AU Migrants: Pls share your weekly/monthly budget...

Sean_Flores

@Megger Try Origin for Electricity and TPG for internet. You'll get a discount from Origin if you opted auto-debit for payment

Sean_Flores

Sharing our budget for a month - Location Sydney - Single Income household

Rent: $1680 - 3 bedroom flat. Unfortunately, this will increase to $470 - $510 per week soon
Food: $600
Carloan: $512 - already paid half in cash
Petrol : $320 - Costco Fuel - A lot cheaper
Electricity: $150 per month but is billed every 3 months
Water: $50 per month but is billed every 3 months
Mobile: $60 per month - 2 Users
Internet: $70 - TPG
Opal: $60 - $100 Trips to city
Netflix: $14

Plus other misc expenses.

We already set aside an amount for savings every month. So we would know how much money we still have left to play around with.

batman

@Sean_Flores hello. thanks for sharing, is this for family of 2?

fruitys

Single, no kids, Brisbane, IT

Needs:

Rent: $700/mo ($175/wk) - room at a student dorm in inner suburbs, 8-10 min commute to city/work by bus or train. Will move to a studio next year.
Utilities: included in rent
Insurance: none, Medicare is enough
Car/rego: none, public transport and walk everywhere
Groceries: $200/mo (around $30-50/wk) - buy and cook enough for 1 week
Go card: $140/mo ($35/wk)
Internet: $90/mo - Vividwireless (owned by Optus) - unlimited data over LTE. Dorm type setup yung house so bawal magpakabit. Cost is partially tax deductible for work reasons.
Phone: $35/mo

Total: $1,165/mo

Wants:

Dine out: $200/mo ($50/wk)
Netflix: $10/mo
Disposable: $100/mo

Total: $310/mo

Luho:

Barber - $40 every 2 months
Pedicure - $40/mo max
Massage/physio - $40-70/mo

Total: usually $120/mo

Freebies from work - mga sulit na sulit:

Gym membership
Espresso machine sa pantry
Bread/fruits/milk/cereals/Milo sa pantry

Overall: $1,575/mo

japsdotcom

Hello Kabayan! Meron po ba naka based sa ACT? How much po ang average weekly/fortnightly or Monthly Expenses ninyo? Salamat po.

pvgutz

sharing our budget (couple with no kids) - about 16km south of Sydney

Rent - $450 pw - 2br granny flat, includes water, internet and gas
Electricity - $50 pm (average)
Health Insurance - $220 pm
Transpo - $250 pm - (only one of us works at the moment)
Mobile 1- $85 pm - (postpaid with phone)
Mobile 2- $30 pm - (prepaid)
Grocery - $60 pw - (we shop at Aldi's most of the time )
Allowance - $100 pw - (i don't bring packed lunch, pero sobra pa yan for a week)

We still spend a lot on misc items like home stuff since we just recently moved.

Sean_Flores

@batman Yes, for family of two. Pero ako lang yung working.

mamamilk

@Sean_Flores ang laki ng budget nio sir. Nashookt ako. May I know kung what type of work po and how f ast kayong nakahanap ng work after you flew to AU? Thanks

aries08

Hi everyone! BM po namin sa Adelaide on March. How much po average expenses niyo per month?

PMPdreamer

Hello po, may nagdala na po ba ng pera dito mula pinas na nataxan dito? lets say nagbenta kayo ng property sa pinas then dinala ung napagbentahan dito?

juliatheambitiousoul

@PMPdreamer are you a resident already? If not, hindi pa sya taxable.

PMPdreamer

permanent resident visa po

PMPdreamer

@juliatheambitiousoul permanent resident po

mikeloieuy

Hi Guys,

Eto po estimate for Brisbane.

Rent - 1-BR around CBD 400-430 fully Furnished. (Maayos na apartment)
- 2-BR around CBD 450 and up fully furnised (Maayos na apartment)
- Compared sa mga nakita ko sa inner CBD. 400-430 fully furnised may makikita ka 2-BR
- Kung single ka at nag titipid search for 'UniLodge'. Ok naman rate nila. Dorm style nga lang.

I use the Domain.com.au app.

Utilities - 100 a month. Billed every 3 months.

BUPA Insurance - Basic is 230.

Mobile - $30 with 10GB na sya good for 28 days plus 10GB for Netflix (Optus)

Home Internet - $65-85. Depende kasi kung may NBN location mo. Pag wala.... wireless broadband ka. Optus ang the best offer.

Food - 10-15 per meal sa labas. (Kung with family ka. baon ka mas tipid.)

**Grocery **- 30 - 100. Depende if single ka or with family. (Mababa budget sa single kasi most of the time sa labas ka bibili ng foods)

Others:

Coffee - 7-11 is $1 a cup meron.
- Average sa mga cafe is $4-5. Get a loyalty card so free ang 10th cup.

Penny Pincher Tuesday - sa KFC 9pc Chicken $10 (mga ganun. I forgot na)
- sa McDo 24 nuggets $10 (mga ganun. I forgot na)

Haircut - $20-35

rvonline

Melbourne -monthly expenses / budget of family with 2 school kids, 2 cars and no pets

Mortgage $1900
Council rate $160
Petrol $400
Rego $132
Car service-$100
Tyre-$130
Child swim class-$100
Water-$90
Elec-$85
Gas-$80
Mobile + plans-$250
Internet-$70
Health insurance-$407
Home insurance-$100
Life insurance including income protection-$100
Car insurance-$250
Catholic School-$550 (high school +primary)
Boys haircut-$50
Lunch / dinner out - $150-$240
Work food-$200
Netflix-$14
Heater maintenance- $35
Termite protection-$35


Some expenses are once a year so it was divided by 12. Excluding clothes shopping.

Desert_Cowboy

Anung estimate nyo po kaya na expenses ng family of 6? ( couple with 4 kids) nag aaral ung tatlo. besides weekly rent na 400-500 pw. Basic living lang .Thanks.

engr_boy

Alone in Sydney (wife's partner visa still pending)

Rent (Hills Shire Area) includes internet/utilities - 200 Aud per week
Food & Groceries - 50-70 Aud per week
Petrol (Compact SUV) - 50 Aud per week
Car Insurance (NRMA) - 67 Aud per month
Phone (BoostMobile Prepaid) - 30-40 per month
Private Health Insurance (HCF) - 152 Aud per month

maureenguelan

Rockhampton monthly expenses 2020
Family of 5 ( 3 kids ) age 1yr old to 6 years old

RENT - 2-BR Flat $ 250 pw

I use realstate.com.au
ELECTRICITY - $100-120 per month

No insurance once kse magkasakit check up dito clinic muna bago ka refer sa hospital.

MOBILE - Vodaphone $30 with 10GB na sya good for 28 days plus for me lang kse si hubbh may extra phone company provided din

NETFLIX - $19

HOME INTERNET - TPG $ 59.99.

FOOD - $ 30- 100 per month ( mcdo or kfc)
Depende sa mood ng mga bata

GROCERY - 250-300 per week

Others:
Pasyal weekends - $ 50-100
Hnd nmn lagi pag minsan minsan lang

HAIRCUT - $38
GAS & CAR/INSURANCE - Company provided

mayhuiso

Nakachild care ba kids nyo? If yes, how much yung cost usually assuming with subsidy?
Thank you po.

@maureenguelan said:
Rockhampton monthly expenses 2020
Family of 5 ( 3 kids ) age 1yr old to 6 years old

RENT - 2-BR Flat $ 250 pw

I use realstate.com.au
ELECTRICITY - $100-120 per month

No insurance once kse magkasakit check up dito clinic muna bago ka refer sa hospital.

MOBILE - Vodaphone $30 with 10GB na sya good for 28 days plus for me lang kse si hubbh may extra phone company provided din

NETFLIX - $19

HOME INTERNET - TPG $ 59.99.

FOOD - $ 30- 100 per month ( mcdo or kfc)
Depende sa mood ng mga bata

GROCERY - 250-300 per week

Others:
Pasyal weekends - $ 50-100
Hnd nmn lagi pag minsan minsan lang

HAIRCUT - $38
GAS & CAR/INSURANCE - Company provided

wizardofOz

Anong gamit nyong internet?

I'm currently using TPG NBN 69.99

Okay ba yung Tangerine provider?

Captain_A

@mayhuiso said:
Nakachild care ba kids nyo? If yes, how much yung cost usually assuming with subsidy?
Thank you po.

in my experience.

long day childcare
$60 (after subsidy) per day

Captain_A

@wizardofOz said:
Anong gamit nyong internet?

I'm currently using TPG NBN 69.99

Okay ba yung Tangerine provider?

aussie broadband.. ok nmn sya..
iba iba ata ang performace depende s location mo..

mayhuiso

@Captain_A said:

@mayhuiso said:
Nakachild care ba kids nyo? If yes, how much yung cost usually assuming with subsidy?
Thank you po.

in my experience.

long day childcare
$60 (after subsidy) per day

$60 per child? Grabe, buti natanong ko. I was thinking less than 30 nalang pag may subsidy. Hahaha

kriscandy

@mayhuiso Tiered ang subsidy rate. Depends mostly sa combined annual income nyo mag asawa. https://www.education.gov.au/child-care-subsidy-combined-annual-family-income

Meron din mga child care subsidy calculators online na pwede mo gamitin

mayhuiso

Ayun! Thanks for this.

@kriscandy said:
@mayhuiso Tiered ang subsidy rate. Depends mostly sa combined annual income nyo mag asawa. https://www.education.gov.au/child-care-subsidy-combined-annual-family-income

Meron din mga child care subsidy calculators online na pwede mo gamitin

Captain_A

@mayhuiso said:

@Captain_A said:

@mayhuiso said:
Nakachild care ba kids nyo? If yes, how much yung cost usually assuming with subsidy?
Thank you po.

in my experience.

long day childcare
$60 (after subsidy) per day

$60 per child? Grabe, buti natanong ko. I was thinking less than 30 nalang pag may subsidy. Hahaha

yes per child

tgsytube

Hi guys.. Share ko lang, sa mga magmomove na sa Australia, wag po palampasin ang mga freebies at vouchers

rainybrainy

I think nagshare nako dati but we recently updated some of our budget so sharing it here again (all figures were rounded up)...

Family of 3 (2 adults and a Year 1 student)...

• Rent (Ryde area) - $1520 per month
• Electricity (AGL) - $180 per month
• Tuition - $265 per month
• After school care - $400 per month
• Gas/Transpo (including Opal cards) - $200 per month
• Car insurance (Youi) - $65 per month
• Roadside assistance (NRMA) - $20 per month
• Grocery (Woolies, Aldi, Coles) - $1000 per month
• Internet (TPG NBN) - $60 per month
• Dine out - $250 per month
• Mobile (Optus) - $40 per month
• Health Insurance (Bupa) - paid by my employer
• Sports (registration and court fees) - $100 per month
• Books (we buy from Vinnies) - $20 per month

satURday

Hello, we would like to share how much is our usual grocery budget at Aldi.

cutiepie25

Can you please share po ang budget for a single female po mid20s, just waiting for my PR, solo big move po sa melb ko po sana balak