SG Savings to OZ

satara

@satara , check ko lng po if how mAny days bago sila tumawag? I opened a westpac acct online and they emailed me the acct no but they never called. Ayaw ko rin magndeposit unless may access ako online para macheck if pumasok. Looking forward for your reply

@Gft_SG, sorry for the late reply kasi i've been very busy trying to settle down since I got here in Sydney. It probably doesn't matter to you anymore kasi late na reply ko pero for the sake of other people, Westpac called about 1 week after I opened the account online.

IslanderndCity

for us, DBS kmi.. safe and very competitive ang rate.

Do you mean pwede iyong SG DBS (local bank kasi 'to eh) account mo doon din sa Au?

yotsuba

hello @Gft_SG, @satara.. ung number na nagcol from Westpac is AU number or SG number? (kasi me mga SG numbers na diko sagot makulit kasi sa insurance and other stuffs hehe)

then and DBS Overseas FT to Westpac may charge ba? how much?

Thanks!

gmad06

hello @Gft_SG, @satara.. ung number na nagcol from Westpac is AU number or SG number? (kasi me mga SG numbers na diko sagot makulit kasi sa insurance and other stuffs hehe)

then and DBS Overseas FT to Westpac may charge ba? how much?

Thanks!

ang nagregister sakin is AU number nung may tumwag agent from westpac,tsaka may slang din..so i took the opportunity to practice my speaking and listening too.

Gft_SG

hello @Gft_SG, @satara.. ung number na nagcol from Westpac is AU number or SG number? (kasi me mga SG numbers na diko sagot makulit kasi sa insurance and other stuffs hehe)

then and DBS Overseas FT to Westpac may charge ba? how much?

Thanks!

Yeap australia no ang tumawag. Limot ko na magkano binayaran ko pero mga nasa 25 dollars per transaction din yata

Aly24

hello po, bago ako dito s thread na to..
On going ung State sponsorhip nmen s SA, by GOD's grace, claim na nmen yan na approve PR this year. Hubby and I are still here in sg working (2yo daughter nsa pinas) at ang tanong nmen ay eto:

1) how to open acct sa australian bank pra fund transfer nlng frm DBS/ posb dito? ano po ung NAB? pede po open account online?
2) mgkno pocket money to start in SA for a family w/ a 2y.o daughter? say for example wla pa work in 3-4mos time?
3) ano advise nyo san mas indi complicated manggaling na country going to SA, d2 s sg ba o sa pinas?
4) for new migrants ano ba mas importante? hanap ng bahay within CBD or hanap ng bahay na malapit sa target na hanapan mo ng work?
5) anong website pede pghanapan ng room to rent for us? pede ba mkipgtransact sa agent thru email while here in sg or klngn andun na lng saka hanap room for us? (room sharing muna, wla pa work e hehe)
6) gumagana ba ang simcard ng smart roaming sa SA? may online bdo acct kmi sa pinas.

Salamat ng marami sa mga mgrereply.


Cheers,
Bhelle

TasBurrfoot

hello po, bago ako dito s thread na to..
On going ung State sponsorhip nmen s SA, by GOD's grace, claim na nmen yan na approve PR this year. Hubby and I are still here in sg working (2yo daughter nsa pinas) at ang tanong nmen ay eto:

1) how to open acct sa australian bank pra fund transfer nlng frm DBS/ posb dito? ano po ung NAB? pede po open account online?
2) mgkno pocket money to start in SA for a family w/ a 2y.o daughter? say for example wla pa work in 3-4mos time?
3) ano advise nyo san mas indi complicated manggaling na country going to SA, d2 s sg ba o sa pinas?
4) for new migrants ano ba mas importante? hanap ng bahay within CBD or hanap ng bahay na malapit sa target na hanapan mo ng work?
5) anong website pede pghanapan ng room to rent for us? pede ba mkipgtransact sa agent thru email while here in sg or klngn andun na lng saka hanap room for us? (room sharing muna, wla pa work e hehe)
6) gumagana ba ang simcard ng smart roaming sa SA? may online bdo acct kmi sa pinas.

Salamat ng marami sa mga mgrereply.


Cheers,
Bhelle

Re: budget, you can read the below thread... It will give you an idea how much people here allocate for their monthly upkeep.

The most important thing to look for in a house is that it should be within your budget and secondly it should be easily accessible from public transportation. Living in the CBD is not really a good idea (at least for us) as it is very expensive and it simply is like living in SG (aka living in buildings).

Once you have your PR, you can usually open your account with the banks in Australia - process may vary hence you need to look at the individidual requirements google mo Migrant Banking NAB, CBA, Westpac, ANZ, etc...

manofsteel

Share ko lang experience ko, it might help someone ...

:
So I transferred some amount thru telegraphic transfer sa DBS. After 1 or 2 days, the money was already in my Westpac account. Its one less thing to worry about ...

Hi @satara, sana masagot mo pa 'to questions ko..

1. Bank charges after successful fund transfer
Do you remember how much naging charge after you did the FundTransfer from your DBS to Westpac account? As I know ang telegraphic transfer may fess/charges like bank commission, cable charge, and even bank-end fees.

2. Access to your account upon setting foot in AU
Are you in AU now? We're you able to make withdrawal after activating your acct in AU? Sa site kse ng westpac, for migrant acct meron silang sinasabi na "Easy access to your account once your identity check is completed, with unlimited electronic access".. etong identity check I suppose is the 100points check, macocomplete ba ito within few days? Thanks!

manofsteel

@packerx this is what I am thinking also because I have been using pay2home in SG to pay my agent's fee to his ANZ bank account.

You can fundtransfer for free via DBS ibanking to your pay2home.com account. Then pay2home.com will charge you $20 when you execute a bank transfer to ANZ bank.

Hi @sinli_au, why do you need transfer from DBS to pay2home, then pay2home to ANZ with the same $20 cable charge, when you can transfer from DBS to ANZ? Is it because of the agent bank charges? or anong anong charges ba yun matitipid/maiiwasan in done via pay2hme? Thanks

tartakobsky

@manofsteel gumagamit din ako ng pay2home, fixed yung 20 dollars charge nila kahit anung amount, so mas malaking amount mas mura. Kung bank to bank kasi malaki ang charge kapag malaki ang amount.

manofsteel

@tartakobsky thanks bro. clarify ko lang, other than the fixed $20 cable charge nila and the exhange rate, wala na ibang charges?

manofsteel

@tartakobsky tsaka pano pala bro pag gawin mo transaction outside SG? let's say you want to continue doing this fundtransfer via pay2home when you get to AU. Kase I remember when logging online it's prompting for SMS-OTP to your SG number. I tried to call to have this change to my present number pero hirap makaconnect sa number nila.

tartakobsky

@manofsteel wala na pong ibang charge liban sa 20 dollars. iyong cel number for OTP po pwede po palitan ng Australia number kapag nandito na kayo. Online ko lang po ginawa ang pagpalit ng number from SG number to Au number. Di napo ako tumawag sa hotline.
Initially naka-roaming po iyong SG number ko pagdating dito, kaya mariciv ko pa yung OTP kapag nag-log in ako. Once maka-login na ako, saka ko pinalitan sa setting yung number to my local number, ayun nalipat na sa local sim yung OTP.

manofsteel

@tartakobsky thanks sa reply bro! yun DBS ba yun local acct mo sa sg that u used to xfer to pay2home? kase sa OCBC they don't have Pay2Home as merchant pag nagttry ako magadd ng new payee. Thanks again.

tartakobsky

@manofsteel OCBC rin po ako, na-add ko naman pay2home. Ibibigay sayu ng pay2home DBS account nila, yun ang i-add. Ok naman so far lahat ng transfer ko dito at sa Pilipinas.

manofsteel

@manofsteel OCBC rin po ako, na-add ko naman pay2home. Ibibigay sayu ng pay2home DBS account nila, yun ang i-add. Ok naman so far lahat ng transfer ko dito at sa Pilipinas.

alright, thanks a bunch mate!

Moontwinks

@tartakobsky - makikisali lang po sa usapan niyo ni @manofsteel. Real time po ba ang transfer? Laking tulong nung tip niyo kasi ang mga naririnig namin laki ng mga bank charges. Salamat po.

tartakobsky

@Moontwinks hi, mga 1-2 days po kasi OCBC ang gamit ko. Kung DBS po siguro mas mabilis po. Timing-an nyo lang po na maganda ang palitan. Mainam po ang pay2home kung regular kayo mag-remit, pero kung one-time-bigtime transfer po ng savings nyo mura din po ang bumili ng bank draft. Yung 100K SGD nyo po ay 120 dollars ang bayad kapag bumili ng bank draft sa DBS.

Moontwinks

@tartakobsky salamat, boss!

Another Question po. PR ba kayo dito sa SG? Nagrenounce na po kayo? If oo, pd ba malaman ang steps? Balak namin irenounce para makuha ang CPF to use as seed money there.

Salamat.

tartakobsky

@Moontwinks ito po sinunod namin

http://www.guidemesingapore.com/relocation/pr/how-to-cancel-singapore-pr

within a day po natapos kami sa ICA at CPF, tapos after a month naman po mag-appear yung amount sa nominated account.

Moontwinks

@tartakobsky - thank you po. Info helps a lot. ;-)

Moontwinks

Sharing rin po additional inputs.

I just learned through the Citi Officer that Citibank offers global transfer at no charge. Meaning kung citi sg to citi au, no cost and can be done through their online banking.

Meron rin raw sila telegraphic transfer for citi account to other bank. Sgd30 ang charge and can also be done online.

Wala po limit for both.

sinli_au

@manofsteel
$20 charge is fixed regardless of the amount and there are no other charges. I also use pay2home even now that I am already here in oz.there is no problem with the OTP since I updated my contacts to my oz phone number.

manofsteel

@sinli_au thanks for the info
@moontwinks there were some reports mga nawawalang transactions sa citi with global xfers

Moontwinks

@manofsteel: ganun ba, boss?! Waah. :-(

cholle

Opened an account with ANZ. Monday ako nagsubmit ng online application, Tuesday nagemail na sila ng account numbers, today they called me but I just missed their call! They emailed me to confirm my number and to give them a convenient time to call.

manofsteel

Opened an account with ANZ. Monday ako nagsubmit ng online application, Tuesday nagemail na sila ng account numbers, today they called me but I just missed their call! They emailed me to confirm my number and to give them a convenient time to call.

@cholle, were you able to verify kung ang ANZ minimal lang or wala ba charges on global transfers? thanks!

TasBurrfoot

@sinli_au thanks for the info
@moontwinks there were some reports mga nawawalang transactions sa citi with global xfers

Grabe naman nawawala... Don't think this is true though.

Nawawala ang transaction for a reason and one of which is an incorrect payment instruction.

cholle

@manofsteel from what I understand ANZ won't charge, rather it's the remitting bank (in my case, OCBC and DBS) who will impose charges for TT's done via internet banking. Hindi ba ganito naman usually?

manofsteel

Grabe naman nawawala... Don't think this is true though.

Nawawala ang transaction for a reason and one of which is an incorrect payment instruction.

from a reliable source who worked for the company and have tried to resolved numerous issues on similar trans, could be one or two from a thousand transactions, but i'd say better safe than sorry mate!

whichever case, i wouldn't entrust my breads on such flaws.. kaya hanap na lang ng ibang options, hehe