Major update has been completed. Please help to report any abnormality that you are facing (in case there is any) to [email protected] . Thank you for your continued support guys!
@misisv hi, we got bupa nung 1st year namen then lipat kme ng medibank after kasi mas maganda coverage nila.
kathmendezManila Posts: 1Member Joined: Oct 13, 2017
edited October 2017
For me health insurance is a must, I was hospitalized before and wala akong insurance or even philhealth. Sobrang sayang kasi instead na macocover a big chunk of the bill I ended up paying around 50k
bookwormCanberra Posts: 588Member Joined: Nov 27, 2013
Experiences in the Philippines and Au are different. Will share my story. In Au, there is Medicare, which means that if in an emergency, you can go to the public hospitals here and be treated for free. This is why a lot of people choose not get private health insurance. There is no need for it. However, in certain situations, they apply triage, meaning they prioritize people who will need it more.
For my story, within a year of my arrival here, I got private insurance simply because I wanted to avoid healthcare loading. I only got the basic ambulance and hospital coverage. Since single, I paid less than a hundred per month.
Fast forward 2 years, I felt a pain in my tummy. It was persistent but didn't impede my daily activities. I went to the doctor, and after several tests, it was determined that I had a cyst in my ovary that was huge. It definitely needed to be removed. My doctor asked if I wanted to go private or wait for the hospital. Since I already had insurance, I took the private option. I was operated on the next day (next availability of the doc), and was fine within 2 weeks.
To sum it up: Private Health Insurance Pros:
immediate care
own room
Cons:
pay excess fees (depending on what you chose when you got your insurance)
monthly or annual fee
Medicare or public hospital
Pros
totally free
Cons
shared room
wait for availability
So, you need to choose what is best for you. Look at the pros and cons I mentioned and determine for yourself if the additional cost is worth it.
20110812 - Submitted Vetassess docs
20120403 - Received positive assessment
20130622 - Took the IELTS exam (L:8, R:7, W:8.5, S:8.5, OBS:8)
20131008 - Created and submitted EOI account
20131216 - Started gathering documents for ACT SS
20140113 - Submitted ACT SS nomination
20140227 - assigned a case officer
20140317 - Finally got my ACT sponsorship!
20140319 - Invited to apply (visa 190)
20140325 - Lodged visa 190
20140718 - Direct visa grant. IED: July 17, 2015
20150203 - Landed in ACT Job hunt begins
201510 - Started working at Woolies
20161031 - landed a job in my field as a junior
20180508 - landed a job in my field
Thank you God! You are truly amazing!
japsdotcomCanberra Posts: 90Member Joined: Jun 23, 2018
Hello Kabayan! What Health Insurance ang pwede ninyo marecommend for Family of 4 with good Full medical coverage for TSS/Visa 482 holder po. Salamat po.
batmanDarwin Australia Posts: 3,520Member, Moderator Joined: Oct 04, 2011
221213 External Auditor|489 - 70pts - SS NT
21|07|16 - Applied CPAA membership assessment
31|07|16 - PTE-A L|S|W|R (73|79|78|77)
01|08|16 - Submitted CPAA migration assessment
20|09|17 - EOI 190 - NT (delayed due to show money req.)
- collating requirements for NT SS application
18|10|17 - Submitted NT SS application (praying for + result)
24|04|18 - 190 not successful,
- was offered 489 instead and accepted the offer
- engaged with visa consort agency for visa application submission.
26|04|18 - Invited to apply for SS visa 489 - Northern Territory
02|05|18 - PCC processing
20|05|18 - Medical
06|06|18 - Visa payment
15|09|18 - happy na birthday pa, visa grant pa.. TYL
09|02|19 - Big move
11|02|19 - First job interview
12|02|19 - Received a job offer
13|02|19 - Accepted job offer
13|08|19 - Accepted a new job offer - new employer
16|10|20 - Started new job - a better opportunity
01|01|21 - Started CPA Australia qualification
10|02|21 - Lodged 887 visa application
June 2021 - First CPA subject passed
Nov 2021 - 2nd CPA Subject passed
June 2022 - 3rd and 4th CPA subject passed
Nov 2022 - 5th subject passed (failed the other one)
Feb 2023 - PR visa granted
June 2023 - Officially a CPA Australia member.
July 2023 - Purchased a land where to build our home
japsdotcomCanberra Posts: 90Member Joined: Jun 23, 2018
Hi @batman Wala pa kami nakuha na insurance sa Australia na search pa ako kung ano mas ok ang coverage and mabilis makapag reimbursement. kayo ano nakuha ninyo na insurance?
batmanDarwin Australia Posts: 3,520Member, Moderator Joined: Oct 04, 2011
221213 External Auditor|489 - 70pts - SS NT
21|07|16 - Applied CPAA membership assessment
31|07|16 - PTE-A L|S|W|R (73|79|78|77)
01|08|16 - Submitted CPAA migration assessment
20|09|17 - EOI 190 - NT (delayed due to show money req.)
- collating requirements for NT SS application
18|10|17 - Submitted NT SS application (praying for + result)
24|04|18 - 190 not successful,
- was offered 489 instead and accepted the offer
- engaged with visa consort agency for visa application submission.
26|04|18 - Invited to apply for SS visa 489 - Northern Territory
02|05|18 - PCC processing
20|05|18 - Medical
06|06|18 - Visa payment
15|09|18 - happy na birthday pa, visa grant pa.. TYL
09|02|19 - Big move
11|02|19 - First job interview
12|02|19 - Received a job offer
13|02|19 - Accepted job offer
13|08|19 - Accepted a new job offer - new employer
16|10|20 - Started new job - a better opportunity
01|01|21 - Started CPA Australia qualification
10|02|21 - Lodged 887 visa application
June 2021 - First CPA subject passed
Nov 2021 - 2nd CPA Subject passed
June 2022 - 3rd and 4th CPA subject passed
Nov 2022 - 5th subject passed (failed the other one)
Feb 2023 - PR visa granted
June 2023 - Officially a CPA Australia member.
July 2023 - Purchased a land where to build our home
medilizaAustralia Posts: 8Member Joined: Nov 13, 2018
@LokiJr parang late na reply ko pero contact me if you have any friend who have issues with health insurance i work with medibank i can help out clarify things
batmanDarwin Australia Posts: 3,520Member, Moderator Joined: Oct 04, 2011
221213 External Auditor|489 - 70pts - SS NT
21|07|16 - Applied CPAA membership assessment
31|07|16 - PTE-A L|S|W|R (73|79|78|77)
01|08|16 - Submitted CPAA migration assessment
20|09|17 - EOI 190 - NT (delayed due to show money req.)
- collating requirements for NT SS application
18|10|17 - Submitted NT SS application (praying for + result)
24|04|18 - 190 not successful,
- was offered 489 instead and accepted the offer
- engaged with visa consort agency for visa application submission.
26|04|18 - Invited to apply for SS visa 489 - Northern Territory
02|05|18 - PCC processing
20|05|18 - Medical
06|06|18 - Visa payment
15|09|18 - happy na birthday pa, visa grant pa.. TYL
09|02|19 - Big move
11|02|19 - First job interview
12|02|19 - Received a job offer
13|02|19 - Accepted job offer
13|08|19 - Accepted a new job offer - new employer
16|10|20 - Started new job - a better opportunity
01|01|21 - Started CPA Australia qualification
10|02|21 - Lodged 887 visa application
June 2021 - First CPA subject passed
Nov 2021 - 2nd CPA Subject passed
June 2022 - 3rd and 4th CPA subject passed
Nov 2022 - 5th subject passed (failed the other one)
Feb 2023 - PR visa granted
June 2023 - Officially a CPA Australia member.
July 2023 - Purchased a land where to build our home
medilizaAustralia Posts: 8Member Joined: Nov 13, 2018
magueroAdelaide Posts: 825Member Joined: Oct 24, 2016
@batman@japsdotcom Nagstart na ako magresearch ng personal health insurance since 489 yung visa ko. Anu-ano yung mga pinagpipilian ninyo? Meron bang mga dapat i-take into consideration aside from yung coverage or halos pare-pareho din and sa rates lang nagkakaiba?
batmanDarwin Australia Posts: 3,520Member, Moderator Joined: Oct 04, 2011
@maguero medibak, bupa, allianz pa lang na check ko. Di ko pa din aral ng husto.
221213 External Auditor|489 - 70pts - SS NT
21|07|16 - Applied CPAA membership assessment
31|07|16 - PTE-A L|S|W|R (73|79|78|77)
01|08|16 - Submitted CPAA migration assessment
20|09|17 - EOI 190 - NT (delayed due to show money req.)
- collating requirements for NT SS application
18|10|17 - Submitted NT SS application (praying for + result)
24|04|18 - 190 not successful,
- was offered 489 instead and accepted the offer
- engaged with visa consort agency for visa application submission.
26|04|18 - Invited to apply for SS visa 489 - Northern Territory
02|05|18 - PCC processing
20|05|18 - Medical
06|06|18 - Visa payment
15|09|18 - happy na birthday pa, visa grant pa.. TYL
09|02|19 - Big move
11|02|19 - First job interview
12|02|19 - Received a job offer
13|02|19 - Accepted job offer
13|08|19 - Accepted a new job offer - new employer
16|10|20 - Started new job - a better opportunity
01|01|21 - Started CPA Australia qualification
10|02|21 - Lodged 887 visa application
June 2021 - First CPA subject passed
Nov 2021 - 2nd CPA Subject passed
June 2022 - 3rd and 4th CPA subject passed
Nov 2022 - 5th subject passed (failed the other one)
Feb 2023 - PR visa granted
June 2023 - Officially a CPA Australia member.
July 2023 - Purchased a land where to build our home
just.anotherguySingapore Posts: 215Member Joined: Feb 01, 2018
@mediliza better not post your email po kasi susceptible po kayo ma-spam ng mga bots..anyway, PM ko po kayo
06/Feb/2018 : 1st PTE: L-77;R-90;S-90;W-79
13/Mar/2018 : Notarized docs in a SG lawfirm
16/Mar/2018 : ACS assessment submitted
02/May/2018 : ACS result positive
10/May/2018 : 2nd PTE: L-90;R-88;S-90;W-87
20/May/2018 : Submitted EOI
25/May/2018 : Submitted SA state sponsorship (visa 489)
13/Jun/2018 : Generated HAP ID for Medical
16/Jun/2018 : Wife's Medical @ Nationwide Makati
18/Jun/2018 : NBI Clearance
05/Jul/2018 : My Medical @ SG AMK SATA
25/Jul/2018 : ITA Received!! Thank You Lord!
01/Aug/2018 : SG Police Clearance
22/Aug/2018 : Visa lodged. Frontloaded all documents
waiting game.....
14/Dec/2018 : Granted!! Thankful for all the members in this forum.
japsdotcomCanberra Posts: 90Member Joined: Jun 23, 2018
@maguero @ Here is my option. 1. Allianz 2. Medibank 3. Bupa In my opinion, in terms of extras, Allianz has a better cover than Bupa. Bupa is at 50% whereas Allianz is at 70% with a bigger annual limit. The Medibank cover is top of the line, however, the cost is also bigger.
magueroAdelaide Posts: 825Member Joined: Oct 24, 2016
Uunahin ko nang i-research yung mga nabanggit nyo na providers.
se29mPerth Posts: 2,144Member, Moderator Joined: Sep 14, 2015
Nagwork ako for health isurance and if may question, let me know.. make sure na makakuha max benefits with the right insurance premiums
233211 Civil Engineer
30/09/15 - VETASSESS Lodged - 133112 Project Builder
09/10/15 - IELTS Results: L-7.5, R-7.0, W-6.0, S-7.5 OBS-7.0
19/10/15 - PTE A Results: L-82, R-74, S-90, W-76 OAS-79
26/11/15 - Obtained NBI Clearance
09/12/15 - VETASSESS Results - NEGATIVE!!!
12/01/16 - Submitted CDR to Engineers Australia
22/01/16 - EA Positive Results - Bachelor's Degree with 4 years 8 months skilled employment
22/01/16 - Lodged EOI 189 (60pts)
03/02/16 - Received 189 ITA
11/02/16 - Health Clearance Provided - No Action Required
18/02/16 - Obtained SG CoC
26/02/16 - Lodged 189 Visa
15/03/16 - Direct Grant - IED 11/02/2017
25/05/16 - Big Move Perth!
16/06/16 - Started Casual Work
11/07/16 - Permanent Full-time Work
Now for the Citizenship Journey
26/08/2019 - Applied and acknowledgement letter received
27/09/2019 - Test Email Invite for 19/12/2019
01/10/2019 - Actual Test/Interview Date
01/10/2019 - Approval Date (received the approval letter from the post 11/10/2019)
05/02/2020 - Ceremony Date (received the email 10/01/2020)
Hi All. Kakarating lang po namin dito sa Australia, and now wanting to check health insurance kasi 489 visa namin. Ano po ang best? Nabasa ko sa thread from @japsdotcom na top 3 is Allianz, Medibank, and Bupa. May I ask po yung specific packages na napili ninyo from your insurance providers? Thank you.
se29mPerth Posts: 2,144Member, Moderator Joined: Sep 14, 2015
hospital is being admitted as a private patient either sa public or pirvate hospital extras - for my dental, optical and other items like physio chiro etc
233211 Civil Engineer
30/09/15 - VETASSESS Lodged - 133112 Project Builder
09/10/15 - IELTS Results: L-7.5, R-7.0, W-6.0, S-7.5 OBS-7.0
19/10/15 - PTE A Results: L-82, R-74, S-90, W-76 OAS-79
26/11/15 - Obtained NBI Clearance
09/12/15 - VETASSESS Results - NEGATIVE!!!
12/01/16 - Submitted CDR to Engineers Australia
22/01/16 - EA Positive Results - Bachelor's Degree with 4 years 8 months skilled employment
22/01/16 - Lodged EOI 189 (60pts)
03/02/16 - Received 189 ITA
11/02/16 - Health Clearance Provided - No Action Required
18/02/16 - Obtained SG CoC
26/02/16 - Lodged 189 Visa
15/03/16 - Direct Grant - IED 11/02/2017
25/05/16 - Big Move Perth!
16/06/16 - Started Casual Work
11/07/16 - Permanent Full-time Work
Now for the Citizenship Journey
26/08/2019 - Applied and acknowledgement letter received
27/09/2019 - Test Email Invite for 19/12/2019
01/10/2019 - Actual Test/Interview Date
01/10/2019 - Approval Date (received the approval letter from the post 11/10/2019)
05/02/2020 - Ceremony Date (received the email 10/01/2020)
@se29m sir 190 kami pero gusto ko sana kumuha ng extras cover. ano po marecommend nyo? nabasa ko rin poi na may hospital cover kayo kahit 189.. Ano po ibig sabihin nyo with your statement na "to avoid LHC and MLS?"
thanks in advance po!
Occupation: Accountant 190/75pts
28.12.15 IELTS - Unsuccessful
23.02.16 PTE - Successful 10 pts
23.04.16 CPAA positive skills assessment
11.05.16 CPAA positive employment assessment (minus 5 yrs for EA experience)
12.05.16 EOI 189-65points and190 NSW-70points
23.05.16 PTE take 2 for 20 points - unsuccessful
22.06.16 PTE take 3 for 20 points - unsuccessful
01.08.16 Sent appeal to CPAA to reconsider EA experience
05.08.16 Submitted SA 190 application under chain migration
07.09.16 CPAA positive result of appeal/Updated EOI 189/70; 190/75
16.09.16 NSW nomination - will let this expire
28.09.16 SA approval/ITA 190 received
17.10.16 Medicals at SLEC BGC
01.11.16 Lodged
30.11.16 Received Immi Assessment Commenced/CO allocation email
11.01.17 DG
16.04.17 Big move
se29mPerth Posts: 2,144Member, Moderator Joined: Sep 14, 2015
@pink lhc is lifetime health cover loading.. financial penalty na might be added to your private health premiums if you decide to get private health insurance in the future
Mls is Medicare levy surcharge for high income earners.. on top pa to sa regular Medicare levy na binabayaran natin..
Recommended extras cover: family saver options for budget friendly cover www.hif.com.au
233211 Civil Engineer
30/09/15 - VETASSESS Lodged - 133112 Project Builder
09/10/15 - IELTS Results: L-7.5, R-7.0, W-6.0, S-7.5 OBS-7.0
19/10/15 - PTE A Results: L-82, R-74, S-90, W-76 OAS-79
26/11/15 - Obtained NBI Clearance
09/12/15 - VETASSESS Results - NEGATIVE!!!
12/01/16 - Submitted CDR to Engineers Australia
22/01/16 - EA Positive Results - Bachelor's Degree with 4 years 8 months skilled employment
22/01/16 - Lodged EOI 189 (60pts)
03/02/16 - Received 189 ITA
11/02/16 - Health Clearance Provided - No Action Required
18/02/16 - Obtained SG CoC
26/02/16 - Lodged 189 Visa
15/03/16 - Direct Grant - IED 11/02/2017
25/05/16 - Big Move Perth!
16/06/16 - Started Casual Work
11/07/16 - Permanent Full-time Work
Now for the Citizenship Journey
26/08/2019 - Applied and acknowledgement letter received
27/09/2019 - Test Email Invite for 19/12/2019
01/10/2019 - Actual Test/Interview Date
01/10/2019 - Approval Date (received the approval letter from the post 11/10/2019)
05/02/2020 - Ceremony Date (received the email 10/01/2020)
28.12.15 IELTS - Unsuccessful
23.02.16 PTE - Successful 10 pts
23.04.16 CPAA positive skills assessment
11.05.16 CPAA positive employment assessment (minus 5 yrs for EA experience)
12.05.16 EOI 189-65points and190 NSW-70points
23.05.16 PTE take 2 for 20 points - unsuccessful
22.06.16 PTE take 3 for 20 points - unsuccessful
01.08.16 Sent appeal to CPAA to reconsider EA experience
05.08.16 Submitted SA 190 application under chain migration
07.09.16 CPAA positive result of appeal/Updated EOI 189/70; 190/75
16.09.16 NSW nomination - will let this expire
28.09.16 SA approval/ITA 190 received
17.10.16 Medicals at SLEC BGC
01.11.16 Lodged
30.11.16 Received Immi Assessment Commenced/CO allocation email
11.01.17 DG
16.04.17 Big move
archdreamchaserphilippines Posts: 191Member Joined: Mar 23, 2017
Ano po kaya recommended Health Insurance for 489, Single? If ever BUPA may 3 options for Just the Basics, (Active saver, young single saver, young singles choice). Any suggestion please? thanks:)
archdreamchaserphilippines Posts: 191Member Joined: Mar 23, 2017
@se29m Ano po mairerecommend mo na Health Insurance? Thanks
batmanDarwin Australia Posts: 3,520Member, Moderator Joined: Oct 04, 2011
edited April 2019
@archdreamchaser im on 489 nag bupa ako. I just learn na pag refundable from medicare yung transaction like eye check up. Di nila i rerefund. The problem is hindi tayo cover ng medicare kaya di din natin ma refund. Tpos during application di nila sinasabi yun. I feel like basta lang maka kuha sila ng client lahat ng good info lang babanggitin nila tapos ma discover mo na lng sa actual mga di nila cover since di din tayo familiar sa cover ng medicare. Im thinking to change my insurance, monthly nman sya not annual contract.
221213 External Auditor|489 - 70pts - SS NT
21|07|16 - Applied CPAA membership assessment
31|07|16 - PTE-A L|S|W|R (73|79|78|77)
01|08|16 - Submitted CPAA migration assessment
20|09|17 - EOI 190 - NT (delayed due to show money req.)
- collating requirements for NT SS application
18|10|17 - Submitted NT SS application (praying for + result)
24|04|18 - 190 not successful,
- was offered 489 instead and accepted the offer
- engaged with visa consort agency for visa application submission.
26|04|18 - Invited to apply for SS visa 489 - Northern Territory
02|05|18 - PCC processing
20|05|18 - Medical
06|06|18 - Visa payment
15|09|18 - happy na birthday pa, visa grant pa.. TYL
09|02|19 - Big move
11|02|19 - First job interview
12|02|19 - Received a job offer
13|02|19 - Accepted job offer
13|08|19 - Accepted a new job offer - new employer
16|10|20 - Started new job - a better opportunity
01|01|21 - Started CPA Australia qualification
10|02|21 - Lodged 887 visa application
June 2021 - First CPA subject passed
Nov 2021 - 2nd CPA Subject passed
June 2022 - 3rd and 4th CPA subject passed
Nov 2022 - 5th subject passed (failed the other one)
Feb 2023 - PR visa granted
June 2023 - Officially a CPA Australia member.
July 2023 - Purchased a land where to build our home
archdreamchaserphilippines Posts: 191Member Joined: Mar 23, 2017
@batman kelangan pala talaga icheck un coverage ng insurance before kumuha.
if ever magchange ka ano option mo? magkano yun monthly charge ng current insurance mo? ang dami kasi option ranging from $85.95- $136.50 monthly pinakamahal na insurance $214.
Next month ang BM ko, iniisip ko kumuha na online kung pwede, para TFN nalang yun iprocess ko and focus na sa job hunting.
Thank You:)
yani1127Manila Posts: 59Member Joined: Oct 20, 2016
Hello, meron po bang may alam dito if I can apply for medicare levy exemption if I'm only a resident part of the financial year? Thank u!
The longest running Pinoy-Australian Forum site in the history. We are connecting Pinoys "in" and "to" Australia since 2010! If you want to join in, click one of these buttons!
Comments
Posts: 22Member
Joined: Sep 28, 2016
Posts: 97Member
Joined: Jan 20, 2017
Posts: 46Member
Joined: Sep 23, 2015
Posts: 1Member
Joined: Oct 13, 2017
Posts: 588Member
Joined: Nov 27, 2013
For my story, within a year of my arrival here, I got private insurance simply because I wanted to avoid healthcare loading. I only got the basic ambulance and hospital coverage. Since single, I paid less than a hundred per month.
Fast forward 2 years, I felt a pain in my tummy. It was persistent but didn't impede my daily activities. I went to the doctor, and after several tests, it was determined that I had a cyst in my ovary that was huge. It definitely needed to be removed. My doctor asked if I wanted to go private or wait for the hospital. Since I already had insurance, I took the private option. I was operated on the next day (next availability of the doc), and was fine within 2 weeks.
To sum it up:
Private Health Insurance
Pros:
- immediate care
- own room
Cons:- pay excess fees (depending on what you chose when you got your insurance)
- monthly or annual fee
Medicare or public hospital- Pros
- totally free
Cons- shared room
- wait for availability
So, you need to choose what is best for you. Look at the pros and cons I mentioned and determine for yourself if the additional cost is worth it.20110812 - Submitted Vetassess docs
20120403 - Received positive assessment
20130622 - Took the IELTS exam (L:8, R:7, W:8.5, S:8.5, OBS:8)
20131008 - Created and submitted EOI account
20131216 - Started gathering documents for ACT SS
20140113 - Submitted ACT SS nomination
20140227 - assigned a case officer
20140317 - Finally got my ACT sponsorship!
20140319 - Invited to apply (visa 190)
20140325 - Lodged visa 190
20140718 - Direct visa grant. IED: July 17, 2015
20150203 - Landed in ACT Job hunt begins
201510 - Started working at Woolies
20161031 - landed a job in my field as a junior
20180508 - landed a job in my field
Thank you God! You are truly amazing!
Posts: 90Member
Joined: Jun 23, 2018
Posts: 3,520Member, Moderator
Joined: Oct 04, 2011
221213 External Auditor|489 - 70pts - SS NT
21|07|16 - Applied CPAA membership assessment
31|07|16 - PTE-A L|S|W|R (73|79|78|77)
01|08|16 - Submitted CPAA migration assessment
20|09|17 - EOI 190 - NT (delayed due to show money req.)
- collating requirements for NT SS application
18|10|17 - Submitted NT SS application (praying for + result)
24|04|18 - 190 not successful,
- was offered 489 instead and accepted the offer
- engaged with visa consort agency for visa application submission.
26|04|18 - Invited to apply for SS visa 489 - Northern Territory
02|05|18 - PCC processing
20|05|18 - Medical
06|06|18 - Visa payment
15|09|18 - happy na birthday pa, visa grant pa.. TYL
09|02|19 - Big move
11|02|19 - First job interview
12|02|19 - Received a job offer
13|02|19 - Accepted job offer
13|08|19 - Accepted a new job offer - new employer
16|10|20 - Started new job - a better opportunity
01|01|21 - Started CPA Australia qualification
10|02|21 - Lodged 887 visa application
June 2021 - First CPA subject passed
Nov 2021 - 2nd CPA Subject passed
June 2022 - 3rd and 4th CPA subject passed
Nov 2022 - 5th subject passed (failed the other one)
Feb 2023 - PR visa granted
June 2023 - Officially a CPA Australia member.
July 2023 - Purchased a land where to build our home
Posts: 90Member
Joined: Jun 23, 2018
Posts: 3,520Member, Moderator
Joined: Oct 04, 2011
221213 External Auditor|489 - 70pts - SS NT
21|07|16 - Applied CPAA membership assessment
31|07|16 - PTE-A L|S|W|R (73|79|78|77)
01|08|16 - Submitted CPAA migration assessment
20|09|17 - EOI 190 - NT (delayed due to show money req.)
- collating requirements for NT SS application
18|10|17 - Submitted NT SS application (praying for + result)
24|04|18 - 190 not successful,
- was offered 489 instead and accepted the offer
- engaged with visa consort agency for visa application submission.
26|04|18 - Invited to apply for SS visa 489 - Northern Territory
02|05|18 - PCC processing
20|05|18 - Medical
06|06|18 - Visa payment
15|09|18 - happy na birthday pa, visa grant pa.. TYL
09|02|19 - Big move
11|02|19 - First job interview
12|02|19 - Received a job offer
13|02|19 - Accepted job offer
13|08|19 - Accepted a new job offer - new employer
16|10|20 - Started new job - a better opportunity
01|01|21 - Started CPA Australia qualification
10|02|21 - Lodged 887 visa application
June 2021 - First CPA subject passed
Nov 2021 - 2nd CPA Subject passed
June 2022 - 3rd and 4th CPA subject passed
Nov 2022 - 5th subject passed (failed the other one)
Feb 2023 - PR visa granted
June 2023 - Officially a CPA Australia member.
July 2023 - Purchased a land where to build our home
Posts: 8Member
Joined: Nov 13, 2018
Posts: 3,520Member, Moderator
Joined: Oct 04, 2011
221213 External Auditor|489 - 70pts - SS NT
21|07|16 - Applied CPAA membership assessment
31|07|16 - PTE-A L|S|W|R (73|79|78|77)
01|08|16 - Submitted CPAA migration assessment
20|09|17 - EOI 190 - NT (delayed due to show money req.)
- collating requirements for NT SS application
18|10|17 - Submitted NT SS application (praying for + result)
24|04|18 - 190 not successful,
- was offered 489 instead and accepted the offer
- engaged with visa consort agency for visa application submission.
26|04|18 - Invited to apply for SS visa 489 - Northern Territory
02|05|18 - PCC processing
20|05|18 - Medical
06|06|18 - Visa payment
15|09|18 - happy na birthday pa, visa grant pa.. TYL
09|02|19 - Big move
11|02|19 - First job interview
12|02|19 - Received a job offer
13|02|19 - Accepted job offer
13|08|19 - Accepted a new job offer - new employer
16|10|20 - Started new job - a better opportunity
01|01|21 - Started CPA Australia qualification
10|02|21 - Lodged 887 visa application
June 2021 - First CPA subject passed
Nov 2021 - 2nd CPA Subject passed
June 2022 - 3rd and 4th CPA subject passed
Nov 2022 - 5th subject passed (failed the other one)
Feb 2023 - PR visa granted
June 2023 - Officially a CPA Australia member.
July 2023 - Purchased a land where to build our home
Posts: 8Member
Joined: Nov 13, 2018
Posts: 8Member
Joined: Nov 13, 2018
Posts: 8Member
Joined: Nov 13, 2018
Posts: 825Member
Joined: Oct 24, 2016
Posts: 3,520Member, Moderator
Joined: Oct 04, 2011
221213 External Auditor|489 - 70pts - SS NT
21|07|16 - Applied CPAA membership assessment
31|07|16 - PTE-A L|S|W|R (73|79|78|77)
01|08|16 - Submitted CPAA migration assessment
20|09|17 - EOI 190 - NT (delayed due to show money req.)
- collating requirements for NT SS application
18|10|17 - Submitted NT SS application (praying for + result)
24|04|18 - 190 not successful,
- was offered 489 instead and accepted the offer
- engaged with visa consort agency for visa application submission.
26|04|18 - Invited to apply for SS visa 489 - Northern Territory
02|05|18 - PCC processing
20|05|18 - Medical
06|06|18 - Visa payment
15|09|18 - happy na birthday pa, visa grant pa.. TYL
09|02|19 - Big move
11|02|19 - First job interview
12|02|19 - Received a job offer
13|02|19 - Accepted job offer
13|08|19 - Accepted a new job offer - new employer
16|10|20 - Started new job - a better opportunity
01|01|21 - Started CPA Australia qualification
10|02|21 - Lodged 887 visa application
June 2021 - First CPA subject passed
Nov 2021 - 2nd CPA Subject passed
June 2022 - 3rd and 4th CPA subject passed
Nov 2022 - 5th subject passed (failed the other one)
Feb 2023 - PR visa granted
June 2023 - Officially a CPA Australia member.
July 2023 - Purchased a land where to build our home
Posts: 215Member
Joined: Feb 01, 2018
FB group: Pinoy AU Adelaide
FB group: From Singapore to Adelaide
FB group: Pinoy IT Adelaide
263112 Network Administrator
(Age-30pts, English-20pts, Education-15pts)
06/Feb/2018 : 1st PTE: L-77;R-90;S-90;W-79
13/Mar/2018 : Notarized docs in a SG lawfirm
16/Mar/2018 : ACS assessment submitted
02/May/2018 : ACS result positive
10/May/2018 : 2nd PTE: L-90;R-88;S-90;W-87
20/May/2018 : Submitted EOI
25/May/2018 : Submitted SA state sponsorship (visa 489)
13/Jun/2018 : Generated HAP ID for Medical
16/Jun/2018 : Wife's Medical @ Nationwide Makati
18/Jun/2018 : NBI Clearance
05/Jul/2018 : My Medical @ SG AMK SATA
25/Jul/2018 : ITA Received!! Thank You Lord!
01/Aug/2018 : SG Police Clearance
22/Aug/2018 : Visa lodged. Frontloaded all documents
waiting game.....
14/Dec/2018 : Granted!! Thankful for all the members in this forum.
Posts: 90Member
Joined: Jun 23, 2018
Here is my option.
1. Allianz
2. Medibank
3. Bupa
In my opinion, in terms of extras, Allianz has a better cover than Bupa. Bupa is at 50% whereas Allianz is at 70% with a bigger annual limit. The Medibank cover is top of the line, however, the cost is also bigger.
Posts: 825Member
Joined: Oct 24, 2016
Uunahin ko nang i-research yung mga nabanggit nyo na providers.
Posts: 2,144Member, Moderator
Joined: Sep 14, 2015
233211 Civil Engineer
30/09/15 - VETASSESS Lodged - 133112 Project Builder
09/10/15 - IELTS Results: L-7.5, R-7.0, W-6.0, S-7.5 OBS-7.0
19/10/15 - PTE A Results: L-82, R-74, S-90, W-76 OAS-79
26/11/15 - Obtained NBI Clearance
09/12/15 - VETASSESS Results - NEGATIVE!!!
12/01/16 - Submitted CDR to Engineers Australia
22/01/16 - EA Positive Results - Bachelor's Degree with 4 years 8 months skilled employment
22/01/16 - Lodged EOI 189 (60pts)
03/02/16 - Received 189 ITA
11/02/16 - Health Clearance Provided - No Action Required
18/02/16 - Obtained SG CoC
26/02/16 - Lodged 189 Visa
15/03/16 - Direct Grant - IED 11/02/2017
25/05/16 - Big Move Perth!
16/06/16 - Started Casual Work
11/07/16 - Permanent Full-time Work
Now for the Citizenship Journey
26/08/2019 - Applied and acknowledgement letter received
27/09/2019 - Test Email Invite for 19/12/2019
01/10/2019 - Actual Test/Interview Date
01/10/2019 - Approval Date (received the approval letter from the post 11/10/2019)
05/02/2020 - Ceremony Date (received the email 10/01/2020)
Posts: 46Member
Joined: Jul 19, 2018
Posts: 2,144Member, Moderator
Joined: Sep 14, 2015
hospital is being admitted as a private patient either sa public or pirvate hospital
extras - for my dental, optical and other items like physio chiro etc
233211 Civil Engineer
30/09/15 - VETASSESS Lodged - 133112 Project Builder
09/10/15 - IELTS Results: L-7.5, R-7.0, W-6.0, S-7.5 OBS-7.0
19/10/15 - PTE A Results: L-82, R-74, S-90, W-76 OAS-79
26/11/15 - Obtained NBI Clearance
09/12/15 - VETASSESS Results - NEGATIVE!!!
12/01/16 - Submitted CDR to Engineers Australia
22/01/16 - EA Positive Results - Bachelor's Degree with 4 years 8 months skilled employment
22/01/16 - Lodged EOI 189 (60pts)
03/02/16 - Received 189 ITA
11/02/16 - Health Clearance Provided - No Action Required
18/02/16 - Obtained SG CoC
26/02/16 - Lodged 189 Visa
15/03/16 - Direct Grant - IED 11/02/2017
25/05/16 - Big Move Perth!
16/06/16 - Started Casual Work
11/07/16 - Permanent Full-time Work
Now for the Citizenship Journey
26/08/2019 - Applied and acknowledgement letter received
27/09/2019 - Test Email Invite for 19/12/2019
01/10/2019 - Actual Test/Interview Date
01/10/2019 - Approval Date (received the approval letter from the post 11/10/2019)
05/02/2020 - Ceremony Date (received the email 10/01/2020)
Posts: 499Member
Joined: Oct 20, 2015
thanks in advance po!
Occupation: Accountant 190/75pts
28.12.15 IELTS - Unsuccessful
23.02.16 PTE - Successful 10 pts
23.04.16 CPAA positive skills assessment
11.05.16 CPAA positive employment assessment (minus 5 yrs for EA experience)
12.05.16 EOI 189-65points and190 NSW-70points
23.05.16 PTE take 2 for 20 points - unsuccessful
22.06.16 PTE take 3 for 20 points - unsuccessful
01.08.16 Sent appeal to CPAA to reconsider EA experience
05.08.16 Submitted SA 190 application under chain migration
07.09.16 CPAA positive result of appeal/Updated EOI 189/70; 190/75
16.09.16 NSW nomination - will let this expire
28.09.16 SA approval/ITA 190 received
17.10.16 Medicals at SLEC BGC
01.11.16 Lodged
30.11.16 Received Immi Assessment Commenced/CO allocation email
11.01.17 DG
16.04.17 Big move
Posts: 2,144Member, Moderator
Joined: Sep 14, 2015
Mls is Medicare levy surcharge for high income earners.. on top pa to sa regular Medicare levy na binabayaran natin..
Recommended extras cover: family saver options for budget friendly cover www.hif.com.au
233211 Civil Engineer
30/09/15 - VETASSESS Lodged - 133112 Project Builder
09/10/15 - IELTS Results: L-7.5, R-7.0, W-6.0, S-7.5 OBS-7.0
19/10/15 - PTE A Results: L-82, R-74, S-90, W-76 OAS-79
26/11/15 - Obtained NBI Clearance
09/12/15 - VETASSESS Results - NEGATIVE!!!
12/01/16 - Submitted CDR to Engineers Australia
22/01/16 - EA Positive Results - Bachelor's Degree with 4 years 8 months skilled employment
22/01/16 - Lodged EOI 189 (60pts)
03/02/16 - Received 189 ITA
11/02/16 - Health Clearance Provided - No Action Required
18/02/16 - Obtained SG CoC
26/02/16 - Lodged 189 Visa
15/03/16 - Direct Grant - IED 11/02/2017
25/05/16 - Big Move Perth!
16/06/16 - Started Casual Work
11/07/16 - Permanent Full-time Work
Now for the Citizenship Journey
26/08/2019 - Applied and acknowledgement letter received
27/09/2019 - Test Email Invite for 19/12/2019
01/10/2019 - Actual Test/Interview Date
01/10/2019 - Approval Date (received the approval letter from the post 11/10/2019)
05/02/2020 - Ceremony Date (received the email 10/01/2020)
Posts: 499Member
Joined: Oct 20, 2015
Occupation: Accountant 190/75pts
28.12.15 IELTS - Unsuccessful
23.02.16 PTE - Successful 10 pts
23.04.16 CPAA positive skills assessment
11.05.16 CPAA positive employment assessment (minus 5 yrs for EA experience)
12.05.16 EOI 189-65points and190 NSW-70points
23.05.16 PTE take 2 for 20 points - unsuccessful
22.06.16 PTE take 3 for 20 points - unsuccessful
01.08.16 Sent appeal to CPAA to reconsider EA experience
05.08.16 Submitted SA 190 application under chain migration
07.09.16 CPAA positive result of appeal/Updated EOI 189/70; 190/75
16.09.16 NSW nomination - will let this expire
28.09.16 SA approval/ITA 190 received
17.10.16 Medicals at SLEC BGC
01.11.16 Lodged
30.11.16 Received Immi Assessment Commenced/CO allocation email
11.01.17 DG
16.04.17 Big move
Posts: 191Member
Joined: Mar 23, 2017
Posts: 191Member
Joined: Mar 23, 2017
Posts: 3,520Member, Moderator
Joined: Oct 04, 2011
221213 External Auditor|489 - 70pts - SS NT
21|07|16 - Applied CPAA membership assessment
31|07|16 - PTE-A L|S|W|R (73|79|78|77)
01|08|16 - Submitted CPAA migration assessment
20|09|17 - EOI 190 - NT (delayed due to show money req.)
- collating requirements for NT SS application
18|10|17 - Submitted NT SS application (praying for + result)
24|04|18 - 190 not successful,
- was offered 489 instead and accepted the offer
- engaged with visa consort agency for visa application submission.
26|04|18 - Invited to apply for SS visa 489 - Northern Territory
02|05|18 - PCC processing
20|05|18 - Medical
06|06|18 - Visa payment
15|09|18 - happy na birthday pa, visa grant pa.. TYL
09|02|19 - Big move
11|02|19 - First job interview
12|02|19 - Received a job offer
13|02|19 - Accepted job offer
13|08|19 - Accepted a new job offer - new employer
16|10|20 - Started new job - a better opportunity
01|01|21 - Started CPA Australia qualification
10|02|21 - Lodged 887 visa application
June 2021 - First CPA subject passed
Nov 2021 - 2nd CPA Subject passed
June 2022 - 3rd and 4th CPA subject passed
Nov 2022 - 5th subject passed (failed the other one)
Feb 2023 - PR visa granted
June 2023 - Officially a CPA Australia member.
July 2023 - Purchased a land where to build our home
Posts: 191Member
Joined: Mar 23, 2017
if ever magchange ka ano option mo? magkano yun monthly charge ng current insurance mo? ang dami kasi option ranging from $85.95- $136.50 monthly pinakamahal na insurance $214.
Next month ang BM ko, iniisip ko kumuha na online kung pwede, para TFN nalang yun iprocess ko and focus na sa job hunting.
Thank You:)
Posts: 59Member
Joined: Oct 20, 2016