Things to do first "After" arriving in Australia

TasBurrfoot

Ano yung bsb ng NAB?

083004

eytellene

Ala pong bayad ang tfn

LokiJr

@aldousnow May mga accounts naman silang inooffer dito na walang minimum balance required tulad ng Access Advantage at Online Saver kaso yung isa may monthly fee at yung isa purely online banking hehe so limited hehe...

icebreaker1928

Ala pong bayad ang tfn

wala po, bkt? pinagbayad ka?

ptcsonic

mga sir, tanong ko lang po kung may allowance agad ang kids pag dating sa perth, para habang naghahanap ng work may pang supporta, thanks!

li_i_ren

most likely not, centrelink has a waiting period of 2 years before you are eligible for benefits. example, my sister is a permanent resident and married to an australian but she has only lived in oz for 1 year. her baby when born is NOT eligible for baby benefits yet. she needs to stay in oz for a least 2 years before she can start claiming for baby benefits.

Yukishih

@psychoboy salamat po.

icebreaker1928

most likely not, centrelink has a waiting period of 2 years before you are eligible for benefits. example, my sister is a permanent resident and married to an australian but she has only lived in oz for 1 year. her baby when born is NOT eligible for baby benefits yet. she needs to stay in oz for a least 2 years before she can start claiming for baby benefits.

as far as I know kids already have support from centrelink....
ang kelangan ng 2yrs is yung adults..

I have a friend in Melbourne, newly arrive... both of them don't have work yet but they are getting financial support from centrelink because of their baby... 350aud per fortnight...

pag nagkawork daw sila, liliit yung support...

tita_vech

@icebreaker - good to know that centrelink still has soft spot for kids. Back in the 90's when they introduced the 2-year wait period, they still provided for new migrants with kids. 400+/week if you have 2 kids, not bad at all. Mas mababa na budget ngayon, but I find that to be still very generous.

Although I must say they will only give it to you after at least a few weeks. Kasi syempre they expect may baon pa rin yung parents bago nag-migrate.

ptcsonic

sa perth po kaya same benefits din po kaya?

TasBurrfoot

sa perth po kaya same benefits din po kaya?

Centerlink is countrywide - so it should be the same as well in Perth...

li_i_ren

then how come my sister was told her baby (who will be born next year pa here in oz) will not receive anything when her husband is in fact an australian citizen and she's a permanent resident albeit di pa sya umabot ng 2 years in oz? she inquired last week lang here in nsw... hmmm...

lock_code2004

baka nmn po kasi may work ang husband? at malaki ang sweldo..
ang alam ko may eligibility/rules din naman..

li_i_ren

http://www.humanservices.gov.au/customer/services/centrelink/child-care-benefit

http://www.humanservices.gov.au/customer/enablers/centrelink/child-care-benefit/income-test

ahh yes..maybe they didn't meet the income test.

icebreaker1928

Income test for Child Care Benefit
Approved care
To qualify for Child Care Benefit for approved child care, you need to meet an income test. You do not have to meet an assets test. You need to lodge a claim for Child Care Benefit, even at the zero rate, to be eligible for Child Care Rebate.

The amount of Child Care Benefit you can get for approved care depends on your yearly family income. You need to tell us about any changes to your income. Remember that you can update/advise your family income estimate online.

This income test is effective from 1 July 2012.

The maximum rate is payable for actual annual family income under $41,026 or families on income support.

Zero rate is payable over the following thresholds:

Number of children in care Income limits
1 $142,426
2 $147,594
3 or more $166,656 plus $31,495 for each child after the third

@li_i_ren wow!!! so they are earning more than 142K... :-O ^:)^ ^:)^ ^:)^

ako kaya kelan magkakaganyan ang income...

lock_code2004

@icebreaker1928 - that's total household income diba?
so kung both working pwede naman ma-achieve yan..

icebreaker1928

@icebreaker1928 - that's total household income diba?
so kung both working pwede naman ma-achieve yan..

sabagay... kala ko kasi yung hubby nya lang nagwowork

faa317

hi po, curious lang. hangang what age po kya ang support for the child? thanks

LokiJr

Yeah...yung $41k annually for one person yan diba? Kung combined kasi yan...arguably mahirap nga naman mabuhay sa ganung kita :-S

icebreaker1928

Hello mga ka forum...
so far ito na ginawa ko


Medicare - check
TFN - check
Centrelink - Check
Bank - check
Superfund - check
Private Health Insurance - Pending

Ano pa? May nakalimutan bako?

At anong magandang private health insurance?

LokiJr

@icebreaker, nagrrent kayo ngayon? nasa magkano ang rates?

Dun sa private health insurance, natingnan mo na to? http://www.privatehealth.gov.au/

icebreaker1928

@icebreaker, nagrrent kayo ngayon? nasa magkano ang rates?

Dun sa private health insurance, natingnan mo na to? http://www.privatehealth.gov.au/

yup... 175pw

nakita ko na yan, pero sige suyurin ko...

LokiJr

uy mura a! sana makahanap din ako ng ganyan! hehe

johnandjosh

@icebreaker1928 you can try Medibank. If you want, I can give you the name and contact no. of the lady who gave me a good package (i.e., waiving most of the waiting period). She's a Filipina married to Aussie. I bet she can help you on this. Just let me know.

TasBurrfoot

@icebreaker1928 you can try Medibank. If you want, I can give you the name and contact no. of the lady who gave me a good package (i.e., waiving most of the waiting period). She's a Filipina married to Aussie. I bet she can help you on this. Just let me know.

@johnandjosh - pwede pala ma waive ang waiting period? nice...

LokiJr

which waiting period tinutukoy niyo boss? hehe...sa medicals?

Ang familiar lang ako kasi e yung waiting period sa income protection hehe

johnandjosh

@LokiJr eto yung mga extra covers. For example, your health insurance covers optical items - there is a 6 month waiting period from the date na nag member ka before you can avail of that benefit. Most of the extras have 12 months waiting period kaya if these can be waived, meaning pagka member na pagka member mo pa lang e pwede mo na ma-avail, magandang offer na rin yun.

icebreaker1928

@johnandjosh YGPM

johnandjosh

@johnandjosh YGPM

@icebreaker1928 apparently, I can't send you a message. But her email add [email protected]. Just send her an email and request for a quote.

LokiJr

Ok, most helpful, I'll keep that in mind, thanks