How did you bring in your money to OZ?

NoelRubio · October 2018

@Liolaeus Ohh i see, salamat2x.

NoelRubio · October 2018

Guys another question.

if I open an online NAB account here in Manila, then after two-three months I arrive to AU for initial entry, can I already get the atm card from the branch already? or will they still deliver the atm card to my AU home address?

Liolaeus · October 2018

NoelRubio said:
Guys another question.

if I open an online NAB account here in Manila, then after two-three months I arrive to AU for initial entry, can I already get the atm card from the branch already? or will they still deliver the atm card to my AU home address?

If you apply through migrant banking (https://www.nab.com.au/personal/banking/migrant-banking) you will have to pick up the ATM card at the branch they specify in your NAB welcome letter. You will need to bring your ID/Passport, NAB Welcome Letter, and your VISA grant notification for identity verification.

But if you applied normally that requires you to enter your home address in AU, they will most probably send the ATM card to your home address in AU.

Noodles12 · December 2018

Does anyone tried transferring funds from your local bank account to NAB while you are still in PH?

Liolaeus · December 2018

@Noodles12 I did. Nag reflect sa NAB 2 business days after transaction.

sag · January 2019

@Liolaeus how much po fees for transferring?

Liolaeus · January 2019

@sag PhP 300 lang binayaran ko noong 2016.

sag · January 2019

@Liolaeus is it peso accnt or dollar?

fruitys · January 2019

@sag With a normal peso account on BPI my fees were P600 + 0.60c per P200.
NAB inward rates are here: https://www.nab.com.au/personal/international/receive-money-from-overseas

sag · January 2019

@fruitys thanks for the info

caienri · January 2019

@NoelRubio sa experience ko, They gave me an eftpos card after activating the account upon initial entry. Pede mo na yun gamitin for transactions. BUT the atm card with visa/MasterCard na pede for online transactions, requested ko and ipinadala nung may permanent address na ako.

se29m · January 2019

@NoelRubio same as what @caienri said.. pero yung iba ko kilala di na kumuha ng mastercard/visa pero it'll help if may mga online shopping ka or services like uber

suntanline · January 2019

Hello, just wanted to ask if you had to give your TIN no as well? I read in the requirements for Commonwealth bank that you need to give it, however, I only have the number not the card. Will that be an issue?

aimmephoenix · March 2019

To those who are planning to apply a Westpac account, please be informed that they will not give the ATM card right when you first visit the branch or during ID confirmation.
It will take 7 banking days.

I went to the branch last wednesday.
I only got it today.

Omgeee! I only got few hundreds in my pocket.
I sent all my money prior to my BM thinking that they will give the card right then and there.

I chose Westpac coz its tied up with my Sg bank so sending money is hassle free.
No remittance fee.
1 day clearing.
Real time balance check.

Cheers!

PinoyMech · March 2019

Good day mga kabayans. I'm planing to move in Sydney this coming month of May and looking for an options to exchange my peso to AUD.
Maraming slamat po sa mkakasagot sa mga questions ko:

1. Is it recommended to exchange peso to Aud sa pinas or sa AU country na?
2. Where to best buy AUD from peso in Australia? I will be based on Sydney and live there together with my sister and her family.
3. San pong site to best check buying of Aud in Australia?
4. Is it recommended to open an account from Australian banks right away khit nsa pinas pa ako?
5. I had accounts on BPI & BDO here sa pinas anu po ang mas duable na bank sa AU (WESTPAC, ANZ, NAB, Commonwealth, st. george bank) in terms of transactions and fees?
6. Do you recommend using Bpi credit card in transactions from AU?

Pinoy_Imphotep · March 2019

Hi All!

Just a quick question lang po..lets say if i'd be granted with an au visa then upon my arrival, magagamit ko ba yung BDO debit card ko (savings US dollar account) anywhere in au whether withdrawal on atm or swipe thru retail machine purchases pagkakagamit?
Thanks po sa mga sasagot.

corrappyka_CE · September 2019

We're still trying to figure out how to transfer your fund from your Philippine Bank Account (regular savings account) to your designated Australian Bank.

Naginquire ako recently kay BDO regarding wire transfer and they have advised that a Dollar account must be created first prior to wire transfer. Additionally, may holding period din daw yung dollar account prior to withdrawing all the content.

I have inquired also with I-Remit earlier today. According to them you need government issued ID for initial registration at their office in Ortigas. Upon registration they will be giving you a quotation of the intended transaction. So the process will be: Deposit Money to their bank account based on the amount on the quotation then they will transfer it to your Australian bank in one to two working days.

Note: Based on inquiry I have made with BDO, dahil malaki din yun iwiwithdraw kong amount from the account and I want to avoid holding cash, they recommended to have it withdrawn through manager's cheque which you can request from your branch of account. Accordingly, I-remit confirmed that they accept manager's cheque in depositing to their bank account.

Has anyone compared I-remit's exchange rates against other means of transferring money? Is it competitive against wire transferring from the PH bank? Or may iba pang efficient way of transferring your PH savings to your AU bank dito sa Pinas?

timbangers · September 2019

Has anyone tried a wire transfer from BPI to any Australian bank?

Crischu · January 2021

Question lang po, allowed po ba ang mag-asawa to bring cash 9900AUD for EACH person to AU?
TIA

fortdomeng · January 2021

@Crischu said:
Question lang po, allowed po ba ang mag-asawa to bring cash 9900AUD for EACH person to AU?
TIA

Ang sabi sa mga comments prior to this date. Considered as one allowable monetary unit ang 10k ang couple/family. So if we rely on their experience, no hindi kayo allowed to bring Each money.

Crischu · January 2021

@Crischu said:
Question lang po, allowed po ba ang mag-asawa to bring cash 9900AUD for EACH person to AU?
TIA

Please disregard my question. I found the > @fortdomeng said:

@Crischu said:
Question lang po, allowed po ba ang mag-asawa to bring cash 9900AUD for EACH person to AU?
TIA

Ang sabi sa mga comments prior to this date. Considered as one allowable monetary unit ang 10k ang couple/family. So if we rely on their experience, no hindi kayo allowed to bring Each money.

Thank you very much po sa valuable information. God bless po sa inyo. 😊

hotecson · September 2021

@Crischu said:

@Crischu said:
Question lang po, allowed po ba ang mag-asawa to bring cash 9900AUD for EACH person to AU?
TIA

Please disregard my question. I found the > @fortdomeng said:

@Crischu said:
Question lang po, allowed po ba ang mag-asawa to bring cash 9900AUD for EACH person to AU?
TIA

Ang sabi sa mga comments prior to this date. Considered as one allowable monetary unit ang 10k ang couple/family. So if we rely on their experience, no hindi kayo allowed to bring Each money.

Thank you very much po sa valuable information. God bless po sa inyo. 😊

Kakaland lng po namin sa Sydney, and just want to correct this. As per border officer, allowed daw EACH person to bring 10000AUD, so if your travelling with your spouse you are allowed 20000AUD.

xiaolico · September 2021

@hotecson said:

@Crischu said:

@Crischu said:
Question lang po, allowed po ba ang mag-asawa to bring cash 9900AUD for EACH person to AU?
TIA

Please disregard my question. I found the > @fortdomeng said:

@Crischu said:
Question lang po, allowed po ba ang mag-asawa to bring cash 9900AUD for EACH person to AU?
TIA

Ang sabi sa mga comments prior to this date. Considered as one allowable monetary unit ang 10k ang couple/family. So if we rely on their experience, no hindi kayo allowed to bring Each money.

Thank you very much po sa valuable information. God bless po sa inyo. 😊

Kakaland lng po namin sa Sydney, and just want to correct this. As per border officer, allowed daw EACH person to bring 10000AUD, so if your travelling with your spouse you are allowed 20000AUD.

Yeah tama to. Hiwalay din naman per person ng declaration for. so puwede kayo mag declare ng tig isang 10000AUD na amount. Ako ginawa ko din, nag dala ako ng blank cheque, dineposit ko dito sa au.

hotecson · September 2021

nag cash kmi ng 10000AUD... sana enough muna yun for the mean time bago mag open ng bank acct.. kung di na kailangan funds,. di na namin gagalawin remaining fund sa PH..

Ozlaz · October 2021

@xiaolico said:

@hotecson said:

@Crischu said:

@Crischu said:
Question lang po, allowed po ba ang mag-asawa to bring cash 9900AUD for EACH person to AU?
TIA

Please disregard my question. I found the > @fortdomeng said:

@Crischu said:
Question lang po, allowed po ba ang mag-asawa to bring cash 9900AUD for EACH person to AU?
TIA

Ang sabi sa mga comments prior to this date. Considered as one allowable monetary unit ang 10k ang couple/family. So if we rely on their experience, no hindi kayo allowed to bring Each money.

Thank you very much po sa valuable information. God bless po sa inyo. 😊

Kakaland lng po namin sa Sydney, and just want to correct this. As per border officer, allowed daw EACH person to bring 10000AUD, so if your travelling with your spouse you are allowed 20000AUD.

Yeah tama to. Hiwalay din naman per person ng declaration for. so puwede kayo mag declare ng tig isang 10000AUD na amount. Ako ginawa ko din, nag dala ako ng blank cheque, dineposit ko dito sa au.

Blank check po? San po bank nyo, sa pinas or sg? Ok naman po conversion during that time? Thanks

xiaolico · October 2021

@Ozlaz said:

@xiaolico said:

@hotecson said:

@Crischu said:

@Crischu said:
Question lang po, allowed po ba ang mag-asawa to bring cash 9900AUD for EACH person to AU?
TIA

Please disregard my question. I found the > @fortdomeng said:

@Crischu said:
Question lang po, allowed po ba ang mag-asawa to bring cash 9900AUD for EACH person to AU?
TIA

Ang sabi sa mga comments prior to this date. Considered as one allowable monetary unit ang 10k ang couple/family. So if we rely on their experience, no hindi kayo allowed to bring Each money.

Thank you very much po sa valuable information. God bless po sa inyo. 😊

Kakaland lng po namin sa Sydney, and just want to correct this. As per border officer, allowed daw EACH person to bring 10000AUD, so if your travelling with your spouse you are allowed 20000AUD.

Yeah tama to. Hiwalay din naman per person ng declaration for. so puwede kayo mag declare ng tig isang 10000AUD na amount. Ako ginawa ko din, nag dala ako ng blank cheque, dineposit ko dito sa au.

Blank check po? San po bank nyo, sa pinas or sg? Ok naman po conversion during that time? Thanks

Pinas. talo conversion, so isang beses ko lang ginawa. mas ok pa international bank transfer.

Devi@nt19 · November 2021

Mates, question lang re: transfer ng funds to AU. Have you heard of iCash by iRemit? May nakagamit na ba nito? If so, kamusta po experience nyo and will you recommend it or not. Thank you in advance.

melodyman · August 2022

Hi. I have a question. I was not able to read all the pages, baka may sagot na. Old replies na rin.
For those based in Cebu, did you open an AUD or USD? What bank?

tigerlance · August 2022

@melodyman said:
Hi. I have a question. I was not able to read all the pages, baka may sagot na. Old replies na rin.
For those based in Cebu, did you open an AUD or USD? What bank?

pwede naman, papalitan mo na yung peso mo dyan to aud. Then declare it sa au if more than 10k. May form na ifill-out. Idagdag mo rin yung receipt ng forex and yung proof kung saan mo kinuha yung account mo like bank statement (1 year) and screenshot ng withdrawal slip. Hindi ka na pagsusupetsahan na money laundering pa yan. Kasi matrack na nila kung saan nangaling ang pera.

Ang meron bank kasi ay ANZ pero makati lang yun.