BIG MOVE

era222 · January 2023

@ga2au said:

@DreamerG said:

@ga2au said:
Sakin nah commbank ako kasi kahit wala pako dito Australia pwedeng mag open.

Bali po dito kayo nag open ng comm bank? Then open po ulet sa AU? Or same bank account number po?

No po. Commbank allows u to open an account offshore as long as ull activate it within 20days.kasi if you dont verify the account, ikoclose nila yun. Hindi mo pa magagamit ung bank hanggat di mo. Pa naveverify onshore. Same account number lang

Hi Madam! Pinag-deposit na kayo agad pagka-open/activate niyo ng bank account niyo?

ga2au · January 2023

@irl031816 said:

@ga2au said:

@irl031816 said:

@ga2au said:

@DreamerG said:
OEC is pag OFW po, pero once maging> @ga2au said:

Jist to update everyone here. Nag viewing kami Saturday, then now na approved na lease namin sa 3 bedroom house dito sa blacktown. Wala kaming work pareho, but we send a screenshot of our bank. I think malaking factor ung alam nilang makakapag bayad ka kahit 6 months kayung walang work. May bahay na kamim yey! ❤️

Congrats po :-) start of new beginning na talaga.. Godbless po and have a wonderful life journey at Straya! 😊

Thank you! Hanggang ngaun di parin ako makapaniwala. Haha parang too good to be true. Haha salamat tlaga sa mga tao dito na tumulong s amga queries ko last time.

Woww congratulations po! Mukhang bawing bawi naman yung tagal ng hinintay nyo sa grant sa pagiging smooth sailing ng big move nyo dyan sa Au 😊 May we know po kung how much ang rental nyo sa 3br house and nag offer po ba kayo ng upfront payment ng ilang months?

470 per week po ang 3 bedroom, two garage. Binigyan kami ng trial na 6 months na lease. Pag hndi daw kami nalelate magbayad, pwede na kami magrenew ng mas matagal. Maybe 12-18 months if we like. Hindi na kami nag offer ng upfront payment. We just sent our screenshot ng bank na may funds. Buti pala pagdatinf namin dito, sinumulan ko ng nagtransfer paunti unti ng pera namin feom sg bank. So nung nag apply kami may enough funds kami to show na kaya naming magbayad. We also sent our agent's number sa Singapore na pinagrentan namin. I think kinontact din siya this morning. Nung inspection pala, we talked personally sa agent. We told them na newly migrants kami. And we dont have source of income, but we assure him na kaya namin magbayad. Then tinanung niya anung occupation namin, so nung sinabi namin na nasa construction industry kami, he said oh that's good, at least you'll be most likely na mahahire.

Mapapayu ko lang guys sa paghahanap ng bahay, dito kayu maghanap ng house. Dont apply na hindi niyo na iinspect yung home. We went to some houses na napakaganda ng pictures sa listing, but pagdating nmin sa house sobrang panget or minsan may amoy ung carpet. Or yung mga cabinets may mga sira na. Better to check personally.

Woww, parang ang mura po ng kuha nyo for a 3br unit tapos Sydney area pa!

@irl031816 said:

@irl031816 said:

@ga2au said:

@irl031816 said:

@ga2au said:

@DreamerG said:
OEC is pag OFW po, pero once maging> @ga2au said:

Jist to update everyone here. Nag viewing kami Saturday, then now na approved na lease namin sa 3 bedroom house dito sa blacktown. Wala kaming work pareho, but we send a screenshot of our bank. I think malaking factor ung alam nilang makakapag bayad ka kahit 6 months kayung walang work. May bahay na kamim yey! ❤️

Congrats po :-) start of new beginning na talaga.. Godbless po and have a wonderful life journey at Straya! 😊

Thank you! Hanggang ngaun di parin ako makapaniwala. Haha parang too good to be true. Haha salamat tlaga sa mga tao dito na tumulong s amga queries ko last time.

Woww congratulations po! Mukhang bawing bawi naman yung tagal ng hinintay nyo sa grant sa pagiging smooth sailing ng big move nyo dyan sa Au 😊 May we know po kung how much ang rental nyo sa 3br house and nag offer po ba kayo ng upfront payment ng ilang months?

470 per week po ang 3 bedroom, two garage. Binigyan kami ng trial na 6 months na lease. Pag hndi daw kami nalelate magbayad, pwede na kami magrenew ng mas matagal. Maybe 12-18 months if we like. Hindi na kami nag offer ng upfront payment. We just sent our screenshot ng bank na may funds. Buti pala pagdatinf namin dito, sinumulan ko ng nagtransfer paunti unti ng pera namin feom sg bank. So nung nag apply kami may enough funds kami to show na kaya naming magbayad. We also sent our agent's number sa Singapore na pinagrentan namin. I think kinontact din siya this morning. Nung inspection pala, we talked personally sa agent. We told them na newly migrants kami. And we dont have source of income, but we assure him na kaya namin magbayad. Then tinanung niya anung occupation namin, so nung sinabi namin na nasa construction industry kami, he said oh that's good, at least you'll be most likely na mahahire.

Mapapayu ko lang guys sa paghahanap ng bahay, dito kayu maghanap ng house. Dont apply na hindi niyo na iinspect yung home. We went to some houses na napakaganda ng pictures sa listing, but pagdating nmin sa house sobrang panget or minsan may amoy ung carpet. Or yung mga cabinets may mga sira na. Better to check personally.

Woww, parang ang mura po ng kuha nyo for a 3br unit tapos Sydney area pa!

Hindi po kami sa City. Nasa blacktown area po kami. Sa City po ang 450 kulang pa sa studio.

Sa realestate.com.au nyo po ba nakita yang nakuha nyong rental? saan saang sites pa po kayo nagtingin ng mga houses for rent?

Yes po. Realestate nakuha namin. Sometimes Domain

ga2au · January 2023

@era222 said:

@ga2au said:

@DreamerG said:

@ga2au said:
Sakin nah commbank ako kasi kahit wala pako dito Australia pwedeng mag open.

Bali po dito kayo nag open ng comm bank? Then open po ulet sa AU? Or same bank account number po?

No po. Commbank allows u to open an account offshore as long as ull activate it within 20days.kasi if you dont verify the account, ikoclose nila yun. Hindi mo pa magagamit ung bank hanggat di mo. Pa naveverify onshore. Same account number lang

Hi Madam! Pinag-deposit na kayo agad pagka-open/activate niyo ng bank account niyo?

Di naman po. Nasasainyo kung kelan niyo gusting lagyan.

songhyeky0 · January 2023

Hello,

Meron bang nagrent ng single room lang dito sa Flatmates.com? Anong mga hinanap?

jinigirl · January 2023

@roy13 said:
Good day po again sa mga kaforums dito! We are family of 3 po. Me, my wife, and my son 3YO. We are about to lodge our application napo and we are stuck at paying on Immi account because our debit card only has certain limit na mas mataas sa payment requirement ng AU. Kinausap narin po namin ang bank and sinabi nila na hangang doon lang tlga ang limit. Any advise po kung anu ang way na ginamit ninyo na means of payment? Thank you in advance po and have a wonderful day!

baka po may friend kayo na pwede mapakiusapan na magbayad for you? sakin kasi, kakaapply ko lang din kahapon, credit card po ginamit ko via paypal

tigerlance · January 2023

@jinigirl said:

@roy13 said:
Good day po again sa mga kaforums dito! We are family of 3 po. Me, my wife, and my son 3YO. We are about to lodge our application napo and we are stuck at paying on Immi account because our debit card only has certain limit na mas mataas sa payment requirement ng AU. Kinausap narin po namin ang bank and sinabi nila na hangang doon lang tlga ang limit. Any advise po kung anu ang way na ginamit ninyo na means of payment? Thank you in advance po and have a wonderful day!

baka po may friend kayo na pwede mapakiusapan na magbayad for you? sakin kasi, kakaapply ko lang din kahapon, credit card po ginamit ko via paypal

Sa akin ang ginagawa ko. Credit Card. Kasi napansin ko pag Dual Currency yung Credit Card mo, macharge ka lang ng 1.3 - 2% sa actual conversion fee currency in usd dollars. Maliit yun kaysa gamitin ang debit card in philippine peso. Malaki kasi pag kinonvert nila in peso ang mga banks. AUD to USD then to peso so dual conversion pa.

Saka kung credit card, if maliit ang credit limit, ang ginawa ko, idedeposit ko na or bayaran ko na yung portion sa credit card para tumaas ang credit limit. So magagamit mo agad yung credit card mo, tumaas pa. Ginawa ko yun para magamit ang credit card, and makadagdag ng points sa credit card.

You can ask your bank if you pay the portion sa credit card. If meron ka dual currency credit card. Or may kamaganak kayo sa AU, mas mura kasi Audollars na, di na dadaan sa conversion.

lunarcat · January 2023

@songhyeky0 said:
Hello,

Meron bang nagrent ng single room lang dito sa Flatmates.com? Anong mga hinanap?

Flatmates.com.au is intended for houseshare and roomshare po. Okay naman siya swerte lang talaga makahanap ng matino at malinis na mga housemates. Try to check din sa fb group. They sometimes post rooms for rent

lunarcat · January 2023

@lunarcat said:

@songhyeky0 said:
Hello,

Meron bang nagrent ng single room lang dito sa Flatmates.com? Anong mga hinanap?

Flatmates.com.au is intended for houseshare and roomshare po. Okay naman siya swerte lang talaga makahanap ng matino at malinis na mga housemates. Try to check din sa fb group. They sometimes post rooms for rent

To add-on, depende if anong nakalagay don of what they require. Meron naman iba very decent yong hinahanap and straightforward. Mostly sa mga naghahanap don is renter lang talaga. You can also team-up don. I usually find rooms sa flatmates.com.au, and bond lang hinanap saken mostly 2 weeks advance and 2 weeks deposit, iba-iba. Meron din subletting as they call it na nasa lease talaga yong name mo and you're directly paying sa agent. Just keep your bank statement lang for proof of payment. Careful lang sa house sharing kase baka yong housemate mo di nagbabayad ng rent pala. May iba kase na they're looking for renters para free sila sa rent. Much better if direct landlord/agent instead na ipadaan sa housemate. Best to inspect din the place.

prograceing · January 2023

Hello! Magkano po kaya ang safe na dalhin na money pag dating? May work naman na ako pag punta pero most likely aabutin ng 1 month bago ako makastart dahil may aayusin pa sa AHPRA.

Gaano katagal ba bago sumahod doon? or depende iyon sa employer?

Bale hindi naman po ako married, pero pag dating doon, mag stay muna ako sa partner ko. Yung accom niya sagot ng company nila so wala na problema sa bayad.

Ok na po ba yung 1,500-2000 AUD? or pede pa ito babaan haha. Thank you!

athelene · January 2023

@prograceing said:
Hello! Magkano po kaya ang safe na dalhin na money pag dating? May work naman na ako pag punta pero most likely aabutin ng 1 month bago ako makastart dahil may aayusin pa sa AHPRA.

Gaano katagal ba bago sumahod doon? or depende iyon sa employer?

Bale hindi naman po ako married, pero pag dating doon, mag stay muna ako sa partner ko. Yung accom niya sagot ng company nila so wala na problema sa bayad.

Ok na po ba yung 1,500-2000 AUD? or pede pa ito babaan haha. Thank you!

The more money you bring, the better. If you're live a frugal lifestyle (hindi ma-shopping or madalas kumain sa labas), that AUD 1500-2000 should get you by for maybe 1-2 months (if you're not paying any rent). If you are setting up your own place, kakainin ng rental bond ang pocket money mo, as that's usually 2-4 weeks worth of rent. I.e. if you will rent a place for AUD 300/week, ideally you would have AUD 1200 for your 4-week rental bond, plus AUD 600 for 2 weeks rent, so AUD 1800 agad yun. If you can only stay at your partner's place for a month or so, better bring more money, and then wait until you are getting regular salary so you have better cashflow when it's time to find your own place.

In Australia, the salary is usually paid every fortnight (the same day every 14 days), but it could be monthly too, depending on your employer. Most companies' payroll would be Wednesday or Thursday (that's why a lot of stores have late trading hours on Thursdays kasi sahod na).

Once you sign your job offer/contract, HR will ask you for your TFN and bank details (apply for your TFN as soon as you arrive, because that can take a few days as well, and they will have to send your TFN details via snail mail). The sooner you get your TFN and banking details sorted out, the sooner you can get on the payroll. If you delay submitting your details and you miss the payroll cut-off date, you might not get paid until the next payroll cycle.

ga2au · January 2023

@athelene you seem to know a lot of things dito sa Aus. 🥰 Can I ask if you have any idea how freelancing legally here in Aus?

prograceing · January 2023

@athelene said:

@prograceing said:
Hello! Magkano po kaya ang safe na dalhin na money pag dating? May work naman na ako pag punta pero most likely aabutin ng 1 month bago ako makastart dahil may aayusin pa sa AHPRA.

Gaano katagal ba bago sumahod doon? or depende iyon sa employer?

Bale hindi naman po ako married, pero pag dating doon, mag stay muna ako sa partner ko. Yung accom niya sagot ng company nila so wala na problema sa bayad.

Ok na po ba yung 1,500-2000 AUD? or pede pa ito babaan haha. Thank you!

The more money you bring, the better. If you're live a frugal lifestyle (hindi ma-shopping or madalas kumain sa labas), that AUD 1500-2000 should get you by for maybe 1-2 months (if you're not paying any rent). If you are setting up your own place, kakainin ng rental bond ang pocket money mo, as that's usually 2-4 weeks worth of rent. I.e. if you will rent a place for AUD 300/week, ideally you would have AUD 1200 for your 4-week rental bond, plus AUD 600 for 2 weeks rent, so AUD 1800 agad yun. If you can only stay at your partner's place for a month or so, better bring more money, and then wait until you are getting regular salary so you have better cashflow when it's time to find your own place.

In Australia, the salary is usually paid every fortnight (the same day every 14 days), but it could be monthly too, depending on your employer. Most companies' payroll would be Wednesday or Thursday (that's why a lot of stores have late trading hours on Thursdays kasi sahod na).

Once you sign your job offer/contract, HR will ask you for your TFN and bank details (apply for your TFN as soon as you arrive, because that can take a few days as well, and they will have to send your TFN details via snail mail). The sooner you get your TFN and banking details sorted out, the sooner you can get on the payroll. If you delay submitting your details and you miss the payroll cut-off date, you might not get paid until the next payroll cycle.

Thank you very much! Helpful po ito. Either dagdagan ko po ito or i-sort out ko na yung lilipatan ko after staying sa partner. Thanks again!

maguero · January 2023

@prograceing Since you seem to be a health care worker, also consider that you might need to apply for things like a working with children check, working with vulnerable people check, etc. before you can start in your workplace. Some employers shoulder the cost of the checks and some don't. Medyo mahal din so you may have to budget for these, just in case.

If you plan to drive here, I suggest that you also budget for driving lessons, tests and the licence. These are upfront expenses and they can add up din kasi.

prograceing · January 2023

@maguero said:
@prograceing Since you seem to be a health care worker, also consider that you might need to apply for things like a working with children check, working with vulnerable people check, etc. before you can start in your workplace. Some employers shoulder the cost of the checks and some don't. Medyo mahal din so you may have to budget for these, just in case.

If you plan to drive here, I suggest that you also budget for driving lessons, tests and the licence. These are upfront expenses and they can add up din kasi.

I haven't heard of these! Thank you so much for the heads up. I might have to prepare a little over 2000 AUD talaga. Salamat po

athelene · January 2023

@ga2au said:
@athelene you seem to know a lot of things dito sa Aus. 🥰 Can I ask if you have any idea how freelancing legally here in Aus?

I've done very little freelancing so far, but generally you need to register for an Australian Business Number (ABN) if you want to work as a freelancer/contractor. If you're the only one working in the business, you'd probably start off as a Sole Trader. Once you get your ABN, you're good to go with starting your business.

You don't generally need to open a bank account specifically for your business, but personally that's what I did, so it's easier to track the cashflow when tax season comes around (hindi mixed with personal expenses).

Also, you actually don't need to register for GST unless you have a turnover of $75k. As a starting freelancer in Australia, you probably won't need this in the beginning.

Hope that helps.

Starting a Business
https://ato.gov.au/business/starting-your-own-business/business-structures---key-tax-obligations/#SoleTrader
https://business.gov.au/Planning/Business-structures-and-types/Business-structures

Getting an ABN
https://abr.gov.au/business-super-funds-charities/applying-abn/abn-entitlement
https://abr.gov.au/business-super-funds-charities/applying-abn

GST
https://service.nsw.gov.au/guide/goods-and-services-tax-gst-businesses#registering-for-gst

athelene · January 2023

@maguero said:
@prograceing Since you seem to be a health care worker, also consider that you might need to apply for things like a working with children check, working with vulnerable people check, etc. before you can start in your workplace. Some employers shoulder the cost of the checks and some don't. Medyo mahal din so you may have to budget for these, just in case.

If you plan to drive here, I suggest that you also budget for driving lessons, tests and the licence. These are upfront expenses and they can add up din kasi.

Probably (AFP) police check din ($ 40-100 din sya).

I don't know if you will be working in a hospital setting, but if you will be, the hospital may also require you to get vaccinations as part of the employment onboarding process. The cost differs depending on which vaccine you need, but each can be between $ 25-70. Some of the required vaccinations in QLD are Measles/Mumps/Rubella, Pertussis, Varicella, Hepatitis B; I'm gonna guess the same din ang requirements for VIC.

ga2au · January 2023

@athelene said:

@ga2au said:
@athelene you seem to know a lot of things dito sa Aus. 🥰 Can I ask if you have any idea how freelancing legally here in Aus?

I've done very little freelancing so far, but generally you need to register for an Australian Business Number (ABN) if you want to work as a freelancer/contractor. If you're the only one working in the business, you'd probably start off as a Sole Trader. Once you get your ABN, you're good to go with starting your business.

You don't generally need to open a bank account specifically for your business, but personally that's what I did, so it's easier to track the cashflow when tax season comes around (hindi mixed with personal expenses).

Also, you actually don't need to register for GST unless you have a turnover of $75k. As a starting freelancer in Australia, you probably won't need this in the beginning.

Hope that helps.

Starting a Business
https://ato.gov.au/business/starting-your-own-business/business-structures---key-tax-obligations/#SoleTrader
https://business.gov.au/Planning/Business-structures-and-types/Business-structures

Getting an ABN
https://abr.gov.au/business-super-funds-charities/applying-abn/abn-entitlement
https://abr.gov.au/business-super-funds-charities/applying-abn

GST
https://service.nsw.gov.au/guide/goods-and-services-tax-gst-businesses#registering-for-gst

Very insightful! Thanks so just the Abn pwede na pala magstart kala ko need pa iba. 😊 Thank you.

IamTim · January 2023

Happy Straya Day!

songhyeky0 · January 2023

Happy Australia day.

Question: Anong magandang superannuation na kumpanya?

prograceing · January 2023

Hello, nagbabasa basa lang tungkol sa TFN. Sensya na po medyo nalilito lang ako, alin dito sa dalawa kapag permanent resident?

prograceing · January 2023

@prograceing said:

Hello, nagbabasa basa lang tungkol sa TFN. Sensya na po medyo nalilito lang ako, alin dito sa dalawa kapag permanent resident?

NVM po, parang nagets ko na hehe

wallflower11 · January 2023

@songhyeky0 said:
Happy Australia day.

Question: Anong magandang superannuation na kumpanya?

Australian Super

Joninho · January 2023

@prograceing said:

Hello, nagbabasa basa lang tungkol sa TFN. Sensya na po medyo nalilito lang ako, alin dito sa dalawa kapag permanent resident?

Yung foreign passport holders, etc.

Rizza · January 2023

Hi po, sa mga nanggaling po ng sg, ano po magandang delivery service (box) from sg to au sydney po para sa mga gamit? May maadvise po ba kayo, thanks po in advance.

kristina31 · January 2023

Hello po mga kabayan, we are a family of 3 and intending to have our big move this May or June. Just want to ask, what documents ang hahanapin when we fly na po. And pano po ang naging accommodation dun, airbnb or hotel or pano po ba? We don't know anyone in OZ. Thanks po in advance.

rcarbon · January 2023

Hello po sa mga nag BM na, paano nyo po napa-validate ang covid vaccine records nyo? Pagdating na ba ng AU or pwede gawin prior your move? Thanks!

ga2au · January 2023

@rcarbon said:
Hello po sa mga nag BM na, paano nyo po napa-validate ang covid vaccine records nyo? Pagdating na ba ng AU or pwede gawin prior your move? Thanks!

Hindi nirerequire ang vaccine records. Check mo lan gung website nila.

deybid9 · January 2023

Regarding CFO for VISA 190: Kelangan po ba kuhanan ng CFO ung anak namen na 7 years old?

erwin2022 · January 2023

@deybid9 said:
Regarding CFO for VISA 190: Kelangan po ba kuhanan ng CFO ung anak namen na 7 years old?

Hi. As per CFO Officer, eto po reply nila sa akin.

plasticeye · January 2023

@ga2au said:
Jist to update everyone here. Nag viewing kami Saturday, then now na approved na lease namin sa 3 bedroom house dito sa blacktown. Wala kaming work pareho, but we send a screenshot of our bank. I think malaking factor ung alam nilang makakapag bayad ka kahit 6 months kayung walang work. May bahay na kamim yey! ❤️

Hi @ga2au , sg bank to?