Student Visa (Step by step)

danyan2001us · June 2014

@ozdreamer0323, @dreamprayhard84.....if tingnan natin yong share ni ozdreamer....mentioned mo na pinapabalik nyo yong pera sa mga naka utang sa inyo by april then by may you already had the enough funds for your tuition and baon....then ngayon is june.....just to raise this clarification...so yon bang funds nyo in a bank ay wala pang 3 months before you lodged your application?...if wala then hindi talaga tatanggapin ng CO nyo yon.....

ozdreamer0323 · June 2014

@danyan2001us Oo nga po kuya and i would understand kung yun po yung sinabi niya pero kasi ang sinasabi niya sa akin is that since via the money came from selling a property, it is not valid. May kasabay po ako naglodge weeks before us ang gamit po nilang funds came from sangla ng lupa and wala pong 3 months sa bank ang pera nila kasi late sila binayaran, nakalusot po.

Anyway po, If mag loan po kami from a bank na accepted source ng immi for bank loan, di na required 3 months history di ba.

bellaparaiso · June 2014

@ozdreamer0323 Other than the itr na minention ni @dreamhardplayhard84 , nagpass rin kayo ng Business Permit for your lending business? Baka yun yung hinihingi ng CO para masabi nya na "I can feel it" na legit yung pinanggalingan ng money.

ozdreamer0323 · June 2014

@bellaparaiso naku kasi dito sa province ala naman bus permit ang 5/6 hahaha.

bellaparaiso · June 2014

@ozdreamer0323 Hehehe. Ako kasi hiningan ako ng agent ng bus. permit na isusubmit since self employed ako

Siopao23 · June 2014

Hey guys. I just lodged my visa application on june 4. Embassy acknowledged that they have received it on june 6. Had medicals done days prior and results were submitted to dibp on the 9th. 12th was a holiday (independence day), plus the weekend. Do you think I'll be getting a visa decision within the next week? Subclass 572, diploma in nursing at TNQIT. I'm just so worried I might not make it on time as classes start july 7 and plane ticket prices are getting expensive by the day. Is it advisable to defer? Or should I wait a week or two more? Heeeelp.

Upto 3 months ang decision for student visa . Kung malapit na yung intake mo try to email ung school mo na wala pa visa mo para bigyan ka ng extension or email mo ang immigration na malapit intake date mo at tanong.mo kung kailangan mo humingi bagong COE

ozdreamer0323 · June 2014

@bellaparaiso yun may makukuhanan naman kami niyan. we plan to check and see if a bank loan can stikl be done prior to July 4 ....

bellaparaiso · June 2014

@ozdreamer0323 Ay sana naman pwede na yan kay CO.

dreamprayhard84 · June 2014

@ozdreamer0323 ang bank loan pwede at no need ng bank history, yung mga bank pag nagloan ka may ibibigay sila na certificate na nag loan ka sakanila at yun ata yung pwede mo ipasa sa immi, paki tama nalang po ako kung mali ako.

VegeMate · June 2014

ah talaga @belleparaiso kailangan talaga magsubmit ng business permit pag self employed? I am online freelancer kasi, wala ako mabibigay na business permit

ozdreamer0323 · June 2014

@dreamprayhard84 same po tayo ng information na hawak and ito na lang chance namin talaga. Bukas punta kami banks. Sana lang abot till July 4th kasi yun yung taning sa amin ng immigration e.

bellaparaiso · June 2014

ah talaga @belleparaiso kailangan talaga magsubmit ng business permit pag self employed? I am online freelancer kasi, wala ako mabibigay na business permit

Yup. Yun yung kabilin bilinan sa akin ng agent. My business is online based and puro digital products rin. Pinaspas ko tuloy yung city hall namin para lakarin yung bus. permit.

bellaparaiso · June 2014

@dreamprayhard84 same po tayo ng information na hawak and ito na lang chance namin talaga. Bukas punta kami banks. Sana lang abot till July 4th kasi yun yung taning sa amin ng immigration e.

Aabot yan.

Pag nagsubmit ka ng docs, email ka kay CO mo then sabihin mo na nasubmit mo na yung documents and kung kailangan pa nila ng ibang docs, bigyan ka ng ma oras para ayusin yung docs ninyo since kukunin nyo pa sila sa banko.

pmm0202 · June 2014

Hi Guys question po kapag parents po ba yung mag susupport kailangan pa po ba ng affidavit of support?

bellaparaiso · June 2014

Hi Guys question po kapag parents po ba yung mag susupport kailangan pa po ba ng affidavit of support?

Yes. kailangan sya.

dreamprayhard84 · June 2014

@ozdreamer0323 abot basta malakad nyo yung loan pagpunta nyo bank dalin nyo na lahat ng docs pati itr kasi need ng bank un nag inquire dn kasi ako dati sa bank need dn nila ng itr or any business permit.

dreamprayhard84 · June 2014

@pmm0202 need yan.

ozdreamer0323 · June 2014

@dreamprayhard84 Malas - as per mga banks na nakausap namin you need to present your ability to pay. Ang question nila is how can a person leaving the country pay? I told them na icocollateral properties namin, sabi ng mga banks separate requirement daw ang proof of the applicant's ability to pay. Isa pa, makikita daw ng ibang banks yung pera namin na nakadeposito sa isa pang bank and they would question why we need to loan money if we have one saved on another bank.

Hay .....

danyan2001us · June 2014

@ozdreamer0323 ...and to others as well who are interested to know info regarding FUNDS in applying for student visa, I am sharing with you these points from Australia Embassy The Philippines:
=================================================
1. The regulations require international students to show evidence of funds to cover tuition, travel, living costs and school costs for school aged dependents (if applicable). The Assessment Level (AL) of the student determines the amount of funds that need to be shown, who can provide these funds and for how long these funds must be held.
=================================================
2. The applicant must evidence that the income of any individual providing funds is sufficient to have accumulated these funds.
In all cases the decision maker should also be satisfied that, for the period that the applicant is to hold the visa, the applicant will have access to the funds demonstrated or declared in application.

================================================
3. Acceptable sources of funds:
Acceptable sources

The most common sources of funds which may be acceptable for the purpose of assessing funds for student visa applications are:
• loans from financial institutions
• money deposits held with financial institutions
• Bank Loans from financial institutions
• Loans must be issued from a Financial Institute (FI)
•A loan "in principle" is not acceptable.
•A loan must generally be at least partially disbursed before a visa can be granted. If the bank does not disburse the loan before visa grant then it is open to you to use another bank (FI) that can meet your needs.
• Visa applicants are required to provide evidence of family's income available to repay the loan. This income must be held by an acceptable individual.
• Visa applicant must provide evidence of the collateral used to secure the loan. This collateral must be genuinely held by an acceptable individual.
• If collateral is made using funds other than regular income then the applicant must provide the trail of funds. For example, a sale deed can be provided as evidence if funds are obtained by sale of property. Please note that sale agreements are not acceptable. Only the registered sale deed is acceptable for visa purposes.
===================================================
Source: http://www.philippines.embassy.gov.au/mnla/Student_Visa_Requirements.html

Hope they can help. Another factor for this funds issue is whether your institution is under SVP or not...pero kahit na SVP it is still a prerogative of the institution if it will ask for proof of funds.....good luck bros and sis....praying for you to have a positive outcome of all your visa application. God bless

danyan2001us · June 2014

@ozdreamer0323 ...and to others as well who are interested to know info regarding FUNDS in applying for student visa, I am sharing with you these points from Australia Embassy The Philippines:
=================================================
1. The regulations require international students to show evidence of funds to cover tuition, travel, living costs and school costs for school aged dependents (if applicable). The Assessment Level (AL) of the student determines the amount of funds that need to be shown, who can provide these funds and for how long these funds must be held.
=================================================
2. The applicant must evidence that the income of any individual providing funds is sufficient to have accumulated these funds.
In all cases the decision maker should also be satisfied that, for the period that the applicant is to hold the visa, the applicant will have access to the funds demonstrated or declared in application.

================================================
3. Acceptable sources of funds:
Acceptable sources

The most common sources of funds which may be acceptable for the purpose of assessing funds for student visa applications are:
• loans from financial institutions
• money deposits held with financial institutions
• Bank Loans from financial institutions
• Loans must be issued from a Financial Institute (FI)
•A loan "in principle" is not acceptable.
•A loan must generally be at least partially disbursed before a visa can be granted. If the bank does not disburse the loan before visa grant then it is open to you to use another bank (FI) that can meet your needs.
• Visa applicants are required to provide evidence of family's income available to repay the loan. This income must be held by an acceptable individual.
• Visa applicant must provide evidence of the collateral used to secure the loan. This collateral must be genuinely held by an acceptable individual.
• If collateral is made using funds other than regular income then the applicant must provide the trail of funds. For example, a sale deed can be provided as evidence if funds are obtained by sale of property. Please note that sale agreements are not acceptable. Only the registered sale deed is acceptable for visa purposes.
===================================================
Source: http://www.philippines.embassy.gov.au/mnla/Student_Visa_Requirements.html

Hope they can help. Another factor for this funds issue is whether your institution is under SVP or not...pero kahit na SVP it is still a prerogative of the institution if it will ask for proof of funds.....good luck bros and sis....praying for you to have a positive outcome of all your visa application. God bless

danyan2001us · June 2014

sorry guys twice ko na post ang entry above....admin aolee...please delete na lang the 2nd one since i can't see any option available for double post deletion....tks bro admin....my apology again....

dreamprayhard84 · June 2014

@ozdreamer0323 nag try kaba sa bpi? Pero dapat kasi may account ka sakanila base on my experience sila yung pinaka madali mag loan basta wala ka record sa credit card ma grant agad yung loan, the rest ng bank na dito higpit lalo na yang bdo money maker kaya yan. Good luck bro sana magawan pa ng paraan yan. God bless bro, si boss dan o.k n o.k yung share niya.

bellaparaiso · June 2014

@ozdreamer0323 Nakapag tanong ka na ba sa Veteran's Bank? Okay rin kasi silang kausap.

@dreamprayhard84 Madali ngang kausap yung BPI... nung nagbabayad ako ng tuition yung BDO sabi ba naman sakin dapat bumili muna ako ng dollar... tanong ko kung pwede sa kanila... sabi sakin... ay ma'am sa black market po. Ang helpful diba? Pagbalik ko sa BPI, hindi ko na kinailangan bumili ng dollar sa iba... kinonvert na lang yung peso ko into aud nung nag wire na ako ng funds sa school ko.

ozdreamer0323 · June 2014

@bellaparaiso same experience ako tayo sa bdo nung nagbabayad ako ng tuition. Eastwest helped us.

ozdreamer0323 · June 2014

@danyan2001us Kuya thanks po sa info. Ask ko lang po kung how do you define po yung " a loan in principle"? sorry po at nose bleed sa bank term/expression e.

dreamprayhard84 · June 2014

@bellaparaiso yang bdo na yan hindi maganda service nila at feeling pa mga teller diyan, ang pinaka o.k na bank BPi dali pa kausap.

VegeMate · June 2014

ah talaga @belleparaiso kailangan talaga magsubmit ng business permit pag self employed? I am online freelancer kasi, wala ako mabibigay na business permit
Yup. Yun yung kabilin bilinan sa akin ng agent. My business is online based and puro digital products rin. Pinaspas ko tuloy yung city hall namin para lakarin yung bus. permit.

Thanks @belleparaiso

agentKams · June 2014

guys need some clarifications.
in de-facto relationship with one child, need to declare it sa student visa so they can join me. question, i can only file student dependant when i am already in australia? or i can do this together with the application of the student visa? for those with same experience, how long did it take na maapprove iyong may dependants?

also, proof of funds. partner is working and will be joining say 3 months after. will this not raise a red flag since iyong income niya ang ilalagay ko na source of funds for study?

ozdreamer0323 · June 2014

@agentKams Based po sa aking nalalaman, pwede niyo na po isama sa application niyo si child (if I understood it correctly na you want to bring your child with you). Once approved, sabay na kayo aalis.

Not sure po if valid na source of funds si de facto partner po since hindi po kayo married and basing it sa March update ng Immigration rules and regulations.

Opinion ko lang po ito at based sa aking nalalaman. Maybe kuya @danyan2001us can give more info and in detail of what his stand is on your situation regarding the proof of funds.

Goodluck po and sana lahat tayo magrant.

danyan2001us · June 2014

sharing with you the new SOL and CSOL which will take effect by July 1, 2014.....

http://www.immi.gov.au/News/Pages/changes-csol-sol.aspx

for those who are chef....recently included occupation soya ngayon sa SOL so open na naman ito for those who are on this field.....