
edited September 2012
Speaking of credit cards, ako I am an advocate of charge everything as much as possible to your plastic. As long as you pay on time and you don't overspend, then you are fine.
I maintain just 1 credit card during my whole 4 years stay here in Singapore. It is a Citibank Premier Miles Visa that allows me to accrue points which will eventually be converted into air miles. So far so good, naka vacation for 2 na ako sa HK as well as 4 RT ticket from Singapore to Manila...
04 Aug 2012 - IELTS (Academic Module)
07 Aug 2012 - IELTS (Academic Module) Speaking Part
17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
25 Sep 2012 - Received +Skills Assessment from CPAA
25 Sep 2012 - Lodged EOI Application with 70pts
30 Sep 2012 - Invited by DIAC to apply for 189 Visa
01 Oct 2012 - Submitted 189 Visa Application
20 Oct 2012 - Medical Examinations
23 Oct 2012 - CO Assigned; Team 7 - SA
05 Nov 2012 - Submitted SG PCC and NBI Clearance
06 Nov 2012 - Visa Granted (IED: 23/10/2013)
03 Apr 2013 - Flight to MEL
03 Jun 2013 - started work
12 Jun 2013 - wife started work
15 Jun 2016 - applied for citizenship
29 Jul 2016 - citizenship examination
20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
tita_vechMandaluyong Posts: 79Member Joined: Aug 22, 2012
@hotshot - yes madali makaipon. Basta lahat nang pwedeng i-charge bayaran mo via cc. Make sure get ka rin nang Everyday Rewards kasi generous sila sa bonus points and may option for petrol discount sa Caltex. Meron na din palang rent na pwedeng via cc, check mo Qantas site for details.
For those going on business trips or training, kahit bayad nang company yung flights and hotel you can still earn points basta quote your FF number when booking or during check-in sa partner hotels.
Stick ka sa advise ni @psychoboy, charge whatever you can and pay-off the balance by due date. Parang mortal sin din sa akin magbayad nang interest sa cc, we should really live within our means
PogingNoypiMelbourne Posts: 238Member Joined: Mar 01, 2012
Guys, Bukod sa pamamasyal po. Ano po kaya amg pwede ko gawin sa isang araw na importante? Bale 3 days po kami doon yung first day and third day po un yung byahe po namin.
March 5 - ACS submitted......
March 20 - ACS result.. Suitable (Analyst Programmer)
March 10 - IELTS Passed!
June 23 2012 - Sent my paper based application to Adelaide.
June 26, 2012 - DIAC received and sent a receipt.
August 9, 2012 - Received Medical and NBI Clearance Request.
August 10, 2012 - Had a Medical Exam on a Panel Doctor
August 13, 2012 - NBI Clearance application.
August 23, 2012 - Medical Results was submitted by the Panel Doctor.
September 2, 2012 - NBI clearance received by DIAC.
Visa Grant! - September 6, 2012!!!
...........
Mga magkano kaya yung house rental (2 bedroom) sa perth or even about 30 mins to CBD? Kung bibili ng house, how much ang average price and what the maximum period it can be paid?
tnx po.
tita_vechMandaluyong Posts: 79Member Joined: Aug 22, 2012
@Alexcons - rent or buy nang property check mo sa domain.com,au or realestate.com.au. Ok din mag google sa kung may private sale, bihira yon but you can save a lot on agent's fee kung sakali.
Max period to pay-off 25 or meron din yatang up to 30 years. Check mo sites nang banks, meron silang calculators so alam mo rin how much you can borrow.
Daming things to consider when buying, eto konting pointers:
- almost always may tawad, lalo na ngayon buyer's market. Pag desperado seller makakatawad ka at least 5%, so babaan ang unang tawad.
- if you're set to buy the property, make sure "subject to satisfactory building & pest inspection" para di ka mapasubo kung may anay, or lumulubog ang area, or may mga extensions/renovations na illegal or doesn't meet the standards.
- pay-off your mortgage early. Hindi yan impossible lalo na ngayon mababa interest rates. Surpisingly may mga taong retired na pero malaki pa ang mortgage.
- big help if your bank offers 100% offset facility.
@Alexcons wow!!! yaman nyo naman sir... unang dating nyo pa lang bili na kayo ng house? siguro kayo yung isa sa nanalo ng 300M nung last draw ng 6/55... balato sir
@icebreaker, kung nanalo me sa lotto ng ganon, then hindi na sana me magplanned to migrate sa ausie. It just happened na we owned a condo here in singapore and in the event na matuloy na kami sa ausie, then yung matitira sa napagbentahan non will be used as downpayment atleast sa house.
hotshotSydney Posts: 1,643Member Joined: Nov 10, 2011
@Alexcons : wow! may condo na pala kayo dito sa SG.
Occupation: Analyst Programmer (ANZSCO Code 261311)
May 21 2012 - lodged visa 176 (NSW) online application
May 30 2012 - CO allocation
Jul 16 2012 - Visa Granted! (IED Deadline: May 16, 2013)
Jan 19 2013 - Arrived in Sydney
Jan 20 2013 - Started our job hunt
Mar 11 2013 - Officially became a "HOUSE-BAND"
Apr 22 2013 - End of my "HOUSE-BAND" career
yup, madami pong taga-SG sa forum na to. meron din thread for the SG peeps pero wala na yata nagpopost. hehe
Occupation: Analyst Programmer (ANZSCO Code 261311)
May 21 2012 - lodged visa 176 (NSW) online application
May 30 2012 - CO allocation
Jul 16 2012 - Visa Granted! (IED Deadline: May 16, 2013)
Jan 19 2013 - Arrived in Sydney
Jan 20 2013 - Started our job hunt
Mar 11 2013 - Officially became a "HOUSE-BAND"
Apr 22 2013 - End of my "HOUSE-BAND" career
@ice breaker, its not a luxury but a necessity. mahal ng renta here di ba. hindi pa amin yun, 25% palang ang bayad he he he. under mortgage ofcourse. Kaya nga nagmamadali na sa plan sa ausie para maibenta na considering na mataas ang bentahan now.
TasBurrfootOsaka Posts: 4,336Member Joined: Feb 24, 2011
@ice breaker, its not a luxury but a necessity. mahal ng renta here di ba. hindi pa amin yun, 25% palang ang bayad he he he. under mortgage ofcourse. Kaya nga nagmamadali na sa plan sa ausie para maibenta na considering na mataas ang bentahan now.
Ayus yan @Alexcons - if sure ka na talaga sa Australia then why not buy a property if you can afford diba? Instead of paying out a straight expense every month (by rental), at least you are slowly building your equity sa bahay mo sa Oz...
All the best to you, may post for SG forumers - kita kits there!
04 Aug 2012 - IELTS (Academic Module)
07 Aug 2012 - IELTS (Academic Module) Speaking Part
17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
25 Sep 2012 - Received +Skills Assessment from CPAA
25 Sep 2012 - Lodged EOI Application with 70pts
30 Sep 2012 - Invited by DIAC to apply for 189 Visa
01 Oct 2012 - Submitted 189 Visa Application
20 Oct 2012 - Medical Examinations
23 Oct 2012 - CO Assigned; Team 7 - SA
05 Nov 2012 - Submitted SG PCC and NBI Clearance
06 Nov 2012 - Visa Granted (IED: 23/10/2013)
03 Apr 2013 - Flight to MEL
03 Jun 2013 - started work
12 Jun 2013 - wife started work
15 Jun 2016 - applied for citizenship
29 Jul 2016 - citizenship examination
20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
atchinoSydney Posts: 312Member Joined: Jan 09, 2011
@Alexcons sir, kung sa NSW ka... kuha ka na ng bahay tapos parentahan nyo yung isang room... ako magrent
LokiJrQuezon City Posts: 2,616Member, Moderator Joined: Jan 13, 2011
@JClem, 100k? bigtime yun hehe..hindi ko kaya yun hehe Metrobank may card sila na walang annual...yung BPI ko binabantaan ko lang kumakagat naman hehe
Sa mga may Australian CC, may cash advance feature rin ba ang mga Australian CC's? If so, nasa magkano ang interest rate?
JClemMelbourne Posts: 528Member Joined: Jan 08, 2011
edited September 2012
@TinaR, Skype is another option to communicate to our family in the Philippines but it requires you to be connected to the internet at all times. I'm still considering SMS especially for my mom.
Nominated Occupation: Software Engineer (261313) - Husband is the primary applicant.
10.21.2012 - Arrived in Melbourne. This is the day that the Lord has made.
03.26.2012 - Visa granted. God is good, all the time! All the time, God is good!
03.23.2012 - PCC submitted and medicals finalized
03.02.2012 - Application being processed further / CO assigned
06.26.2011 - Lodged Visa 175 application
LokiJrQuezon City Posts: 2,616Member, Moderator Joined: Jan 13, 2011
Checked the bank rates for cash advance, mas mababa pa pala sa Australia kesa sa Pinas tsk tsk
Dun sa skype naman, di ganun ka reliable kasi ang internet connection sa Manila lalo na sa may banda amin...saka yung magulang ko hirap gumamit ng computer kaya praktikal man ang skype kelangan pa rin maghanap ng ibang paraan hehe
@TinaR usong uso po ang skype sa Pinas... pero nde ka naman pede magtxt at itxt dun lol...
BryannSydney Posts: 854Member Joined: May 27, 2011
edited September 2012
@TinaR Nice answers. I'm sure others members appreciates them. People come here to meet new friends and seek advice, not to read sarcastic and annoying comments like yours.
Occupation: ICT Software Engineer (ANZSCO 261313)
Dec 13 2011 - ACS: Suitable (AQF Diploma)
Feb 03 2012 - IELTS #1 Failed (W-6.5)
Mar 02 2012 - IELTS #2 Passed
Apr 21 2012 - 175 Visa Lodged Online
May 29 2012 - CO Assigned
Jun 25 2012 - Visa Grant (IED: Dec 14 2012)
Aug 19 2012 - Arrived in Sydney
Sept 10 2012 - Start @ 1st Job (Web Developer)
TasBurrfootOsaka Posts: 4,336Member Joined: Feb 24, 2011
Nice answers. I'm sure others members appreciates them. People come here to meet new friends and seek advice, not to read sarcastic and annoying comments like yours.
04 Aug 2012 - IELTS (Academic Module)
07 Aug 2012 - IELTS (Academic Module) Speaking Part
17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
25 Sep 2012 - Received +Skills Assessment from CPAA
25 Sep 2012 - Lodged EOI Application with 70pts
30 Sep 2012 - Invited by DIAC to apply for 189 Visa
01 Oct 2012 - Submitted 189 Visa Application
20 Oct 2012 - Medical Examinations
23 Oct 2012 - CO Assigned; Team 7 - SA
05 Nov 2012 - Submitted SG PCC and NBI Clearance
06 Nov 2012 - Visa Granted (IED: 23/10/2013)
03 Apr 2013 - Flight to MEL
03 Jun 2013 - started work
12 Jun 2013 - wife started work
15 Jun 2016 - applied for citizenship
29 Jul 2016 - citizenship examination
20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
tita_vechMandaluyong Posts: 79Member Joined: Aug 22, 2012
The longest running Pinoy-Australian Forum site in the history. We are connecting Pinoys "in" and "to" Australia since 2010! If you want to join in, click one of these buttons!
Comments
Posts: 712Member
Joined: May 30, 2011
Tama si sir @aldousnow na mas maganda magtxt sa pinas via sa data ng plan ng phone nyo. Ung sakin naman nag install lng ako ng chikka App sa phone ko kaya un ang gamit ko pang txt sa pinas.mas mura at kahit anung mobile number pa sa pinas pwede mo itxt ng libre.tapos dun sila magrereply sa globe roaming ko kaya mura lng din ung txt nila.
Ok dito kung gusto mo iretain ung current number mo pwede sa kanila.kasi sayo na kasi nakapangalan ung number na yon dahil kukunin nilaung mga details mo when you activate the simcard.
“We can make our own plans, but the LORD gives the right answer.”
Posts: 7Member
Joined: Aug 14, 2012
Occupation: Electronics Engineer ANZSCO 233411
Dec. 21, 2011 - Submitted CDR to EA
Feb. 25, 2012 - Received Favorable Assessment from EA
Mar. 30, 2012 - Applied for SS in WA
May 5, 2012 - IELTS result 2nd take L7 R6 W6.5 S7 (failed)
May 8, 2012 - SS in WA granted
May 17, 2012 - Lodged 475 Visa
May 29, 2012 - Application being processed further
June 13, 2012 - Health requirements finalised
July 11, 2012 - NBI Clearance submitted
Sept 4, 2012 - Qatar Police Clearance submitted
Sept 5, 2012 - Visa Granted...finally
Posts: 2,616Member, Moderator
Joined: Jan 13, 2011
Dun sa post paid plans dito sa Pinas, kung magmmigrate na sa Australia, sulit bang imaintain yung plan? Hindi ba magastos yung roaming to the point na mas matipid mag plan sa Australia na lang?
Posts: 528Member
Joined: Jan 08, 2011
Kahit di na plan, prepaid lang ok na. Sabi nga ni @aldousnow yung 100 pesos per month minsan sobra pa kaya pinapantawag nya na bago mag-expire.
Nominated Occupation: Software Engineer (261313) - Husband is the primary applicant.
10.21.2012 - Arrived in Melbourne. This is the day that the Lord has made.
03.26.2012 - Visa granted. God is good, all the time! All the time, God is good!
03.23.2012 - PCC submitted and medicals finalized
03.02.2012 - Application being processed further / CO assigned
06.26.2011 - Lodged Visa 175 application
Posts: 2,616Member, Moderator
Joined: Jan 13, 2011
Yung mga credit cards ko kasi walang annual fees kaya nanghihinayang naman ako ipadeactivate yun kung lilipad na ako hehe
Posts: 528Member
Joined: Jan 08, 2011
Nominated Occupation: Software Engineer (261313) - Husband is the primary applicant.
10.21.2012 - Arrived in Melbourne. This is the day that the Lord has made.
03.26.2012 - Visa granted. God is good, all the time! All the time, God is good!
03.23.2012 - PCC submitted and medicals finalized
03.02.2012 - Application being processed further / CO assigned
06.26.2011 - Lodged Visa 175 application
Posts: 79Member
Joined: Aug 22, 2012
Apply din kayo sa Woolworth's Everyday Rewards and if Optus client kayo madaling mag earn nang points. Dami pang ibang partners, check nyo nalang sa site.
For those new in Oz lalo na kung may family, you can easily earn the 60K points required for return trip to Manila - promise!
There's no annual fee for FF, but not sure if membership is free at the moment.
Velocity program ng Virgin free membership so join na rin. Walang flights to Manila pero ok pa rin.
I'm not connected with these airlines. Gusto ko lang i-share kasi over the years naka more than 10 free round-trip tickets na kami to Manila.
Posts: 1,643Member
Joined: Nov 10, 2011
Occupation: Analyst Programmer (ANZSCO Code 261311)
May 21 2012 - lodged visa 176 (NSW) online application
May 30 2012 - CO allocation
Jul 16 2012 - Visa Granted! (IED Deadline: May 16, 2013)
Jan 19 2013 - Arrived in Sydney
Jan 20 2013 - Started our job hunt
Mar 11 2013 - Officially became a "HOUSE-BAND"
Apr 22 2013 - End of my "HOUSE-BAND" career
Posts: 4,336Member
Joined: Feb 24, 2011
I maintain just 1 credit card during my whole 4 years stay here in Singapore. It is a Citibank Premier Miles Visa that allows me to accrue points which will eventually be converted into air miles. So far so good, naka vacation for 2 na ako sa HK as well as 4 RT ticket from Singapore to Manila...
Primary Applicant: Wife
Accountant (General): 221111
04 Aug 2012 - IELTS (Academic Module)
07 Aug 2012 - IELTS (Academic Module) Speaking Part
17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
25 Sep 2012 - Received +Skills Assessment from CPAA
25 Sep 2012 - Lodged EOI Application with 70pts
30 Sep 2012 - Invited by DIAC to apply for 189 Visa
01 Oct 2012 - Submitted 189 Visa Application
20 Oct 2012 - Medical Examinations
23 Oct 2012 - CO Assigned; Team 7 - SA
05 Nov 2012 - Submitted SG PCC and NBI Clearance
06 Nov 2012 - Visa Granted (IED: 23/10/2013)
03 Apr 2013 - Flight to MEL
03 Jun 2013 - started work
12 Jun 2013 - wife started work
15 Jun 2016 - applied for citizenship
29 Jul 2016 - citizenship examination
20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
Posts: 79Member
Joined: Aug 22, 2012
For those going on business trips or training, kahit bayad nang company yung flights and hotel you can still earn points basta quote your FF number when booking or during check-in sa partner hotels.
Stick ka sa advise ni @psychoboy, charge whatever you can and pay-off the balance by due date. Parang mortal sin din sa akin magbayad nang interest sa cc, we should really live within our means
Posts: 238Member
Joined: Mar 01, 2012
Bukod sa pamamasyal po. Ano po kaya amg pwede ko gawin sa isang araw na importante? Bale 3 days po kami doon yung first day and third day po un yung byahe po namin.
March 5 - ACS submitted......
March 20 - ACS result.. Suitable (Analyst Programmer)
March 10 - IELTS Passed!
June 23 2012 - Sent my paper based application to Adelaide.
June 26, 2012 - DIAC received and sent a receipt.
August 9, 2012 - Received Medical and NBI Clearance Request.
August 10, 2012 - Had a Medical Exam on a Panel Doctor
August 13, 2012 - NBI Clearance application.
August 23, 2012 - Medical Results was submitted by the Panel Doctor.
September 2, 2012 - NBI clearance received by DIAC.
Visa Grant! - September 6, 2012!!!
...........
Posts: 12Member
Joined: Sep 14, 2012
tnx po.
Posts: 79Member
Joined: Aug 22, 2012
Max period to pay-off 25 or meron din yatang up to 30 years. Check mo sites nang banks, meron silang calculators so alam mo rin how much you can borrow.
Daming things to consider when buying, eto konting pointers:
- almost always may tawad, lalo na ngayon buyer's market. Pag desperado seller makakatawad ka at least 5%, so babaan ang unang tawad.
- if you're set to buy the property, make sure "subject to satisfactory building & pest inspection" para di ka mapasubo kung may anay, or lumulubog ang area, or may mga extensions/renovations na illegal or doesn't meet the standards.
- pay-off your mortgage early. Hindi yan impossible lalo na ngayon mababa interest rates. Surpisingly may mga taong retired na pero malaki pa ang mortgage.
- big help if your bank offers 100% offset facility.
Posts: 1,455Member
Joined: Apr 26, 2011
siguro kayo yung isa sa nanalo ng 300M nung last draw ng 6/55... balato sir
Posts: 12Member
Joined: Sep 14, 2012
@icebreaker, kung nanalo me sa lotto ng ganon, then hindi na sana me magplanned to migrate sa ausie. It just happened na we owned a condo here in singapore and in the event na matuloy na kami sa ausie, then yung matitira sa napagbentahan non will be used as downpayment atleast sa house.
Posts: 1,643Member
Joined: Nov 10, 2011
Occupation: Analyst Programmer (ANZSCO Code 261311)
May 21 2012 - lodged visa 176 (NSW) online application
May 30 2012 - CO allocation
Jul 16 2012 - Visa Granted! (IED Deadline: May 16, 2013)
Jan 19 2013 - Arrived in Sydney
Jan 20 2013 - Started our job hunt
Mar 11 2013 - Officially became a "HOUSE-BAND"
Apr 22 2013 - End of my "HOUSE-BAND" career
Posts: 12Member
Joined: Sep 14, 2012
Posts: 1,455Member
Joined: Apr 26, 2011
Posts: 1,643Member
Joined: Nov 10, 2011
Occupation: Analyst Programmer (ANZSCO Code 261311)
May 21 2012 - lodged visa 176 (NSW) online application
May 30 2012 - CO allocation
Jul 16 2012 - Visa Granted! (IED Deadline: May 16, 2013)
Jan 19 2013 - Arrived in Sydney
Jan 20 2013 - Started our job hunt
Mar 11 2013 - Officially became a "HOUSE-BAND"
Apr 22 2013 - End of my "HOUSE-BAND" career
Posts: 12Member
Joined: Sep 14, 2012
Posts: 4,336Member
Joined: Feb 24, 2011
All the best to you, may post for SG forumers - kita kits there!
Primary Applicant: Wife
Accountant (General): 221111
04 Aug 2012 - IELTS (Academic Module)
07 Aug 2012 - IELTS (Academic Module) Speaking Part
17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
25 Sep 2012 - Received +Skills Assessment from CPAA
25 Sep 2012 - Lodged EOI Application with 70pts
30 Sep 2012 - Invited by DIAC to apply for 189 Visa
01 Oct 2012 - Submitted 189 Visa Application
20 Oct 2012 - Medical Examinations
23 Oct 2012 - CO Assigned; Team 7 - SA
05 Nov 2012 - Submitted SG PCC and NBI Clearance
06 Nov 2012 - Visa Granted (IED: 23/10/2013)
03 Apr 2013 - Flight to MEL
03 Jun 2013 - started work
12 Jun 2013 - wife started work
15 Jun 2016 - applied for citizenship
29 Jul 2016 - citizenship examination
20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
Posts: 312Member
Joined: Jan 09, 2011
Pwede pagbalik mo na lang.
To all Kuripotz.. please visit my blog.
May kasabihan tayo: Kuripot man at magaling... yayaman din....
http://kuripotism.blogspot.com.au
Posts: 1,455Member
Joined: Apr 26, 2011
Posts: 2,616Member, Moderator
Joined: Jan 13, 2011
Metrobank may card sila na walang annual...yung BPI ko binabantaan ko lang kumakagat naman hehe
Sa mga may Australian CC, may cash advance feature rin ba ang mga Australian CC's? If so, nasa magkano ang interest rate?
Posts: 528Member
Joined: Jan 08, 2011
Nominated Occupation: Software Engineer (261313) - Husband is the primary applicant.
10.21.2012 - Arrived in Melbourne. This is the day that the Lord has made.
03.26.2012 - Visa granted. God is good, all the time! All the time, God is good!
03.23.2012 - PCC submitted and medicals finalized
03.02.2012 - Application being processed further / CO assigned
06.26.2011 - Lodged Visa 175 application
Posts: 2,616Member, Moderator
Joined: Jan 13, 2011
Dun sa skype naman, di ganun ka reliable kasi ang internet connection sa Manila lalo na sa may banda amin...saka yung magulang ko hirap gumamit ng computer kaya praktikal man ang skype kelangan pa rin maghanap ng ibang paraan hehe
Posts: 1,455Member
Joined: Apr 26, 2011
Posts: 854Member
Joined: May 27, 2011
Nice answers. I'm sure others members appreciates them. People come here to meet new friends and seek advice, not to read sarcastic and annoying comments like yours.
Occupation: ICT Software Engineer (ANZSCO 261313)
Dec 13 2011 - ACS: Suitable (AQF Diploma)
Feb 03 2012 - IELTS #1 Failed (W-6.5)
Mar 02 2012 - IELTS #2 Passed
Apr 21 2012 - 175 Visa Lodged Online
May 29 2012 - CO Assigned
Jun 25 2012 - Visa Grant (IED: Dec 14 2012)
Aug 19 2012 - Arrived in Sydney
Sept 10 2012 - Start @ 1st Job (Web Developer)
Posts: 4,336Member
Joined: Feb 24, 2011
Great observations!!
Primary Applicant: Wife
Accountant (General): 221111
04 Aug 2012 - IELTS (Academic Module)
07 Aug 2012 - IELTS (Academic Module) Speaking Part
17 Aug 2012 - IELTS Results (L: 8.5 R: 8.5 W: 7.0 S: 7.5 OBS: 8.0)
24 Aug 2012 - CPAA Submitted (docs mailed same day via SG EMS)
25 Sep 2012 - Received +Skills Assessment from CPAA
25 Sep 2012 - Lodged EOI Application with 70pts
30 Sep 2012 - Invited by DIAC to apply for 189 Visa
01 Oct 2012 - Submitted 189 Visa Application
20 Oct 2012 - Medical Examinations
23 Oct 2012 - CO Assigned; Team 7 - SA
05 Nov 2012 - Submitted SG PCC and NBI Clearance
06 Nov 2012 - Visa Granted (IED: 23/10/2013)
03 Apr 2013 - Flight to MEL
03 Jun 2013 - started work
12 Jun 2013 - wife started work
15 Jun 2016 - applied for citizenship
29 Jul 2016 - citizenship examination
20 Oct 2016 - Aussie, Aussie, Aussie Oi Oi Oi!!
Posts: 79Member
Joined: Aug 22, 2012